HCFS Health Care Financial Services, Inc. Debt Collection Complaint

HCFS Health Care Financial Services, Inc. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Alabama

- certified letters within a 60 day period to Account Resolution Services has failed to provide the following requested information to validate alleged debts:- Signed credit applications between myself and the original creditor-. Copies of all signed vouchers from the date accounts opened until default-. Copies of all statements from the date accounts opened until default-. Proof of the statue of limitations-. Proof of agreements that they were hired by the original creditor ( creditor as defined by the FDCPA ) or-. A copy of the contracts Account Resolution Services purchased the alleged debts-. If the alleged debts were purchased, provide a copy of agreements between Account Resolution Services. and myself, signed by me, stating that I have a contractual responsibility to Account Resolution Services for the alleged debts-.Provide proof that Account Resolution Services is bonded/Licensed for debt collecting in the state of AlabamaBy failing to provided all of the information that was requested on my behalf, the disputed claims are now considered invalid and all collection efforts must be stopped and the accounts must be deleted from Account Resolution Services. Account Resolution Services can not validate their claims, therefore they can not, by law, collect on it, or sell it to another collection agency. Also, reporting debts to the credit reporting agencies that can not be validated is a violation of the FCRA - Fair Credit Reporting Act -, and carries a $2500.00 fine. Please advise Account Resolution Services of their infractions and that the alleged debts must be removed from their account immediately, and they also must be removed from all credit reporting agencies.Thank you.