Review and analysis of over 9 complaints against Synchrony Bank
Synchrony Bank consumers have reported over 9 official complaints related to Credit determination. Out of the 9 consumer complaints against Synchrony Bank, 22% were disputed by the consumer (i.e. the consumer was not happy with how Synchrony Bank responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Synchrony Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 22% resulted in non-monetary compensation.
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Synchrony Bank Credit card credit determination December 15, 2015 - - 2014 I applied for a Sams credit card by phone. I told the lady on the phone I was using a captell phone for the hard of hearing and deaf. She was aware of my situation. I was told to get credit cards to build credit because I have never had credit cards before. On the phone the lady told me they were offering 0 % interest rate on the card. I accepted because I was told that was good otherwise I would have never accepted if there were interest rates. I was approved for the credit card in the amount of $4000.00. I did use the card and I have been paying on it every month. As months went ... |
Synchrony Bank Credit card credit determination December 6, 2015 - I am very mad due to me application for the PayPal mastercard with synchrony bank being declined due to not verifying identity when I did verify my identity SUCCESFULLY ( exact word of the customer service rep doing the verification ) With them the day I applied and now I receive a letter in the mail saying I was declined for not being able to verify identity. When I call now I am getting different answers and no one has any clue what I 'm talking about I have already taken a hard credit inquiry for the application and should have been approved but because they ca n't figure out how to verif... |
Synchrony Bank Credit card credit determination November 22, 2015 - I have credit cards for retailers issued through Synchrony Bank. The cards in question had $0.00 balances and no late payments. Synchrony took it upon themselves to close - of the accounts and lowered the credit limit on the other. This has really hurt my credit through the credit reporting bureaus. ... |
Synchrony Bank Credit card credit determination November 15, 2015 - Synchrony Bank, which manages CareCredit card, has ran credit reports on me to open an account multiple times, multiple weeks. They have already issued me a card. - reports were ran with -, a week apart. This is going to effect my credit score and should not be allowed. ... |
Synchrony Bank Credit card credit determination November 11, 2015 - My name is - - - and I am -. My - number is ( - ) - and I have been - since -/-/-. The business is located in a brick and mortar store which I own with no loans or mortgage and the location is - - -, -, VA -. My complaint is about a problem with a Lowes business account of ours, an account that we have had since -/-/-. The problem started as a result of a failure of Lowes automated credit card service ( an IT programming problem ) that has resulted in our credit limit being reduced by - % through Lowes. In our attempt to get the credit limit ... |
Synchrony Bank Credit card credit determination October 14, 2015 - Synchrony Financial automatically rejects applications for credit if a bankruptcy is involved. Why do they not state right up front that they will NOT consider or approve applications if a bankruptcy is present or on record in the past? They actively solicit & pursue applications from me yet never approve. They will also not advise of what credit score a person must have in order to be approved. Their reasoning does not seem objective or consistent. ... |
Synchrony Bank Credit card credit determination October 10, 2015 - I applied for credit with Synchrony Bank - FL and was turn down because their system said my credit score is too low [ - ] this is not correct my score is - - and - - I feel this is Discrimination ... |
Synchrony Bank Credit card credit determination October 7, 2015 - Syncrony bank allowed fraudulent credit accounts to be created in my name a GAP, JCpenny, TJMax, and Walmart. ... |
Synchrony Bank Credit card credit determination September 28, 2015 - Pulled credit report without permission. ... |