Review and analysis of over 45 complaints against Higher Education Student Assistance Authority (HESAA)
Higher Education Student Assistance Authority (HESAA) consumers have reported over 45 official complaints related to Can't repay my loan. Out of the 45 consumer complaints against Higher Education Student Assistance Authority (HESAA), 29% were disputed by the consumer (i.e. the consumer was not happy with how Higher Education Student Assistance Authority (HESAA) responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against Higher Education Student Assistance Authority (HESAA) resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 7% resulted in non-monetary compensation.
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Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan can't get flexible payment options August 23, 2016 - I took out NJClass student loans through HESAA during my time at - in -/-/--/-/- for which my mom was a cosigner. The initial loans we took out totaled approximately $80000.00 w/ a 6 % interest rate. My mother went into a 5-year bankruptcy in -/-/-. The student loans could not be discharged through the bankruptcy, as she was a cosigner. It was not until this year ( -/-/- ) once her bankruptcy was completed that HESAA, the administrating agency of the NJClass loans, reached out to my mother to inform her the loans were in delinquency and now totaled approx. $130000.00... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan can't get flexible payment options July 28, 2016 - This loan defaulted at a time when I was still in deferment in all other student loans. The company was impossible to communicate with and instead put my loan into default and his since issued a judgment. Every other student loan I have is current.... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan can't decrease my monthly payments June 27, 2016 - My student loan payments are $1000.00 a month. Everyone else I graduated with does not have a payment this high. I think I filled out my fasfa wrong or something. I do n't understand why my payments are so high and why I did n't get any grants from -. I also believed that it would be 6-7 % interest on the whole loan not compound daily. I make $1700.00 after taxes. I pay another $75.00 in sub and unsub loans a month. I literally make enough money to pay my car payment, car insurance and gas to get to work. I had to get a second job just so I can eat. I literally debate whether it is wo... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan can't get flexible payment options April 28, 2016 - Like a desperate college student, I got a private Hesaa NJ Class Loan. I defaulted on the loan, my parent and I put down a large lump sum amount. I was put on a temporary payment plan to give me time to pay the rest. However, if you do n't have the money, you do n't have the money. I made all my payments on time. Received a letter that the balance - was due, called the Attorneys to continue this payment plan, because my family do n't have the lump sum to pay off. We cant get a loan, because this loan in preventing us from getting any outside Loan. So we are stuck. Hesaa, please give familie... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan can't decrease my monthly payments April 20, 2016 - In 2007, I made a decision to return to college to complete a degree I started 10 years prior. I was ineligible for student aid because although I was n't working, I am married. I had maxed out the amount of money I could take with - - so I borrowed from NJ class. When I graduated, I was sent a bill almost right away. I called to tell them that I was n't working and asked if I could defer/forbear the loan for a few months. I was told there were no options. With - children to care for my husband and I had nothing to send while I was n't working. I called them back to make arrangements ... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan can't get flexible payment options December 5, 2015 - I co signed for - student loans for my son.I have been trying to work with NJ Class Loans since -. All - loans were in good standing at that time.Then I lost my job as - in - due my employer moving to -.I begged for income contingent payments as my son was incarcerated and payments/interest on unemployment were not possible. NJ Class did not respond and I was turned over to - - -, who stated that I did not qualify for hardship, even on unemployment.I dealt with - and - - in -.I contacted the Federal Omnbudsman in -, who responded she had no jurisdictio... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan can't decrease my monthly payments November 14, 2015 - I am currently a - year old - student at - University. I have my -, and have been working in my field, while trying to obtain a full-time position. I work full-time hours, but only bring in about $1400.00 a month. Unfortunately, I took out private loans with NJClass at the very young, uneducated ( in terms of loans ), and naive age of -, without realizing the situation I would eventually be in. NJClass is asking me to pay $1600.00 a month, which is impossible for me. I have called - of times to try and work out some sort of payment plan, but they refuse to work with me. M... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan September 29, 2015 - I have sent numerous emails and placed many calls to HESSA-NJ class loans about negotiating a feasible payment plan. The loans were taken out for my attendance at - University in -, PA. They wanted - payment per month, but i 'm not able to afford that amount. So i started paying them - per month making an effort to pay what i can afford. Now they are wage garnishing me at - percent each paycheck. With my current income they are collecting - per month. If nj class would simply negotiate this price with me and create a reasonable payment plan, I would pay this amount with no pr... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan September 15, 2015 - I having been going back and forth with HESAA - NJCLASS students loan since -/-/-. I graduated in -/-/- and as soon as they received notice of my graduation they began sending me bills I believe in -/-/-. I did not get a recent grad deferment or any assistance from them. So, I called to see what my options were and I let them I was not working at the time. Well they basically told me there was nothing I could do so my loan when into default because I could not make any payments. I have a daughter I am raising alone and I just recently started working so, I can not afford any wag... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan June 1, 2015 - I have a total of $140000.00 in NJClass loans which go into repayment in -/-/-. I have asked HESAA several times for some kind of help or relief and all I 'm told is there is nothing that can be done and that I need to repay the $1700.00 a month for the next - years. This is not realistic. I will not be able to live, eat and live while paying $ - month for - years. All I want and need is a manageable $ amount to pay each month and be able to live ... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan May 31, 2015 - I borrowed a loan from NJclass for $40000.00 to pay tuition at - University in NJ. I have made effort to pay them each month, but can not pay the full $ - monthly. They have told me numerous times that there are no options for repayment. I have been giving them $ - monthly. I have contacted congressmen in NJ who could not get the minimum down. They will not consider my income. My credit is now destroyed. I have other loans which are working with me without issue. It seems that hesaa is one of the few that offer - options. I am now $700.00 behind. Everyday is a struggle. I work ... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan May 19, 2015 - My Name is - - and I have graduated from - University - - Nj in 2013 with nothing more than the daunting and draining stress of my student loans. I started paying back interest while in school, which was about $520.00 on a quarterly basis ( mostly from the help of my mother ) and tried to consolidate my loans soon after graduation, but NJ Class was neither informative or helpful. I paid back as much as I could on time until things became unbearable and it spiraled out of control. Two years later, I 'm still struggling with repayment and the customer service with NJ Class has g... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan May 17, 2015 - My daughters ' - from - - and - University. They have not been able to obtain jobs and I am the co-signer on their loans. We have all tried to contact NJ Class and have asked for unemployment forbearance, lower payments, consolidations and have been turned down on all request. They do not want to hear your problem and just want payment. They do not consider partial payments and do not understand your situation. ... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan April 14, 2015 - I attended - -. School of - and graduated in -. The legal industry has not recovered from the recession. I am employed full-time - in New York -. I make $65000.00 pre-tax, annually. I make $3400.00 a month, post-tax. I borrowed from the New Jersey Higher Education Student Assistance Authority. When I researched and signed this loan ( really, - separate loans ), I was under the impression the company was affiliated with the State of New Jersey, and as such, would have a loose enough affiliation with the Federal government such that it would be subject to Federal repayme... |
Higher Education Student Assistance Authority (HESAA) Student loan can't repay my loan April 2, 2015 - I went to school at - - -. At the young age of - I really did not know what taking out a loan would mean for me nor had I ever dealt with any kind of debt before. There was no education given to me about what the consequences would be taking out a loan this large and I had no idea what would await for me once I graduated. I did not think much of it and the entire time I was attending college I thought I would just be using my degree I paid all this money for to get a good job that paid well and easily pay back the loans in time. After graduation I soon realized that this mentality ... |