Review and analysis of over 84 complaints against Bank of America
Bank of America consumers have reported over 84 official complaints related to Unsolicited issuance of credit card. Out of the 84 consumer complaints against Bank of America, 18% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 96% were processed in a timely manner. 6% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 19% resulted in non-monetary compensation.
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Bank of America Credit card unsolicited issuance of credit card March 6, 2017 - Gentlemen, I never requested a credit card from Bank of America. When I received it, I called the bank asking them from where they got my Social security #. They could not answer. I asked them to close the account. Today I received a letter from Bank of America with my information - all correct, but my home phone is wrong. I never had this number.... |
Bank of America Credit card unsolicited issuance of credit card February 27, 2017 - I applied for the Alaska Mileage Plan Visa Signature card though Bank of America and my application went to pending. After calling one of their credit specialists, I was told that I was approved for the card. However, a week later I received a different inferior card in the mail with a different opening bonus ( the Alaska Mileage Plan Visa Platinum ). I called and spoke with a Bank of America representative and was told that I already had too much credit with them when applying for the new card and was therefore given a card with a lower limit. At no time during the approval process was I told... |
Bank of America Credit card unsolicited issuance of credit card February 11, 2017 - I never signed, dor used any credit card from Bank of America as authorized user.... |
Bank of America Credit card unsolicited issuance of credit card February 7, 2017 - I applied for an - Signature Visa card, but was not immediately approved. Without my consent or knowledge, Bank of America issued me a Visa Platinum card instead ... without nearly any of the sign-on bonus or benefits of the Visa Signature card I applied for. The point is that I applied on the website for the Visa Signature card and was automatically issued a lower-grade credit card without my knowledge. I did n't know until I received the card in the mail, despite checking the application status website daily! The website also at no point indicates that I might be assigned a different card... |
Bank of America Credit card unsolicited issuance of credit card January 5, 2017 - I applied for an - - Visa Signature Card with Bank of America. The offer was for - - Miles and a $100.00 statement credit after spending $1000.00 on the card. However, after applying, my account was sent to 'pending '. After calling pending, my account was opening as an - - Visa Platinum Plus account, without informing me. Additionally, even though I applied for a specific offer, the terms were changed without my permission, and an account that I did not want was opened without my permission. The reason given was 'the Signature card requires a $5000.00 credit limit, b... |
Bank of America Credit card unsolicited issuance of credit card December 28, 2016 - Received a notice from Bank of America that my credit application had been approved along with a BofA credit card. I have NEVER applied for any type of relationship with BofA.... |
Bank of America Credit card unsolicited issuance of credit card December 14, 2016 - I received a credit card from Bank of America that I did not request. ( card # - ) Exp -/-/2020 )... |
Bank of America Credit card unsolicited issuance of credit card September 27, 2016 - Back in 2014 Bank of America I contacted Bank of America regarding a credit card. When they told me the terms of the account they were approving me for I immediately rejected the account and told them I did n't want it. This was IMMEDIATELY, I did n't wait to get the card etc. I never had this account. Bank of America has reported on all - major credit bureaus that I had this account for 3 months and closed it, which is not true. This is negatively impacting my FICO score. I disputed the report on all - bureaus and the bank responded that their claim is correct so it remains.... |
Bank of America Credit card unsolicited issuance of credit card September 22, 2016 - This is more of a " for your information '' note. With - - in the news about account fraud, I was hoping that Bank of America would also be included in the investigations. About 8 years ago they opened a credit card account without my permission. I have a checking/savings account and was curious about the percentage rate. No permission was given verbally or in writing however I received a credit card in the mail. I did not activate it and called Bank of America to discontiue the card. It did affect my credit report though. Bank of America denied any wrongdoing. I am hoping that you will ... |
Bank of America Credit card unsolicited issuance of credit card September 9, 2016 - Bank of America opened a credit card account in my name without my authorization, at the same time I opened a checking account with them.... |
Bank of America Credit card unsolicited issuance of credit card June 16, 2016 - two weeks ago, I applied for an - card -which comes with several perks I 'm interested in- while I was making a purchase of a flight using - website - I filled out the application and in a few minutes I got the positive response saying I would get their card, but when I received the card a few days later, it was n't their Visa Signature, but a Platinum Plus card which does n't carry the perks I wanted. - cards have an annual fee - - - is $75.00 and the Platinum Plus $50.00. I did n't mind paying the $75.00 for the card I wanted. There is not a single sign during the ... |
Bank of America Credit card unsolicited issuance of credit card June 2, 2016 - Bank of America is forcing me to destroy my credit. I have contact Bank of America multiple times now both through CFP and them directly about issues with my credit card and the payment and interest rates. Each time Bank of America has denied me. Finally I closed the card in hopes that since I was no longer able to use the card Bank of America would help me in making payment plans on the account. Once again I was denied with the only reason being Bank of America feels I should be able to make a payment. The use a credit assessment that they have refused now multiple times to show me. In this y... |
