Wells Fargo Debt Collection Complaint

Wells Fargo Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt Texas

I - -, -, residing at - - -, - -, - - does hereby state for the record that Wells Fargo Bank , N.A . is in violation of my rights under the Fair Debt Collection Practices Act for trying to extend the timeline of a judgment that is no longer enforceable from the original state where it was procured. All documentation to my complaint is attached, proving that a foreign judgment, although enforceable from -, the terms of the judgment validity still is maintained in the original state. Without exception, the - judgment was filed in 2008, and under terms of - General Laws was only enforceable for five ( 5 ) years, unless the judgment was renewed. In this instance, the judgment was never renewed, even after Wells Fargo through legal representation filed a foreign judgment in the state -. - has a ten ( 10 ) year timeline of judgments being enforceable, - has a five ( 5 ) year timeline. The timeline is not extended because - has different guidelines for judgment enforcements. If filing foreign judgments in states that have a longer enforcement guideline were legitimate to extend the life of a judgment, then banks would file foreign judgments -, where judgments are enforceable for twenty ( 20 ) years. The logic of Wells Fargo may look good on paper, but I have attached the necessary exhibits to prove beyond a doubt, that Wells Fargo is re-aging a debt validation from state to state illegally. The - judgment is no longer valid, which equates to the - judgment now being invalid.