ERC Credit Reporting Complaints

Review and analysis of 10 consumer complaints against ERC

Out of the 10 consumer complaints against ERC Credit Reporting, 0% were disputed by the consumer (i.e. the consumer was not happy with how ERC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against ERC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 10% resulted in non-monetary compensation.

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ERC communication tactics frequent or repeated calls

December 14, 2019 - I have had repeated calls from this company after I told them I disputed the debt through the original company as well as them. They continue to call without verifying first which violates the fair debt collection practices....

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ERC communication tactics frequent or repeated calls

August 29, 2019 - " - - '' from Enhanced Recovery Company has contacted my place of work 21 times from -/-/- to -/-/-. He has contacted me, my brother, my mother, and my ex husband during that time. He claims to be a process server and in his message claims to have tried to serve me at my home. There is always someone at my home and no process server has ever been there. The debt recently showed up on my credit report even though it is a bill from - that is almost 10 years old....

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ERC false statements or representation attempted to collect wrong amount

August 29, 2019 - I sent a certified mail return receipt the company failed to insert a date on the returned receipt and also failed to complete the credit disclosure showing the date the debt was charged off. I asked if the debt was assigned or purchased from a previous creditor and if so how much was paid for the assignment or purchase. I also requested so see the terms of the assignment. To date the collector has failed to provide this information. They have yet to validate the debt according to the FDCPA...

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ERC false statements or representation attempted to collect wrong amount

August 24, 2019 - THIS DEBT IS MANY YEARS OLD AND IS SHOWING UP ON MY CREDIT HURTING THE LENGTH OF MY CREDIT HISTORY. THIS FALSE REPORT IS ILLEGAL AND SHOULD BE ELIMINATED....

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ERC false statements or representation attempted to collect wrong amount

August 24, 2019 - I received a negative report on my credit report. It was from Enhanced Recovery comapany. They represent -. It states that it is a new account and has an open date -/-/2016. That is false and hurts my credit score. I have been with - for the past 10 years. I would like for this to be removed from my credit report. I filed a dispute with - but it came back as correct which it is not and is illegal. Can you please remove this information from my credit report....

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ERC false statements or representation attempted to collect wrong amount

August 23, 2019 - I would like to file a complaint against - and Enhanced Recovery Co. -. We notified the cable and internet company - that we would be moving from - - to - - - in -/-/2017. They informed us that we had signed a 2 year contract for their services. We mentioned that we would happily either move our services to our new home in -/-/- and or switch our account in - to our new tenants renting on premise. - informed us that they do not service our current address in - - and that we could not switch the account to our tenants. We argued that " if you can n...

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ERC false statements or representation attempted to collect wrong amount

August 16, 2019 - On my credit report, the collection agency has reported twice for the same original creditor which is - - - - but for two separate amounts. One for $580.00 and another for $1500.00. I do believe this creditor is trying to get additional monies because one is $1000.00 more with the exact amount in the hundreds. I also have not received anything from them stating this debt. Just something on my credit report....

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ERC false statements or representation attempted to collect wrong amount

August 6, 2019 - Balance : $1600.00 On -/-/2019 I notified Enhanced Recovery in writing that this debt be Exemption, Due to Hardship, they refused to cooperate or consider, or verify. Enhanced Recovery refused to follow up on my letter explaining or notice it is disputed. I wish to file a complaint against Enhanced Recovery under the Dodd-Frank Act....

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ERC communication tactics used obscene, profane, or other abusive language

January 9, 2019 - Received call from ERC in Minnesota at - at - - on -/-/2019. Individual 's name was - - (? ). Asked me to verify my address. I told him I would not verify my address until I understood why he was calling. He asked me again with a threatening tone, and I refused again, and repeated this until he asked me if " I was scared to give out my address - it was public information '', at which point I hung up. I called the main ERC number and was able to resolve the issue and find out with what company I owed the debt ( - - ) and for how much $26.00. - 's behavior was extre...

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ERC communication tactics frequent or repeated calls

December 21, 2018 - Keep getting repeated robo calls from company called ERC. I do not owe any debt, have been debt free for last 15 years, except for 2 auto loans which are paid via allotment. I have even went so far as to go to the ERC web site and filled out form to have them stop calling me but the calls still persist. I am - and wife is - and these repeated calls upset us. I am asking that this company be charge a fine or whatever the legal term is of $500.00 for each phone call. My FICO score is - and no bad credit in my credit report for last 25 years or longer!...

