CCS Financial Services, Inc. Other (I.E. Phone, Health Club, Etc.) Complaints

Review and analysis of over 66 Other (I.E. Phone, Health Club, Etc.) complaints against CCS Financial Services, Inc.

CCS Financial Services, Inc. consumers have reported over 66 official complaints related to Other (i.e. phone, health club, etc.). Out of the 66 consumer complaints against CCS Financial Services, Inc., 9% were disputed by the consumer (i.e. the consumer was not happy with how CCS Financial Services, Inc. responded to their complaint) and 98% were processed in a timely manner. 0% of consumer complaints against CCS Financial Services, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Other (I.E. Phone, Health Club, Etc.) Consumer Complaints


CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

April 10, 2017 - ASK TO VERIFY DEBT. DID NOT VERIFY. CONTINUES TO SEND COLLECTION LETTERS TO MY MAILING ADDRESS....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

April 5, 2017 - My vehicles were insured with - for many years. My spouse and I separated and eventually split and the insurance was not maintained on the cars resulting in it going to collections. I satisfied the debt in full per there request and was advised the debt was paid in full and would be deleted. It has been in excess of 6 months since the debt was paid and it reflects on the bureau that I have an outstanding debt. I have contacted the company several times pertaining to removing the debt and providing me with a letter of deletion which they have not completed. I spoke with - on -/-/2017 an...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 17, 2017 - I sent a fax to Credit Collection Services ( debt collector ) followed their instructions on their letter I received regarding the debt collection and did not receive anything back from them regarding the debt for two months and when I did it was just another collection bill. The amount does not add up to the accounting on the communication with the Minnesota Attorney General that the creditor sent them and we do not believe we owe anything. The accounting is impossible to make heads and tails of and they have left payments out. This is the second company the insurance company - - - M...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 11, 2017 - I received an alert on my - Credit report only to find out this this company Credit Control Services is on my credit report for - which is a company that i have never done business with. I have not received any letters pertaining to this debt and they did not validate this debt. It states on my credit report that the debt was opened - which is false because I have been with the same insurance company for auto for over 10 years. This was put on my credit report illegally and without contacting me. if they do not take this off of my credit report I will be forced to take legal action....

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 10, 2017 - This company sent me a letter in -/-/2017, informing me that they closed my account, and that they have instructed the credit Bureaus to remove it from my credit report. It was removed, and now the company have added it back to my credit report....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

February 15, 2017 - This collection company sent me a letter trying to collect on a debt that I do n't owe from - insurance company. They are saying I owe - but in fact I do n't! They automatically withdrew money from my bank account each month and they did n't insure - of the cars that 's why I had to seek new insurance with - -! I paid them every dime that I owed them and they are still trying to charge more! They sent me a letter informing me that they were canceling my policy because they did n't insurance on of the - car! So if they did n't insure the car there was no money owed and I set u...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

February 7, 2017 - This is a debt that has been cleared up with - -. They actually owe me money due to an overpayment. I have asked 3 times for CCS Collections to stop calling me but they wo n't....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

February 3, 2017 - On -/-/16 - cancelled my insurance policy without notifying me in any manner. In a letter dated -/-/16 I received a partial refund check of $490.00. I received this check in the mail on -/-/16. Therefore this was my first and only notice that the policy had been cancelled. My policy premium that I paid was $2400.00. I immediately advised the - agent - - that I had n't received the remaining $1900.00. - refused to pay this amount. They held this money and would not release it until I was " forced '' by the agent to sign a form. They continued to hold my ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

January 24, 2017 - I only found out about Credit Collection Services trying to collect payment from me because they reported to a credit bureau before ever notifying me by mail or phone. I disputed this collection with the credit reporting agency -/-/-. I subsequently received a call from Credit Collection Services, and I told them that I needed proof of the debt in writing. On -/-/-, they mailed me an -/-/- - statement for - - -, - IL with the amount of $53.00 due. There is no explanation of what the charge is for at all, but my balance prior to -/-/- is listed as - $9.00 ...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 20, 2017 - A debt from progressive insurance was placed for collection after I cancel and switched to another company. the account was removed off of my credit in 2014 from Credit collection services, llc the debt was recently paid to credit collection services in full. looking at my credit report credit control services has it on my credit so - collections agencies was collecting on the same debt. I want this acct to be removed immediately....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 13, 2017 - Someone residing at - - - -, -, GA - used my social security number in - - to setup an account with - -. When first notified by a collection agency in - -, I complied with - request to submit all the appropriate disclaimer information ( affidavits, picture IDs, court documents ). - assured me that the matter would be resolved. Recently, however, I 've received another letter from a different collection agency ( Credit Collection Services, $1700.00 ). Evidently, the previous collection agency ( the exact name I ca n't recall ) sold my account to this ...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 10, 2017 - My mother opened this account without my permission using my social security number. When I called the collection agency the person I spoke with did not have my phone number on file he had a number I did not know and then said I owe the debt because it was my mother and replaced the fraudulent phone number that was on file with my phone number and I did not ask for this. I want my phone number removed because I do not owe this debt. This account was opened without my consent or knowledge. The person on the phone also said that it is true that anyone can open an account over the phone with some...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 4, 2017 - Reporting erroneously/ incorrectly/ inaccurately with Credit Reporting Agencies....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

