Review and analysis of over 41 I Do Not Know complaints against Encore Capital Group
Encore Capital Group consumers have reported over 41 official complaints related to I do not know. Out of the 41 consumer complaints against Encore Capital Group, 15% were disputed by the consumer (i.e. the consumer was not happy with how Encore Capital Group responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Encore Capital Group resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 34% resulted in non-monetary compensation.
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Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine May 15, 2016 - After receiving letters from Midland Funding I decided to pull my credit report to realize that Midland Funding was and still is reporting inaccurate information to the credit bureaus. I 've been sending letters for the last - tears trying to resolve this issue. I 've requested any documentation that they have on these alleged accounts ( statements, checks, payments ... ) All they could do is to provide me with the information of the original creditor. I 've contacted the alleged original creditor and they are not longer reporting these accounts on my credit report after my claim. They purg... |
Encore Capital Group Debt collection improper contact or sharing of info talked to a third party about my debt May 12, 2016 - Called and threatened jail time for a payday loan I never had. Explained to them I have not worked since -/-/-. I 'm -. Told me I took out a loan in -/-/-. I asked them to send verification in the mail. Told me they ca n't. They hung up on me and told me good luck, you will need it. Then they called my - year old mother in law and threatened her. I have not taken out any loans at all. They have all my private information as well. I have also recently had - of my credit cards hacked and used as well as someone trying to steal income tax return. I received a letter from the IR... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls May 10, 2016 - Midland Credit Management , Inc. repeatedly call me on my cell phone, which is my work phone. When I say Hello, hello, no one is there!!! I repeatedly asked them to Validate this debt, which mentions - and as I see from my credit report is quite old, but they keep sending me a letter saying they are requesting the appropriate documents. The last time they called, I took a photo of the call on my cell number. - removed their entry from my credit report but - is not willing to do so.... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt May 9, 2016 - I have asked Midland to validate a collection they are reporting on my credit reports on -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 17, 2015 - we keep getting calls from midland credit which we do not or ever had any loans with and when we answer the phone they do not respond but when we call them back they want our phone number and we told them to quit calling but they keep calling our house ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2015 - I received a letter -/-/- from the Law Offices of -, -, -, - - stating they represent Midland Funding in a debt I supposedly owe. I responded to their letter within 30 days requesting proof of debt by certified letter. I never heard anything. I sent a second certified letter requesting proof of debt. I still have n't heard anything back from them or received the proof of debt as requested. -/-/-, I started the process of refinancing my house. I was informed that I would have a higher interest rate because this debit is on my account and listed as disputed. I have t... |
Encore Capital Group Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay December 16, 2015 - Restricted # called ex-family member and provided same information. Then called me. This was in regards to my adult son, who has not lived with me for 7 years. Left a message on my phone that a case was filed against him in our local court, have an order to locate. Has been instructed to contact my sons employer. They are in the process of locating him at his work or residence right now. Once filed, he forfeits his legal rights. Call -. Case # -. I called this number and told them they were not allowed to reveal that information and were in violation of sections 804 and 805 of the Fair D... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received December 15, 2015 - Midland Funding removed funds from my account for a debt that does n't belong to me. I recently sent a letter stating that the money that was removed from my account belongs to my elderly father who is - all the money came from is social security check to be used for is living expenses and is final burial expenses. I also explain to Midland that I am the sole caregiver for my father and all the monies removed belongs to him. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was paid December 14, 2015 - - - Bank and their second collection agency are in violation of the Fair Debt Collection act. The First collection agency assigned to - - was satisfied and paid in full. Now in - - Midland Credit Management became the owner of debt that has already been paid. I am tired of this nonsense, and so is my attorney and he knows California Law and that the debt can only be assigned once. Please help. - Creditors have been notified to remove these items from my credit but to no avial, I keep getting the run around. I greatly appreciated your help! Thank you. I have disputed with a... |
Encore Capital Group Debt collection communication tactics called outside of 8am-9pm December 13, 2015 - Calls - Sunday morning for weeks ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received December 10, 2015 - I was denied employment because of a judgment against me. I was/ am completely unaware of any hearing, never received any notice of collection of a debt by Midland LLC . Midland LLC apparently took me to court somewhere without serving me any documents, and won a courts judgement. I was never notified of any hearing, complaint, or received notice of collection of a debt by Midland LLC. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt December 7, 2015 - A letter was sent to Midland Credit Management in - 2014, asking for validation of a debt, however they never validated the debt but what they did send me back was an offer for a settlement amount dated - 2014. I continued to send them letters stating they have n't validated the debt with no response however they continue to report the account on my credit report. As recent as today, I have spoken with the following representatives - -, I was transferred to - - - # - in the Consumer Support Services Department not before he told me that there is a limited amount of time... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls December 7, 2015 - A company called MIdland Credit - calls multiple times daily from - I spoke to them once. They were looking for some person that does not live in my household. I told them not to call. I could not help them. They continue to call. ... |
