Review and analysis of over 2,322 Conventional Adjustable Mortgage (Arm) complaints against Wells Fargo
Wells Fargo consumers have reported over 2,322 official complaints related to Conventional adjustable mortgage (ARM). Out of the 2,322 consumer complaints against Wells Fargo, 25% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against Wells Fargo resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.
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Wells Fargo Mortgage loan modification,collection,foreclosure January 26, 2016 - Hi, I have been paying for 8 years and 11 months on my - and - mortgage with no payment issues. My credit is flawless. I just became aware that my - mortgage is going to adjust after 10 years and this will cause - payment to go from $1400.00 to nearly $3800.00. My - also has a balloon that will come due in 5 years although the note has no term defined in the signed note. The combined mortgage payment will far exceed my ability to make payments. I reached out to Wells Fargo, ( my - mortgage ) today and they can not do anything proactively to adjust my loan. My intention is... |
Wells Fargo Mortgage loan modification,collection,foreclosure January 22, 2016 - I am going to financial difficulties. I have lost my lender, Wells Fargo Bank, to modify my loan under the Hamp program. I have submitted my documentation several times yet have not gotten any results. My loan originated with world savings bank which was later acquired by Wachovia and transfers to Wells Fargo Bank. This loan is adjustable-rate mortgage PICK-A-PAYMENT type loan. my payment changes all the time and I 'm having a really difficult time keeping up with such a high mortgage. I find myself often falling behind and most certainly falling behind on property taxes. I know I am eligible ... |
Wells Fargo Mortgage application, originator, mortgage broker January 20, 2016 - I got the home mortgage past-due amount and tried to get the mortgage modification with the mortgage company. It took more than 6 months to make it, and now I got the letter to go to the foreclosure suddenly. So I made the request to them to give several months of grace time to sell my home to avoid the foreclosure, but they did not say to postpone the foreclosure date. The current home price is much higher than my borrowed amount for home mortgage. So I just need a graceful time to sell my home and payback all of the borrowed amount to the home mortgage company. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure January 14, 2016 - From conference calls -/-/-,-/-/-,-/-/-, it became clear - because Wells mentioned it - Wells ran a 3rd appraisal they never told us about, once again drive-by though I requested many times an on-site appraisal. I need to see this appraisal and I have 30 days to examine and/or dispute it - not only under Dodd-Frank, but the FCRA Fair Credit Reporting Act 15 U.S.C. 1681 as outlined by the Comptroller of the Currency, Administrator of National Banks holds that if adverse action was taken against the consumer, the consumer has 60 days from discovery of this information to " ob... |
Wells Fargo Mortgage loan servicing, payments, escrow account January 13, 2016 - Simply put, Wells Fargo sent me a letter on - saying that my home loan adjustable interest rate is now 3.00 %, and starting -/-/- my adjustable interest rate would remain 3.00 % for a year. On -/-/- I received the exact same letter stating that starting -/-/- my home loan adjustable interest rate is now 3.375 %. I relied on the -/-/- letter and did not refinance. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure January 11, 2016 - I faxed loan modification reinstatement documents to the Wells Fargo Home Preservation Department on Friday, -/-/-, at -, at Wells Fargo Bank Branch , - , CA. This is my fourth submission for loan modification. In addition, I have applied and been approved three times with KYHC, but Wells Fargo has rejected the funds. As a result, I am in foreclosure in three days, -/-/-. I need immediate intervention to stop this illegal foreclosure sale of my primary and only residential property, purchased in -/-/-. Predatory loan originated in -/-/- when I refinanced the loan with... |
Wells Fargo Mortgage settlement process and costs January 8, 2016 - I refinanced my - loans ( - ARM and HELOC ) with Wells Fargo to another lender, the refinance transaction closed on - -, -. To date I have not received a copy of the recorded release/satisfaction/cancellation of the mortgages. I called the - - - of Deeds office on - -, -, and learned that a cancellation for the HELOC was recorded on - -, - ; however a cancellation for the primary mortgage has not yet been recorded, pursuant to NC Gen. Stat. 45-36.3. Please send me a copy of the recorded cancellations of both loans. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure January 6, 2016 - Dear Sirs : I am filing a complaint against Wells Fargo for denying me a loan modification and for denying me an appeal, as well. I believe that I am entitled to a modification because my son, who is co-borrower, lost his jobs on several occasions and was denied unemployment. Although he has found other employment, He is not earning as much as before. We have gotten behind in payments and we are not able to afford the mortgage. If you could stop the foreclosure process and make my payments affordable, I will be grateful ... |
