JPMorgan Chase Consumer Loan Complaint

JPMorgan Chase Consumer loan department,

Vehicle loan Taking out the loan or lease Florida

In - Chase Auto Loans reported to all three credit bureaus that they had charged off a loan with me and the loan now carried a zero balance. It remained so for 5 years, until in - I disputed the validity of the chargeoff still being on my credit report because the original chargeoff date was actually in -. In retaliation they changed the status of the loan to REPO/CHARGEOFF with a balance of $15000.00, which is more than was ever owed at the close of the loan. The loan had a protection clause ( which I paid extra for ) which was an insurance of sorts that ensured in the event I was involved in an accident that caused me to lose my employment the loan would be paid in full ''. While I filed numerous papers with both Chase and the dealership ( - - ) to ensure this protection was invoked, Chase and I in the end came to the agreement that I would return the vehicle to them and they would charge off the remaining balance of the loan. This is why in - the balance was charged off to a zero balance. However, the loan agreement actually came to anend in - when I turned the vehicle back over to Chase. This is why I disputed the entry still being on my credit report in - -.