Encore Capital Group Debt collection improper contact or sharing of info contacted me instead of my attorney December 6, 2015 - On - - 2015. the CFPB and Encore Capital Group , owners of Midland Funding LLC entered in a Consent Order. In - - not one judge is honoring this Consent Agreement and lawyers for Midland are still suing not only in the state courts but also in the federal district court in violation of the Agreement. What can be done to enforce this ORDER?? ... |
Encore Capital Group Debt collection communication tactics called after sent written cease of comm December 6, 2015 - ASSET ACCEPTANCE , LLC & MCM FINALLY SETTLED COMPLIANT, BUT FAILED TO ADD MONETARY GAIN. I HAVE ADDED - - TO COMPLIANT ALONG WITH TCPA! SEE ATTACHED ) PHONE RECORDS ... .THET ARE VIOLATORS OF SEVERAL NEW CHARGES, PLEAE REVIEW! ... |
Encore Capital Group Debt collection communication tactics called after sent written cease of comm December 6, 2015 - ASSET ACCEPTANCE , LLC & MCM FINALLY SETTLED COMPLIANT, BUT FAILED TO ADD MONETARY GAIN. I HAVE ADDED - - TO COMPLIANT ALONG WITH TCPA! SEE ATTACHED ) PHONE RECORDS ... .THET ARE VIOLATORS OF SEVERAL NEW CHARGES, PLEAE REVIEW! ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 6, 2015 - This complaint concerns both harassment and misrepresentation. The Midland Credit Management collection agency has called me repeatedly about a debt that is not mine, although they did not identify themselves as a debt agency. Each time they called, they said that they wanted to speak with the person who the debt belongs to about a 'private business matter. ' The individual in question is an independent contractor, so it is possible that a - party would try to reach her about a legitimate business matter. However, after the first time they said that, I suspected that it was not, in fact, ... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls December 6, 2015 - They called my mother 's private line asking for me. They called at - on a - morning waking my elderly mother. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine December 3, 2015 - To Whom It May Concern, please note this is my - complaint in 2 months against Midland Credit for the same issue. My first complaint was disregarded as was my request to cease collection activities and further communications regarding debts alleged to be owed by me. Midland did not conduct an investigation of my complaint, but quickly responded and closed my complaint just to check off the box. Then to retaliate for filing a complaint in the first place, they had their law firm send me a robo-signed affidavit threatening a lawsuit on - of the - accounts they claim to be mine. They too... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 29, 2015 - We keep getting calls from Midland Credit ( - asking for a - -. When we tell them that no one by that name lives here and to take us off their list they hang up with no response. And then they call back later. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 28, 2015 - I Discovered an account serviced by midland funding on my credit report that was not mine. in effort to remove it, i paid the attorney representing midland the funds. In addition, i 've asked midland for a full validation of the debt which they have not provided after asking several times. The funds were paid to the attorney on - - however midland is reporting as of - - the account is open with a full balance. ... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls November 25, 2015 - Several years ago Midland Credit Company sent me a dunning letter for a debt they purchased. I believe it was some old finance charges for a - - account I u sed to have. I had long since paid off - - and they agreed to settle for less the finace charges and late fees. My final payment did not get there in time to avoid the late charges. Regardless, we thought we did the right thing and resolved the matter directly with the creditor. Then Midland Credit Company purchased the debt and began to pursue me. I requested validation of the debt. They could not provide it, in fact they igno... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls November 24, 2015 - Midland Credit Managements has begun calling me incessantly and I do n't know why. I have no outstanding debt, all accounts are up-to-date, my credit score is in the - and yet they keep calling. - calls today between - - and - - ( Tuesday, - ). I have asked them to stop - by calling ( - ) and by email ( www.midlandcreditonline.com/ ) and they continue to call. The only thing I can think is that they are calling for information on a relative who has some outstanding debt but that has nothing to do with me. I do not have any past due accounts and need these people to s... |
Encore Capital Group Debt collection improper contact or sharing of info contacted employer after asked not to November 23, 2015 - The company called and spoke to the receptionist. They asked for my last - SSN and informed the receptionist they were calling to verify employment for debt collection. My fellow co-workers did not and should not know of my current financial status. It has also damaged my reputation in this brand new position in this new job. I do not think informing my co-worker that they are calling to collect debt not asking for her to reveal my SSN ( which as a regular co-worker she does not have access to ) is appropriate or legal. ... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt November 21, 2015 - When I sent a letter requesting Midland Funding to validate an alleged debt and provide their Texas license and bonding information ( as required by Texas law ) they not only did not send the information but sent me a letter refusing to validate the debt. A few months later they placed major derogatory information on all - of my credit reports. This ruined an excellent financing opportunity I 'd applied for at about the same time. The specific reason I was declined was due to their recent illegal reporting of a collection. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 19, 2015 - I 'm receiving these letters from this collection agency called Midland Credit Management Inc. and they want me to pay the amount of $2000.00 and this is absurd. I have never conducted business with this company and I am disputing this claim. I do not know how these people got my full name and my address. ... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls November 18, 2015 - The caller I.D . says Midland Credit. The phone number that shows is -. We have gotten daily and sometimes twice a day harassing phone calls and they have not left a message for the past 1and a half months. