Review and analysis of over 2,162 complaints against Encore Capital Group
Encore Capital Group consumers have reported over 2,162 official complaints related to Cont'd attempts collect debt not owed. Out of the 2,162 consumer complaints against Encore Capital Group, 19% were disputed by the consumer (i.e. the consumer was not happy with how Encore Capital Group responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Encore Capital Group resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 31% resulted in non-monetary compensation.
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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 17, 2016 - Midland Credit Management keeps sending me a bill, even after I requested a validation from them. They have n't validated the debt, just sent me a computer printout from their own records, not from the original creditor.... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 15, 2016 - After receiving letters from Midland Funding I decided to pull my credit report to realize that Midland Funding was and still is reporting inaccurate information to the credit bureaus. I 've been sending letters for the last - tears trying to resolve this issue. I 've requested any documentation that they have on these alleged accounts ( statements, checks, payments ... ) All they could do is to provide me with the information of the original creditor. I 've contacted the alleged original creditor and they are not longer reporting these accounts on my credit report after my claim. They purg... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 12, 2016 - Midland Funding , LLC continues to contact me either by phone or by mail regarding a - - account which was not mine. I have told them they have the wrong person and they have verified it on the phone with me via cross referencing the SS number of the account holder and my SS number. They contend they will take my information off the account each time I talk to them and then something pops up from them again every 3-4 months. I think they have people looking for something to do.... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid May 10, 2016 - I was sued in 2014 for a debt that I owed - -. Midland Funding bought the debt and filed a suit against me and garnished my wages until the balance was paid in full. After paying this debt in full, I received more correspondence from Midland Funding as well as - and - -. stating that I was being sued again for the same debt. I have spoken to both compnaies and Midland Funding refuses to speak to me about my account and told me they sold the account to - - - after this account was satisfied. I contacted - & - and they stated that they never received the money that ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 10, 2016 - Midland Funding is lowering my credit report and creating problems for me by reporting a Collection account on my credit report. This debt is NOT mine and yet they continue to ignore my requests to remove the derogatory remark. I ca n't understand how they can ruin someone 's life without providing any proof a debt is owed. If the CFPB ca n't help with situations like this I question why it even exists? The credit reporting agencies dispute procedure is useless in these situations and need to be changed.... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 17, 2015 - we keep getting calls from midland credit which we do not or ever had any loans with and when we answer the phone they do not respond but when we call them back they want our phone number and we told them to quit calling but they keep calling our house ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 16, 2015 - This is a complaint against Encore Capital Group and its continued collection of a debt while the account was under investigation and is still under investigation for fraudulent charges. On -/-/- the judgement against me initiated by Midland Funding was set aside because of lack of sufficient service. The writ of garnishment was squashed. In court, I was handed an overview of the account ending in # - and I stated in court that charges that created the balance were not mine. ( see minute entry -/-/- and - pages of spreadsheets printed by Midland Credit Management ) The ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy December 15, 2015 - original account number was charged in a Chapter - bankruptcy in -/-/- Wa DOc # -, then again in -/-/- Wa DOc # -. Because it gets sold and put back on. Since I have had it removed from my - credit report and working on the other - agencies, now the debt collector has decided to contact me, and say I owe the money ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid December 14, 2015 - - - Bank and their second collection agency are in violation of the Fair Debt Collection act. The First collection agency assigned to - - was satisfied and paid in full. Now in - - Midland Credit Management became the owner of debt that has already been paid. I am tired of this nonsense, and so is my attorney and he knows California Law and that the debt can only be assigned once. Please help. - Creditors have been notified to remove these items from my credit but to no avial, I keep getting the run around. I greatly appreciated your help! Thank you. I have disputed with a... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 13, 2015 - I did have a - account ( -? ) but when the store closed in our area -/-/-, I paid off my account and closed it. I JUST got a letter from Midland Credit Management - - - - saying that this account was " charged off as an unpaid delinquent debt on - '' but Midland wants me to pay them $370.00! I do not owe this money and asked the credit agencies - to remove this from my credit reports. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid December 13, 2015 - In - 2015 I set up a settlement with Midland Credit Management ( Midland Funding LLC ) for a debt they bought from - - -. I paid the agreed settlement in - 2015. I received documentation for the settlement agreement and that it had been paid. This company is still reporting this account open to the - credit bureaus. I have disputed this with the credit bureaus and the company still maintains that I have balance due. When I called the company and spoke with Consumer Affairs division, they claim that the Internal Legal department has not notified them the debt has been paid. I ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid December 8, 2015 - I settled my credit card account with - and after I paid as per my agreement they sold the debt to Midland, I told Midland I settled with - and Midland then filed a collection lawsuit against me. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 6, 2015 - THis is not mine ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 6, 2015 - This complaint concerns both harassment and misrepresentation. The Midland Credit Management collection agency has called me repeatedly about a debt that is not mine, although they did not identify themselves as a debt agency. Each time they called, they said that they wanted to speak with the person who the debt belongs to about a 'private business matter. ' The individual in question is an independent contractor, so it is possible that a - party would try to reach her about a legitimate business matter. However, after the first time they said that, I suspected that it was not, in fact, ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 4, 2015 - I was contacted by Midland Credit Management in 2014 in relation to a supposed debit owed to a Credit card issued by a - some eight to nine years ago. I do not remember ever being involved in anyway with - and asked for back up showing the debit was valid. They could not provide any proof, however when my employer received a wage garnishment, paid a similar amount to that claimed by a Bank Check. MCM have again contacted me relating that the debit is still valid and want payment of a similar amount. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 3, 2015 - To Whom It May Concern, please note this is my - complaint in 2 months against Midland Credit for the same issue. My first complaint was disregarded as was my request to cease collection activities and further communications regarding debts alleged to be owed by me. Midland did not conduct an investigation of my complaint, but quickly responded and closed my complaint just to check off the box. Then to retaliate for filing a complaint in the first place, they had their law firm send me a robo-signed affidavit threatening a lawsuit on - of the - accounts they claim to be mine. They too... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 2, 2015 - Midland credit management is attempting to collect on a debt that is not mine. I have started receiving collection letters from them in - of this year stating they are collecting on the bad debt that they purchased from - bank for the amount of $2200.00 for account # - however, I never had a - bank credit card or any other - bank accounts ... I have contacted - bank who confirmed there was NO bad or any outstanding debt from my to them. THIS IS AN ILLEGAL COLLECTION AND MIDLAND IS NOT WILLING TO DELETE THIS FROM MY CREDIT REPORT EVEN AFTER I SERVED THEM WITH A LETTER FROM -... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid December 1, 2015 - First I started to get calls from a strange - number I did not recognize. When the caller finally left a message it stated I owed a past debt that has already been settled. This shocked and frustrated me as I had finished a debt consolidation service two years back and was being careful with my current finances. I still have my debt consolidation paperwork and have access to past bank statements. I blocked the company 's number from my phone. I have since gotten a letter in the mail from the same company saying thank you for my " recent payment '' and to pay the current past debt balance. I... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 29, 2015 - We keep getting calls from Midland Credit ( - asking for a - -. When we tell them that no one by that name lives here and to take us off their list they hang up with no response. And then they call back later. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 28, 2015 - I Discovered an account serviced by midland funding on my credit report that was not mine. in effort to remove it, i paid the attorney representing midland the funds. In addition, i 've asked midland for a full validation of the debt which they have not provided after asking several times. The funds were paid to the attorney on - - however midland is reporting as of - - the account is open with a full balance. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid November 28, 2015 - I paid the debt off and the collection company is still reporting as a collection account. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 24, 2015 - We have received at least - calls from Midland Credit using a telephone number of - within the last month. When I answer, they do not respond. I finally got someone to respond yesterday and they claimed they were trying to collect a debt from my husband on a " - '' credit account. I told them we never had a credit account with that company and I would call the company directly. They insisted and asked me to verify my husband 's social security number. I refused, told them to remove our name from their call directory and hung up. I thought this was a scam because we have a credit monit... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 24, 2015 - Midland Credit Management issued me a refund check in the amount of $1000.00 on - -, 2015. This check was deposited by me on - -, 2015. However, this check was voided on - -, 2015 by Midland Credit Management because it was supposed to be issued to my father, - -, and not me because it was a refund to the individual who had paid the original amount to Midland Credit Management. I spoke with customer service on - -, 2015 and was told a refund check will be issued within four to six weeks to my father, - -, and will be mailed to his address within that time.... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 23, 2015 - BELOW IS THE E-CERPT FROM THE LAST CORRESPONDENCE I SENT TO MIDLAND : The last correspondence I sent your company dated - -, 2015 pertained to a demand for validation. Your company 's response dated - failed to provide me validation of the account and at the same time you have persevered with reporting the account on my credit report. Additionally, instead of a collection account with a charged-off amount, the account is being reported as an open past due account, to make it illicitly appear as an installment account in an effort to have a greater negative impact on my credit score. T... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 22, 2015 - I am lodging a complaint against Midland Funding LLC - -, and - as they are motioning for wage execution for a debt that I do not owe. I have explained to them that the debt was not mine, and they have not presented evidence to counter that. I have written to the court to dispute this, and they are still attempting to go forth with the motion despite my insistence on the fact that I did not make whatever purchases they are accusing me of, and are attempting to collect my wages. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 19, 2015 - I 'm receiving these letters from this collection agency called Midland Credit Management Inc. and they want me to pay the amount of $2000.00 and this is absurd. I have never conducted business with this company and I am disputing this claim. I do not know how these people got my full name and my address. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 18, 2015 - This debt is not mine. I sent the company a demand for validation to provide me Contractual Agreements for this account. They have not provided any validation. In turn they have continued reporting the account on my credit report thereby violating the FDCPA which is punishable by a $1000.00 fine in court. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 17, 2015 - Repeated calls ( several every day ). I filed an earlier complaint but nothing was done. I have no debtsIs this complaint process of any use??????? ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 16, 2015 - I 'm receiving repeat hang up phone calls from Midland Credit ( - ). I do not have any collections and I 'm concerned that this is a phishing call when I called them back they wanted personal information that I would not give. Please help. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 13, 2015 - I, - - am submitting another complaint as a result of this company 's non-response to my original complaint. They claimed that they were not authorized to communicate with my son who assisted me in submitting the complaint, even though I provided authorization in my original complaint and submitted the complaint directly. I have also provided another authorization via Midland 's web site per their instruction so there should be no need for another non-response. As indicated in my dispute of their non-response to my original complaint, I feel this is just another unfair collection tactic.... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid November 12, 2015 - I have been trying for over a year to have an account removed from my credit report. The account was first reported negatively - -. I have tried disputing it through the - major credit reporting agencies, to no avail. The collection company keeps changing the reporting date year after year. I have sent them actual copies of my credit report showing it being reported in - -. Nothing I have tried has worked. I have to accounts with this company, both are in violation of my rights. This was a credit card debt and it has been reported negatively now for almost eight years. Midland C... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 11, 2015 - The debt collection agency has reported to the credit bureaus that I owe money to -. I have not had a - account for over 10 years no do I owe them any money. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid November 11, 2015 - As of -/-/- I have been paying - - - - on an old debt. MY last payment was on -/-/-. When I called - concerned about my balance on -/-/- and again on -/-/- because I owed no more payments.I have been paying on this for 5 years. They refused to see my pay records and did n't want to speak to me and said they sent to the account back to - -. So i called - and they said they have not received any information from central credit services. In the mean time I come in contact with Midland credit Management. This is who central credit service... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 10, 2015 - hello I received a debt collection notice from Midland Credit Management stating I owe a debt. I do not believe I owe this debt and they can not give me any proof of this debt. I have also tried calling -, - and they all direct me back to Midland Credit Management. If I in fact have a debt I will gladly pay it but I do n't and until I have proof of this I will not pay it. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 9, 2015 - This company reported to my - credit reports this account and after disputing it about a year ago, all - credit reporting agencies deleted the account. On - - 2015, the same collection company started sending me demand letters AGAiN. FYI MCM~ I have all my records and if you continue to demand payment on this account that was deleted and was not verified as mine AND/OR Re -Report any credit bureau, I will retain an attorney to Pursue them for financial compensation for the time, inconvenience, defamation and financial injury fro you ( MCM ), deliberate actions. Not to mention, fi... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 8, 2015 - Midland Credit is calling my unlisted land line at home several times a day. I am on the National DO NOT CALL list. Midland does not leave a message on the answering machine. A few times I picked up the phone and said nothing. After a minute or two, the call disconnects. No one from Midland ever says anything. This started around -/-/15 and continues through today ( -/-/15 ). I do not owe any money or have unpaid bills. A debt collector should not be harassing me like. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 7, 2015 - I have repeatedly told this company this does not belong to me..Midland is the company and - - is the issue..I have asked for documentation where I supposedly opened this account and have received nothing. Please help. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 6, 2015 - MCM , Inc. continues to pursue me in a matter that was dismissed in the - - - - - Arizona on -/-/2014. The company continues to negatively report a debt that I do not owe to the credit bureaus. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid November 6, 2015 - The debt was paid off, however they are still reporting it as in collections. They say they have no record of payment. I did n't know I never received anything stating it was paid, as I paid it over the phone. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 6, 2015 - Midland Funding filed a lawsuit against me a year ago attempting to collect on a debt I do not recognize. The only evidence they have provided is a single affidavit from an employee of Midland -. I believe it to be a robo-signed affidavit. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 6, 2015 - Midland Credit Management continues to harass me multiple times a day over a debt that is not mine. I have told the company multiple times this debt is not mine. Have told them another person in Missouri has my same name. Told them to take it off my credit and off of their call lost. The company in the beginning almost had me tricked into thinking this was my debt. I have verified with my files this is not my debt. Company says I need to have a police report to start the process of removing from their list. Company is a scam and trying to get money by using harassment tactics and they ca n't e... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 5, 2015 - Midland Funding purchased debt originally from - Bank. The account with - was orginally opened -/-/-, first reported -/-/-, at the time balance was $950.00, note the original credit limit was $950.00, and I keep getting offers from Midland to pay debt, they 're stating my current balance is $1700.00 and I have - options to pay, I did n't respond. I do not owe this debt ; I dispute this debt. I am well aware of my rights under the Fair Debt Collection Practices Act ( FDCPA ) and my state laws. I have checked with my State - and verified that the Statute of Limitation... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 5, 2015 - I received a letter in the ail from MCM-Midland Credit Management Inc. account ending in - to collect on an old - debt, Acct-ending in -. I called MCM and told the rep that the debt was not mine and also asked for more information about this debt. The rep told me it was from 2006 and I told him I never had a - account and also that this was an expired time barred debt. Rep told me that it is still collectible. I asked the rep what I needed to do because I never had a - account for credit and also I did n't want him or his company contacting me further due to a debt I never had. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 5, 2015 - Midland Funding LLC has been trying to collect a debt they say I owe from another company they bought the debt from. Problem is that I do not know the company and have told them I do not owe this debt. They would call my house about - times a day, and kept harassing me about this debt. when I asked for proof that of the original amount, they kept insisting they sent this to me, which I never received. My husbands Aunt has the same first and last name as I do, and is in the process of filing Bankrupt. I do not owe this company and now they are trying to take a legal judgment against me. Sick... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid November 5, 2015 - - shows the - accounts in a negative position - it is not true, and I need to remove the - from collections account on - credit reports. Look for attachments from - credit report - even - have written that both the account closed and paid in full. I demand to remove these - accounts of my report on - system. Only on - has these. Please help me Immediately clean my report. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 5, 2015 - Before I file a lawsuit against Midland my lawyer advice me to try to resolve this amicable via the Bereau of consumer Financial protection. Midland Credit Management Inc. has been harassing me since late last year on my credit reports -. ( - United States - section - ( - ) ). I have been in contact with them multiple times sent certified letters to them as well -/-/-. Last letter I received said " Based on the information you provided we have instructed the credit bureaus to delete the above reference MCM account from your credit file. '' But no action was taken my credit ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 1, 2015 - Midland Funding LLC has garnished $1000.00 from my midland bank account, and they claim that it was court ordered and i did not received any legal documents that state so. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 29, 2015 - I placed a catalog order with -/-, I was asked to make an initial make required deposit and did so. However, I never received the merchandise. I have made numerous attempts to have the information removed from my reports with no success. Please see my letter to them with other supporting documentation to support my request to dispute their inaccurate and false reporting to you. Their negative information is impeding my ability to get a mortgage. In -/-/-, and -/-/- repeatedly requested tracking numbers in order to verify that I never received the merchandise they claim they sen... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 28, 2015 - I was issued a summons from Midland Funding LLC by -, - - - ( which lists a - - - - - - ) that also says - - - - with a " WRITTEN CREDIT CARD ''. Ending with a number of -. I do not know or have no idea who and what these people are talking about. They have listed a previous employer. Which I no longer work for. I do not have a job. This summons says I have 35 days to dispute this debt in writing. This has to be some type of scam or fraudulent means of getting money out of me by someone who is impersonating me with a WRITTEN CREDIT CARD! THI... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 28, 2015 - I spoke with - - regarding a debt that Midland was attempting to collect that was beyond 7 years old. He advised me the account was open in - & charged off in -. I advised him that it is now - and that under state law the debt is no longer valid. Additionally I received no notice from them regarding it and it is also not showing on my credit report. When I ask for proof of the debt he danced around the question several times attempting to talk me out of it before he finally consented. He also danced around disputing the debt. They have also not attempted to reached me at my reg... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 27, 2015 - . I submit a Letter Of Validation to Midland Credit Management. To provide me with the following : Agreement bearing my signature, or contract, valid copies of the debt agreement. A complete payment history on this account along with an accounting of all additional charges be assessed? Anything stating I have agreed to assume the debt. As of this date, I have n't received copy of the alleged letter verify information provided by the seller. Midland Credit need to provide all documents to myself and Bureau of Consumer Financial Protection. Midland Credit has n't response to my Letter of Validat... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 26, 2015 - Please remove the following from my credit file as it does not belong to me : MIDLAND FUNDING LLC # - - - -, CA - ( - ) - for Collection : -/-/-Responsibility : Individual AccountAccount Type : Open AccountLoan Type : FACTORING COMPANY ACCOUNTBalance : $ - Updated : - Amount : $ - Creditor : - - - Due : & gt ; $1000.00 & lt ; Pay Status : & gt ; In Collection & lt ; Remarks : & gt ; PLACED FOR COLLECTION & lt ; Estimated month and year that this item will be removed : -/-/- ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 22, 2015 - I 've written 4 letters since - -, 2015 to Midland Credit Management to valid that I owe them. They sent me a computer generated copy someone printed out. No signature! All I 'm saying is I will pay them if they can supply proof I owe them. They ca n't, and they 've had since my first letter to them -/-/- to valid it. What they did instead was notify the - major credit bureaus to change my statues to " Disputed ''. The FDCPA clearly states that they have to stop collection activity if the consumer disputes. This alone is a violation of the law!!! I will not and can not make mysel... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 22, 2015 - Refused to remove inaccurate information from my credit reports. Also information is over eight years old.they also refused to provide copies of original contracts or statements to prove validity of said debt. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 21, 2015 - They sent me a letter stating that beginning - -, 2015 their company will start taking $75.00 on my account. The company kept sending me letters about the debt which I do n't recognized. I did request in writing to send me the validation of debt which they failed to send. Now, this is what they want to take money from my account without any judgement or proof of debt. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid October 19, 2015 - I called to see how much money was in my bank and found it was garnished by Asset Acceptance. They claim I owe on a debt that I already paid to - -, attorney in Oregon. I paid this off -/-/-. Apparently there was a judgment for this paid off debt -/-/-. I called - 's office and they sent all the paperwork to Asset acceptance, who just garnished my checking account. I originally called - in -/-/- to see if I was making my last payment when I was told the account was transferred back to Asset Acceptance and was given the number. I called to make sure that was my last p... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid October 16, 2015 - Status : Collection account. $670.00 past due as of -/-/- Status Details : This account is scheduled to continue on record until -/-/- ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 15, 2015 - -/-/- I filed online dispute - about some negative accounts that are not mine. This is - of them. On - - and -/-/- I sent certified mails to Midland Credit Management to validate my debt per FDCPA 15 U.S.C -/-/-g Section 809 ( 8 ) and per FCRA Section 609 ( a ) ( 1 ) ( A ). To date, Midland has failed to comply with my requests. I am attaching all documents sent to them with copies of certified request receipts. Today - -, I have sent them another letter to provide me proof of my alleged debts. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid October 14, 2015 - Collection account dates back dated to - for - CC that was paid. Complaint # -. Amount - times what - reporting. I do not owe this money. Filed dispute with Midland asking for verification of debt and statement was put on my credit report meets FCRA. Status of investigation findings never sent to me. Proof that I owe never sent to me. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid October 14, 2015 - Midland Credit Management received a Court Civil Judgement of -. On -/-/2014 I made an agreement with Midland credit to repay my debit - dollars per month till amount was paid offOnce the account was almost paid i contacted Midland Credit for a final payment amount. I was told I owed $980.00. I calculated all my payments and found I 've paid a total of - over paying on the judgement by - dollarsNo amount of contact by my bank and proof faxed and sent registered mail has resolved this issue with Midland Credit Management. ... |