Citibank Unsolicited Issuance Of Credit Card Complaints

Review and analysis of over 200 complaints against Citibank

Citibank consumers have reported over 200 official complaints related to Unsolicited issuance of credit card. Out of the 200 consumer complaints against Citibank, 11% were disputed by the consumer (i.e. the consumer was not happy with how Citibank responded to their complaint) and 100% were processed in a timely manner. 19% of consumer complaints against Citibank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 28% resulted in non-monetary compensation.

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New Unsolicited Issuance Of Credit Card Consumer Complaints


Citibank Credit card unsolicited issuance of credit card

March 28, 2017 - I have been issued a CITI/AAdvantage platinum Select Master card that I did not apply for....

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Citibank Credit card unsolicited issuance of credit card

March 21, 2017 - Costco Wholesales in - - offered a Credit Card with - -. I had the credit card for years without any problem. Costco decided to change their agreement to a Citi Card and to send a new credit card over mail. I received the letter that they were changing to Citi and I had no interest into using the new Citi Card provided by Citibank, so I cut the new card ( broke it ) and throw it to the trash. As the card said : " Call - - to activate your card '', and I had no interest into activating that card, I never called for activation and I never used it. I expected the obvious to happ...

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Citibank Credit card unsolicited issuance of credit card

March 17, 2017 - I have a credit card for Sears ( SearsCard.com ) - the contract states that they can change the conditions of this card. I received an unsolicited letter, attached, which states in the second paragraph that the Sears store card will be upgraded to a Mastercard unless I decline the offer. I believe that it is illegal to issue an unsolicited credit card unless you decline the offer....

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Citibank Credit card unsolicited issuance of credit card

March 17, 2017 - On -/-/- I was misinformed by a Macy 's employee at the - location that the Macy 's Credit Card was a " Rewards Card '' that was in no way a credit card. Was told that i would need to activate the Rewards Card later when i received it in the mail, which i never did receive. The employee told me if i signed up with the card i would receive a discount on the item i was looking to buy as a - present, since it was initially out side of my price range. I handed this employee my debit card to pay for the item, she took the card and came back with a receipt for my signature. Today, -/-/-...

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Citibank Credit card unsolicited issuance of credit card

March 2, 2017 - Citi Costco card. I never wanted the card and never used the card. I cancelled the card in writing on -/-/-. I have a copy of the written cancellation mailed to Citi. Today ( -/-/- ) I received a bill on the card for $59.00 that I never authorized. I spent I do n't know how much time. Now the representative is giving me leading and misleading questions, trying to get me to agree to say things that are not true. For example, I have to say that I have the credit card when I do n't, I never authorized the card, I do n't want the card and I cancelled the card ( without ever using it ) ...

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Citibank Credit card unsolicited issuance of credit card

March 1, 2017 - Refer to my correspondence with Citi Bank regarding my credit card - In short I was contacted by Citi bank and they have offered mediclaim policy of -, in - and policy was issued and premium was debited in my credit card and it was paid by me. After that in - before expiring that policy I have sent the mail to Citibank for not issuing the fresh policy or renew the mediclaim policy. Even prior information for not issuing the policy they have issued the fresh policy and debited the amount in credit card statement. After that I have sent so many mails not a single mail was replied. ...

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Citibank Credit card unsolicited issuance of credit card

February 20, 2017 - When I landed on the page to find more information about the CitiSimpilicity Card, there were some details of Terms and Conditions, but the webpage said to begin an application to find out more information. Because I was interested in transferring a balance, I began the application to find out more, only to find out that the credit limit I was applicable for was too low to transfer my entire balance from another card. But the company had already opened an account for me before I had the option to reject the credit offer they had offered to me. I do n't want the card because I ca n't use it for...

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Citibank Credit card unsolicited issuance of credit card

February 14, 2017 - IN BRIEF : Can a Credit card company issue you an UNSOLICITED credit card and begin issuing you bills? A few years ago I joined -. At that time they issued me a - credit card. In late -/-/- I received my last - bill of $82.00, which I paid on - ( -. # 5663 ). Throughout most of -/-/- I received all sorts of mail offers for a Citibank/Costco credit card, which I did NOT respond to. Late in that year I received an UNSOLICITED " - Anywhere - Card by CITI, '' WHICH I DESTROYED. Late in -/-/- I began being harassed by daily phone calls - which continue to th...

