Southwest Credit Systems, L.P. Debt Collection Complaint

Southwest Credit Systems, L.P. Debt collection department,

Other (i.e. phone, health club, etc.) Cont'd attempts collect debt not owed Debt is not mine Virginia

Southwest Credit Systems on behalf of - reported derogatory collection information to the - major credit bureaus - of 2015. I have not had a - account in approximately 5 years and believe that my account was paid in full. On -/-/15, I sent Southwest Credit a certified letter requesting an explanation of the charges. To date I have not heard from them. In addition, I - to dispute this collection. - removed the information. After filing - - - - disputes with each of them, - keep insisting that the information was verified. By verified, they mean that they asked Southwest Credit if it was mine and Southwest Credit said yes. They are refusing to remove the derogatory information from my report and Southwest Credit has failed to substantiate the information.