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 18, 2015 - This debt is not mine. I sent the company a demand for validation to provide me Contractual Agreements for this account. They have not provided any validation. In turn they have continued reporting the account on my credit report thereby violating the FDCPA which is punishable by a $1000.00 fine in court. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 17, 2015 - Repeated calls ( several every day ). I filed an earlier complaint but nothing was done. I have no debtsIs this complaint process of any use??????? ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 16, 2015 - I 'm receiving repeat hang up phone calls from Midland Credit ( - ). I do not have any collections and I 'm concerned that this is a phishing call when I called them back they wanted personal information that I would not give. Please help. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 13, 2015 - I, - - am submitting another complaint as a result of this company 's non-response to my original complaint. They claimed that they were not authorized to communicate with my son who assisted me in submitting the complaint, even though I provided authorization in my original complaint and submitted the complaint directly. I have also provided another authorization via Midland 's web site per their instruction so there should be no need for another non-response. As indicated in my dispute of their non-response to my original complaint, I feel this is just another unfair collection tactic.... |
Encore Capital Group Debt collection taking/threatening an illegal action attempted to/collected exempt funds November 12, 2015 - Collection agency ( Midland Funding LLC ) garnished my wages back in 2010 collected the amount that was owed and now claims that i still owe them the same amount. They are using the law office of -, -, - - - -. They sent me a notice of motion I do not know if it is legit or fake. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 8, 2015 - Midland Credit is calling my unlisted land line at home several times a day. I am on the National DO NOT CALL list. Midland does not leave a message on the answering machine. A few times I picked up the phone and said nothing. After a minute or two, the call disconnects. No one from Midland ever says anything. This started around -/-/15 and continues through today ( -/-/15 ). I do not owe any money or have unpaid bills. A debt collector should not be harassing me like. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 5, 2015 - Midland Funding LLC has been trying to collect a debt they say I owe from another company they bought the debt from. Problem is that I do not know the company and have told them I do not owe this debt. They would call my house about - times a day, and kept harassing me about this debt. when I asked for proof that of the original amount, they kept insisting they sent this to me, which I never received. My husbands Aunt has the same first and last name as I do, and is in the process of filing Bankrupt. I do not owe this company and now they are trying to take a legal judgment against me. Sick... |
Encore Capital Group Debt collection improper contact or sharing of info contacted me after i asked not to November 3, 2015 - I lived in a rental apartment, and a previous tenant ( who I 've never met ) apparently owes a creditor money. I recently purchased a house and moved to another county. The creditor 's attorney 's listed my new home as the address of the guy who owes them money. I have returned multiple letters, and recently a process server showed up on my door. I told him that person does not live here and I have never known him. I contacted the creditor 's attorney and demanded that they cease this contact ( since they clearly have the wrong address ), and to remove my address in the case file with the cour... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine November 1, 2015 - Midland Funding LLC has garnished $1000.00 from my midland bank account, and they claim that it was court ordered and i did not received any legal documents that state so. ... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls November 1, 2015 - MCM ( Midland Credit ) keeps calling me asking for a person who does not live in my home and who I do not know. I have told them this repeatedly, but they continue to call. The last straw was when they called this morning ( Sunday ). I told the woman that I was reporting them to the CFPB so hopefully this will stop the calls. ... |
Encore Capital Group Debt collection communication tactics frequent or repeated calls October 31, 2015 - We have been getting calls every day from Midland Credit Management. When we answer no one is there. The only reason I know it 's Midland is that I called back. We have NO debt, and have had no debt for over - years. This is either an erroneous call or fraud but since no one answers when I pick up we ca n't even address that issue. ... |
Encore Capital Group Debt collection cont'd attempts collect debt not owed debt is not mine October 28, 2015 - I was issued a summons from Midland Funding LLC by -, - - - ( which lists a - - - - - - ) that also says - - - - with a " WRITTEN CREDIT CARD ''. Ending with a number of -. I do not know or have no idea who and what these people are talking about. They have listed a previous employer. Which I no longer work for. I do not have a job. This summons says I have 35 days to dispute this debt in writing. This has to be some type of scam or fraudulent means of getting money out of me by someone who is impersonating me with a WRITTEN CREDIT CARD! THI... |
Encore Capital Group Debt collection disclosure verification of debt not given enough info to verify debt October 28, 2015 - Asset Acceptance hired attorney - who filed judgment against me -/-/- on a debt that is not mine. They just recently levied my - - - account in ths amount of $860.00 I contacted Attorneys office and they advised me to file police report of id theft and that this alleged debt is not mine. I filed police report along with FTC complaint and submitted all documentation to attorneys office by certified mail USPS tracking # - -/-/- They advised me they would speak to there client and get clarification of the debt. I have called there office every week and they claim that i... |
Encore Capital Group Debt collection communication tactics called outside of 8am-9pm October 25, 2015 - I believe in the State of Delaware Sunday collection calls are prohibited on Sunday 's. I received a call this morning at - which according to your website is legal to call after - although it is Sunday morning and I was having breakfast with my family and when I answered they hung up. I googled the number and it was Midland Credit they called from -. Not sure who or why they were calling but it is Sunday morning have some respect for consumers and their families. ... |