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Citibank Credit card unsolicited issuance of credit card

February 13, 2017 - Sometime in spring or summer of -/-/-, Costco Wholesale Club & Citi credit cards open an unauthorized credit card in my name. Once the account was opened they UNJUSTLY ENRICHED both Citi & Costco by charging fees that were never authorized. In -/-/- - - was fined $180.00 - for fraudulently opening accounts in a similar manner. see- https : -? - In all of -/-/-, Citi & Costco failed to send and have me acknowledge credit cards by activating them. Citi & Costco posted unauthorized fees on the account to unjustly enriched either Costco or Citibank. The fees charg...

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Citibank Credit card unsolicited issuance of credit card

January 22, 2017 - A visa account with citi was open via Costco without my authorization. Further when I attempted to cancel it over two consecutive months a charge was made without my authorization which I was told would be reversed. Over five months into the process, not only it was n't reversed but also interests has been accumulating. This neglect by citi visa will negatively effect my credit score ... Please assist me with the process of correcting it....

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Citibank Credit card unsolicited issuance of credit card

January 18, 2017 - Costco sold their - - credit card to Citibank. We did not want a Citibank card so we changed our - - card to a different account. We did not request or authorize Citibank to issue us a card or account but apparently they did it any way. We never received the cards. Instead we received a bill for an unauthorized charge by - auto club. We noted that - also sent an unauthorized charge to our - -. We contacted -, they refunded their charge to our - -. We contacted Citibank about the duplicate charge and they investigated and agreed that it was a duplicate unauthori...

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Citibank Credit card unsolicited issuance of credit card

January 17, 2017 - I had an - - credit card with Costco. In -/-/2016 Costco switched its card program to being offered by Citibank. At that time I had a $140.00 balance on my - - card. When I went to pay off that amount online, in -/-/-, I found that I could no longer access that account. I opened an account with Citi to continue my patronage of Costco. I was unable to figure out where my - - account went. When trying to contact Citibank I could n't get past their automated phones without providing an account number. In -/-/-, I finally received a statement from Citibank letting m...

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Citibank Credit card unsolicited issuance of credit card

January 4, 2017 - Received unrequested - in mail from Sears or Citibank with instructions to call a number to activate it. Card and paperwork was shredded since we had not requested the card. We have now received a bill from them for payment for something we know nothing about with a $20.00 credit and a $4.00 balance. We called a number provided and attempted to resolve this issue and they asked for personal information which we refused to give them. We were then referred to someone named - at -. He referred us to a form to fill out which included a statement that had to be signed stating that we w...

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Citibank Credit card unsolicited issuance of credit card

January 4, 2017 - - hard inquiries by CBNA ( - -, 2016 and - -, 2016 ) appear on my credit check provided by -. Neither of these hard inquiries were requested nor approved by me. I was not only living overseas during this time period but also delivered a baby - seeking an additional line of credit is not something I did. - is unable to resolve the unapproved inquiries as they said they only report on the facts. Thus I called Citibank who would not provide me any information other than requested I " contact the credit bureau '' and suggested perhaps there was fraud. I believe either CBNA ...

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Citibank Credit card unsolicited issuance of credit card

December 9, 2016 - Received notice of account closure on -/-/2016 from - due to inactivity. Called to inquire and was informed that if new application was submitted and approved the - reward points lost would be reinstated. Card was approved however points were not reinstated. Contacted - at Citibank 's - offices ( direct line - ) who confirmed recorded conversation promising reinstatement of reward points for credit card application. Was informed that decision was made not to reinstate. Consider this an unethical sales practice....

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Citibank Credit card unsolicited issuance of credit card

December 7, 2016 - I had a Costco membership with a Costco American Express ( AME- ) Credit Card. Costco ended it 's relationship with AME- and began a relationship with VISA. I let my AME- expire and thought that by doing so my Costco membership would end as well. What actually happened was that Costco tranferred my account to VISA. I never activated the VISA card sent to me but I had recurring billings on my AME- that were transferred to the VISA account. The VISA account was set up with CitiBank. I ignored subsequent mail from Citibank assuming it was advertising. On -/-/2016 I received an email from Citiba...