January 2, 2017 - this account was included in a BK - and has since been discharged. this debt was just recently been place on my credit file and should have never been placed on my credit bureau....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 23, 2016 - During process of purchasing a house in -/-/- I shopped for home owners insurance. - was - of several companies I inquired but ultimately went with -. Without signing any contract and after verbally telling - I was going with - they claim I owe them $240.00 for insurance coverage and hired a collection agency. I sent the collection agency a copy of my insurance policy and a written letter explaining why I do n't owe this money. They have dismissed this and continue to try to get me to pay. As I have said, there was no contract between - and myself. Now I 'm concerned a...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

December 17, 2016 - CCS Companies never notified of my right to dispute the validity of the debt. They reported to - that my account was opened with them on -/-/2016. The first notice I ever got from their company was on -/-/2016 and the notice was dated -/-/2016. On -/-/2016, - was reporting a collection on my credit report, I was shocked as I knew I did n't have any ... It was for Credit Collection Services, original creditor, -. I filed a dispute with - but it came back as " verified '' by CCS. I have previously called and disputed the debt with CCS and was told I ...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

December 16, 2016 - I was a victim of identity theft and noticed a collection from CREDIT CONTROL SERVI I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against CREDIT CONTROL SERVI in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you...

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

December 13, 2016 - credit collection services - - - - ma - is collecting for -. file # - - acct - for $460.00. I wrote to - and CCS about the amount which is wrong. I had secured other auto insurance. - is trying to say this is owed for 20 days?! not true when my monthly payment was $160.00 for 30 days! I am asking for you to step in and investigate....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 13, 2016 - CCS of - MA sent a letter stating I owe $280.00 due to -. I have never had any business with - and sent a letter stating this. The credit collection letters keep appearing. I have never had a - policy in my life. Please stop the scams and fraud. File number -...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

November 30, 2016 - - my car insurance with - ended when I found a cheaper rate ... sooo I did not pay my final bill of - to them. So my policy was cancel. I noticed when I started viewing my credit report recently the above balance was on it. I do not understand why - - sold my account to a third party collection agency name Credit Collection Services..I always in the past searched for better car insurance rates and not been penalized by having the balance on my credit report for not paying the policy in full ... Is this legal? By the way never read anything on my policy stating that unpaid balanc...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 29, 2016 - Credit Collection Services has charged me for an amount that I do not owe. They are collecting on behalf of - for an amount that I absolutely do not owe ( $1000.00 ). This incorrect amount is listed on my credit reports : -, - and - and it has and continues to compromise my credit worthiness. I reached out to CCS and tried to file a dispute but was unsuccessful. CCS asked that I provide verification that I had coverage after my Auto Insurance Policy with - canceled in order for them to consider adjusting my account. I did submit proof yet nothing has been done to correct the e...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

November 23, 2016 - Had damage to my auto, and filed a claim with - in which - charged me - deductibles $500.00 each. Cancelled my auto policy with -, and there was a $19.00 cancellation fee assessed. Insured made payment arrangements with - due to the fact that I needed my auto fixed where I had to pay $1000.00. Insured paid this account in full, and I do not know why Credit Collection Services ( CCS ) has sent me a notice for this payment. - assumes CCS has placed this bogus collection notice on my credit reports and is demanding immediate deletion....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 14, 2016 - CREDIT COLL ACCOUNT NUMBERs : - -/-/- - - -, -- MA - Phone : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act a...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 6, 2016 - This company has been allowed to put false information on my credit report. I do not owe them a debt. Each time the debt is added to my report it is sold to another one of these " companies '' and readers to my account. Each time with the same incorrect information. I do n't understand how it is legal for - to allow this. Furthermore, this '' company '' has placed factually incorrect on my report. How exactly are they the original creditor? How exactly did they become responsible for the account on -/-/-, when my last credit report pulled was -/-/- and they were no where to be fou...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

November 1, 2016 - This is a debt that is from -/-/2005. - - insured a motorcycle that was totaled in an accident. They reimbursed me for the motorcycle loss. I no longer had a motorcycle at that point but they continued to auto bill my checking account for a motorcycle that no longer existed. Not to mention that this is 11 years old. Now out the blue this company called Credit Control Services just starts to report this to my credit profile and they expect me to pay them. I did not owe this debt then and I do not owe it now. My credit score dropped - points just because of this company 's dumb action...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 31, 2016 - sent - letters to both parties on -/-/16 and -/-/16 as of today no response of verification of debit. In both letters I asked for signed copy to validate the debit....