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ERC false statements or representation attempted to collect wrong amount

December 14, 2018 - ERC, a collection company who have never contacted me says I owe $86.00 to - - -. I do not and have dropped my credit score 42 pts because of it. This is not me....

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ERC false statements or representation attempted to collect wrong amount

November 24, 2018 - This company - - - a collection agency date -/-/2018 is charging me - dollars where, I downloaded the cell phone equipment to the - company. Where is affeting me in my Credit bureau and I tried to talk to them but they want to be paid that amount of money, where I do not owe that money ......

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ERC false statements or representation attempted to collect wrong amount

October 7, 2018 - - - - is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA...

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ERC communication tactics frequent or repeated calls

September 24, 2018 - Problem with a credit reporting company 's investigation into an existing problem...

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ERC false statements or representation attempted to collect wrong amount

August 31, 2018 - Not sure why this complaint is being closed ... this is a collection agency reporting incorrect information. I need help getting this removed. I do not owe this collection. See Complaint # - for details...

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ERC communication tactics frequent or repeated calls

July 9, 2018 - repeated phone calls by computer. I would answer phone and no one would be on the line, I would have phone calls in my voicemail that no one left a message. All the calls were identified by my caller ID so I know what one 's were from the same company. after a month or 2 of this I received a letter demanding payment for a debt I didn't owe. The next time the number showed up I would answer and no one would answer when I answer the phone finally today I just stayed on the line until someone finally came on it took a while but after getting company online they said I owed money to it was confirm...

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ERC communication tactics frequent or repeated calls

May 11, 2018 - Enhanced Recovery has been calling my cell phone using a robocaller at least 37 times this week alone. They are using sleezy tactics in trying to harass me via phone calls. I've repeatedly asked them to add my phone number to their " Do Not Call '' list but the continue to call. They always ask for " - '' who is someone I do not know. They have promised to not call my number in response to complaints I've previously filed here but continue to do so. They have called using the - phone number and also local call spoofing. My phone number has been on the national " Do not call '' list for s...

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ERC communication tactics you told them to stop contacting you, but they keep trying

March 13, 2018 - They called on -/-/- @ - ( PST ) They called on -/-/- @ - ( PST ) They called -/-/- @ - ( PST ) I asked them to identify themselves if they are a collection agency, they refuse EVERY TIME. They request for me to submit my SS #, DOB, and address before continuing to answer my questions. They respond by saying that they have a serious business matter to discuss. I tell them that I NEVER give my personal info over the phone, and I tell them that I NEVER WISH TO BE CONTACTED BY PHONE by their company ever again. I also mention that I am registered under the National Do-No...

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ERC communication tactics frequent or repeated calls

February 14, 2018 - ERC KEEPS CALLING MY FAMILY MEMBERS AND MY CELL NUMBER, I TOLD THEM TO STOP AND WON'T. CALLED FROM ( - ) -, SEE FCC COMPLIANT ATTACHED. AND INDIANA 'S ATTORNEY GENERALS DON'T CALL LIST....

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ERC communication tactics you told them to stop contacting you, but they keep trying

January 4, 2018 - I have told this company ( ERC Holdings LLC located at - - - -, FL - ) several times on RECORDED LINE to Cease and Desist contacting my phone number. The Debt Collector is using a similar debtor name attempting verification of a debt not owed by me. My phone number is NOT listed, and, for them to obtain my number is using illegal privacy invasive methods on an innocent. This company was warned to remove my number, and, at the time they said the number was being deleted, however the harassment continues. I have maintained a call log with caller identification to show this harassm...

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ERC false statements or representation attempted to collect wrong amount

January 1, 2018 - - - - is illegally reporting a more recent status date of -/-/- on a - phone bill debt from -/-/- to - and -. The debt is past the statute of limitations for collections....

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ERC communication tactics frequent or repeated calls

November 4, 2017 - I keep getting calls from ERC ( - ) asking for someone like - - ( the name is unusual. ) I have told them I am not associated with any such person, have never known anyone with such a name and to please disassociate my number from her overdue account. They apologize, say they will remove my number from her account, and then call me again the following month!...