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Citibank Credit card unsolicited issuance of credit card

December 6, 2016 - - had sent out - cards which I did not want and destroyed. The card was never activated. I received a bill for my - membership on the card today. I had to call Citibank and be detained on the phone through - representatives to get the card cancelled. I am very upset that this card was activated without my permission. I was also told I should call back to make sure the my account was cancelled. This is wrong that a I have to spend my time jumping through hoops for a card that was opened without my authorization....

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Citibank Credit card unsolicited issuance of credit card

December 1, 2016 - I was preparing to 'DISPUTE ' the results of [ Case # : - ] company 's reply but it 'timmed out ' and now I get a message saying the account has been disabled. ( I first reset my password, read the response, it timmed out, now I can not access it. )...

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Citibank Credit card unsolicited issuance of credit card

November 26, 2016 - I signed up for a Sears Store card and rejected the other offers. Approximately one year later I received a Sears Master card in the mail - I did not act on it. I went to the Sears Store to make a purchase/payment and was told I could not use my Sears Store card. I had to find the Sears Master Card in order to call Sears/Citibank. I was told my Store card was switched to a Master card because I did not opt out when the Master card was sent to me. I began using to Master Card thinking it was just a regular card. I recently went to the Store and was offered a new store card which infuriated me b...

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Citibank Credit card unsolicited issuance of credit card

November 19, 2016 - -/-/2016 Macy 's credit card acct opened in store and made purchase of $43.00 received email -/-/- saying statement ready to view ( I had already paid the - on line after setting up online access. could now not login and no email response for lost password, reset request. Called & determined - fraudulent charges made on macy's.com. I told them to close the account, & i had not made any other purchases. they said they would send me a form to fill out. I received a replacement card which I had no knowledge of and a blank form with no info about the fraudulent charges. called again...

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Citibank Credit card unsolicited issuance of credit card

November 17, 2016 - In - of this year Costco issued a Citi credit card in my name, as the primary on the account, without my express consent. They claim that they sent a letter indicating that existing Costco credit cards with - - would be switched to the Citi card. I did not receive such a letter. I found out only a few days ago that the Costco - card I had was canceled and a new Costco Citi card issued in its place. At no point did I give authorization for such a change. Was it legal for Costco to issue the Citi card in my name without my express consent?...

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Citibank Credit card unsolicited issuance of credit card

November 16, 2016 - I went to Macy 's Department Store to purchase sunglasses. I rarely go to Macy 's and I did n't have my Macy 's card so the cashier looked up account by asking for my social security number, if I recall correctly. I was able to make the purchase and also some cosmetics. I made payments using my - - Bill Pay. Later I recieved a bill with multiple fees and was recieving multiple calls urging me to contact them regarding my account. When I called they said my payment went to the wrong payee, my Macy 's card, and they would arrange to credit the payment to the new American Express account....

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Citibank Credit card unsolicited issuance of credit card

November 10, 2016 - I had an - - - card. Somehow - took over the card and my - - got transferred to them ever since - I 've had issues logging on late fees and overlimit fees accrued and I cant seem to catch up on the card I called on -/-/2016 to ask for assistance since the payment never seems to go down and Im having financial difficulties since I got a big pay decrease at work. All they could offer was for me to just pay the minimum and keep accruing the late and over limit fee. They have no assistance in helping repay a card I do n't even want. I never had any issues with my - -...

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Citibank Credit card unsolicited issuance of credit card

November 1, 2016 - I had an - card with Costco which I rarely used and had a - balance. Costco then shared my confidential, private, credit and contact information without my consent and signed me up without my acceptance or agreement for a " Citi Anywhere Visa Card '' and then mailed me the card. I never activated the card and did not plan to accept the new account. I therefore did n't pay any attention to the mailings from Citi for several months as I did not activate the card nor did I use the card. After several months, I opened a mailing to find that it was a statement and that they had charged my Cos...

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Citibank Credit card unsolicited issuance of credit card

October 30, 2016 - I received a letter in the mail from Sears Credit Services congratulating me on being approved for an upgrade to the Sears Mastercard. It indicated that I will automatically be upgraded to the mastercard unless I decline by calling - or visiting card offer.searscard.com by -/-/2016. I phoned the number and learned that my account was a closed account, which I knew and wanted to keep it that way. When I was transferred to a customer service representative who could help I was put on hold and then hung up on. I do n't want any additional credit and I do n't feel Sears or - should be able...