Wells Fargo Mortgage loan modification,collection,foreclosure January 6, 2016 - Someone at Wells Fargo either the person that answer my complaint or their Counsel are not telling the true to the CFPB about case -. Because someone close my complaint saying : '' The Company was unable to respond because it appears you are involving in pending or prior litigation raised on the Complaint. No Further action will be taken on your Complaint '' I state The issues I arose in the complaint above never was brought up in the pending litigation or the pending appeal I have it because these are new issues that 's why I 'm asking the CFPB to investigate into. 1.- Wells Fargo and its... |
Wells Fargo Mortgage loan servicing, payments, escrow account January 4, 2016 - I have an adjustable rate mortgage with Wells Fargo Home Mortgage. This year when the loan re-adjusted the principal balance used to determine the following years payments was incorrect. I have tried to resolve this with " The Bank '' to no avail. This has occurred at every re-adjustment period and when brought to " The Bank 's '' attention it has always been corrected in the past. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure January 1, 2016 - I have a - mortgage with WELLS FARGO. They are trying to steal my home. They are not reporting my full payments. They keep denying me a loan modification the - they tried to give me was not lowering my monthly payments but raising it. They would not consider the - program. My mortgage is bundled and sold as a MORTGAGE BACK SECURITY. I worked hard to get my family a home it may not be much to most people, but to me and my family it is our AMERICAN DREAM. I teach my boys if you work had and do good you will be blessed. PLEASE DO N'T LET WELLS FARGO TAKE MY HOME FROM MY FAMILY AND MYSEL... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 31, 2015 - Our daughter died six years ago and the bank has been trying to foreclose on her apartment for the last six years. The first foreclosure was dismissed due to fact they had used - - the robo-signing attorney to try to steal the apartment and could not produce the original note. We have maintained the property over the last six years. We are the heirs to our daughter 's Estate. The case was refiled and was at issue. We were never served by the court my wife and I. We located the attorney ad litem that was supposed to defend our interest - - -, -, -. - - - -, -... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 31, 2015 - I filed a previous complaint on -/-/- with the CFPB # - regarding Wells Fargo Dual Tracking my loan in foreclosure. This time I have complied all of the correspondence which proves up my position. Wells Fargo initially denied my husband and I for a loan modification - -/-/-, because of our combined income of $22000.00. Because of the stresses in our marriage and external circumstances we separated. I applied alone and submitted my package to Wells Fargo on -/-/- with my income being $6900.00 per month. In a letter dated -/-/- from Wells Fargo they ... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 29, 2015 - On - -, -, I filed a complaint to CFPB, which Wells Fargo has still not resolved, and now this case is under investigation by a - investigator. I am continuing this complaint because Wells Fargo ( through their foreclosure division, - - - - - ) SOLD MY HOUSE - -, - even though Wells Fargo never proved they or - - had the legal right to arrange a sale. I only received a letter saying they consider the case closed and they are not obligated to provide any more information to CFPB or to me. But this is nonsense. Wells Fargo NEVER complied with the first a... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 29, 2015 - I am in the process of a - short sale. I received the - Short Sale notice in - -. From my understanding I had 120 days to receive an offer ; I in fact received - within that time period. Unfortunately, the buyer walked. We now have another buyer as of -, but the biggest issue we have had are the delays in the review and then the short postponement periods. This appears to be a Wells Fargo strategy to delay so it appears that I am at fault. In addition rather than place a Hold the - -, they postpone and then count it against me. Previously they were postponing for 30 day... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 28, 2015 - Wells Fargo Bank has reset my loan to allow for more interest to be paid up front. Changing the loan number as I enter the last remaing years of my mortgage. I have a negative amortization loan that was converted from a fixed to a arm in 2006. I requested several modifications and have been denied for every reason. I have now discoveved as I enter the fully amortized payment they have changed my loan extended my term for a additional 22 years and have changed the payments which now allows the majority of the payments being applied toward the interest. They have changed my loan number to - a... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 23, 2015 - I AM ATTEMPTING TO AVOID A FORECLOSURE SALE. I SUBMITTED DOCUMENTS FOR MORTGAGE ASSISTANCE AND I WAS TOLD THAT MY FILE IS IN REVIEW AND NO ADDITIONAL DOCUMENTS WERE NEEDED. MY SERVICER, WELLS FARGO, CHANGED THEIR STORY TO SAY DOCUMENTS WERE MISSING. A FEW DAYS LATER AND BEFORE I COULD SEND IN THE MISSING DOCUMENTS, WELLS FARGO CLAIMED THAT MY FILE IS NO LONGER IN REVIEW BECAUSE THERE HAS BEEN NO CHANGE IN FINANCIAL CIRCUMSTANCES. I HAVE - NEW ROOM & BOARDERS AND THERE IS IN FACT A CHANGE IN FINANCIAL CIRCUMSTANCES. WELLS FARGO PREFERS TO DECEIVE AND CONFUSE HOMEOWNERS BECAUSE THEY PREFER TO... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 23, 2015 - -/-/- Wells Fargo Months Long Encounter * Why does it take 54 business days to fulfill my RESPA with no acknowledgement on their part of the delay except that there will be a delay. I thought only 45 days are allowed, including a 15 day extension, if granted. * Why did I get - identical letters dated the same, on the same subject from one rep. * Why did I get a letter from ASC ( dated -/-/- ) stating " if the foreclosure process has not yet started, it could begin at any time '' ( attached ) I 'm current in mortgage, tax and insurance payments as of that date of - - and as... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 21, 2015 - My home mortgage documents/regulation z which were originated on - -, - states that my monthly payment would be $5100.00 beginning -/-/-. I received a letter from Wells Fargo stating my new payment is $6400.00. When I called Wells Fargo, the customer service reps have no answer for the discrepancy but say I must pay the $6400.00 or fall into foreclosure. My interest rate is locked at - % currently and all other previous annual increases have been in accordance to my signed loan documents. I feel this is totally unfair, unethical and a breach of contract and would lik... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 20, 2015 - During a divorce settlement I was awarded the home and part of the decree was to refinance in my name only. I began that process in - -. My bank is wells fargo/ASC. ( American servicing company ) I used a third party broker to manage the process for me and after several months I was approved for the HAMP program. - of the requirements was that my ex wife sign a quit deed prior to closing. She would not, because she would give up rights to the house and still have the financial burden. As soon as Wells Fargo found we were looking to modify our loan they wanted to be our new best frie... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 19, 2015 - I have been trying to get a loan modification from Wells Fargo due to a change in my income. They are giving me the run around, as if they are purposely trying to put me out of my home. They keep dragging this thing on and asking for the same papers over and over again, only to be denied. They are not helpful in any way but to take my home. I really need help. I do n't know what else to do when my mortgage servicer refuse me any help ... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 18, 2015 - Hello, Every so often my mortgage seems to increase significantly between $ - and I am now retired and my husband is on Social Security -. We - are on a fixed income every month. I am also taking care of my elderly mother ( - - - ) who has to live with me due to her medical conditions. With the sudden increase in monthly mortgage payments ( from $1500.00 to $1800.00 ) we are unable to keep up with the mortgage with Wells Fargo and - -. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 17, 2015 - my husband and i, 10 years ago obtained a mortgage thru - - Loans, unbeknownst to us it is a 30 years ARM that adjusts every 5 years and is owned by America 's Servicing Company.As of - it has doubled. We applied for loan modification right away, an appraiser was sent to my property to do an external appraisal. This is my first issue, the appraisal is full of such inconsistencies that its fraudulent and the valued of my home that had an appraisal for this mortgage for $110000.00 was now valued at @ $61000.00. I pay property taxes based on - Now i 'm faced with a mortgage i cant... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 15, 2015 - Dear Sir or Madam ; This complaint I am filing is against my servicer America 's Servicing Company. They violated the dual tracking laws. In - they told me I can apply for loan mod and I did. I faxed them my loan modification application on - -. After 2 weeks of waiting for them to reply they told me that they cant accept my application because they posted a sale date for - -. America 's Servicing Company was the one who contacted me telling me that I was eligible for a loan modification and to send my application in the meantime they were foreclosing on me. They violated the du... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 15, 2015 - My lender, Wells Fargo, has ignored my RESPA qualified written request. The request was sent to them on - -, 2015. Thus far they have not acknowledged nor responded to it. Under the real estate settlement procedures act, they are to acknowledge receipt of such request within 10 days and provide a response within 20 days. I have called and asked several time for a response and have not gotten anywhere. Please help! ... |
