Bank of America Credit Card Complaint

Bank of America Credit card department,

Unsolicited issuance of credit card California

Bank of America ( aka Merrill Lynch ) hereinafter referred to as " the Bank '' issued to me a credit card years ago. ( Credit card ending in - - last - digits ). At all times the consumer credit relationship was well managed with timely payments at all times. -/-/2015 I abruptly terminated a Wealth Management Investment Account with Merrill Lynch for frivolous, unauthorized trading by my Merrill Lynch Financial Advisor. Shortly thereafter, without notice or my prior authorization, Bank of America/Merrill Lynch closed my consumer credit card ending in -. Then, and again without consumer authorization or prior consent Bank of America unilaterally opened and assigned an unwanted new consumer checking account ending in -, Without my authorization Bank of America allowed previously authorized automated payments from the - account to flow to the - account for which I had no prior knowledge that the account existed. To this day Bank of America has not communicated the issuance of this new account. I became aware of this unauthorized Bank of America credit card when a accoun statement appeared in the mail, and ; when when -+ FICO score was impacted by a tri-bureau inquiry performed by Bank of America for opening of the unauthorized account. This maneuver has the appearance of unethical business practices by Bank of America in direct retaliation to the terminated Merrill Lynch Investment Account for the unauthorized and frivolous trading conducted by the Merrill Lynch Financial Advisor which was ultimately investigated by - and resulted in consumer restitution.