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Citibank Credit card unsolicited issuance of credit card

October 28, 2016 - My husband and I went to Macy 's to buy bedding on -/-/2016 : a duvet, duvet lining and matching pillows. At the time of purchase the sales clerk suggested we apply for a Macy 's credit card to receive an additional 5 % off. We applied right then and there at the sales counter. We were denied, so we paid for the bedding with our personal credit card. PROBLEM- we received a Macy 's credit card in the mail account number - - with a statement showing a charge for the bedding. Incidentally, we never signed anything for a Macy 's credit card. We called Macy 's - ( have been calling for several...

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Citibank Credit card unsolicited issuance of credit card

October 21, 2016 - In - - I signed up for a Costco membership. To pay at Costco you had to sign up for an - - -, which I did. In - customers were notified that Costco had terminated it 's contract with - - and the - - card would not be valid at Costco anymore. Since I already had an - - for work, I did not renew the Costco - card or my membership at Costco, my membership at Costco expired -. In early - I received a Costco CITI visa card and on the back was the picture I used when I signed up at Costco for the - -. I did not request Costco to issue this new Citi ...

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Citibank Credit card unsolicited issuance of credit card

October 20, 2016 - Citibank Visa, in its partnership with Costco, opened a Citibank Visa account in my name, using information from a previous, closed Costco - account. I did not request or authorize the new account, nor do I recall ever receiving a card. I certainly never activated or used it. This week, I received a first statement showing an overdue balance comprising the original membership fee, plus a late fee and interest accrued at an annual rate of about 24 %. I contacted Citibank Visa and, ever several escalations and arguments, obtained their agreement to close the account and erase the interest and...

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Citibank Credit card unsolicited issuance of credit card

October 15, 2016 - Without my permission or agreement, Citibank opened a credit card in my name, posted $12000.00 in charges, is charging me interest and late fees for not paying, is reporting this to credit reporting agencies, and refuses to reverse the above. I never agreed to the credit card and I have never used it. I have repeatedly advised Citibank of this and requested all be rescinded, but they refuse. The latest refusal was by - -, Executive Response Unit, Office of the President of Citibank at -....

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Citibank Credit card unsolicited issuance of credit card

October 12, 2016 - I had a costco card with -. Apparently costco switched their relationship and now only takes visa. So, during the switch, my costco - - was cancelled and I received a - card. I paid the balance of my account online and it disappeared from my - online portal. Five months later, I receive a call from Citibank collections, looking for $10.00 saying that I had three missed payments. I told them that I had never received any information from them and did n't even know that I had a credit/business relationship with them. They said they had returned mail and never could get ahold of ...

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Citibank Credit card unsolicited issuance of credit card

October 6, 2016 - I received a bill from Citicard - for a Costco membership. I can not tell you my credit card number because I never received the Citicard - and told them over the phone. Also, I told them that I no longer needed to be a member of Costco. I moved to my daughter 's home and she has a Costco card. They continued to charge me. Then, I wrote a letter to them. Today, I have a bill for $110.00 for that original $50.00. I talked to Costco and they cancelled the membership....

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Citibank Credit card unsolicited issuance of credit card

October 6, 2016 - Recently, Costco terminated their agreement with - in favor of an agreement with Citibank. Without customer authorization of any kind, they opened a new account and issued a VISA card. I had no balance on my -, as I do n't carry a balance so there was no outstanding balance to transfer. I did not activate the card, but I went to Costco - and told them I did n't want a VISA. I got a regular Costco membership card ( with no credit features ) and destroyed the Citibank VISA I had received. Then, Costco charged a membership renewal fee to the VISA card ( that I destroyed and told them I did ...

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Citibank Credit card unsolicited issuance of credit card

September 30, 2016 - Macy 's provided me with an - Credit Card despite me telling the person in the store and the credit checker that I did n't want it. There was confusion on my part relative to my existing Macy 's account....

