Review and analysis of 6 consumer complaints against CCS Financial Services, Inc.
Out of the 6 consumer complaints against CCS Financial Services, Inc. Credit Reporting, 0% were disputed by the consumer (i.e. the consumer was not happy with how CCS Financial Services, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against CCS Financial Services, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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| Issue | Complaints |
|---|---|
| Incorrect information on credit report | 6 |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount December 16, 2019 - I paid $180.00 on - -, 2019 to Credit Collection Services. Original debt that was listed on my credit report was $120.00. They said they would mark the account " Paid, or Settled in full '' on my credit reports. The credit bureaus updated on - -, 2019. The account still had an " open '' status. I called them and they wanted another payment of $88.00 which I paid online. They told me the collection would be removed from my credit reports, but it still shows an $88.00 balance as of today ( - ). I have called and complained to them several times but nothing has been done. T... |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount August 24, 2019 - This company CREDIT COLLECTION SERV which i have NO CONTRACT with is Reporting on my credit reports fraudulently. * Were you named on the original contract with the original creditor? * If not, do you have a contract between your company and me, signed by both parties? * If not, produce the document authorizing the release of my information from the original creditor to you ( Power of Attorney ), signed by me. It is against the law for a creditor to share your information to any party other than the account holder without their authorization. Giving my information to a 3rd party without my kno... |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount June 13, 2019 - Credit Collection Services claims I owe an amount of $34.00 to - - -. This debt is from a Renters insurance policy linked to an auto policy, the auto policy is in question as - - is attempting to add on amounts from prior polices in which the debt is not valid, a separate complaint with the CFPB is on file about this, still no reply in re. This debt, $34.00, is also in question as again, it is linked to that Auto policy and I had several denied claims under this renters policy. Based on principal for denial of claims, I am also disputing this debt. Simply put, I paid - -... |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount December 17, 2018 - I had an account with - which terminated in -/-/-. The account was changed to my daughter in law when I moved out. I told - to send me a final bill for payment. I did not receive a bill, so in the beginning of -/-/- I contacted them again, they said they had no record of the account, and said it must have gone to collections, and would have to wait to hear from them.In -/-/- I still had not heard anything from a collection agent or - so I called - again, again I was told to wait. By the beginning of -/-/- I checked my credit report and there was a derogatory mar... |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount May 25, 2018 - My insurance policy ended. I cancelled with the agent and did not renew it. The agent took it upon himself to extend the policy without my consent, now he want monies and is attempting to use a collection agency to collect funds for services that were not authorized or the renewal approved. The collection agency was given specific instructions to verify the debt by producing documents bearing my signature and approval along with other items and has refused to deliver. This in nothing more than " harassment '' and should be dealt with appropriately by your agency.... |
CCS Financial Services, Inc. false statements or representation impersonated attorney, law enforcement, or government official April 10, 2018 - A collection account was added to my credit report on -/-/2017 by a collection agency named - - - at address - - - -, MA - and telephone # ( - ) -. I am reporting this collection agency due to the fact that - - - does not currently have a valid license in the state of GA to collect on debts. This information on the Georgia Secretary of state website states that their license is currently dissolved or expired. I am requesting that you investigate this matter or have - - - to please provide me with proof that they are licensed to collect debt in ... |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount January 29, 2018 - I had - -, and terminated the service. I returned their equipment, and then got a statement from their company regarding the final bill. After the last was paid on -/-/- in the amount of $210.00 for the upcoming month I quickly cancelled and paid the last bill, I got a bill from - in late - that indicated I had a credit balance of $180.00. This was the last statement I had received. On -/-/-, I received a notice from - - - ( Phone Number ( - ) - that my - account # I had been sent to collections in the amount of $29.00. Never was I informed by -... |
CCS Financial Services, Inc. false statements or representation impersonated attorney, law enforcement, or government official August 15, 2017 - Collection on my credit report from company name Credit Collecrion Services which is n't licensed to colle t in state of Florida. Therefore I am disputing the validity of this collection attempt.... |