Wells Fargo Mortgage settlement process and costs December 15, 2015 - About 4 or 5 years ago I had to bankrupt due to lots of medical bills for my son. AT that time I got an attorney and it was really pretty simple. About 6 months ago I was looking into refinancing since my finance charge had gone up due to the bankrupt agreements. I could not seem to get anyone to talk to me about refinancing. To make a long story short my loan was never reaffirmed. I had no idea what that meant until now and I do not know how that happened. For this reason I went back to my attorney and he had to reopen my case. I have since foundout that my perfect payment record is not being... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 14, 2015 - I have a mortgage with WELLS FARGO MORTGAGE. I asked for a loan m modification and was given the run-around. They seem as if they were purposely trying to make me loose my home. They tell you that you have to to be late before they can process a modification. Then while I think they were processing the modification, they were behind my back trying to foreclose. My mortgage was sold several times. it is a - account. They keep adding fees that I do n't owe them to my balance. I bought my home in 2006 at - I made my payments every month. the balance never seem to go down. This bank is not... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 14, 2015 - My husband lost his job - -, 2015. I am in nonprofit, not enough to pay our mortgage. We 've been in this home for 20 years ... stuck in a bad mortgage ( we expected to refinance this fall but he lost the job ). We have never once been late, ever, until a week ago ( but we have not been sent to credit, as it has not been 30 days ). The loss of income coincided with this loans uptick in interest rate and principal payment, which is overwhelming. WELLS FARGO will do nothing to assist while my husband is out of work. We are not asking for forgiveness, just help during this time. This mornin... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 11, 2015 - re numerouse complaints against, - /wachovia bank / wells fargo bank, fraudulent forclosure / predatory lending/ forced home owners insurance, lets start -/-/-, wells fargo bank say i missed 3 consecative mortgage paymants, that is a bare faced lie, i have all the proof of paymants international wire transfers, recieved and cashed by wells fargo bank, i was over paying on my monthlly paymant incureing a over paymant in excess of a $1000.00 credit also my escrow acount was in credit of over $5000.00 credit .for taxes and insurances paid, This is what wells fargo bank .Fraudulently d... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 11, 2015 - We applied to Wells Fargo for a loan modification after my husband lost his job. The modification was declined on the basis of failed NPV. However we have appealed and they are considering our appeal. We are now 4 months late on payments. We called to make a payment today and were told that they would only accept a payment for all 4 payments ( - ). They would no longer accept individual payments. To me this seems as though they are forcing us further into default rather than trying to assist us. I believe that this is a breach of the intent of the new Board of Governors of the Federal Reser... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 10, 2015 - Yesterday Wells proudly said to me, " We can sell your house with an open CFPB case. '' Which is of course true, but consumers and the CFPB should know this is their attitude. Wells attitude, and customers should know this, is take the house then figure out if we had a legal leg to stand on AFTER. As proof, Wells has a sale date on my home of tomorrow, - -, while by their own admission they have not completed their research on my case, do not understand the law, and have not furnished me with a Complete Transaction Report on my loan for review. What Wells banks on is that a homeless cust... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 9, 2015 - Loan # -I purchased property approx on 2007 with a pick pay payment finance by - as my primary lender then ; loan was sold to Wellsfargo. Since then I have been trying to requested Wellsfargo to help me modified my loan due payment increment constantly. I hired an attorney to help me with modification process and it still pending ; nothing happened yet. i had been trying for the last - times and lender refused to help. Also was forced to filed Chapter- Bankruptcy to save my home and nothing happened. Lender refused to help me or place me on a better affordable payments and instead ... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 8, 2015 - BRAND NEW WELLS VIOLATIONS : My bank 's servicing of my loan mod package is filled with inaccuracies I tell them about but they do not correct. Today is - -. Bank has a - - sale date and the guy in charge of my file STILL HAS NOT COMPLETED READING AND RESPONDING to my file. Servicer asked for - extensions ( SI- WEEKS ) of extensions to get back to me on my file but still has not gotten me anything. Wells intentionally responds to an untimely manner - always - because their intention is to give the homeowner as little time to respond as possible, stacking the deck in their favo... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 8, 2015 - Wells Fargo Loan # -Investor - - - - - and - - - - - # -, - - CA -Short Sale was started -/-/2015. -/-/2015 the buyer was countered to $ -. -/-/2015 we faxed an offer matching their counter offer. -/-/2015 We were told that the negotiator made a decision to decline the file last week. 1. We spoke to Wells Fargo last week and no one bothered to tell us that the short sale was cancelled. 2. Wells Fargo could not give a reason as to why the file was cancelled. 3. The purchase price and fees on the HUD match the fees the nego... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 7, 2015 - I submitted the same paperwork to Wells Fargo Home Mortgage on 3 separate occasions. It appears that the constant requesting of paperwork is a stall tactic by this agency to avoid helping consumers. All of these delays have an effect on consumers financial status or their abilities to carry on their daily lives, but expediency is not a quality demanded of Wells Fargo Home Mortgage. Delaying the process is also a loan shark tactic that designed to cripple the consumer financially by further damaging their credit worthiness. A policy should be in place that if a mortgage company fails to operat... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 3, 2015 - To the Intergovernment Team, Office of Consumer Response CFPB Complaint # - ( -/Senator - - ) new actionable Wells violationsThanks for the interest you have taken in my case and your hard and diligent work together on my behalf. I am responding to your letter from - - inquiring if I was satisfied with my bank 's response. Sadly, I am not in the least satisfied with my bank 's response, because it is filled with untruths and violations of Dodd-Frank as well as new misinformation and infractions, which I will list in detail. At this point, Wells is still crafting their respons... |
Wells Fargo Mortgage credit decision / underwriting December 2, 2015 - My mortgage is owned by -, is serviced by Wells Fargo, and is HAMP eligible. I contacted a non-profit loan modification company in MN -/-/- when I got notification from WF that my payment would be adjusting upwards by over $700.00 per month -/-/-. I was told by them that WF would n't talk to me about a loan modification until I was 90 days past due, and I should stop making my payments, so I would be 90 days late at the time the payment adjusted upwards. That 's what I did. I contacted WF -/-/- to apply for a HAMP modification. I was denied based on " insufficient income. '... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 2, 2015 - HELP REQUEST FOR MODIFICATION OF MY BANK LOAN AND SEND ALL DOCUMENTS NEEDED IN DATE -/-/2015, I CALLED the bank and was informed that THEY RECEIVED ALL DOCUMENT, BUT THEY PUT SALE DATE TO MY HOUSE FOR - / 2015I CALLED TO REQUEST INFORMATION AND CONFIRMED MY CASE IF YOU NEED ANY DOCUMENT, THEY SAID EVERYTHING WAS FINE. They DID N'T CALL ME AND DO NOT WANT TO SUSPEND THE DATE OF SALE. ALL MY CALLS are registered in the bank 's system, please help. I DO N'T lose my house. THEY DO N'T LIKE HELP ME. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure December 1, 2015 - I have been trying to modify my home loan five months and keep getting the run around. Every time I ask my representative if in fact he has all items requested, he states that he has everything then inn turn asks for more items or that he can not find the items. I was forced to file a bankruptcy due to their prolonged excuses. I am also entitled to a class action loan modification through Wells Fargo, which did bad ammoritized loans. I feel that they are trying to hold out so that they can foreclose on my loan. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 30, 2015 - I FELL BEHIND IN MY MORTGAGE DUE TO UNEMPLOYMENT AND I HAVE TRIED TO GET HELP BUT THE BANK HAS DENIED MY REQUEST MULTIPLE TIMES WITH OUT ANY REASON ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 30, 2015 - Trying to complete load modification ... |
Wells Fargo Mortgage settlement process and costs November 30, 2015 - I filed for a loan modification with Wells Fargo Home Mortgage -/-/-. I was assigned a " Home Preservation Specialist '' -. I hired attorney - office to represent me in the process because. -/-/- I received paperwork for a trial modification. In the paperwork, it did n't state whether through the modification my rate would be adjustable or fixed. My mortgage had been adjustable. I told my attorney that I would not sign a modification that was still adjustable just for my payments to balloon and get in trouble again. My attorney 's office spoke to - ( they had third party aut... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 30, 2015 - We have a subprime loan ( First 10 yr Interest only ARM, then 20yr Principal, Interest, Escrow & ARM ) with American Servicing Company aka ASC, a subsidiary of Wells Fargo. It was originated with - and sold to ASC in -. We are seeking assistance to get ASC Well Fargo to agree to accept the release of the second lien holder letter with - - - under the HAFA Short Sale agreement. We also would like Wells Fargo ASC and - - - to provide a closing extension to end of -/-/- with current buyer based on current short sale approvals. - has agreed with my husband and I t... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 25, 2015 - My wife and I have completed successfully - trial loan modifications with Wells Fargo/ASC on loan number - an Investment property. We also completed - trial payments on another Separate Wells Fargo loan number -. Wells Fargo said they would not modify these loans if the liens were not addressed. These liens which the Wells Fargo Home Preservation specialists provided us with were cleared. In - 2015 Wells Fargo modified loan number -, but they have refused to modify this loan number -. They want us to pay off the second lienholder or have them subordinate the lien. The ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 25, 2015 - I have a - mortgage with Wells Fargo. They have tried everything toforeclose on my mortgage illegally. I was denied a loan modificationseveral times. Many of my payments went unreported. I sent for information from them on my mortgage, they neversent anything. I filed Bankruptcy and they would not comply with thecourt. They ignored every request from the courts and from myattorney. I asked them again for a modification and they soldmy loan to - - - - - - LOANS ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 24, 2015 - We have been uploading documents for a loan modification we believe we have a complete package and have been calling and leaving messages to our assigned representative without a response. I also sent documentation to authorize a 3rd party and they do n't seem to be able to locate my documents I have uploaded all of my documents time and time again and I am not getting anywhere I think they rather foreclose on my home they are delaying the process and being unresponsive. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 24, 2015 - I Have been attempting to get reviewed for a loan modification And have submitted a complete package but I am not getting answers or any communication from our single point of contact - - at extension - even through several messages on her machine and have spoken to other home preservation specialist - with extension - and claimed he would send a message for our SPOC rep to contact regarding the modification. At this point I am desperate, I am afraid ASC/wells Fargo is setting me up to lose my home. Please help me get through this tough time with the servicer ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 23, 2015 - Wells Fargo obtain my mortgage a few years ago and during this time fraudulently placed my home in foreclosure by stating that I never made a payment to them which was n't true. I was instructed by a lawyer to file for bankruptcy to prevent them from doing this. This process will force them to acknowledge the payments I made and prove their claim. An appraisal was performed on my home that was authorized by Wells Fargo which raised my insurance to an astronomical amount that exceed the worth of the home, I have no legal grounds to fight this new tactic by Wells Fargo, ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 23, 2015 - Our daughter died six years ago and the bank has been trying to foreclose on her apartment for the last six years. The first foreclosure was dismissed due to fact they had used - - the robo-signing attorney to try to steal the apartment and could not produce the original note. We have maintained the property over the last six years. We are the heirs to our daughter 's Estate. The case was refiled and was at issue. We were never served by the court my wife and I. We located the attorney ad litem that was supposed to defend our interest - - -, -, -. - - - -, -... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 21, 2015 - 1 ) Wells Fargo distribute PR mailing pieces, when help applied for they admit the programs do n't exist. There is no forbearance program! 7 ) Wells twice failed to provide timely paperwork for " hardship '' - claims ; Despite numerous requests. When we complained WF produced falsified documentation to say they sent the forms. 8 ) At that time my husband was in - - and we had excess medical bills and lost work time and income. Because WF withheld paperwork, we paid immediate health bills and found ourselves short on mortgage payments.We fell behind two months on payments during this... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 19, 2015 - I have a - mortgage with Wells Fargo. I have been requestinginformation from them. They keep saying they need 16 days. They have been trytrying to foreclose on my mortgage from day one. They destroyed thePromissory note and sold my mortgage as a mortgage back security. I asked for the original contract with my signature and payment historythey sent me a bogus paper that was not the contract I signed. I asked forsomething showing the recording of the sale or transfer of my mortgage to themthey stated that they do n't own it. THIS IS FRAUD. TODAY THEY CALLEDAND STATED THAT THEY ARE FORECLOSI... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 16, 2015 - -/-/-, my mother obtained a Pick-a-Payment loan with - -/Wachovia. Shortly thereafter, I believe it was -/-/-, a class action suit was brought against - -/Wachovia as such a loan was illegal. As part of the required settlement agreement, mortgage lenders were supposed to work with the homeowners to modify their mortgage loans. My mother has since passed away and left the property to me as listed in her Living Will. Wells Fargo has since taken over the - -/Wachovia mortgage loans. They refuse to modify my loan and or change it into my name. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 13, 2015 - Wells Fargo Loan # - - - -, - - CA -Wells Fargo does not have the staffing required, nor the competency, to bring a short sale to a successful close. We submitted closing documents to obtain HUD approval on Monday -/-/-. On Tuesday morning at - EST, the negotiator responded, requesting revisions to the HUD and additional documentations. These were sent to him ( same day ) at - EST - these were ALSO sent to the additional email address of --. We received an automatic response that the negotiator would be out of the office until -/-/-. We ALSO re... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 12, 2015 - I had a - Credit score, never missed a payment in my life. Wells Fargo was bound by a settlement agreement to offer shortsale or deed in lieu as per the Wachovia - settlement. From day one, Wells should have told us we were not qualified as my ex-wife was no longer living in the primary residence. Yet they kept leading me on, " losing '' papers, all while I continued to pay my mortgage on time as agreed. It is now going on 4 years since this " process '' was started. My health, attitude, finances are all but destroyed. Let alone my faith in a society where the law of the land was uph... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 12, 2015 - The rigmarole continues. The banks are ready and able to lend a helping hand. Just ask ... ... but its a F, F, F, F, F Farcical. Wells Fargo is a House Preservation Farcical. Attached after 2 years of document submitting rigmarole of my demise. 1. Doc - letter says thanks for all the docs ( in my case a lot ) 2. Doc - Sorry you do not meet the requirements because you failed NPV '' ( AS IF I CAN GO ELSEWHERE AND REFINANCE - NOT!!! ) 3. Decision letter after appeal you still do not meet the requirements for loan modification '' ( HOWEVER, I DID OBTAIN MODIFICATION ON MY OTHER PROPERTY!... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 10, 2015 - I have been stonewalled twice for a loan modification. I got injured and was out for 6 months. I tried a loan mod with Wells Fargo and got denied the - time due to non participation from the investor. The investor did not participate in any loan mods. The - time I tried, property values went up, and was turned down as my net present value ratio went up. I have equity in my property ... no good. I tried filing chapter - and case was dismissed and I am barred for filing bk for 180 days. I have a sale date coming up -/-/2015. ... |
Wells Fargo Mortgage application, originator, mortgage broker November 10, 2015 - I was going through Wells Fargo to refinance my home. During the process, I was deceived and flat out lied to on at least - occasions. The major lie was made when the appraisal of my home came in lower then expected. I was instructed by my loan officer that I needed to submit a letter to the appraisal company disputing their appraised value of my home. I wrote the letter and sent it to Wells Fargo like I was instructed to do. They were supposed to send the letter onto the apprasisal company. After asking numerous times what the outcome was of the dispute, I was told in writing that, they wo... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 9, 2015 - To Whom It May Concern, I have been fighting Wells Fargo for years in regards to a foreclosure on my property. They do n't seem to believe they need to adhere to the laws of California or the guidelines, rules, and regulations that pertain to them. On - -, 2015, I mailed to Wells Fargo Home Mortgage, my servicer, a Notice of Rescission to cancel my loan transaction. It came to my attention recently that the opportunity to send a notice of rescission to them was still available because consummation of my loan had not yet occurred. Pursuant to the Federal Truth In Lending Act, hereinafter ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 4, 2015 - On - -, 2015 I sent via next day delivery, certified, return receipt requested - separate NOTICE OF VALIDATION OF ALLEGED DEBT in accordance with Fair Debt Collections Practices Act, it mandates in FDCPA section 809 ( b ), 15 USC 1692g, to Wells Fargo 's attorney of record - - -, -, - - - -, - -, -, Virginia - ( - ) -. This action should have stopped the foreclose sale of my property on - -, 2015. These letters were ignored by both Wells Fargo and their attorney and the sale proceed today with no response from either. This is a direct, w... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 2, 2015 - This past year I noticed a - unpaid principal balance of - '' on my monthly statement. This - unpaid principal just showed with no explanation. My mortgage is with Wells Fargo Home Mortgage and it is too high for my income. My monthly payment including escrow of - is $2700.00. My mortgage payments are adjusted each year as a result of a modification from -. In - of - my total payment increased from $2400.00 to $2700.00. Last year, just before the increase I inquired about having my interest lowered, it is currently - %, I was immediatly told no ''. I began makin... |