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Citibank Credit card unsolicited issuance of credit card

September 30, 2016 - I use - - on-line banking to pay my bills. - of the payees is for a Citi - ending in -. In the last several weeks, I requested - - to obtain e-billing from Citi for this credit card. This request apparently allowed Citi access to my on-line banking account. When I checked my on-line banking account on -, I discovered that the information regarding card ... - was missing, and it had been replaced with another Citi - ending in ... -. In addition, all summary information ( monthly payment info ) for card ... - was now missing. However, the summary info for card...

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Citibank Credit card unsolicited issuance of credit card

September 29, 2016 - A few weeks ago I received phone call from Citi Bank. Since I was working at the time they left a message stating to call them back about my - Card. I did not return the call as I have not applied for a card with them nor do I have any relationship with them what so ever. Last week I checked my credit report and low an behold they had made a credit inquiry and a new account was showing opened under my social security number. I have tried to call them repeatedly but all that happens is that I am left on hold. I have even tried to call during non peak times. I have not received any card in th...

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Citibank Credit card unsolicited issuance of credit card

September 23, 2016 - I had a - through their partnership with - -. -/-/2016, they mailed me saying they were ending their partnership with - -. I had no desire to continue my - and since they no longer had a credit card to charge I assumed that would be the end of it. However, in -/-/2016, I received a billing statement from a Citi Visa card I had never signed up for or activated. The statement was for a $110.00 membership renewal fee on -. Costco had taken out a card in my name, without my consent and charged me for another year 's membership on it. Unfortunately, my wife saw the bill ...

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Citibank Credit card unsolicited issuance of credit card

September 21, 2016 - - used to have an arrangement with - that allowed customers to use an - card to charge purchases and act as their membership card. In 2016, they changed that relationship to Citi and now use their - card. However, in doing so, they somehow instructed Citi to issue me a credit card in my name. I neither asked for nor applied for a - card with Citi, but - showed up in my mailbox. Since I already have a -, I destroyed the new card. About 6 weeks later, I got a call from Citi demanding that I pay my past-due bill. Having never used their card, nor having received any statemen...

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Citibank Credit card unsolicited issuance of credit card

September 20, 2016 - We have been COSTCO Executive Business members for over 10 years now. Recently, Costco switched their contract from - - credit card to CitiBank credit card. We chose not to activate the new CitiBank card ; paid off all outstanding balance accumulated on the - - card, closed - - account and shredded the CitiBank card mailed to us shortly before the transition. To our surprise, a month or so later we received a statement from CitiBank indicating that we have an outstanding balance with CitiBank. All my attempt to explain to the customer service that we do not have any relations...

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Citibank Credit card unsolicited issuance of credit card

September 20, 2016 - I went into Home Depot located a - - - -, Texas to purchase some home products. At the cash register, the cashier indicating that they had special promotion because of -. She took my personal information ( drivers license & social security number ) but never indicated that she was submitting an credit card application. She told me that when I got home to just throw away my receipt. A few days later, I was surprised when I received a Home Depot credit card ( issued by Citibank N.A . ) in the mail. The cashier should have been clear that she was submitting an credit card applicati...

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Citibank Credit card unsolicited issuance of credit card

September 17, 2016 - Several months ago I received an unsolicited credit card from Citibank. I NEVER activated the card.I went to COstco to pay my fee by another means and was told I could n't becasue Citibank had already billed me. I cancelled my Citibank card but was never able to get the charges removed. They also charged me a late fee and interest even though I had cancelled my card before the payment was due. Citibank took the extra charges off my account but i was still forced to pay the annual Costco fee before I was able to close the Citibank account. I live in California and thought that consumer prote...

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Citibank Credit card unsolicited issuance of credit card

September 16, 2016 - I used to have a - credit card from - membership. Back in - - ended its contract with - and transferred all the accounts to City Bank Visa. I received a letter form - stating that all charges put on the - card after -, they would n't be able to generate a bill, as the billing would be transferred to City bank visa card. I had paid the - - to install a new unit in my home and called the owner explaining the situation and he agreed that I could dispute the charge with - and pay him again with City bank card. - took the money back from the merchant and sent me ...

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Citibank Credit card unsolicited issuance of credit card

September 13, 2016 - I am opted out from receiving promotional offers of credit, and my credit reports are under a freeze pursuant to North Carolina law. Despite those measures, Citibank improperly accessed my personal credit report and sent me a pre-approved offer of credit. I asked Citibank to assist me in removing their unauthorized inquiry from my credit report, but they refused to assist me. Citibank provided no assistance in resolving this matter. Citibank obtained my personal credit report without my permission. I have no account with Citibank. I do not owe Citibank any money....

