Bank of America Credit Card Complaint

Bank of America Credit card department,

Unsolicited issuance of credit card New Jersey

Back in 2014 Bank of America I contacted Bank of America regarding a credit card. When they told me the terms of the account they were approving me for I immediately rejected the account and told them I did n't want it. This was IMMEDIATELY, I did n't wait to get the card etc. I never had this account. Bank of America has reported on all - major credit bureaus that I had this account for 3 months and closed it, which is not true. This is negatively impacting my FICO score. I disputed the report on all - bureaus and the bank responded that their claim is correct so it remains.