Portfolio Recovery Associates, Inc. Credit Card Complaint

Portfolio Recovery Associates, Inc. Credit card department,

Privacy Georgia

-, which controls The - - Credit Cards had extended my wife a line of - dollars originally. We had good standing with this card for a long period of time despite the extremely assanine 25 % interest rate. It got to a point where certain interest points of - and - month special financing were dropping off and it was expanding beyond our credit limit and I was paying around - dollars every three months to bring it back down below the minimum balance. After this occurred, - lowered the balance and worked with us to catch it up. There was a disagreement on payment and the account went into collections after they tacked on - dollars more and put us over the limit. Now it is with a collections company called Portfolio Recovery Associates LLC. They have been rude, and they have bombarded my phone - times a day with varying phone numbers. They have initially failed to identify themselves until they try to bait me into identifying myself as


privacy as it 's advertising that she owes a debt - anyone can pick up my phone and say they are - there are laws to prevent this and I 've been rudely told there are not. I am not an un-educated fool and know otherwise. A supervisor attempted to get me to identify myself further only when I started mentioning the laws in our country against un-fair practices to which she said they 'd be calling back later. That is classified as harassment and a threat. They have also used auto-dialers on my cellphone a - times to get me to return the phone call to speak to someone. Please see their previous and current lawsuits -The - also says that : A pending class-action lawsuit filed in - District Court in California in -/-/- claims that PRA broke the law by using an autodialer to call consumers on their cellphones without permission. PRA lost a class-action lawsuit filed in - - - in New York, and in -/-/- was ordered to pay $350000.00 to about - consumers who claimed that the company included drafts of legal documents suggesting it would sue them when it mailed them collection notices. The Consumer Financial Protection Bureau has received - complaints about Portfolio Recovery Associates between -/-/- and -/-/-*. Complaints about attempts to collect outstanding credit card bills, auto loans and other delinquent accounts include : Threatening a lawsuit or other legal actionImproper contact ( such as calling late at night or at work, frequent / repeated calls, or contact after the consumer had asked the company not to call ) Disclosing the existence of the debt to third partiesContinuing to attempt to collect debt that was not owed or that had been paid. This has also happened.