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Citibank Credit card unsolicited issuance of credit card

September 12, 2016 - fraudulent credit inquiry. identity theft...

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Citibank Credit card unsolicited issuance of credit card

September 9, 2016 - I applied for a Sears store card. I got the card and I used it several times while I was in the store. I then received a call from Sears extended warranty service, and, like many others, I extended my warranty for the washer and drier paying with the Sears card over the phone. All is well. I got the bill and I paid it using the online banking. Next month, I received another statement that the bill was not paid. I checked the statements, and I found out that I also have a Sears Master Card for which I did not apply. I had paid the Sears store card, but the last charge was on my MC. I called cu...

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Citibank Credit card unsolicited issuance of credit card

September 8, 2016 - - Best Buy : -, MI I was purchasing computer products at Best Buy in -, MI and when I went to complete my transaction and pay for the products the salesperson that was assisting me asked me if I would like a $150.00 gift card or 6 months free financing? I stated that I would like the $150.00 gift card and did not need financing. The salesperson retrieved my information from their records and both my last name and address needed to be corrected/changed. The salesperson needed to make a phone call to make the changes of my last name and my address. I believe I had to sign an elec...

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Citibank Credit card unsolicited issuance of credit card

September 6, 2016 - On -/-/- when shopping at Macy 's my purchase was charged to the account number -. I have never received a card with this account number, this is not my account. My Macy 's credit account is -, which I pay online, promptly, always. On -/-/- I began receiving Macy 's Account Statements and phone calls regarding Act # - being past due. I responded by calling the customer service # - to get my original charge applied to my Act # -, have the past due charge removed, and have my name removed from this Act # - that is not mine. I refused to make a phone payment as when I...

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Citibank Credit card unsolicited issuance of credit card

September 4, 2016 - My husband obtained a Best Buy credit card and I DID NOT apply for this card. Best Buy added my name to the card as an authorized user at some point. My husband 's failure to make payments has resulted in my credit being negatively impacted. Best Buy refuses to supply the original credit application to verify who signed up for this card. They continue to say that I am responsible for this debt....

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Citibank Credit card unsolicited issuance of credit card

August 22, 2016 - When Costco terminated their relationship with - -, I advised Costco that I did not want another - card with Citibank. Costco personnel advised me not to activate the card when I received it. I did not activate the credit card that Citibank sent to me. I subsequently received a bill from Citibank for the $55.00 annual membership fee that was billed to the account that I never activated. I have called Citibank twice. They have informed me that the account is closed, however, I needed to have Costco back out the $55.00 membership fee. When I went into Costco, they said they could no...

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Citibank Credit card unsolicited issuance of credit card

August 22, 2016 - I currently use a credit monitoring process from -. As a results of using the credit monitoring tool, I was notified that a creditor, CBNA from - -, South Dakota created a hard inquiry on my bureau. After some light due diligence searching on the internet, it appears CBNA is part of Citi. I have not applied for a Citi card and I dont think Citi has a permissible reason to pull an inquiry for me. I would like the inquiry deleted if CBNA/Citi is unable to provide adequate evidence that I took action that warranted a hard inquiry on my credit file. Thank you!...

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Citibank Credit card unsolicited issuance of credit card

August 14, 2016 - Just got an updated credit report and discovered that CITICARDS CBNA has evidently issued me their credit card. I have never applied for, called, mailed or sent any information to them regarding applying for their credit card, and I have never received the card I supposedly was issued. They also did a hard credit check in the process of issuing me this card...

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Citibank Credit card unsolicited issuance of credit card

August 2, 2016 - Citibank obtained my name, date of birth and address and pre approved an $8000.00 ready credit card. I do not know where they got my personal details since this an am American Credit card company and I live in -. They then kept offering me unsolicited credit card increases to the amount of $25000.00 without checking my income or any verification. They then applied a credit rate - times the amount of what the original rate was. I tried to cancel several times and they refused. They eventually lowered to rate to keep me as a customer. I have complained in - but not much was done due...

