Ray Klein, Inc. Medical Complaints

Review and analysis of over 61 Medical complaints against Ray Klein, Inc.

Ray Klein, Inc. consumers have reported over 61 official complaints related to Medical. Out of the 61 consumer complaints against Ray Klein, Inc., 16% were disputed by the consumer (i.e. the consumer was not happy with how Ray Klein, Inc. responded to their complaint) and 98% were processed in a timely manner. 0% of consumer complaints against Ray Klein, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 21% resulted in non-monetary compensation.

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New Medical Consumer Complaints


Ray Klein, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

February 1, 2017 - A collection agency is reporting on my credit. I attempted to contact them via physical mail regarding this issue without response. I would like to verify this debt is legitimate & if so, agree on a settlement...

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Ray Klein, Inc. Debt collection false statements or representation indicated shouldn't respond to lawsuit

January 10, 2017 - I have a public record reporting on my credit report that the debt was not paid. I have a release settlement letter dated for -/-/- that was paid and settled. It continues to appear on my credit report as a Judgement. I called a month ago and - - had the letter of settlement on file and as of today it is still on my Public report. I have been turned down for - because they have not removed it. the reference number is -. I have another - on my public record for the same thing - agencies also a medical debt that was satisfied in -/-/- still showing on public record fo...

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Ray Klein, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 26, 2016 - I 've recently received a letter threatening legal action for medical collection accounts that belong to my husband. They have recently been reported on my credit report. There are - accounts, - of them do not belong to me. I am not responsible for his debts and I do n't think it is right for this company to bundle all our accounts into one and go after both of us for each others debts....

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Ray Klein, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

November 17, 2016 - So my situation is a little more complicated than what is listed above. I 've tried calling the CFPB but she could n't help me. Apparently I had debts in collection in -/-/-, -/-/- and -/-/-. In -/-/- right as I was changing jobs, I asked for a statement. I changed jobs and had a hard time with familial things at the same time and that was the last time I heard from this Credit reporting agency. Since I work for the Veteran 's Administration and it was hacked right after I started in -/-/-, my credit is monitored through -. Today I got on to check activity and it sh...

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Ray Klein, Inc. Debt collection false statements or representation attempted to collect wrong amount

November 4, 2016 - This is a medical bill that I had set up payments with the hospital to pay and then lost my card and got a new one and forget to change it with the hospital by the time I call the hospital to set it up again 60 days later it was transferred to a collector ( my fault I should have called sooner ) I called the collection agency professional credit service ( who I had n't received any paperwork from, the hospital had my address and managed to send all the bills after my - to my correct address but the agency decided to send them to my parents who I have n't lived with for 10+ years ) to schedu...

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Ray Klein, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit

October 28, 2016 - I was insured with - in - Oregon, a Health insurance company. ( could and should file a separate fraud complaint against them also ) I got very sick and needed to stay in hospital for a few days. I was covered under - insurance who in start of 2016 made statements in - newspaper ( - area ) and on all TV news in Oregon that they were insolvent and about to go belly up as in Bankrupt and would be shut down. At that time I paid my premiums until I deemed that switching to another carrier would be more to my advantage and did not want to take any chances with a company whose mismana...

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Ray Klein, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 16, 2016 - The debt that on the report is not mine. They report the wrong person....

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Ray Klein, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 16, 2016 - BACKGROUND I owed a $260.00 balance to - - - for a - visit - DOS -/-/15. I thought it was covered by insurance, but was applied to the deductible. I could n't pay and the debt was turned over to a local collection agency, Ray Klein, Inc. dba Professional Credit Service, in - 2015. They 're located at - - -, -, OR -. PCS tried to contact me by phone and letter several times. On phone messages they would never say what they were calling about, or leave a reference number, or what company they were with, or any information besides a person 's name. I was n'...

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Ray Klein, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 15, 2016 - The insurance company is responsible for this charge, I was and presently am a Federal employee and medical /dental insurance is extended 31 days after separation from employment. I left my job the same month I visited this dental office, they are aware of the 31 day extension and refuse to bill the correct party for this charge, the dental insurance company. I 've regained my Federal employment status and hold the same insurance. They sent this account to collections in error. They need to bill the insurance company and remove the fraudulent charge off of all my credit reports, they have caus...

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Ray Klein, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

December 16, 2015 - I recently received a letter from Professional Credit Service in regards to account # -, which was paid in -/-/- ( see copy of Check # - attached and other billing invoices related ), the dollar amount referenced in the letter from PCS dated of -/-/- which is a lot less than the $150.00 paid then in -/-/-. The account # - was paid fully to - - care so I do not understand that almost 6 years later I am getting this type of letter. In this case It looks like fraudulent double dipping or incompetence. ...

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Ray Klein, Inc. Debt collection disclosure verification of debt right to dispute notice not received

September 25, 2015 - - - - - in -, - - - - - # - -, - - performed services that were stated as covered under - insurance only to receive bill of $440.00 afterwards. Contacted attorney who wrote to this company asking for verification of charges be faxed to attorney 's office which was never done. One year later debt is now turned over to Professional Credit Service at -. - - - - - for collections. ...

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Ray Klein, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

July 28, 2015 - - - - - - - - - -, Oregon - sent $150.00 to Professional Credit Services, collections ''. $100.00 of it was paid to Professional Credit Services, collections '' in - -. $60.00 was paid to - - - - -. - did not recognize this payment until - of -. They sent the payment of $60.00 to the collection agency in - of -. The collection agency and - are requiring me to pay interest on the balance previously paid. - had the funds for almost 4 years. They reported the full amount on my credit report for 4 years. I made - ...

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Ray Klein, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 16, 2015 - Agency refuses to update my account to the credit bureaus and supply the information that my debt has been reduced after consistent monthly payments. Under Sect. 623 of the Fair Credit Reporting Act, they have the duty to report supplementary information to the credit bureaus. When I have called them about it, they are insulting, abusive. I waited on hold for 45 minutes while they supposedly researched the statute but I finally had to hang up, so I could n't hear what conclusion they reached. ...

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Ray Klein, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt

April 10, 2015 - Ray Klein dba Professional Credit Service filed lawsuit in the - - of the State of Oregon for the County of - case # - for medical debts at - - - in - -, OR for emergency room services performed on dates between -/-/- and -/-/- all of which was well beyond the State of Oregon - year statute of limitation on debt collection. Also claimed principal in the amount of $4700.00 and interest at 18 % per annum ( double the Oregon allowed 9 % ) totalling $12000.00 for a total of $17000.00. This amount was utilized in the lawsuit to also put the total claim ...

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Ray Klein, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 19, 2015 - I received a court - for a - bill from - years ago from a debt collection agency. I called immediately to ask what it 's from and they would n't give any information and said I can pay - of it to settle it but that the legal process would n't stop. I asked how much half would be and they said -, but the amount of suit on the summons is listed as -. I hung up and called again and was given different information. I was told I could make a payment of $400.00 and monthly installments and it would halt the legal process. I do n't know what this debt is for or how much I actually...

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