ERC Debt Was Discharged In Bankruptcy Complaints

Review and analysis of over 5 complaints against ERC

ERC consumers have reported over 5 official complaints related to Debt was discharged in bankruptcy. Out of the 5 consumer complaints against ERC, 20% were disputed by the consumer (i.e. the consumer was not happy with how ERC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against ERC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 80% resulted in non-monetary compensation.

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New Debt Was Discharged In Bankruptcy Consumer Complaints


ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

November 7, 2016 - I am disputing a collection report for the following reasons : 1. This is negative is continually being updated as a new event and really is not 2. I filed for bankruptcy back in 2004 in which all of my debtors were paid and I have since been discharged by the court. 3. I have communicated this to the collector and have gotten no relief. 4. It has been more than seven years since I first disputed this with -...

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ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

October 10, 2016 - In the matter of : - - - Chapter - Bankruptcy Case No. - Discharge Date : - -, 2014 After reviewing my credit report I have found information, which needs corrected. ERC is illegally reporting a collection on my credit report due to the account being discharged in my Chapter - bankruptcy. Following the laws of the FCRA it is unlawful for the account to show a derogatory status on my report. I am also enclosing a copy of my discharge of debtor form following completion of my Chapter - bankruptcy, discharged on - -, 2014. The account ERC is illegally attempting...

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ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

October 7, 2016 - After reviewing my credit report I found information, which needs to be corrected. ERC is illegally reporting a collection on my credit report due to the account being discharged in my Chapter - bankruptcy. Following the laws of the FCRA it is unlawful for the account to show a derogatory status on my report. I am requesting that the item be deleted to correct the information....

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ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

July 28, 2016 - Enhanced Recovery Corp placed a collection on my reports on -/-/- claiming I had - service in -. I called - and ask when was my service disconnected and - stated that the service was disconnected on - -, -. I filed chapter - bankruptcy on -/-/- and was discharged on -/-/-. - was included in my Bankruptcy. However, nine years later the account has been re-aged and placed on my credit report which violates the automatic stay. This will come off my report or I will sue - and ERC for damaging my credit and costing me thousands of dollars...

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ERC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

June 7, 2016 - They continue to send me bills in regards to this debt in addition they are reporting this debt incorrectly. This debt was discharged in bankruptcy and is still being reported as open. I have called them and sent a letter to no avail. I want the harassment to stop as well as my credit reported corrected. ...

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