Afni, Inc. Disclosure Verification Of Debt Complaints

Review and analysis of over 139 complaints against Afni, Inc.

Afni, Inc. consumers have reported over 139 official complaints related to Disclosure verification of debt. Out of the 139 consumer complaints against Afni, Inc., 17% were disputed by the consumer (i.e. the consumer was not happy with how Afni, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Afni, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.

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New Disclosure Verification Of Debt Consumer Complaints


Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

May 12, 2016 - I have asked AFNI Inc to validate a collection they are reporting on my credit reports on -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important t...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 8, 2015 - On - -, 2015 I sent a formal letter via Certified Mail with Return Receipt requested by USPS to this company disputing and requesting validation for a debt they have listed on my credits reports. This account was posted to my credit reports without my having ever received an initial notice from the company that the debt existed or informing me of my right to dispute it. I have received proof from USPS that my letter was accurately delivered, and according to the Fair Debt Collection Practices Act and Fair Credit Reporting Act, the business legally has 30 days to respond to this validatio...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 4, 2015 - A company by the name of AFNI has reported a collection debt on my credit report as in collection, but has made no attempt to contact me either by phone or mail so this debt can be settled ...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 1, 2015 - aqbout two years ago i cancelled - because every time they were in a negotiaition -they would cancel the station until they got there way -when i thouht it was all done it syarted to recieve monthly bill for a service that i had cancelled -i called them and thought i had all straightened out. then about 4 or 5 months later the - of - collection agencies contacted me -the - agencies said ( after i explained that i need an itemized bill, so i can determine that this bill was legitamate ) said that i would nt here from them again -the - collection company called afni reported me to...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 27, 2015 - Hello, I have contacted AFNI ( collection company to validate a debt that is not mine, I sent this letter via certified mail in which they returned a bill from - - under the name - -, - is my middle name but this debt is not mine. I requested AFNI to validate is information in which they refuse. I have disputed the information with all - of the credit company 's in return they said debt has been validated. I never signed up for any - account and I am being refused validation of this debt. ...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 9, 2015 - I noticed a collection on my credit report I did not recall or remember. I sent them - letters and they just simply sent me a response stating I owe them the debt. Pursuant to the Fair Debt Collection Practices act there must be a contractual agreement and they have failed to provide this. Tried calling and the number was disconnected. Tried disputing with the credit bureaus and having little luck there. ...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

September 23, 2015 - The adverse account on my credit report is from AFNI and it is for the original creditor -. I never received any contact information from - or AFNI regarding this delinquent account. They are now claiming I owe $230.00 which I was uninformed about from 2013. I contacted AFNI to ask them about it and they claim they sent out some letters in the mail. I asked if they were certified because I never received any such letter from them and do not believe they sent them because I never received a single one from them or -. They said they do n't send certified mail because it cost too much....

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

September 16, 2015 - I never had a - account ...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

July 18, 2015 - 1. never received notice of right to dispute prior to posting the - ( - ) collection account on my credit. They simply threw this on there and was noticed in -/-/-. 2. have repeated requested validation of debt other then a lump sum invoice, such as a copy of the contract, receipt or purchase order for 7 months to date, collection company refuses to provide validation of this debt. 3. Delinquency Invoice ( not contract, receipt, payment initiation or any other record ) from original creditor provided by collection agency does not coincide with the data furnished by collection agency...

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Afni, Inc. Debt collection disclosure verification of debt right to dispute notice not received

July 9, 2015 - I 'm very upset with Afni Collections. I have disputed this account on - separate occasions and to date have not received any validation. I contacted Afni trying to pay the account in full if they could help me with my credit. I advised that I was in the process of purchasing a new home. The reporting Afni made has jeopardized me in purchasing a new home. I spoke to - different managers at this collection agency and NONE of them would help me resolve my account and help me with my credit. I originally had an account with - - and - - that was bundled. I paid the - portion a...

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Afni, Inc. Debt collection disclosure verification of debt right to dispute notice not received

July 1, 2015 - I do not owe a - bill. I have an open account with them now and have had same account for several years. ...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

July 1, 2015 - I have a negative acct on my credit report from AFNI a debt collection agency. The original creditor is - - -. I have disputed the date with - 3-4 times now. I have called AFNI concerning the date and was told they do n't have records of anything more than my personal information and the amount of the debt. I have been told the time of the debt on the credit file is - yrs from the date of last payment. I have a past due bill from - - - dated -/-/- but AFNI has challenged each time listing it as -/-/- which is when I believe they purchased the debt. I have been...

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Afni, Inc. Debt collection disclosure verification of debt right to dispute notice not received

June 25, 2015 - Debt collector reported to consumer reporting agencies without notifying me. ...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

June 10, 2015 - AFIN, INC falsely reporting a paid account. I had only had - - account from when i was married, it was reported to my credit report -/-/-. On -/-/- This account was settled and paid to -, i send to all - credit bureaus -/-/- and now its re-reporting from AFIN INC. so I called the company at - and they wont send verification of dept and cant tell me anything other then to pay. I have also received a sarcastic voice mail from this company on -/-/- form - then an automated one on -/-/- from - both stating they are with AFIN. Ill provide - attachmen...

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Afni, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 21, 2015 - I learned from a recent credit report that AFNI is showing as a collection account and is trying to collect a debt in the amount of $150.00. This is the first time I have heard of this company or this debt. I was never sent a notice of right to dispute nor have I been contacted by mail or telephone regarding this alleged debt. ...

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Afni, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 13, 2015 - I have recently been monitoring my credit report and I noticed that a negative account had been added. I did not recognize the company that reported. I contacted the creditor and discovered it was a delinquent - - - account. They did not contact me in any way whatsoever before adding it to my credit report. They refused to work with me or remove it from my report. ...

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Afni, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 6, 2015 - THIS IS WRITTEN NOTICE TO AFNI THAT YOUR CLAIM HAS BEEN DISPUTED UNDER THE FAIR CREDIT REPORTING ACT ( FCRA ). I HAVE THE RIGHT TO DISPUTE ANY INACCURATE INFORMATION THAT IS BEING REPORTED IN MY CREDIT FILE. I HAVE REQUESTED SEVERAL TIMES FOR PROOF THAT I HAVE A LEGAL OBLIGATION TO PAY YOU AFNI. THIS ALLEGED ACCOUNT HAS BEEN ILLEGALLY DISPLAYED ON MY CREDIT REPORTS ( -, -, AND TRANSUNION ), AND IF VERIFICATION CAN NOT BE MADE WITHIN THE 30 DAY TIME FRAME ALLOWED TO AFNI BY LAW. THE DISPUTED ITEM LISTED IN MY DISPUTE MUST NOW BE COMPLETELY REMOVED FROM MY CREDIT REPORTS ( -, -, AND ...

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Afni, Inc. Debt collection disclosure verification of debt right to dispute notice not received

March 28, 2015 - A disputed account from AFNI came back verified from CRAs. I contacted AFNI on -/-/2015 via email making an FCRA 623 request for verification of account, including original contract, billing and any other documentation to substantiate this account and the billing of it. I received acknowledgement on -/-/2015 via email that my request was received and they would be in touch with me. I have heard nothing else to date from AFNI and they have failed to delete the negative info/account from my CRA as required per FCRA 623. Since the company has failed to reply to my FCRA 623 request I h...

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