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Citibank Credit card unsolicited issuance of credit card

July 15, 2016 - my - credit card account was transferred to Citi without my permission or knowledge. My american express was on quto pay for many years. Since I was not inforrmed by Citi that my balance was transferred to them and I never received a bill or statement from citi my payment was late and citi sent a late payment to my credit report. Meanwhile my autopay to - was made. When I found out about this 6 days after my payment was due to citi I called them and they said there is no grace period and I was out of luck, my credit report will show the late payment. I thought there was a 60 day grace pe...

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Citibank Credit card unsolicited issuance of credit card

July 13, 2016 - I was notified yesterday by - that someone has tried to open a - credit card account using my name. This is fraudulent as I did not apply for a credit card from -. One of the investigators from - and I spent the better part of an hour on the phone trying to get someone at - fraud department to answer the phone and all we got was repetitive messages asking us to wait for the next available representative. We never did get to speak to a real person at -. This is is ridiculous and I want to file a complaint about it....

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Citibank Credit card unsolicited issuance of credit card

July 12, 2016 - i was issued a credit card thru citibank, a visa card to replace my - costco card without my permission before the due date on the previous card was due for payment. I tried to make payment and was given instructions to call citibank and pay them. I called on four different occasions and could never get thru and then found a number online and waited about an hour before i was able to make payment but still could not cancel card and was told i would have to call another number. I did that and finally got thru to someone to turn off card and started thinking, how is this legal. I never asked ...

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Citibank Credit card unsolicited issuance of credit card

July 11, 2016 - Costco transitioned from an - to a Citi Visa card. I made arrangements with - to keep my card and called Citi Visa on -/-/2016 and spoke to a - who told me that they could not cancel an account until after the transition took place. - would not give me an employee number or call reference number. I called back when I received - new Citi Visa cards on -/-/2016 and told the operator I did not want this account, that they did not have my permission to open a credit line in my name and to cancel the account. The operator told me that all I had to do was not activate the ...

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Citibank Credit card unsolicited issuance of credit card

June 27, 2016 - Over the past two months, I have been charged a Credit Life Insurance ( - ) fee on my Macy 's American Express credit card. I did not authorize or enroll in this product. It appears Department Stores National Bank ( card issuer ) may be enrolling cardholders without their knowledge or consent. On - -, I contacted - @ ( - ) - to request a copy of the sign enrollment form and to cancel this policy....

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Citibank Credit card unsolicited issuance of credit card

June 15, 2016 - - stores had an exclusive deal with - - for a store credit card. - decided that they wanted to do business with Citi bank and not longer - -. I never authorized -, - - or Citi bank to send me an unsolicited Credit card. I received a Citi bank credit card in the mail today. I never applied or authorized this transaction. I am under the understanding that it is illegal to send sombody a line of credit via credit card without exclusive authorization from the potential card holder. ...

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Citibank Credit card unsolicited issuance of credit card

May 27, 2016 - I had a - - - account which I quit using shortly after they announced - was switching to a different issuer effective -/-/-. I received a letter from Citibank around -/-/2016 welcoming me to their new - card which I had not requested. I called them and was informed I would receive the new card unless I cancelled my - account which I did that evening. On -/-/2016 I received a credit card from Citibank. It is my understanding that it is not legal to send unsolicited credit cards or to open lines of unrequested credit. Am I correct? ...

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Citibank Credit card unsolicited issuance of credit card

May 13, 2016 - I have visited Macys store and bough some items on -/-/2016. I realized that my credit card is expired so i told them that i can not use my credit card, but csr said she can look my account with my ssn and still charge my credit card, i told i dont want my credit pulled but she assured that she is just look into account to confirm my identity.on -/-/2016 i opened my macy 's online account to notice - account on my names. So they opened a second account on -/-/2016 with out my knowledge ( i called macy 's customer service and they confirmed it and are investigating it ). I...

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Citibank Credit card unsolicited issuance of credit card

April 3, 2016 - Citi is sending me an unrequested, pre-approved credit card in the mail. I never asked for it. I did n't want it. But, when I called them to tell them not to send it, they said it was coming anyway. - I thought credit card companies were forbidden from sending credit cards to people who did n't request them. How can they do this? The problem started because I am a - member who has an - through -. When - said the were going to stop partnering with -, I called -. - said that they would not send a Citi card unless I requested it. But, as you can see from the attached -...

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