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ERC false statements or representation attempted to collect wrong amount

August 17, 2017 - I am in collections from at - - - bill in the amount of -. - - - sent me to collections with a company called ERC. In -/-/-, ERC mailed me a settlement offer of $970.00, which I accepted by a letter. When I accepted, I told ERC I would be making weekly payments of $25.00 till paid in full. As of todays date of -/-/-, I have 13 cleared checks totaling $320.00 to ERC. I have not missed a payment since we started our agreement on -/-/-. On -/-/-, I received a statement from ERC saying I owed a total of $1100.00. I wrote ERC back with my payment tha...

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ERC communication tactics you told them to stop contacting you, but they keep trying

May 13, 2017 - I contacted this company on - - , - asking for validation of this debt. They have not responded, I did not enter into a written contract with this company and do not owe them anything....

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ERC cont'd attempts collect debt not owed debt was paid

April 12, 2017 - Enhanced Recovery Company a collection agency is attempting to collect on an alleged debt owed to - a cable company. I had contacted - disputing this alleged debt in which they did not put my account on vacation status which I had informed them to do. The - representative stated they would adjust my bill. I am still a - customer. I received no communication that - was referring my account to a collections agency. After reviewing my credit report is when I noticed that Enhanced Recovery Company was reporting this alleged debt....

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ERC incorrect information on credit report reinserted previously deleted info

April 12, 2017 - I have filed a dispute before regarding this issue with - previously in -/-/- for - and they have sold my info again to another debt collection agency by the name of Enhanced Recovery - ( ERC ). I filed a dispute -/-/- and the item was deleted and removed from my credit report on -/-/- for -. I received a alert from my credit bureau regarding this issue -/-/- for the same issue and I do n't have any knowledge of this account. ( - & - Credit Reports )...

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ERC cont'd attempts collect debt not owed debt resulted from identity theft

April 7, 2017 - In -/-/- I received a collection notice from ERC on behalf of -. They are attempting to collect a $910.00 debt from an account that was fraudulently opened. The dates for this account are -/-/- opened to -/-/- closed....

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ERC cont'd attempts collect debt not owed debt was paid

March 31, 2017 - I am filing a complaint on ERC that has added a collection to my credit report on a debt that is more than 8 years old and should be deleted from my credit record once and for all. This account was with - in 2007 then with - that is logged several kinds of ways on reports to camouflage them selves this account must be delete from my credit report. Credit reports provided as proof....

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ERC disclosure verification of debt not given enough info to verify debt

March 31, 2017 - This is the third company that has tried to collect on this debt. Each time the amount of money they say I owe increases hundreds of dollars. I have contacted - each time someone tries to collect this debt and they say they have no idea that I DO NOT OWE THEM MONEY NOR HAVE I EVER HAD ANY ACCOUNT WITH THEM. they say that they never placed my account for collection. I have sent two validation demand letters to this company demanding that they show me proof that I owe this money, since - themselves have no idea about the debt. The have ignored each request. I have sent a cease and deceit l...

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ERC incorrect information on credit report account status

March 29, 2017 - The account was paid in full as a collection with the understanding that it would be removed would be removed from my credit file after they received the payment the account was paid and closed on -/-/2014...

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ERC incorrect information on credit report reinserted previously deleted info

March 29, 2017 - - reports that I opened an account in -/-/-. I opened no accounts of such type in -/-/-. The account was opened in -/-/-. They illegally changed the date of opening this account....

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ERC cont'd attempts collect debt not owed debt resulted from identity theft

March 24, 2017 - I am a victim of identity theft and noticed a collection from I am a victim of identity theft and noticed a collection from -. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against - in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Poli...

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ERC incorrect information on credit report information is not mine

March 22, 2017 - ERC ( Enhanced Recovery Corp ) Have placed - Accounts On My credit Report in the amounts if $230.00, >= $1,000,000 - who are which with the same company ( - ) and yet have different dates and account which is not valid also there is another - from ( - ) I need tis information remove from my credit report for this is not my debt and they should maintain complete and accurate information on consumer reports I demand these accounts to be remove from my credit report....

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ERC cont'd attempts collect debt not owed debt resulted from identity theft

March 22, 2017 - I am a victim of identity theft and noticed a collection from Enhanced Recovery. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Enhanced Recovery in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you...

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ERC disclosure verification of debt not given enough info to verify debt

March 21, 2017 - I have an unverified account from ENHANCED RECOVERY CORP. I had previously disputed this account. I have never done business with ENHANCED RECOVERY CORP. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY CORP provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p...