Bank of America Credit card unsolicited issuance of credit card May 16, 2016 - This letter is being written in regards to an issue that Bank of America ( BOA ) is causing due to a credit card issue that they would not fix. The account was originally opened as a credit card with BOA back in -. The credit card, ending in -, was opened as a single applicant in - -, under the name of - -. It has remained that was since that time indefinitely. Ever since that time, all bills and statements that were sent reflected only the name of - - both on the billing statements and on the online statements. I can easily prove this because I have saved each and... |
Bank of America Credit card unsolicited issuance of credit card April 26, 2016 - bank of America is changing information on a fraudulent credit card to hold me as a financial hostage the last date of payment is being moved around so that it remains on my credit report pls help pls help ... |
Bank of America Credit card unsolicited issuance of credit card April 22, 2016 - Bank of America ( aka Merrill Lynch ) hereinafter referred to as " the Bank '' issued to me a credit card years ago. ( Credit card ending in - - last - digits ). At all times the consumer credit relationship was well managed with timely payments at all times. -/-/2015 I abruptly terminated a Wealth Management Investment Account with Merrill Lynch for frivolous, unauthorized trading by my Merrill Lynch Financial Advisor. Shortly thereafter, without notice or my prior authorization, Bank of America/Merrill Lynch closed my consumer credit card ending in -. Then, and again without consu... |
Bank of America Credit card unsolicited issuance of credit card April 5, 2016 - Received an unsolicited BankAmericard reward card. ... |
Bank of America Credit card unsolicited issuance of credit card March 10, 2016 - On -/-/16, I called bank of America to change my platinum plus rewards card to a travel rewards card. The rep that I spoke with said that I had to open a travel rewards card and transfer the credit line from the old account to the travel rewards account once I got the card. The rep explained to me that the bank viewed my account as a whole credit line and not as separate accounts. The rep said that when I got the travel rewards card that my account credit line would be slightly reduced by the amount of the credit line that they gave me on the new card. but, he stated that once I received... |
Bank of America Credit card unsolicited issuance of credit card February 19, 2016 - This is in connection with Case number : -. I could not find any where to supplement my initial complaint. On -/-/- I was contacted by B of A representative - -. I explained the deceptive nature of the Signature Card promotion. I asked - - why B of A did not disclose that by applying for the Signature Card, I was also applying for the junk Platinum card. She told me that I had not applied for the Platinum card, but that B of A had given it to me anyway, because it did not want to give me the Signature Card. This is even worse, because B of A admits that it sent me a cre... |
Bank of America Credit card unsolicited issuance of credit card November 2, 2015 - I have asked for Bank of America to provide me with a copy of the authorization agreement to prove I requested the account to be opened in my name. They have n't sent anything but billing statements which do not legally prove I requested the alleged account to be opened in my name and a letter I will attach. ... |
Bank of America Credit card unsolicited issuance of credit card June 22, 2015 - Bank of America sent me a pre-approved credit card offer. I contacted them and told them I did not want the card with a limit less than $10000.00. The rep stated that they could not guarantee that so I declined the offer. Later that day received an email stating I was approved for a $6000.00 credit line. I emailed them and told them I declined there offer for anything less than -. They asked for a bunch of personal information To process and increase credit line '' I declined and told them to close the account and remove the unauthorized inquiry from my credit reports. They refused. ... |
Bank of America Credit card unsolicited issuance of credit card June 20, 2015 - On Monday, -/-/2015, I went into my local Bank of America branch office to obtain a direct deposit form for my employer. I was directed to the desk of -, Relationship Banker with Bank of America. She asked me if I was interested in applying for a Bank of America credit card and I told her I was not interested at this time and wanted to discuss it with my parents. She asked me some other questions which I was made to believe were necessary in order to obtain the direct deposit form. On Saturday, -/-/2015, I received - documents in the mail from Bank of America. - document indicated... |
Bank of America Credit card unsolicited issuance of credit card April 27, 2015 - I went to see a teller about a check deposit, and Bank of America banker applied for credit card without my consent or knowledge. She offered me a cc offer, but I said no thanks several times, to which she lied, saying that it 's already in the mail. Boa regularly mails out credit cards to our best customers. To which I said. That 's illegal. Bank is breaking law if you send me a cc without my request. She said BOA does this all the time, said if I did n't want it, I should just not activate it. I complained to her that 's not how it works. But we ended our conversation there. To my horror and... |
Bank of America Credit card unsolicited issuance of credit card April 27, 2015 - I was at the airport and was approached by a - Airlines representative who offered me a free club to earn airline points. He never mentioned a credit card application, credit card fees, or, in fact, the words credit card '' at all. He asked several questions which I unfortunately answered. After answering several questions, I began to suspect that I was unknowingly applying for a credit card, so I stopped answering questions and said I did not want to apply for the card. He agreed to cancel the application and I thought he had, until - weeks later when I received a credit card. I cancel... |
Bank of America Credit card unsolicited issuance of credit card March 25, 2015 - I want to make you aware of the VISA and MC VAU '' Visa Account Updater and for Master Card, The Automatic Billing Updater or ABU '' Programs. These are Programs whereby if you report your card lost or stolen, issuers of credit cards automatically issue your new credit card number to merchants that request it when you have a monthly billing or continuity '' subscription with that merchant. They do this without asking or notifying you. They are in essence giving your number to a third party without your consent. In my situation, a fraudulent billing account was set with an online Merchant na... |