Review and analysis of over 64 complaints against Capital One
Capital One consumers have reported over 64 official complaints related to Shopping for a loan or lease. Out of the 64 consumer complaints against Capital One, 31% were disputed by the consumer (i.e. the consumer was not happy with how Capital One responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against Capital One resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 8% resulted in non-monetary compensation.
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Capital One Consumer Loan shopping for a loan or lease May 22, 2016 - I had a Capitalone auto loan back in -. During some rough personal issues i had to make several payments late. However after i recovered loan was closed and satisfied in -. Capital one has been reporting to all - credit bureaus the history of my payments. I have reached out to them several times as well as disputed with the credit bureas. Capital one states they can report my history up to - yrs and ill not remove. I need help. This has hurt my credit report for yrs. I pay my bills on time. Because they wont remove my credit score is down - points and shows i have more than 1... |
Capital One Consumer Loan shopping for a loan or lease April 4, 2016 - I got a rejection letter from Capital 1 Auto Finance, dated -/-/-, reference number -, for a loan application from - - on -/-/-. The reason for not approving my request was " there are too many delinquent past or present Capital One credit obligations. '' I do not have nor have I ever had any Capital One credit cards. My sister in law, however, does and she has poor credit. - - -, dob -/-/-, new married last name -. She used to live at my husband 's and mine current address - - -, -, NC -. Somehow Capital One has confused our - ... |
Capital One Consumer Loan shopping for a loan or lease January 11, 2016 - HELLO this company is did a hard click on my credit file without my written consent i never asked them for credit and never authorized any one to ask them on my behalf they are refusing to remove the hard click of my credit file the date was -/-/2015 my ss # is - ... |
Capital One Consumer Loan shopping for a loan or lease January 10, 2016 - Hi, I purchased a - - 2014 in - of said year. I feel I paid too much for it. Since then I 've been paying $ -.month for the car at 9.1 % interest. My Credit score at the time was - through -. I paid $4000.00 cash downpayment and at this point ( 1yr and a half later ) I still owe aproximately $25000.00. I am - and maybe that was the reason they made me pay that much. I would like to find out. Thank you, - - ... |
Capital One Consumer Loan shopping for a loan or lease December 16, 2015 - To whom this may concern, I applied for a credit card with Capital One - - - and was turned down on -/-/2015 and a few months back. The attended asked me if I kept a balance on my credit cards and when I said No. She told me I was turned down although I have excellent credit. Further, I received a offer from the Capitol One - Reservation : -, Access Code -. I called this - to apply. Please help ... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease November 25, 2015 - I was applying for an auto loan between numerous banks. Capital One Auto Finance denied me because I did not meet the minimum age requirement. I received letters from - financial institutions stating age was the only factor in denying me an auto loan. I have held on to these letters and I am submitting this request because I believe they wrongfully denied me credit. I am - years old ( -/-/- ), which is more than within the minimum age requirement according to the Equal Credit Opportunity Act. I have supporting documents and am more than willing to provide this information**The Equal... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease November 14, 2015 - CAPITAL ONE AUTO MADE A HARD INQUIE ON MY CREDIT WITH OUT MY CONSENT ... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease November 3, 2015 - i received an e-mail alert telling me that a capitol one auto pulled a hard inquiry and pulled my report and used my social security # without my knowledge and did not speak with me prior to this about this loan, i called capitol one they said they did not pull my report, i then called - they said capitol pulled my repot and my social security # and - told me that some of the information did not match what i have on file, i then called capitol ione back they said they will forward my information, they hourt me in many ways i very upset when talkin with capitol one im ver stressed out at ... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease October 22, 2015 - - and - - - - VA - : Unauthorized Credit InquiryDear Creditor, I recently received a copy of my - and - and - credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from both credit files because it is making it very difficult for me to acquire credit. Send us written authorization that gave you access to our credit files. SS # - - - # - - - ... |
Capital One Consumer loan shopping for a loan or lease September 26, 2015 - I WENT TO A CAR LOT TO GET A CAR AND I TOLD THE LOAN PEOPLE THAT I ONLY WANTED ONE INQUIRE ON MY CREDIT REPORT BUT THEY TOOK IT APOND THERE SELF AND SENT MY CREDIT TO DIFFERENT BANKS WITHOUT MY CONSENT ... |
Capital One Consumer loan shopping for a loan or lease June 26, 2015 - i applied to my bank for approximately the last 20 years capital onebank for a used car loan of approximately $10000.00. now I have acredit rating of about -, had over $30000.00 in my capital oneaccounts, had about $12000.00 left on an original mortgageof $130000.00 on which I had made additional principal payments onsince its origination. I was insultingly rejected for a car loan forreasons that made entirely no sense at all - being too manymortgages '', when I have - and only - and had not had another inabout 30 years. I went to my local capital one bank who could notund... |
Capital One Consumer loan shopping for a loan or lease June 25, 2015 - I purchased a vehicle cautiously with the assistance of my co borrower and made it known to the dealer that I was not 100 % sold on the vehicle. I was advised that I could return the vehicle within 30 days for something else if I was not happy with my purchase. I was not happy with the vehicle and returned it to the dealer and received a return receipt. After a couple of months I receive correspondence from the finance company about unpaid debt. I received a further call from the finance companies detective who clarified that the car was indeed in the possession of the dealer who was unaware o... |
Capital One Consumer loan shopping for a loan or lease May 5, 2015 - Purchased a - Volkswagen Jetta Sedan, used, VIN : - from - - - -, - - -, -, SC -. Phone : -. Purchased Mechanical Failure Service Contract dated -/-/- for $1600.00. Issues with car from onset of purchase. Was told at time of purchase to bring back to dealership with any concerns. Did so, was informed the - individuals that assisted me were no longer employed. They could not assist me. They wanted me to trade the car versus assisting me with the utilization of the warranty. Well due to mechanical issues and such, I have requested Capital One Aut... |
Capital One Consumer loan shopping for a loan or lease April 22, 2015 - I previouly filed a compliant against Capital One Auto Finance and Credit card. They are still showing the same information they have lied about. I am still receiving sales information for $30000.00 auto loans which I have asked them to stop sending. I pulled my credit report this morning from - ( Capital One called a bogus report ) and as you can see on my credit report it is still there. As I mentioned before, the women that called supposedly investigating the issue was just as bogus by doing nothing she said. The IRS behind this concern has been over for over a year. What is Capital On... |