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

October 30, 2016 - After running my credit report in - I found that I had a collection that was placed by Credit Control Service on behalf - auto insurance. On -/-/- I reached out to - to verify. After I verified the amount I called Credit Control Service and verified their information that same day. The information that they had on file was not what was on my record. They were delivering information to the wrong address and never verified my account before assigning a debt to my credit reports. So, after negotiations I agreed to pay the bill if they removed it from my account. I gave the woman on ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

October 30, 2016 - I never received a notice of this debt or right to dispute from the collection agency. I attempted to settle the debt for a smaller amount, but my settlement offer was not accepted. The original creditor appears to be - -, but I have not had insurance through this company for several years. When I ended my coverage through -, my account was paid in full....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 28, 2016 - On -/-/- I went online to review my credit report. I noticed an account from Credit Collection Services located in for a $240.00 Insurance bill. I did not recognize this account so I sent a letter to the agency requesting validation of this debt. I specifically asked for proof bearing my signature as I have been subject to identity theft in the past while away in the military. Credit Collection Services signed for the account on -/-/- and immediately responded by sending me a bill with an address that I never lived nor do I recognize. I asked for documents showing proof of my s...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

October 25, 2016 - I had - autos on - - policy purchased through a broker. In - - I cancelled - of the autos ( - - ) and notified the broker in writing. The broker confirmed via email he would cancel. I noticed in late - that the policy still reflected - autos and I had paid over a year for insurance on a car that was insured with other companies during that time. After providing proof of insurance to - and my broker, - did not credit the policy premiums all the way back to - -. So I deducted - roughly ( the balance of the credit they owed me ) from my last payment an...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

October 18, 2016 - I have never been contacted by this company and they appear on my credit report with me being able to dispute the debt....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 3, 2016 - Received a letter Credit Collection Services saying I owe - $570.00. I have never had a - account....

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

September 30, 2016 - I learned via - that Credit Control Service has filed a debt collection of $200.00 on my - credit report ; however, I do not owe this date and know nothing of it. Credit Control Service appears to be a 3rd party vendor and they have not attempted any communication with me. I believe they are doing this illegally and want the debt removed from my credit report....

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

September 26, 2016 - I have fully paid the provider of the service, -. - should contact -, their partner, to resolve this issue. I can not pay twice for the same service...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 16, 2016 - STATEMENT OF FACTS : On or about -/-/2016 - - ( - - - 's Daughter ) Purchased a 2003 Buick Lasabre from - - - ( buy here pay here car lot ). And because -, - had a good payment and relationship history with - - Auto Insurance he referred her to call them for a policy quote. Consequently, - - had maintained a - - ( - ) policy for his 2013 Dodge Avenger for over a year. Further, Despite the fact that - - 's name was nowhere listed on the purchasing documents of this 2003 Lasabre - - repeatedly mailed delinquent monthly billing sta...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 6, 2016 - tere were several accounts opened in my name by an girlfriend who was living in my home several accounts have been closed and are no longer affecting me how ever this account is still on my credit report after I have sent several police reports, court documents and jail records to the agencies and disputed the accounts directly as well and with collectrion companies...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 2, 2016 - It appears that someone in - has used my name and possibly social security number. The claim is stating that I owe - - for utilities not paid. I have never lived in - and at the time of the claim I was living in Alabama....

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 2, 2016 - OK ... .SOMEBODY USED MY MIDDLE NAME AND FORMER MARRIED NAME TO OPEN A - ACCOUNT AT AN ADDRESS I NEVER RESIDED AT. I DO NOT KNOW WHO DID THIS ... HOWEVER, THIS NEEDS TO BE REMOVED FROM ALL OF MY CREDIT BUREAUS ... .I SPOKE WITH THE DEBT COLLECTORS YESTERDAY AND THEY CLAIMED THAT THE DEBT WAS CLOSED AS OF - -, 2016 ... ..HOWEVER, IT IS SHOWING UP ON MY - REPORT! -!!! I DO NOT BELIEVE THEM, EVEN THOUGH THEY DOUBLE CHECKED!...

