Review and analysis of over 38 Payday Loan complaints against Risecredit, LLC
Risecredit, LLC consumers have reported over 38 official complaints related to Payday loan. Out of the 38 consumer complaints against Risecredit, LLC, 8% were disputed by the consumer (i.e. the consumer was not happy with how Risecredit, LLC responded to their complaint) and 92% were processed in a timely manner. 0% of consumer complaints against Risecredit, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Risecredit, LLC Payday loan can't stop charges to bank account can't stop charges to bank account December 9, 2016 - I am currently put of work and need the lender to stop drafting my checking account from my - - account in texas... |
Risecredit, LLC Payday loan payment to acct not credited payment to acct not credited November 9, 2016 - I had a balance of $100.00 and I refinanced my loan. I noticed on the receipt it was showing a negative balance of -. I called thwn and asked why it was showing a negative balance and the rep said it was a glitch in their computer system. When I refinanced they gave me the new loan minus the existing balance of $100.00. I paid my loan off in full on -/-/2016. I recieved comformation my loan was paid off and then on -/-/2016 they said I owed - due to a " returned payment '' on -/-/ |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 29, 2016 - I received a loan of $3500.00 from Rise Credit 3 months ago during which time the company never advertised the loan as a payday loan. I had an installment agreement and the payments were scheduled to be automatically deducted from my bank account at the end of each month. I began to review my balance on my account after payments and noticed my balance actually increased by the end of each week. I recently contacted a representative at Rise Credit and was informed the " loan '' accrues interest on a daily basis and that a majority of my monthly payments was actually being used to pay accrued ... |
Risecredit, LLC Payday loan can't contact lender can't contact lender July 26, 2016 - Despite my repeated requests for them to desist, RISE Credit persistently email me with offers of loans which I do not want and for which I do not qualify. I am a - -, living in the - and ineligible for a short-term US dollar loan from a company in Texas. Despite pointing this out to them, they persist in filling may inbox with daily offers of loans.... |
Risecredit, LLC Payday loan can't contact lender can't contact lender June 5, 2016 - missed second payment sent email and called trying to work deal they do n't call email or respond back ca n't make payment because I ca n't log on to account it wo n't work they keep changing terms on site... |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 6, 2016 - Outrageous interest rates and unmanageable payments not ONCE a month but TWICE!! Their goal is to keep you in debt, the payments are so high you ca n't afford extra payments!!! They claim interest rate goes down but absolutely not true!!! - for a - loan for - month all interest! Have made numerous attempts to settle and have been ignored! ... |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 6, 2016 - - payments every month not -! Impossible to pay off with rise credit. Have made numerous attempts to contact them regarding settlement and have been ignored. Payments were always processed a day before the due date. The loan Sharks should be outlawed. They claim interest rate goes down- not true at all ... |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 29, 2016 - I signed an on line contract for a - loan ( I live in the State of Illinois ) the loan is for - payments in the amount of - --98.4 % interest rate. The loan started in - - - and I have made 7 payments, sometimes paying before the due date and extra. The company has taken all of the payments except for approx. - and has applied it to interest. I was not aware that this was illegal in Illinois and that the max pay day loan is for 6 mos. I tried to speak with them to change my contract per IL law and they refused. My last loan payment is due in - - please help ... |
Risecredit, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for March 22, 2016 - I believe Rise is a payday loan co and as I am checking my credit report I see Rise on my credit report and I have never applied for a payday loan at Rise. I have been having lots of problems with my ex-spouse which whom I divorced in 2006. I am more than certain he is the one applying without my consent. ... |
Risecredit, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money January 28, 2016 - I was getting a mail information to get a loan, and I was applying for that, but I changed my mind due to high APR. i never received any money, but they were keep calling me at home and on my cellphones and every time i was trying to pick it up, it gets cut off. I find out that the person who was applying was using my name as an email -- which was not my email address. ... |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 17, 2016 - This company agreed to settle this usury interest rate account for $1400.00, I have paid - - -, - - -, and - - - $500.00 on the settlement amount, my credit report says I owe them $4700.00 on a $3500.00 account, I paid them $2700.00 on this account before my income was dramatically reduced, I have sent them $500.00 on this settlement amount on this account -. Please have them update my account as paid in full. I am a - - - -. ... |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 6, 2016 - The company deducts interest from partial principal payments when paying scheduled installment payments. The company does not have a means for consumers to make payments to principal balance only. The company does not honor its loan agreement. The loan agreement clearly states partial principal payments will not incurred interest ... .Please see attached loan agreement ... |
Risecredit, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money November 13, 2015 - I have gone on line to tried to get a loan from a company called Rise and the last time I tried to appy for a loan from this company the letter stated that fraud is on my record.I immediately called this company and was told that this information could n't be discussed over the telephone.I 'm very concerned about this situation because in 2004 MY previousdriver license information was used fraudulately in this women opening a bank account in my name.This is my email account -- ... |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 28, 2015 - I have had a loan with Rise Credit for over a year now, they meet every criteria of being a predatory lender. Each time I pay it off I am forced to take out another because the interest and fees of the last loan left me unable to pay my normal expenses. Out of a $ - monthly payment only about $50.00 goes to principal, I end up paying over triple the amount I originally received by the time the loan is paid off. Since this is an internet company I do n't think they are regulated and I believe they break Federal and Ohio Consumer Lending laws. I selected that I initiated contact but actuall... |
Risecredit, LLC Debt collection communication tactics frequent or repeated calls October 19, 2015 - I tried to get them to work with me during an unexpected financial hardship. I explained to them the current situation and when it would be resolved by. I also have been making payments even though the company refuses to extend the term of the contract out and make the payments more manageable for me. I also told them I would call them in a few days and let them know if I would be able to make an extra payment. Even though I am doing everything I possibly can to make payments, I was told that my account would be charged off on - -. And my phone rings off the hook every hour non-stop, eve... |
Risecredit, LLC Debt collection communication tactics frequent or repeated calls April 22, 2015 - Debt collector calls me - after another - another and call my work phone to continuously. I ca n't take personal calls at work so I pick up and hang up right away. I 'm afraid of this continues im going to get fired. ... |
Risecredit, LLC Debt collection communication tactics frequent or repeated calls April 2, 2015 - They keep calling me all day long every hour or - for the last - or - weeks. They have called my job and I have told them not allowed to have personal calls. Have also emailed - and tried to make arrangements still continue to call me. And they have called a couple of my friends more than once that may have been listed as references on application. I feel like I am being harrassed and no wmy friends are being harressed too. ... |