Review and analysis of over 54 Conventional Fixed Mortgage complaints against TCF National Bank
TCF National Bank consumers have reported over 54 official complaints related to Conventional fixed mortgage. Out of the 54 consumer complaints against TCF National Bank, 28% were disputed by the consumer (i.e. the consumer was not happy with how TCF National Bank responded to their complaint) and 96% were processed in a timely manner. 6% of consumer complaints against TCF National Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 37% resulted in non-monetary compensation.
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TCF National Bank Mortgage loan modification,collection,foreclosure February 9, 2017 - TCF : I TRIED TO REFINANCE WITH TCF NUMEROUS TIMES. THEY DO N'T WANT TO REFINANCE WITH ME I THINK BECAUSE I HAVE BEEN PAYING MY MORTGAGE ON TIME. THE RATE I HAD THEN WAS 7.5 %, WHICH WAS A MORTGAGE OF $920.00 A MONTH. NOW IT IS $1000.00 A MONTH. I FEEL LIKE I 'VE BEEN TAKEN ADVANTAGE OF BECAUSE OF ME BEING IN A - PROGRAM, AND THE FACT THAT I'AM A VETERAN. THEY ALSO TOLD ME THAT TCF WAS GIVING UP THEIR CONTRACT TO - -. THIS WAS 3 YEARS AGO. LIKE THIS WAS REALLY SUPPOSED TO MAKE A BIG DIFFERENCE. NOTHING WAS DONE ON THEIR PART. I 'VE HAD ALOT OF FINANCIAL DIFFICULTIES AND GETTING NO... |
TCF National Bank Mortgage loan servicing, payments, escrow account September 8, 2016 - We had a 5 year balloon payment with TCF National Bank. It expired in - 2016, and my wife and I signed a Maturing Closed-End Loan Modification Agreement on - -, 2016. TCF still bills us at the old rate, saying that we are now $2200.00 overdue in our mortgage payment. We are not overdue. Every payment has been paid on time and for the new amount. I have called TCF and they do nothing to rectify the situation.... |
TCF National Bank Mortgage loan servicing, payments, escrow account May 3, 2016 - We have a - and - mortgage with TCF bank. The - mortgage has an interest rate of 6.40 % and the - has an interest rate of 4.99 %. We have had both of these mortgages for a long time and our house is upside down in debt. All we are trying to do is get our interest rate lowered to a reasonable rate. I have, for the past 2 years, been dealing with several mortgage brokers at several locations who say there is nothing they can do, I ask them to pass the information on to their supervisor they take my name and # and I never get a phone call. We have been struggling to make the payments,... |
TCF National Bank Mortgage application, originator, mortgage broker December 29, 2015 - Loan Officer directed Buyer and Selelr to schedule a closing for - -. Closing is scheduled. TCF bank has not answered phone calls or responded to emails regarding the status of borrower 's loan application for more than two weeks and closing is now 2 days away. Loan may possibly have been denied at underwriting level but since TCF is not corresponding / communication with buyer or buyer 's lawyer, we can not know for sure. Buyer is about to default on contract for purchase of property due to lender 's refusal to share this information ... |
TCF National Bank Mortgage application, originator, mortgage broker December 28, 2015 - My wife and I have our mortgage through TCF Bank. Five years ago, we were offered a low interest payment, which would end in a balloon payment of $160000.00, due -/-/-. They were never clear about what would happen on the balloon date, as we would not have that much money. Finally, they offered a reasonable new loan, effective -/-/- Now, just one day before -/-/-, we were told that our loan is on hold. I relied on their promises in good faith ; now, I fear they are trying to somehow trick us into a foreclosure. ... |
TCF National Bank Mortgage loan modification,collection,foreclosure October 30, 2015 - My current situation started in -/-/- when I was layed off from - - - ; a job of 2 years. I approached TCF the following -/-/- and discussed possible options for a mortgage modification. At the time my monthly payments were $1000.00 per month and TCF agreed to a year long temporary modification of $650.00 a month. In -/-/-, after my monthly payments had returned to the original $1000.00 per month that I again approached TCF on the possibilities of a permanent modification. TCF requested that I submit the required forms which I did the next month. I did not hear ba... |
TCF National Bank Mortgage application, originator, mortgage broker October 15, 2015 - We went to the TCF branch in - MN. -/-/- 2015. We wanted a fixed rate mortgage, so TCF set us up. We went through all of paper work and the time..and at the very last minute they told us we did n't qualify for the fixed rate but they could set us up with a variable rate mortgage. So because TCF 's appraisers lack of timeliness and TCF 's lack of follow through with the appraiser had already posponed our closing date from - -, 2015 to - -, 2015. We took the variable rate so we could close on the property. We handed off the variable rate mortgage to -. - and with the sa... |
TCF National Bank Mortgage application, originator, mortgage broker September 23, 2015 - In -/-/- my boyfriend and I purchased my current house. Because of my previous credit history, we were required to do an FHA mortgage product. My boyfriend is a non-occupying borrower. My sister lives at the house with me and pays part of the mortgage payment. Early -/-/-, my sister and I began conversations with - - at the TCF - office. We wanted to get out of the FHA Mortgage and remove my boyfriend from the note ( keep him on title ) and have my sister on Note and title. On - -, - requested bank statements, last 2 year tax returns, last 2 years W2 's and last -... |
TCF National Bank Mortgage settlement process and costs August 28, 2015 - This complaint is regarding a mortgage loan I had with TCF Bank. Due to financial hardship, in - of -/-/- I received a loan modification refinance through TCF Bank. During the modification process, I was never informed of the charges of the refinance or what amounts/charges were included on the loan, even thought I asked. The day I signed the refinance modification documents, I was not given any explanation of the charges, only the interest rate and the mortgage monthly payment amount which I was happy with since it was going to be very low compared to what I was previously paying. The... |
TCF National Bank Mortgage loan modification,collection,foreclosure July 28, 2015 - -, therefore we had to move to another property and leave the one we are currently short selling. Since I am on a fixed income, I can only pay one mortgage and that is the one where I do not have to go up and down the stairs. TCF Bank has made this process very difficult, asking - questions, asking for all sorts of documents, everything was provided to them. All we want is to do a short sale and get with our lives, but once again TCF is making this very, very hard for us to do. I am -, on a fixed pension income, married with a woman who can not work because she has to take care of me,... |
TCF National Bank Mortgage loan servicing, payments, escrow account April 20, 2015 - I have a 30 year fixed mortgage with TCF bank. My monthly payment is - due on the -. I paid it on the - and they only applied - to my principal. the rest went to interest. They distribute my payment unevenly every month. I have never been late. I think the distribution is grossly unfair. I have written to the bank president who said that when the payment is not paid on the -, more goes to interest. I understand that, but $1000.00 to interest and - to principal? Can you help please. ... |