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

August 25, 2016 - I, - -, received a collection notice from Credit Collection Services. The creditor named is - -. The amount of the debt is $1300.00. I do not owe - -. I simply switched to - upon renewal as I simply could not afford - - after they increased my rate - %. As a consumer, I have the right to cancel insurance and switch to a more affordable policy. Now, - - is threatening to destroy my credit. I am disputing the validity of this debt and will be seeking legal counsel. I have attempted communication with Credit Collection Services but all they 're interested i...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

August 24, 2016 - In 2009 whilst away at school my name was used to open a utility account with -. this account was opened fraudulently without my consent or authorization. I have not or did not give permission to any person to use my confidential information to open an contract or for me to be included me on any application for service with -....

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

August 24, 2016 - This was for - billing I vacated the house by -/-/- and they have billed me for -/-/- I closed the account before I moved out I called them and gave explanation and asked them why I was charged. I filled a dispute online but without any explanation on why I was charged they sent collection notice and added to my credit report. Till now I do n't know why I should pay this amount...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

August 23, 2016 - On - -, - I received a letter from Credit Collection Services claiming that I owed a debt to them from the original creditor of - -. The file number is : ( - ) in the amount of $670.00. This is simply yet another example in a long line of fraudulent debt apparently obtained in my name. Within the last year, I have become a victim of identity theft to which someone has used some of my personal information, one of which my social, to obtain credit and then let if default. I am refuses this as my debt as I have not had an account with - nor with any company alike. Regards...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

August 8, 2016 - Name of Creditor : CREDIT COLLECTION SERVIC Address : - - - -, - - : -, MA - Re : Progressive Insurance Company Amount : $390.00 Dear Sir or Madam, I am disputing the validity of the debt referred to above. I am not aware of the account number and you have not informed me of the existence of this account. I am willing to pay this account IN FULL ( or a settlement percentage, whichever is feasible ) if you agree to immediately delete the account from the credit reporting agencies ( namely -, - and - ) that you have reported to, and validated this account. My...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

July 29, 2016 - In - - or - - - started auto deduction of monthly payment for a phone service that was never provided. After 30 days of waiting for them to provide said service without success, I open service with - for my home base employment ( Work from home ) service. By the time I nullify my checking Account they manage to auto deduct - payments of about $ - $29.00 ( not sure of the monthly amount anymore ). I request refund of the auto deduct payments, but instead they put my account into collection and I was harassed continuously. The last agency that had the account in - I ...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 24, 2016 - Unexpectedly, I received a Collection notice for a cancelled car insurance premium I do not owe from - -. I cancelled the policy in -, - and switched my car insurance to - - in Rhode Island. Here are the details : In - - my car insurance was renewed for -/-/- with installment payments. On - -, - I paid the first installment of $480.00. I found more affordable insurance with - in Rhode Island and cancelled the - - policy in - -. In - - I received a collection notice without any prior contact from - - about an outstanding balan...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

July 19, 2016 - - 2016, terminated service with - -. A couple months later, received collections letter from Credit Collection Services about a debt. Called them to ask more information and for them to provide proof that I owed debt. They could not provide that information. They instead told me that I needed to prove that I didnt owe the debt. Contacted - to get clarification. Was transferred numerous times and eventually disconnected. Called back to see if deposit money was every applied to account and if not, when will I receive it. Represenatives stated that they could not see back more than a ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

July 17, 2016 - - offered cable/internet services for my home. We were told that we had 90 days to cancel the account if we were unsatisfied with the service. We had many issues regarding the service to our home. While it was getting close to the 90 days for cancellation, we were promised that the issues would be resolved. We spoke with many representatives and when we complained repeatedly that the issues were not getting resolved, we were told that the 90 days would not be in effect since we were still unsatisfied. After about 100 days, we finally cancelled the service because the customer service was so...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 7, 2016 - I asked - - - for a discount on my automobile insurance they stated that they did not have any discounts, so I obtained another insurance company - and told - I do not owe you money they sent notice that if I showed them my Declarations page they would delete the purported money I owed them I do not have to send them any more of my personal information I do not have insurance with them any longer. So this what I received in the mail in -. I do not have an account with this company. This is IDENTITY THEFT pursuant to 16CFR 603.2. I have contacted this DEBT COLLECTOR. I am feel...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