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ERC disclosure verification of debt not disclosed as an attempt to collect

March 21, 2017 - this company never notified me of this debt or given me the opportunity to dispute it before it hit my credit report. When I moved from the service address - was not available in my new area and I was told no further debt would be owed because they were not able to establish service at my home....

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ERC cont'd attempts collect debt not owed debt is not mine

March 21, 2017 - - has put me in collection for a debt that I do not owe. They have never sent any outstanding balance info and never contacted me once about any unpaid debts. I do not have an account with Enhanced Recovery Corp and do not owe them any money....

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ERC other

March 18, 2017 - I have recently apply for a mortgage and I was informed that there is negative or derogatory account reference ERC. I Received a phone Call from ERC for a debt they calm i owe for my - account. I wrote a written request for validation with my signature for this account and not succeeded in respond from them and still they have not removed derogatory mark from my credit reports even after filing to disputes with the credit bureaus. I request for validation with my signature or timely remove the their record from my credit report....

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ERC disclosure verification of debt not given enough info to verify debt

March 17, 2017 - I have not received any type of notice or communication from this debt collector in order to vaildate this debt that I supposedly have...

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ERC cont'd attempts collect debt not owed debt is not mine

March 16, 2017 - I never had a - account in my life and my credit shows that i have iask them to correct this many times and they still have done nothing...

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ERC cont'd attempts collect debt not owed debt is not mine

March 16, 2017 - I have a enhanced recovery collection company trying to collect a debt. I do n't not owe since -/-/2013 and it 's been on my credit report for 4 years I try to call and get things straighten out but they could n't find a account that belongs to me. I no longer know what to do....

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ERC false statements or representation attempted to collect wrong amount

March 14, 2017 - My credit report shows one amount and the collections say I owe another....

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ERC cont'd attempts collect debt not owed debt was paid

March 10, 2017 - This company is reporting an amount due to the credit bureaus for an amount that I do not owe. My cell phone bill was paid in full with - when I chose to switch providers....

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ERC disclosure verification of debt not given enough info to verify debt

March 10, 2017 - ERC is a debt collector trying to collect debt from -. Unable to verify debt/ amount. No communication from either company and they are reporting on my credit report negatively...

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ERC disclosure verification of debt not given enough info to verify debt

March 10, 2017 - ERC is a debt collector trying to collect from sprint. Never received any validation from either debt collectors but they are reporting on my credit report negatively....

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ERC cont'd attempts collect debt not owed debt was paid

March 8, 2017 - I got a letter from ERC Debt collectors - -, -, FL - - ( - ) - -. I called them an got through after 3 minutes. I told the representative that this is a falsified debt that I have n't had - in over 10 years and it had been paid in full and that my credit was pulled by real-estate lender 's in the past two years and there was no debt from - or anyone trying to collect a debt on - behalf. They said please hold and they hung up got the busy signal on the phone. I called them back went through the same prompts and got the message to please wait for the next availab...

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ERC cont'd attempts collect debt not owed debt is not mine

March 8, 2017 - - is reporting a collection account to - that is not my account. The account is for someone unrelated to me but has the same last name. I have been trying for years to get them to remove it without any help....

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ERC cont'd attempts collect debt not owed debt was paid

March 7, 2017 - Received a phone Call from ERC for a debt in - of 2016 Paid debt in full cleared my bank account on - - 2016 still they have not removed derogatory mark from my credit reports even after filing to disputes with the credit bureaus....

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ERC cont'd attempts collect debt not owed debt is not mine

March 7, 2017 - I received collection notices from ERC Collections ( -/-/- ) reference # - due to a - ( cable/internet ) for $300.00 with - # -. I 've disputed this - bill that was placed on my account since move-in date as I 've been calling - since since -/-/- regarding the internet service not working properly. I was told by various customer reps at - that my notes/records of speaking w - reps on internet issues/relocation fee issues have been erased and no longer on Comcast.I have photos of call logs, photos of internet not working properly and records stating my compla...

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ERC cont'd attempts collect debt not owed debt was paid

March 7, 2017 - I received a letter stating I owe $600.00 to - from a collection agency I called - and when spoke to a phone associate and mention I did n't use - and never use there cable or requested there service he mention a name that I do n't know the person when ask to verify if the information they had on file was correct and I let him know that my SS # is mine but not the name they had on file so was transferred to fraud department I told him the same information but now he would n't give me the name and city were the account was open that I had to submit my ID and a police report so I went...

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