Review and analysis of over 15 complaints against TD Bank US Holding Company
TD Bank US Holding Company consumers have reported over 15 official complaints related to Late fee. Out of the 15 consumer complaints against TD Bank US Holding Company, 40% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank US Holding Company responded to their complaint) and 100% were processed in a timely manner. 47% of consumer complaints against TD Bank US Holding Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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TD Bank US Holding Company Credit card late fee December 4, 2016 - A Target rep changed my statement due date resulting in a late fee of $25.00 plus interest. Target refuses to credit me for these overages and a rep tried to discourage me from reporting this matter.... |
TD Bank US Holding Company Credit card late fee September 18, 2016 - I had previously written to the CFPB about Target with case # -. At that time, I was issued late fees to my Target Red Card account despite payments. On - -, 2015, I made a payment to my Red Card account. Despite my payment, in -, I was issued a late fee on -/-/2015. Then, I made another payment on -/-/2015 ; I was again issued an even greater late fee on -/-/2015. I made payments in both - and - 2015, but I was issued late fees in - and - 2015. would like these reversed immediately, including any interest charged in the months since on these disputed ... |
TD Bank US Holding Company Credit card late fee July 27, 2016 - Recently, Target replaced my existing credit cards with new cards. Upon receipt of the new cards, I registered them in accordance with Target 's instructions. When I attempted to use the referenced card at our local Target, it was rejected. I contacted Target and was informed that my account was " Past-Due ''. I travel frequently, unable to receive mail, and must manage my Target Account online. According to the Target Website, my account was always current and " Auto-Pay '' was active. I called " - '' at Target and she updated my Target Online Account, which now shows - " Late-Payme... |
TD Bank US Holding Company Credit card late fee July 9, 2016 - I was issued late fees to my Target Red Card account despite payments. On - -, 2015, I made a payment to my Red Card account. Despite my payment, in -, I was issued a late fee on -/-/2015. Then, I made another payment on -/-/2015 ; I was again issued an even greater late fee on -/-/2015. I made payments in both - and - 2015, but I was issued late fees in - and - - would like these reversed immediately, including any interest charged in the months since on these disputed fees.... |
TD Bank US Holding Company Credit card late fee July 5, 2016 - I called Target RED card today ( - - ) to pay my credit card balance in full ( $60.00 ) and was informed my balance is now $86.00 due to me being hit with a $25.00 late fee. My bill was actually due - -, not the -. I explained that I was out of town and it just slipped my mind but with today being the next business day after the - holiday and next business day after my bill was due, I assumed that I would have a grace period of some kind. They insist there is nothing they can do to waive it and that even if I spoke with a manager or supervisor they could n't waive it ei... |
TD Bank US Holding Company Credit card late fee July 1, 2016 - I always received my statements and notifications by e-mail. Faithfully I 'd receive my target emails every month. Then it stopped. I figured my balance was paid off since I was n't getting any more alerts or statements. Then yesterday I get a letter in the mail stating it was an attempt to collect debt. I paid my bill immediately considering I did n't even know I had a balance of any sort. But I received no notifications of payment due. Not sure if it went into my spam-it never done that before and we had the credit card for years-but even spam deletes itself after a certain time, so I could ... |
TD Bank US Holding Company Credit card late fee June 21, 2016 - Hello, After receiving a credit I requested, I am being told I must still pay the disputed amount to keep my account in good standing. Even though by doing so, I will incur a credit balance. To ultimately get my refund, I must call Target after I 've paid and they 've issued the refund to again request a refund to be issued by a paper check? BACKGROUND : first you need to know I rarely use my Target credit card. However, after receiving a letter that my card would be deactivated if I did n't charge something before a certain date, I made a point to stop at target and buy something because I th... |
TD Bank US Holding Company Credit card late fee June 17, 2016 - Company is persisting in charging late fees on payments even though the payment was delivered and recevied on-time. They have done this twice. The first time they reversed the late fee. The second time they refused. My payment was delivered the day it was due but it took them 5 days to process and post the transaction.... |
TD Bank US Holding Company Credit card late fee May 20, 2016 - Payment made to Target National Bank was rejected due to " insufficient funds ''. A $25.00 refused payment fee was assessed. TNB was informed by me via website, telephone, and secure email that the account normally used for payment was closed due to security breach, and a new account was given to draw payment from. TNB claims this never took place, and refuses to reverse the fee. This is apparently a standard practice used by TNB to generate fees. I have since closed the account, paid the balance ( less the penalty fee ).... |
TD Bank US Holding Company Credit card late fee May 4, 2016 - Target - - - -, -. - Attn. : Collections Correspondence Dear Sir or Madam : While visiting our daughter in - in - -, my wife - and I shopped once in a Target store and were delighted to be asked to open an account ( which we thought was a discount card ). While there are no Target stores here in -, we do travel on business and felt having a Target card would be useful. We expected to receive a Target card in the mail but one never arrived, hence we did not activate it. Nor did we receive any invoices for the single small purchase we incurred until - -, -... |
TD Bank US Holding Company Credit card late fee March 25, 2016 - For the 3rd time in the last 12 months my Target Red Card was charged with a late fee. In each instance, I was able to demonstrate that the payment arrived on the due date or the day before. This most recent occurrence my payment was due on the - of -. I paid off the balance as I usually due each month. The payment was scheduled online through my bank. When I received the next months ' bill Target was billing me for the late fee and a dollar or so of interest. Working with my bank I was able to demonstrate that the payment arrived at the post office at - in - T- where the bill is t... |
TD Bank US Holding Company Credit card late fee March 10, 2016 - My wife signed up for a Target Red Card credit card since we are ( or were I should say ) frequent target shoppers. I signed up online for autopay and then the website managed to not register that I had signed up. Sure enough when I get the bill 2 months from then ( the first month I assumed would be taken care of ) it became clear that their website did n't register that I had signed up for autopay. So I went online and signed up a 2nd time. now it 's few months after that and we realize that they are still charging late fees because their website managed not to register the autopay a 2nd tim... |
TD Bank US Holding Company Credit card late fee March 7, 2016 - My inquiry is what the law allows in terms of fees charged e.g. a late payment 'fee ' that is - % of the minimum payment due. Can a 'fee ' be almost equal to the principal and interest due on a revolving credit account? It seems excessive and designed to compound every month. This with Nordstrom Bank. Thank you ... |
TD Bank US Holding Company Credit card late fee February 10, 2016 - Credit card company stopped sending bills monthly but instead sent bills out sporadically and after payment was due so that we had fees and interest charged on multiple occasions. ... |
TD Bank US Holding Company Credit card late fee January 28, 2016 - I am disputing a $19.00 late charge from fred Myers jewelers platinum preferred Master Card # - - - -. My payments are due the - day of every month. In order not to be late with my payments I have arranged with - bank to withdraw my monthly payments from my account in a timely manner so that the credit card company will receive payment on or before the due date. Apparently in - the payment came late. I have disputed this with - bank as well and after looking into this case, - bank has assured me that they send the payment to the creditor in plenty of time for the... |