Resources for resolving common issues with Southern Management Corp products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Southern Management Corp and work to get a response. After your complaint is forwarded, Southern Management Corp has 15 days to respond to you and the CFPB. Southern Management Corp is expected to close all but the most complicated complaints within 60 days.
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Southern Management Corp Payday loan received a loan i didn't apply for received a loan i didn't apply for January 25, 2017 - -/-/2017 - : I received a call from - at Southern Finance at - SC -. - told me that a check had been cashed in my name, and that repayment was expected. Suspecting a scam or con-job, I asked for additional information. - told me that they had mailed a check to me and that it had been cashed. I told him I did not know anything about this. - provided a SSN and DOB that match mine. When I asked him, - told me that checks had been mailed as a promotion to many people, and that cashing these checks was acceptance of a loan with interest in the 40 % area. - told me t... |
Southern Management Corp Debt collection improper contact or sharing of info contacted employer after asked not to January 17, 2017 - I have requested they not contact my supervisor or contact me at work and they continue to do so. They have contacted my supervisor twice and call my direct line repeatedly.... |
Southern Management Corp Consumer Loan managing the loan or lease December 26, 2016 - Southern Finance sent me a check for a pre approved loan to be deposited it was no interest rate or how much the loan would cost I was told that after I deposited the check they would send me the info on the rate of how much the - loan would cost me well I got it about 5 days after I deposited the check when they told me the interest was so high I told them I did not want the loan at that rate why did n't they tell me the rate was through the roof anyone would have not taken the loan out if the rate would have been told or given before hand .. Anyway I finally got them to agree to take the ... |
Southern Management Corp Debt collection improper contact or sharing of info contacted employer after asked not to December 23, 2016 - - from Covington Credit called my job spoke to our Portal Sgt asked to speak to my supervisor who was off asked for the Warden and left a message with the Sgt if I do n't call him that day he was going to garnish my wages and left his phone number. I spoke to - about getting the account current when I went to the office I said I did n't want to deal with - there was 3 other employees there .. - cane to the desk I was working with - about to make my payment and I told him he did n't have the right to call my job and speak to whoever answered the phone and tell them he was going t... |
Southern Management Corp Debt collection improper contact or sharing of info contacted employer after asked not to September 1, 2016 - I own this company I already talk about this but the keep calling my employee r and disclosing my information.... |
Southern Management Corp Debt collection cont'd attempts collect debt not owed debt is not mine August 30, 2016 - I suddenly began receiving notices addressed to a variation of my name from a " Covington Credit '' demanding that I contact them to avoid repossession. I have never heard of Covington Credit - know nothing about them. I believe it began about a year ago - I returned the first few notices - marked " Not at this Address - Return to Sender. '' They continued to send demanding notices - so I sent a note to them telling them that I had never heard of them, that I would file a complaint if they did n't stop harassing me with threats of repossession. A few months went by - then I received the latest... |
Southern Management Corp Consumer Loan taking out the loan or lease July 18, 2016 - I received the attached advertisement in the mail. I did not solicit anyone for a loan. I called the number to stop receiving offers. The recording said they would need my 'Social Security Number '' in order to take my name permanently from their records. It is obvious that this is a scam to get people 's social security numbers. Additionally, the amount of interest equates to 92.52 % per year. I am pretty sure that is illegal. ( I have scratched out my info on the check so it can not be used )... |
Southern Management Corp Consumer Loan problems when you are unable to pay March 23, 2016 - i have a loan - the company states that I verbally gave them collateral ive missed - payments now the company is calling threatening to have me arrested on a - felony I get ssi as my only income ... |
Southern Management Corp Consumer Loan problems when you are unable to pay March 23, 2016 - I have a loan with Southern Finance located in - - I have never been over 30 days late on the payment. We advised the manager - and the other worker - that I work overnight. When we were not able to pay on the due date or before they would call that is expected. I have a sleeping issue and I am not able to go back to sleep if I am disturbed so we wrote a letter and she dropped the letter off at the office in the drop box in - prior to us making our - payment - - came due. they started to call. On - - they called my cell phone before -! I was very angry. I got i... |
