Southern Management Corp Payday Loan Complaint

Southern Management Corp Payday loan department,

Payday loan Received a loan I didn't apply for Received a loan I didn't apply for South Carolina

-/-/2017 - : I received a call from - at Southern Finance at - SC -. - told me that a check had been cashed in my name, and that repayment was expected. Suspecting a scam or con-job, I asked for additional information. - told me that they had mailed a check to me and that it had been cashed. I told him I did not know anything about this. - provided a SSN and DOB that match mine. When I asked him, - told me that checks had been mailed as a promotion to many people, and that cashing these checks was acceptance of a loan with interest in the 40 % area. - told me that they had obtained by address, SSN, DOB, and credit score from -.


told me that someone must have taken the check from my mailbox, and said that he needed me to present myself to him in person to " get to the bottom of it. '' I declined to do so, because I believe he would try to trick me into giving him information to add to his file and make it appear legitimate. Specifically, I think he would have tried to trick me into letting him copy my ID to add to the file and make it appear that I had applied for the loan in person. I think that security camera footage showing me in his office would be added to the file to make it appear as though I applied for the loan in person. I believe that the practice of sending out checks for loans that were never applied for is deceptive and predatory, because many people receive many checks from many sources, and would believe such a check to be a payment from a client or a settlement, and deposit it without realizing they were obtaining a high-interest loan. I believe that this contact from Southern Finance was an attempt to commit fraud and collect on a loan that does not exist.