AC Autopay, LLC Consumer Loan Complaint

Vehicle loan Managing the loan or lease

AC Autopay, LLC Consumer loan department,

Vehicle loan Managing the loan or lease Ohio

I tried to pay my monthly auto payment through my bank. Payment was scheduled for -/-/2015. On -/-/2015 I called AC Autopay inquiring about the payment and was informed that no payment had been received. I called my bank and was told electronic payments are not accepted by AC Autopay, so they sent them a paper check via US MAIL. I stopped payment on the check since no one could verify it 's whereabouts. I then called AC Autopay again on the -. Explained to them that I stopped payment on the missing check so as to please not submit it for payment. I was assured a note would be placed on my account stating the same. My bank told me to wait 24 hours before re-attempting payment as to avoid double payment. I explained to the AC Autopay customer representative the same and since my note was n't due until the - that I still had time. I called AC Autopay back on -/-/2015. Still no record of any check so I proceeded to pay with my - - right then and there. I received my - statement with fees for a returned check. They found and submitted the check to the bank for payment on -/-/2015 and it was tomorrow ejected. Why submit the check if already aware check was cancelled and account was current. And the dates on the statement entries are questionable.

AC Autopay, LLC customer in Ohio
Nov 10, 2015

* Source: CFPB Complaint Database

AC Autopay, LLC response to complaint:
Closed with explanation

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