Review and analysis of over 172 complaints against Bank of America
Bank of America consumers have reported over 172 official complaints related to Debt is not mine. Out of the 172 consumer complaints against Bank of America, 26% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 99% were processed in a timely manner. 1% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 12% resulted in non-monetary compensation.
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Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2016 - I have vehemently contested the wrongful foreclosure of my home by Bank of America since - 2012. Notwithstanding, the lawsuit I filed on - -, 2012 is currently pending in the - - - - -. I have filed complaints with the CFPB, HUD Inspector General, and the Courts. However, while the lawsuit is pending, Bank of America has transferred the servicing of a - balance loan to - to collect. Bank of America has never tried to collect any debt from me after the foreclosure sale of the property on - -, 2012. I 've attached documents to substantiate my claims.... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2016 - On - -, -, Bank of America 's agent foreclosed on my house. After the completed foreclosure sale, the substitute trustee executed a trustee 's deed to the - - - - -. - filed an eviction suit and was awarded Judgment of Possession. On - -, -, I filed a lawsuit to stop a post-foreclosure wrongful eviction. This lawsuit - is currently pending in the - - - - - because the Defendants ( - and Bank of America ) was granted leave to file an answer to the complaint more than two years late. On - -, -, Bank of America and - filed a... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 14, 2016 - Bank of america home loan servicing assigned a - balanced loan to -. After transfer, to date - claims more than $110000.00 is due. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 7, 2016 - I received my credit report - because I had finally become financial able to buy my first home. I saw that Bank Of America was on my credit report saying I owed them $5200.00. I disputed the account with Bank of America and all - credit bureaus. Neither the company nor credit bureaus will send me the proof proving I owe the money even after disputing this account for a total of 3 months. I would like for both the company and the - bureaus to send me proof, such as a customer agreement I signed or some kind of promissory note with my signature, ID, and social security card proving it... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 25, 2016 - - has been pursuing debt collection activity that they alleged was transferred from Bank of America, Loan -. The loan - transferred from Bank of America had a zero balance. On - -, -, - indicated the loan was past due and in default of $80000.00. On - -, -, - 's statement indicated the loan is $100000.00. Here 's a timeline of the controverting issues on the Loan - - is pursuing debt collection activity : 1. On - -, - Defaulted loan in the amount of $80000.00, past due since - - 2. On - -, -, - sent me a letter s... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 21, 2016 - A company by the name of - - - - - - - - has made - attempts at collecting a debt related to an overdrawn checking account from BANK OF AMERICA. After my initial letter vehemently disputing the account/debt relation to me, they interpreted this as my agreement to it and chose to move on with their " repayment program ''. I will appreciate input as to what my options are for an escalated response and defense from this rather irresponsible company and its unacceptable set of tactics. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine January 9, 2016 - -/-/- To Whom It May Concern : In -/-/-, I obtain an -/- mortgage loan with Countrywide, secured by -. My loan was then sold to Bank of America. I lost my job in -/-/- due to the economic recession and was forced to do cash for keys in -/-/-, returning my home back to -. Bank of America has sold my loan to a collection agency, - - - to collect on the home equity portion of my loan, which was also secured by -. They continue to call me weekly asking for payment. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 31, 2015 - Bank of America. $36000.00. Request : Deleted permanently from my credit report. Status : Inaccurate account information. Status : Account current under - - -, - - -, - -, - - -, -, CA -. ( - ) -, - - - - ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 30, 2015 - Bank of America. -. $2700.00 Request : Deleted permanently from my credit report. Status : Inaccurate account information. Account paid. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 24, 2015 - The debt was held by a business that I sold. The debt was transferred with the business. Bank of America is having difficulty getting in touch with the new owner. They call my home - to - times per day even though I have repeatedly explained the situation. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine December 23, 2015 - I have been trying since - of 2015 to have this Bank of America debt taken off my credit report. I first contacted portfolio - in - via a credit company asking to have this debt removed because it was not mine. It is being reported on my credit report from this company twice for the same dept in the same amount. In - I made - attempts with a direct call to the company. I was told the first time a Identity theft packet would be mailed to me. I received that packet, filled it out and returned it. A few weeks later after not hearing from them I called them. They said they did not g... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine October 12, 2015 - In -, 2010 I purchased a foreclosed home from Bank of America - BofA -. BofA still thinks that it owns the home and is mailing me debt collection notices and sending debt collectors to my house. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine October 8, 2015 - -, This Credit Card is over 15 years old and Has already been removed off of my credit report. Bank of America Sold this loan to these people and they are trying to reopen a case and has been calling me and sending me notices. Additionally, they are making robot calls about taking me to court to settle this dept. This calls seem to orignate in Georgia. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine September 15, 2015 - FIA CARD SERVICES - -, this company keeps calling several times a day, after talking to a live person, explaining to them that we do not have an account with them or have any past due account and to stop calling, they continue to call. They claim they are calling from Bank of America. We told them we DO NOT HAVE AN ACCOUNT with Bank of America or past due amount with anybody. They continue to call several times DAILY. They are calling for the correct person BUT we never have any account with the company they are calling from. THEY START ASKING FOR OUR SOCIAL SECURITY NUMBER AND THEY WANT US... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine September 8, 2015 - We have been receiving debt collection call from Bank of America Home Loans and related third party vendors for well over - 7 - months for a debt, which is not ours. We have called the BOA Home Retention Division, as instructed on the collection calls, at - on - ( - ) separate occasions requesting that the calls be stopped including calls on - -, 2015, - -, 2015, and - -, 2015. On - -, 2015, we faxed and mailed a letter to BOA Home Retention Division as instructed - BOA Home Retention Division supervisor, at facsimile - and mailing address - -... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine August 9, 2015 - BANK OF AMERICA seeks to collect a debt that is barred by the California Statute of Limitations. No judgment or debt has been filed or had by BOA against me. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine August 7, 2015 - Bank of America seeks to enforce a debt which is non-existent, not based on a final judgment, and beyond the California Statute of Limitations of four years for a contract debt. The debt collection is barred by the statute of limitations and enforcement is illegal. Researching the matter required the use of a California Licensed Investigator which resulted in a cost to me of $1000.00. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine July 21, 2015 - - - - -, -, SC -, - - - - sent me a notice in the mail trying to collect on a supposed debt. They said the original creditor was Bank of America, and that I owed from a credit card back in -. I have never had a Bank of America card! ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine July 20, 2015 - I am writing this complaint against BANK OF AMERICA , N.A . ( hereinafter BOA ) for continually violating the Homeowner bill of rights statute. On - -, 2015 a letter was sent from someone by the name of - - ( - - ). I have a point of contact established pursuant to the statute CCP 2923.7 by the name of - -. I have requested information from my point of contact with no response from - -. I have delivered a letter via - certified mail article number - dated - -, 2015 to - - 's supervisor - - that was received and signed for on - -, 2015... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine July 11, 2015 - My husband created an account, without my knowledge, and made me an authorized user but I did not sign a signature card. After his death, the bank sent me a statement with the balance and interest charged on the account. I contacted them in good faith and asked for a settlement but they refused to talk and sent it to a collector. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2015 - I opened a business in - with another person. At that time we opened up a number of business accounts with vendors and banks. In - I left the business and sold my ownership to my business partner. We provided all of our vendors and banks with our documents showing the business ownership changes. I requested that all of the cards in my name be closed and closed the credit line that was in our joint names. My old partner continued to operate the business till -/-/-/-/-/- time frame. During that time he apparently racked up debt he could not afford and he started receiving collect... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 1, 2015 - I 'm writing to report questionable activity of - companies attempting to collect a debt from me that is not mine and I did not incur. The - agencies are ( 1 ) Bank of America, the original debtor, ( 2 ) - , -, the junk-debt buyer, and ( 3 ) the - - -, -, who is attempting to collect on behalf of - , -. I received written correspondence from - -/-/-, claiming I owed $78000.00, with no reference as to what it was for. I understand upon initial written contact, the debt collector must provide me with certain information, including an itemized account claim... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 20, 2015 - -/-/-, I sold my interest in a -, and divorced my husband who immediately moved back to -. He and the other - - kept the company alive, while I bowed out of the picture completely. On -/-/-, I received a letter from a collection agency stating I owe $78000.00 on a line of credit they claimed I personally guaranteed. They are unable to locate this supposed '' contract and are threatening to ruin my - quite frankly - perfect credit. All for a debt that is NOT mine. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 7, 2015 - -, - & - ( - ), on behalf of FIA Card Services ( FIA -, filed a Complaint against me personally on - -, -, on a business debt of $20000.00 for a defunct LLC of which I was a member. During the litigation, I discovered that FIA did not retain -. Rather, - - - - - ( - ) did. Since - is domiciled and licensed to practice law in -, it retained - to do its dirty work. Because FIA was not - client, - stonewalled my discovery efforts and would not produce the records I requested which would conclusively demonstrate that this account was no... |