CCS Financial Services, Inc. disclosure verification of debt not given enough info to verify debt April 10, 2017 - ASK TO VERIFY DEBT. DID NOT VERIFY. CONTINUES TO SEND COLLECTION LETTERS TO MY MAILING ADDRESS.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt was paid April 5, 2017 - My vehicles were insured with - for many years. My spouse and I separated and eventually split and the insurance was not maintained on the cars resulting in it going to collections. I satisfied the debt in full per there request and was advised the debt was paid in full and would be deleted. It has been in excess of 6 months since the debt was paid and it reflects on the bureau that I have an outstanding debt. I have contacted the company several times pertaining to removing the debt and providing me with a letter of deletion which they have not completed. I spoke with - on -/-/2017 an... |
CCS Financial Services, Inc. incorrect information on credit report account terms April 5, 2017 - I have disputed this account with both - and Credit Collection Services. Credit Collection Services has not been able to prove that this account they are reporting is 100 % accurate, verifiable and timely. See attached letter ( settlement offer ) they sent when I requested debt validation. This erroneous account should be removed from my credit report immediately. I have never done business with this company, nor have I ever signed a contract with this company and the letter they sent has not merit as to the validity and verifying this debt ; therefore, consumer law states that this account... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine April 5, 2017 - I have not ever received any communication from this collection company. It just was placed on my credit report. I have no idea who they are. I have never had any dealings with them at all. I do now owe this debt.... |
CCS Financial Services, Inc. disclosure verification of debt not given enough info to verify debt March 30, 2017 - I found this collection agency on my credit report.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft March 24, 2017 - I have never had the service of - -. I have now called them twice and verified that fact through my social security adresss and DOB. This is an odvious result of my ongoing ID theft issue.... |
CCS Financial Services, Inc. incorrect information on credit report account terms March 24, 2017 - I have recently been denied credit due to CCS attaching bogus accounts to my credit reports several times within a short period of time. I was never informed of an account I had with them prior to this.... |
CCS Financial Services, Inc. incorrect information on credit report reinserted previously deleted info March 22, 2017 - CREDIT CONTROL SERVICE -, phone # - - keeps reporting that I am past due on an account that was closed by the original creditor and was deleted from my credit report in 2016.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft March 22, 2017 - I am a victim of identity theft and noticed a collection from Credit Coll. I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Credit Collection in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
CCS Financial Services, Inc. disclosure verification of debt not given enough info to verify debt March 17, 2017 - I sent a fax to Credit Collection Services ( debt collector ) followed their instructions on their letter I received regarding the debt collection and did not receive anything back from them regarding the debt for two months and when I did it was just another collection bill. The amount does not add up to the accounting on the communication with the Minnesota Attorney General that the creditor sent them and we do not believe we owe anything. The accounting is impossible to make heads and tails of and they have left payments out. This is the second company the insurance company - - - M... |
CCS Financial Services, Inc. disclosure verification of debt not given enough info to verify debt March 16, 2017 - RECEIVED MULTIPLE LETTERS FOR ALLEGED DEBT. MULTIPLE TIMES, I SENT LETTERS REQUIRING THE THE DEBT TO BE VERIFIED. TO DATE, OVER 90 DAYS REFUSED TO DO SO. HAS SINCE REPORTED THE DEBT TO CREDIT BUREAU 3-S. i WANT IT DELETED.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine March 11, 2017 - I received an alert on my - Credit report only to find out this this company Credit Control Services is on my credit report for - which is a company that i have never done business with. I have not received any letters pertaining to this debt and they did not validate this debt. It states on my credit report that the debt was opened - which is false because I have been with the same insurance company for auto for over 10 years. This was put on my credit report illegally and without contacting me. if they do not take this off of my credit report I will be forced to take legal action.... |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount March 10, 2017 - This company sent me a letter in -/-/2017, informing me that they closed my account, and that they have instructed the credit Bureaus to remove it from my credit report. It was removed, and now the company have added it back to my credit report.... |
CCS Financial Services, Inc. incorrect information on credit report account terms February 24, 2017 - The collection has been paid in full. I was sent a " settlement notice '' via mail and paid it in full. On my credit report it reflects open and also with an incorrect ( the original collection amount. )... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine February 22, 2017 - I recently pulled my credit report and discovered that you have reported that I owe a debt. To my knowledge I have never done business with your company and nor have you provided me any services or goods... |
