Southwest Credit Systems, L.P. Other (I.E. Phone, Health Club, Etc.) Complaints

Review and analysis of over 22 Other (I.E. Phone, Health Club, Etc.) complaints against Southwest Credit Systems, L.P.

Southwest Credit Systems, L.P. consumers have reported over 22 official complaints related to Other (i.e. phone, health club, etc.). Out of the 22 consumer complaints against Southwest Credit Systems, L.P., 23% were disputed by the consumer (i.e. the consumer was not happy with how Southwest Credit Systems, L.P. responded to their complaint) and 36% were processed in a timely manner. 0% of consumer complaints against Southwest Credit Systems, L.P. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Other (I.E. Phone, Health Club, Etc.) Consumer Complaints


Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

December 6, 2016 - I paid my final bill to -, sometime in -/-/-. I no longer owe them money, or even have an account with them. At least once a week I receive a phone call from Southwest Credit about the " debt. '' I have informed them many times that it has been paid, and I even called - to straighten it out, and I am still receiving calls and letters to my home....

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

May 23, 2016 - This debt was included in a Chapter - BK - filing. This has been addressed by the CFPB previously and the collection agency stated they would stop all collections and remove debt from my credit report. This debt has now been added back to by credit report and the collection calls has returned. ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

May 16, 2016 - They are trying to collect a debt that was paid in full to the original creditor ( - ) ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

May 10, 2016 - Southwest Credit Systems is trying to collect a debt for - - which is not mine. The person whom they are looking for has a similar name but different social security number.I have received harassing and threatening calls and they reported the false information to - This derogatory information is preventing me from closing on my new home. It 's frustrating and unfair. As a consumer I feel powerless, how can I protect my credit from such situations. I have contacted Southwest Credit Systems several times and although they have admitted the social security numbers are different they refu...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

May 8, 2016 - I never opened a - wireless account or did I give my authorization for any account...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

January 23, 2016 - I have communicated with SWC - several times via email and fax regarding - frivolous account that was placed on my credit report. I told them that I do not owe this balance and provided a receipt from -, which state that the balance is $0.00. I request the account be remove from my credit report effective immediately and they fail to remove it. ...

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Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls

January 22, 2016 - The company ( Southwest Credit Systems ) calls constantly about a debt that they calim that I owe. I asked them to stop calling my cell phone and to conduct any further inquiries using the mail. They continue to call and I have spoken to them an addition two times and the last time I specifically told them never to call me again. They continue to call and it is interfering with my job. I 'm not sure if it is important, but i am also registered on the Do Not Call Registry and have been there for approximately 6 months. ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

January 18, 2016 - SOUTHWEST CREDIT SYSTEMS Address : - - - # - -, T- - ( - ) - Account Number : - Original Creditor : - Address Identification Number : - Status : Collection account. $180.00 past due as of - -. Status Details : This account is scheduled to continue on record until - -. Date Opened : - Reported Since : - Date of Status : - Last Reported : - Type : Collection Terms : 1 Months Monthly Payment : $0.00 Responsibility : Individual Credit Limit/Original Amount : $180.00 High Balance : NA Recent Balance : $180.00 as of - Recent Pay...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

January 16, 2016 - I had a - - account in -, - that I closed because I was moving out of state ( to - ). I took all of the equipment less than a week prior to me moving, to the local branch that I normally dealt with and paid them in full so it would be - less thing for me to worry about, this was - 2012. I never once received any correspondence indicating there was an issue until -/-/- when it mysteriously showed up on my credit report as not being paid. I contacted them directly and they investigated and wanted me to fax them a receipt, however I told them I did n't have it anymore si...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

January 13, 2016 - Southwest Credit Systems on behalf of - reported derogatory collection information to the - major credit bureaus - of 2015. I have not had a - account in approximately 5 years and believe that my account was paid in full. On -/-/15, I sent Southwest Credit a certified letter requesting an explanation of the charges. To date I have not heard from them. In addition, I - to dispute this collection. - removed the information. After filing - - - - disputes with each of them, - keep insisting that the information was verified. By verified, they mean that they a...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

January 6, 2016 - Southwest credit collection agency continues to report wrong information about me to the credit agencies even after it is determined that I am not the person there looking for, Ive disputed the issue multiple times sent my SS # and documentation. Ive spoke with a supervisor - - who said that Equifax and her company got my name mixed up with someone eles. Southwest reports information to the credit agencies without first contacting the consumer about the debt. ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

