Southwest Credit Systems, L.P. Debt Collection Complaint

Southwest Credit Systems, L.P. Debt collection department,

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed Debt was paid Georgia

I had a - - account in -, - that I closed because I was moving out of state ( to - ). I took all of the equipment less than a week prior to me moving, to the local branch that I normally dealt with and paid them in full so it would be - less thing for me to worry about, this was - 2012. I never once received any correspondence indicating there was an issue until -/-/- when it mysteriously showed up on my credit report as not being paid. I contacted them directly and they investigated and wanted me to fax them a receipt, however I told them I did n't have it anymore since it had been over 2 1/2 years and if there had been any problems with it, I should have been notified long before 2 1/2 years and it also should not have been put on my credit report without notifying me first. The - representatives I discussed it with agreed with me, however they said there was nothing further that could be done beside talk to their collections department. I spoke to them and all they wanted to do was discuss payment arrangements which I explained I was not interested in because the bill had already been paid once and I had no interest nor was it fair for me to have to pay it twice. I also filed several disputes with - because - kept reporting it as an active debt, however - currently shows it as a closed account. I explained this to - in my dispute that if - has it closed that they should be reporting the same. In fact, - removed it but then added it back which I did n't understand, but they continue to say after each dispute I make ( I 've made at least - ), that the debt is valid, however it is not and it is hurting my credit and I need it removed.