Bayview Loan Servicing, LLC Debt Collection Complaint

Bayview Loan Servicing, LLC Debt collection department,

Payday loan Communication tactics Threatened to take legal action California

This is either from a payday loan or a credit card debt that I failed to pay. On Thursday, - -, 2015 before - - Pacific time, the landline of the residence where I rent a room ( as I have a personal mobile phone and I was already off to work ), called on the landline and left a message looking for me and saying that a case was going to be filed against me in the - - - Court since the city I reside at, -, CA, is in - -. The caller also said for me to return their call at - extension - with a case number -. In any case, I really feel that the caller should have said they were debt collectors which they did not and I really felt scared and intimidated by what they said they were going to do. I would really prefer the collection agency or the original creditor, whoever I owe to, to mail me a letter saying how much I owe. Right now, I have several debts, mostly to payday loans, - made in person at payday loan places and the rest on line. As well as


I for - am trying to avoid bankruptcy and I really wish all those I owe money to will allow me to do partial payments till fully paid. As for this caller who left me that number to call, I really would like their attention called and I will pay what is due but only after their attention is called. I really would like them to just send me a letter and I also wish that when they send me anything in writing, nothing threatening like suing me in court. There is no need to even mention that. And yes they called before - - Pacific time though the jist of this complaint is their saying that a case will be filed against me in court. That is phone bullying.