December 27, 2015 - I have written to Southwest Credit Systems requesting - " proof of the validity of the debt claim made by -, including detailed proof of the amount owed and any interest charged on the alleged debt ; documentation of any and all communications with me regarding the alleged debt ; proof that Southwest Credit Systems is licensed to collect debt in Massachusetts and has a valid legal right to collect the debt ''. To date, Southwest Credit Systems has ignored my request and is falsely reporting this information. ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

December 26, 2015 - When we moved from - to -, and transferred our service, - charged a $68.00 equipment fee even though equipment was returned to -. We continued to have - service in -. On several occasions when I called - they said they would waive the $68.00 fee, but they had apparently turned it over to a collection agency. To date - has not corrected the problem. Poor customer service on - 's part by not following up on their commitment. ...

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Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls

December 1, 2015 - SOUTHWEST CREDIT KEEPS CALLING MY CELL AND PARENTS PHONE IN VIOLATION TCPA, THESE ARE ROBO CALLS AND HAVE VOICE AND CALLING LOGS ETC.. 7 CALLS IN 3 DAYS ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

November 30, 2015 - In - -, I moved out of the apartment I was sharing with - others and, among other things, ended my - service at that address. - picked up the equipment and the final bill that I knew of was paid. I have had - services at multiple addresses in multiple cities since then. When I moved to - -, I was told I could not get an account because I had never returned my equipment from that first account. When I disputed that with the representative, he said he would look into it, and shortly thereafter I was offered a contract to get service, and I opened a new - account in -...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

November 25, 2015 - We received a debt collection notice from Southwest Credit in the mail claiming they were collecting a debt for one of our creditors ( - ). We do not owe a debt to - and are always current with our bill. We also have a monthly automatic withdrawal set up with -, so we know we are always current. We contacted - and verified that we do not owe a debt and also that we have never been sent to collections. ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

November 13, 2015 - They keep calling for a debt that 's in my husbands name, that we wholeheartedly intend on paying but I asked them to stop calling and to put me on the DNC list. He said okay. Now they keep calling but not speaking. They call up to 3 times a day. ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

November 9, 2015 - I was notified by my credit monitoring service that a collection account from Southwest Credit Systems in texas put a collection account on my credit. For the record I have never received any validation of this debt prior to this going on my credit report. I have resided at the same address for the past 2 years and still have a forwarding mail with the post office from my old address. I called the collection company to resolve this issue and the young lady told me that I had to pay this debt and she did not have to verify any information with me and wanted me to provide her with my information...

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Southwest Credit Systems, L.P. Debt collection communication tactics called after sent written cease of comm

November 6, 2015 - In addition to contacting me after being notified to cease and desist communication, - - - through their alleged agent SouthWest Credit contacted my cell phone on several occasion. - - - has never had authorization to contact me on my cell phone. Additionally, this debt was disputed in - of 2015. IN response, the previous agent for - - - sent a few bills, but did not send the requested phone logs which will confirm cancellation of this account prior to the additional bills which were not authorized. Furthermore, in -, 2015 in response to a new validation of d...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine

October 30, 2015 - I recently received this letter from this company informing me that I owe them money, to my knowledge this company has never provided me a service and neither have I entered into a contact with them to pay them for said services ...

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Southwest Credit Systems, L.P. Debt collection false statements or representation attempted to collect wrong amount

October 26, 2015 - I recieved constant calls from SW Credit Systems L.P. # - about a - - for $380.00 that was not mine. I call several times informing them it wasnt and I never lived in the - area. They said someone must have gotten my Soc Sec number and they wanted me to pay it anyway. I refused and now I see they have placed my credit in collection and My score has dropped from - to -. I am sure this is an unreputable company after the many phone calls I made to them. Please let me know how to proceed in getting them to remove this black mark and completing this complaint. Thanks - ...

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Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid

October 19, 2015 - I opened and account with - with a 30 day money back guarantee. I did n't end up using the account and closed with-in the 30day trial period. When I called to cancel, the agent i spoke with explicitly told me that, given i was cancelling with-in the trial period i will not be billed. I was billed and upon contacting - the agent politely informed me that i do n't have to pay anything as i canceled in the trial period. Now they have handed over my account to debt collection who keep calling me every day. I have reached out to - and they have no clue why there is any collection call. T...

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