RS Clark and Associates, Inc. Debt Is Not Mine Complaints

Review and analysis of over 24 complaints against RS Clark and Associates, Inc.

RS Clark and Associates, Inc. consumers have reported over 24 official complaints related to Debt is not mine. Out of the 24 consumer complaints against RS Clark and Associates, Inc., 29% were disputed by the consumer (i.e. the consumer was not happy with how RS Clark and Associates, Inc. responded to their complaint) and 63% were processed in a timely manner. 0% of consumer complaints against RS Clark and Associates, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.

Created with Highcharts 4.2.3Highcharts.com

Created with Highcharts 4.2.3DisputedUndisputedHighcharts.com

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New Debt Is Not Mine Consumer Complaints


RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

June 24, 2016 - I have repeatedly disputed an account listed on my credit report as not being my account. I have submitted numerous requests to RS Clark for validation of the debt and have not received validation. This is a collection account for an apartment complex. I have never entered into a lease with this apartment complex and I have asked RS Clark to see a copy of the lease I allegedly signed. They have not been able to produce said lease in almost a year of communicating with them. In fact, RS Clark has recently closed this account because they recognize they can not validate it. However, the account ...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 26, 2016 - I questioned this debt after getting harassed by RS Clark via the phone. I had a firm retained to send out for validation of this debt and a cease and desist phone contact order. What they sent back as validation is concerning. It shows my daughter as the guarantor, yet she was - years old at the date of service on the invoice, a medical practice we have never heard of for a specialty my daughter has never required, in state we do not reside in, and a doctors name we have never heard of! ...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 11, 2015 - Please see my complaint # -. The response was due from RS Clark on -/-/15. They have not responded. They have not validated the debt. They continue to break the law violate my rights and you continue to let them by not following through on the complaints they do n't bother to respond to. This is the - one they have ignored and you DO NOTHING! Please instruct them to remove it from my credit listings immediately. ...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 23, 2015 - RS Clark refuses to properly validate this debt and refuses to remove the invalidated debt from my credit listings. As I have indicated numerous times, I dispute this alleged debt in its entirety. RS Clark has not provided anything other than a - page itemized statement alleging I owe this debt. I dispute that I signed a contract agreeing to pay the amount RS Clark says I owe. I have repeatedly asked for proof that RS Clark owns this debt or has been assigned the right to collect the debt. I have repeatedly asked for proof that I owe this debt to RS Clark. I have repeatedly asked for a copy...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 17, 2015 - This complaint is in supplement to my Case number : -. RS Clark continues to believe they have properly validated this debt ; however, they have not. The FDCPA holds that " a computer generated form made to look like a billing statement from the original creditor in response to a debt validation request is NOT sufficient for debt validation. This is precisely what was provided to me by RS Clark. See attached. Under the FDCPA, this is not proper validation. I have been more than fair in giving RS Clark the opportunity to properly validate this debt for over 3 months, yet they have failed to ...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 28, 2015 - I sent R S Clark & Associates a request to validate a debt pursuant to Texas Finance Code ( see attachment RS Clark Dispute '' ). They had 30 days to respond. They did n't. In response to a prior complaint filed with CFPB, they provided an accounting stating that this validates the debt ( see attachment RS Clark - '' ). It does not meet the requirements under the law and does not validate the debt. They have wholly failed to validate this debt and under the laws of the state of Texas, it must be removed from my credit listings. ...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

June 24, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! ...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 20, 2015 - This debt has shown up on my credit report ( see attached communications ) It is not my debt and Ihave followed all the proper steps under the Fair Debt Collection Practices Act, 15 USC 169g Sec 809 ( b ). The collection agency has failed to respond and the debts still appear on all three credit bureaus as a collections debt. We were recently denied a mortgage loan due to these being erroneously placed on my credit reports. ...

Read more

RS Clark and Associates, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 29, 2015 - The office manager charged me $35.00 for not canceling my appointment within 24 hours. I spoke to someone in the Doctors office the day prior to my appointment canceling the appointment. I had just lost my job - the person - who i believe was the office manager said ok. ...

Read more