June 14, 2016 - Credit Collection Services ( CCCS ) appeared on my credit report. This debt is coming from - -. I have n't been given the chance to dispute as each call received or made to this creditor the representatives are only interested in me paying balance. I have tried to discuss and advise them I do not understand why I owe balance and the reply is always " this debt is non negotiable and this is the amount needed to be paid ''. I do not feel I owe - this balance as I inquired a new, different policy within few days after my due date. This collection agency has ruined my credibility. I feel ...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

June 12, 2016 - In - -, my wife and I disconnected our service with - - -. At the time, - - - issued us a refund for the funds that we had paid. A month later, - - tried to charge our credit card for another monthly payment, at which time we contacted customer support. We were told that they were unable to stop auto-payment and that they would refund the charge. After a month, the charge was not refunded so we asked our credit card company to cancel the payment. After cancelling the payment, - - sent us a debt collection due to the cancellation of the credit card charge...

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

June 5, 2016 - Represented themselves as a known insurance company online, was not aware until apetwork came in the mail. ...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

May 31, 2016 - I have a a unverified account from Credit Collection Services. I had previously disputed this account. I have never done business with Credit Collection Services. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.169g, I dispute the validity of the debt Credit Collection Services purport I owe. I request that Credit Collection Services Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of defau...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 30, 2016 - Made many attempts to contact - to see why this exists and who it belongs to. They have not provided a legitimate answer as the reps do n't ha e access to view as it has been transferred to another department. I am sure the debt is not mine as I currently have an active - account that is in good standing and was given to me with no issues. ...

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CCS Financial Services, Inc. Debt collection communication tactics used obscene/profane/abusive language

May 25, 2016 - I recently contacted credit collection servic in -, MA on - - to dispute a debt in collections. I spoke to a representative who was really rude and disrespectful to me. I informed the representative that I wanted to dispute this debt. After informing the representative of my request her tone of voice changed, she began to ask me many questions as if I was lying about the reasons why I wanted to dispute this debt. When calling a debt collection agency I do n't want feel intimidated by the representative. The representative acted as though she did n't want to give me the necessary infor...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

May 10, 2016 - I bought - auto insurance through - because - gave discount to - executive member, which I have been a - executive member over 10 years. Everything was fine for a few years until I switched my auto insurance company to another auto insurance company. - started sent me letter saying I owed them $100.00, I called to find out they said they did not have any record of I was - executive member. I followed the instruction faxing the prove of - executive member to - over 10 times, after I faxed I called to find out if they got my fax, they always said there 's nobody able...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 29, 2016 - I just got a letter from a collection agency saying I owe - $74.00 I called the collection agency who told me i need to straighten it out with -. After over an hour on the phone with and talking to - different CSR 's they all tell me they have no record of me ever having an account with them and there is nothing they can do. the collection agency told me they are scheduled to report this to the credit bureau within 30 days ...

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CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

January 26, 2016 - - - is claiming $130.00 owed for auto insurance on a policy that was cancelled and paid, with a - balance. - - was dropped by me due to my finding a more suitable insurance carrier. I personally cancelled the homeowners and bundled auto insurance. - - charged me $1200.00 for home owners insurance and - monthly for automobile. When I switched insurance carriers, my premium was now $510.00 for homeowners and $60.00 monthly for automobile. Significantly lowering my bills. Which by the way, I repeatedly requested - - contact me directly and explain why my prem...

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

January 11, 2016 - I paid Credit Collection Services ( CCS ) for a delinquent payment to - for $310.00 on - -, 2015. The payment was processed and deducted from my account on - -, 2015. When I called CCS to inquire why the payment had not been reflected on my credit report they responded that they did not own the account at the time of payment, however, the check was cashed and processed by CCS. If they did not own the account, why did they cash the check nor inform me of this information. After writing to them, they have processed a refund check for the entire amount. ...

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

January 4, 2016 - I have paid - ins. 1 month in advance since -. STARTING in minnesota. I never heard of these clowns trying to collect/steal money NEVER owed. Outrageous stupidity, petty greed here. I told them to cancel my policy - -. My car was repossed - - -. These clowns at this collection agency do n't know what there doing or what there trying to collect!!!! I do n't owe - a - dime. They owe me my 1 month in advance and/or any arbitrary fees for cancellation refund goes to me. Instead these - insult my intelligence send this to a collection agency for $88.00 ( $10.00 ) o...

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CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

December 30, 2015 - Credit Collection Service had placed this negative items on my credit reports without notifying me. Credit Collection Serivce violated the early-warning notice clause of FACTA section 623 ( A ) ( 7 ). This law requires all creditors and collectors to notify me by mail before placing negative items on my credit report. ...

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