EverBank Conventional Fixed Mortgage Complaints

Review and analysis of over 250 Conventional Fixed Mortgage complaints against EverBank

EverBank consumers have reported over 250 official complaints related to Conventional fixed mortgage. Out of the 250 consumer complaints against EverBank, 17% were disputed by the consumer (i.e. the consumer was not happy with how EverBank responded to their complaint) and 98% were processed in a timely manner. 1% of consumer complaints against EverBank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.

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New Conventional Fixed Mortgage Consumer Complaints


EverBank Mortgage loan servicing, payments, escrow account

April 13, 2016 - I paid mortgage to Everbank ( Everhome Mortgage ) and money for Flood insurance, although my home is not included in the sinking area. I asked the company to remove payment for Flood Insurance with me this payment as it was burdensome for my family budget. Because of this, I 'm too used my credit cards for ordinary routine payments. Now Everhome Mortgage decided that my house does not need insurance. However, I would like to ask for the money back, for all the time that I was paying this insurance against my will, if it is technically possible. Thank you. ...

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EverBank Mortgage loan modification,collection,foreclosure

March 21, 2016 - In - we were having financial difficulties and having trouble making our mortgage payments. We tried to get a loan modification with -. We were told we would not be considered for a loan modification unless our loan was in default and we were current. As soon as we missed our 3rd payment our loan servicing was transferred from - to Everhome Mortgage. We then tried to get a loan modification with Everhome, and were told over and over again to resubmit documents and paperwork. In the meantime, we were issued a summons for foreclosure. Everhome stated in the summons that they had filed a...

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EverBank Mortgage loan servicing, payments, escrow account

February 11, 2016 - the loan started off with -. - told me I could save - $ a month from my $1900.00. so my payment would have been $1300.00. Thats what - told me my payment would be if I refinanced. Then they fired him and they handed over my account to an associate named -. I told this new associate I did not want an escrow account. She told me I would get $3500.00 dollars back when closed on this deal., And I found a paper stateing the payments to be $1900.00 and I told them the escrow wasnt supposed to be included, and they made the payment out to be wrong. So I told them escrow was n'...

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EverBank Mortgage loan modification,collection,foreclosure

November 18, 2015 - My father passed away and left me his home. my mother was also on the loan. We were banking with Everhome mortgage, my mother lost her job because of injury and was unable to pay. They were going to do a modification ( supposedly to assist her ) I came forward and paid $10000.00 towards the mortgage on the same day to assist my mother. They decided that because I put $10000.00 down that she was no longer in a hardship. To top things off they were reporting late payments under my SSN and I have never even signed a mortgage for this home. When I confronted the issue they decided to Transfer...

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EverBank Mortgage loan servicing, payments, escrow account

November 17, 2015 - the mortgage on my condo was sold by - - - to Everbank ( https : //www.everbank.com/ ). I had no choice in this matter. The transfer was done in spring of -. I have had repeated issues with Everbank 's receipt of the master insurance policy for said condo ; absent their receipt of this documentation, Everbank purchases a policy from a sister company UNDER COMMON OWNERSHIP and bills my tax escrow account for the fee which is $590.00. Everbank does not accept the documentation via email nor does their online account access provide a document upload capability. The ONLY means by whi...

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EverBank Mortgage credit decision / underwriting

November 12, 2015 - I bought a house and got Everbank to to service the loan. I was supposed receive a credit ( loan origination fee, etc., were supposed to be waived ) for choosing Everbank. This is shown on the original HUD- that was sent to me by the Everbank loan officer two days prior to closing. When I reviewed the HUD- at the actual closing, the numbers were different. They had taken all the credit OFF of the new HUD- form. The loan officer, who was present at the settlement, called his bank, and they were supposed to refund the money ASAP. This was in presence of the loan officer, title attorney,...

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EverBank Mortgage loan servicing, payments, escrow account

October 21, 2015 - The loss mitigation process has once again been denied for another reason of which has to do with HAMP notification denial because I failed the NPV calculator. Is the investor of my mortgage in a better profit position by approving me for modification or would they have a higher profit margin by allowing the property to foreclose. The Forbearance and the Repayment denials are not explained thoroughly to understand the reason that has not been written or sent. It should be taken under consideration that my income for my home is more than sufficient. I have - ( - - - ) and my husband...

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EverBank Mortgage loan modification,collection,foreclosure

September 28, 2015 - In - of - I moved into my first home. Everything was going great until around - of -, I was slowly getting behind on my mortgage. By early -, I was told by my mortgage company that I could qualify for a mortgage modification loan, they granted me payments that were lower pending finalization of my paperwork. I had to jump through hoops to get the modification paperwork done. In the mean time I paid a lesser amout on my mortgage for 3 months. After receiving all my paperwork, they informed me that I did n't qualify for the mortgage modification program and therefor I was now even...

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EverBank Mortgage loan servicing, payments, escrow account

June 10, 2015 - In early 2014, - - - sold my mortgage loan to Everhome Mortgage. I started calling Everhome in early - and on a daily basis and could not get a response. Shortly after, I received a letter stating the foreclosure sale would be cancelled for -. Then Everhome agreed to a modification trial payment plan. I started making my - payment in - 2014 and continued to do so. When my payment for - was mailed in On - -, 2014 my check was returned and I received a notice stating unless I was in an prior arrangement they could not accept the payment. I was already on a trial pla...

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EverBank Mortgage loan servicing, payments, escrow account

May 26, 2015 - Got my initial mortgage refinanced in -/-/-. Mortgage company wo n't allow auto - payment without going through a third-party vendor. However, the third party vendor providing the service is not free. Though - owns my loan as of -/-/-. ...

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EverBank Mortgage loan modification,collection,foreclosure

May 21, 2015 - My husband and I lost our jobs in -, 2011 when our company 's contract was not renewed. ...

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EverBank Mortgage loan servicing, payments, escrow account

May 20, 2015 - We bought our home - years ago however have made significant improvements. Based on our estimated new value, we suspect we would have hit 80 % LTV ratio on our mortgage. We submitted a request to our mortgage lender to cancel our PMI. They explained the process to use which included an appraisal at our cost and gave us the final number the appraisal would need to come in at to cancel the PMI. We signed this letter and awaited the scheduling of the appraisal from the bank. The bank then called and told us since we hit two years on our mortgage since the request, we now had a new standard of ...

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EverBank Mortgage loan servicing, payments, escrow account

April 13, 2015 - This complaint is about Everhome MortgageOn - - they recieved a check which stated to be applied to principal of $50000.00. on our home. Instead of doing that they put aprox. $47000.00. on it put the rest in escrow and payments ahead.the balance after they received it the balance should have been $100.00 I asked on - I believe about the - what the payoff was and wired aprox! -. for the payoff I never paid attention to the amort schedule before.after arguing with them they said they would send - back it is now the - of - no check after reviewing the schedule I also...

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