Southern Management Corp Consumer Loan problems when you are unable to pay February 9, 2016 - Covington credit in -, TN Coming to my residence at least once a week for past due payment for the past couple months. Called my parents house ( not a co signer or A reference ) 3 days in a row, multiple times a day. Proceeded to tell my parents I am 3 months behind on a loan payment. Her name is - the manager of the office. ... |
Southern Management Corp Consumer Loan taking out the loan or lease taking out the loan or lease December 5, 2015 - This company sent a live check to me which was cashed and I never applied for nor signed a contract with them. I was and have been unemployed since -/-/2015. they have reported to the credit bureas that i owe them - on - seperate lines. I have been harrassed by them coming to my home and communications by phone and mail. I have told them I have no account with them since we have no legal contract or any application. I think this company is some sort of scammer to get people of meager means to commit to them by sending out a live check to you even though they dont qualify for it due to ... |
Southern Management Corp Debt collection communication tactics threatened to take legal action November 14, 2015 - I initially paid off a secured loan with Covington Credit TN, and a few weeks later received a letter stating if he wanted to borrow another $500.00, just cash the check at a bank and it would constitute a loan. I did so. I then got into some financial problems and was unable to make payments on the loan and fell 2mo behind. A man from Covington Credit showed up at our house at - on the - of - ( my ex wife and I had gone walking from - that day because we have no vehicle ), never told us his name ( and revealed information to my ex wife - she was outside with me when talking to h... |
Southern Management Corp Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay October 27, 2015 - In process of filing for bankruptcy and they continue to call my work and my mom even after repeatedly telling them not to call and the situation with our bankruptcy. Today - called my mother said not to call her again and then hung up. He called immediately back and said he was not going to remove her number and will keep calling. - also continues to call my job even though I have told him multiple times I can not accept calls at work. ... |
Southern Management Corp Debt collection communication tactics called after sent written cease of comm October 24, 2015 - I fell behind paying a loan. Called and informed them of the reason. Directly after this, I received phone calls and voicemails repeatedly, on my cell and a work. Also correspondences mailed to my job, placed on my door where I live. Even after I asked them not to do this all my request have been ignored. I also informed them they were harassing me and was against the law, they continue. I 'm stressed enough and also under bankruptcy. ... |
Southern Management Corp Debt collection communication tactics called after sent written cease of comm October 5, 2015 - On -/-/15 I sent a Cease and Desist letter to Southern Finance, as a representative had come to my place of employment and I wanted to ensure that the harassment would stop. However, Southern Finance continues to call me and references provided on my application multiple times a day. I am experiencing a financial and have been meeting with a non-profit financial counselor. I have been advised that my budget only allows me to pay for my most basic needs such as mortgage, food, and health. ... |
Southern Management Corp Consumer loan problems when you are unable to pay September 25, 2015 - I have been receiving up to 15 calls a day, at least three visits to my home, and numerous calls from friends and family that is being harassed by Covington Credit. Several weeks ago I had a car accident that has taken me out of work for approximately a month. I have explained to them on multiple occasions that I ca n't pay because I do n't have the income to do so. I have also asked them to stop harassing my friends and family, because I am injured and just ca n't pay at this time. The harassment has just increased and I am at my wits end. Yesterday I received a message from my boss at work a... |
Southern Management Corp Debt collection improper contact or sharing of info contacted me instead of my attorney July 2, 2015 - After receiving a letter of representation from my attorney, the creditor continued to communicate with me instead of my attorney. ... |
Southern Management Corp Debt collection communication tactics frequent or repeated calls June 10, 2015 - I 'm currently paying a loan by the month and i did get things caught up.But the loan company continues to harass me with phone calls and threatening me with legal action! I am currently on - benefits with a -! ... |
Southern Management Corp Debt collection communication tactics frequent or repeated calls May 15, 2015 - Multiple phone calls through the day starting at - and ending sometimes at - EST. Multiple visits to my house and today I was blocked in the driveway by the collector and I told him to leave or I would call the police. These house visits are common and have asked them to stop doing it. ... |
Southern Management Corp Debt collection communication tactics frequent or repeated calls March 26, 2015 - Covington Credit in -, Tx. has called me on a constant basis everyday to collect on a loan payment. Given my struggle to repay this debt, the manager told me that she can not take partial payments '' because she has to report this to her corporate office. This company has even made personal visits to my house attempting to collect and leaving letters with my children to give to me. ... |