CCS Financial Services, Inc. disclosure verification of debt not given enough info to verify debt February 15, 2017 - This collection company sent me a letter trying to collect on a debt that I do n't owe from - insurance company. They are saying I owe - but in fact I do n't! They automatically withdrew money from my bank account each month and they did n't insure - of the cars that 's why I had to seek new insurance with - -! I paid them every dime that I owed them and they are still trying to charge more! They sent me a letter informing me that they were canceling my policy because they did n't insurance on of the - car! So if they did n't insure the car there was no money owed and I set u... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt was paid February 7, 2017 - This is a debt that has been cleared up with - -. They actually owe me money due to an overpayment. I have asked 3 times for CCS Collections to stop calling me but they wo n't.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine February 3, 2017 - On -/-/16 - cancelled my insurance policy without notifying me in any manner. In a letter dated -/-/16 I received a partial refund check of $490.00. I received this check in the mail on -/-/16. Therefore this was my first and only notice that the policy had been cancelled. My policy premium that I paid was $2400.00. I immediately advised the - agent - - that I had n't received the remaining $1900.00. - refused to pay this amount. They held this money and would not release it until I was " forced '' by the agent to sign a form. They continued to hold my ... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine February 1, 2017 - I am receiving letters and phone calls from collection company over a debt that is not mine. When first received letter I called the company to obtain information on the debt. I told them I was not the person they were trying to collect from. I had never lived at that address and have never had - insurance. The person taking the call said she would remove my name, address, and phone number from the collection. She stated that had sent several letters of collection to everyone in state with the same name. I have since received 4 more calls and have called them twice more each time they have ... |
CCS Financial Services, Inc. disclosure verification of debt right to dispute notice not received January 24, 2017 - I only found out about Credit Collection Services trying to collect payment from me because they reported to a credit bureau before ever notifying me by mail or phone. I disputed this collection with the credit reporting agency -/-/-. I subsequently received a call from Credit Collection Services, and I told them that I needed proof of the debt in writing. On -/-/-, they mailed me an -/-/- - statement for - - -, - IL with the amount of $53.00 due. There is no explanation of what the charge is for at all, but my balance prior to -/-/- is listed as - $9.00 ... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt was paid January 20, 2017 - A debt from progressive insurance was placed for collection after I cancel and switched to another company. the account was removed off of my credit in 2014 from Credit collection services, llc the debt was recently paid to credit collection services in full. looking at my credit report credit control services has it on my credit so - collections agencies was collecting on the same debt. I want this acct to be removed immediately.... |
CCS Financial Services, Inc. disclosure verification of debt not given enough info to verify debt January 15, 2017 - Credit Collection Services continues to send me notices and letters demanding payment of an alleged medical bill in the amount of $60.00 with my daughter named as the patient. I have sent 2 certified letters, one certified letter was signed by Credit Collection Services on -/-/- and the other letter was signed by Credit Collection Services on -/-/-. In both letters I told them I was disputing the alleged debt and I also asked for validation of this alleged debt. I have not received any valid proof that this is even my debt. On -/-/- I received another collection notice by U.S.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft January 13, 2017 - Someone residing at - - - -, -, GA - used my social security number in - - to setup an account with - -. When first notified by a collection agency in - -, I complied with - request to submit all the appropriate disclaimer information ( affidavits, picture IDs, court documents ). - assured me that the matter would be resolved. Recently, however, I 've received another letter from a different collection agency ( Credit Collection Services, $1700.00 ). Evidently, the previous collection agency ( the exact name I ca n't recall ) sold my account to this ... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine January 11, 2017 - Do not owe Credit collection Services a penny. Never signed a contact with them, Dont know who they are. They listed a derogatory remark on my bureau and also listed it as medical which is againt HiPAA regulations. They can not validate with my signature that I have a contract with them or anyone else for that matter. I sent a certified letter asking for validation and they can not provide it!... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft January 10, 2017 - My mother opened this account without my permission using my social security number. When I called the collection agency the person I spoke with did not have my phone number on file he had a number I did not know and then said I owe the debt because it was my mother and replaced the fraudulent phone number that was on file with my phone number and I did not ask for this. I want my phone number removed because I do not owe this debt. This account was opened without my consent or knowledge. The person on the phone also said that it is true that anyone can open an account over the phone with some... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine January 4, 2017 - Reporting erroneously/ incorrectly/ inaccurately with Credit Reporting Agencies.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt was discharged in bankruptcy January 2, 2017 - this account was included in a BK - and has since been discharged. this debt was just recently been place on my credit file and should have never been placed on my credit bureau.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft December 26, 2016 - CREDIT COLL -/-/- ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you CREDIT COLL or any company associate with ... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine December 23, 2016 - During process of purchasing a house in -/-/- I shopped for home owners insurance. - was - of several companies I inquired but ultimately went with -. Without signing any contract and after verbally telling - I was going with - they claim I owe them $240.00 for insurance coverage and hired a collection agency. I sent the collection agency a copy of my insurance policy and a written letter explaining why I do n't owe this money. They have dismissed this and continue to try to get me to pay. As I have said, there was no contract between - and myself. Now I 'm concerned a... |
CCS Financial Services, Inc. disclosure verification of debt right to dispute notice not received December 17, 2016 - CCS Companies never notified of my right to dispute the validity of the debt. They reported to - that my account was opened with them on -/-/2016. The first notice I ever got from their company was on -/-/2016 and the notice was dated -/-/2016. On -/-/2016, - was reporting a collection on my credit report, I was shocked as I knew I did n't have any ... It was for Credit Collection Services, original creditor, -. I filed a dispute with - but it came back as " verified '' by CCS. I have previously called and disputed the debt with CCS and was told I ... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine December 16, 2016 - No knowledge of said debt.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft December 16, 2016 - I was a victim of identity theft and noticed a collection from CREDIT CONTROL SERVI I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against CREDIT CONTROL SERVI in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine December 16, 2016 - I do not owe this debt... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine December 16, 2016 - Debt is n't mine.... |
CCS Financial Services, Inc. false statements or representation attempted to collect wrong amount December 13, 2016 - credit collection services - - - - ma - is collecting for -. file # - - acct - for $460.00. I wrote to - and CCS about the amount which is wrong. I had secured other auto insurance. - is trying to say this is owed for 20 days?! not true when my monthly payment was $160.00 for 30 days! I am asking for you to step in and investigate.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine December 13, 2016 - CCS of - MA sent a letter stating I owe $280.00 due to -. I have never had any business with - and sent a letter stating this. The credit collection letters keep appearing. I have never had a - policy in my life. Please stop the scams and fraud. File number -... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft December 6, 2016 - CREDIT COLL ACCOUNT NUMBERs : - -/-/- ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you CREDIT COLL or ... |
CCS Financial Services, Inc. disclosure verification of debt right to dispute notice not received November 30, 2016 - - my car insurance with - ended when I found a cheaper rate ... sooo I did not pay my final bill of - to them. So my policy was cancel. I noticed when I started viewing my credit report recently the above balance was on it. I do not understand why - - sold my account to a third party collection agency name Credit Collection Services..I always in the past searched for better car insurance rates and not been penalized by having the balance on my credit report for not paying the policy in full ... Is this legal? By the way never read anything on my policy stating that unpaid balanc... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt is not mine November 29, 2016 - Credit Collection Services has charged me for an amount that I do not owe. They are collecting on behalf of - for an amount that I absolutely do not owe ( $1000.00 ). This incorrect amount is listed on my credit reports : -, - and - and it has and continues to compromise my credit worthiness. I reached out to CCS and tried to file a dispute but was unsuccessful. CCS asked that I provide verification that I had coverage after my Auto Insurance Policy with - canceled in order for them to consider adjusting my account. I did submit proof yet nothing has been done to correct the e... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt was paid November 28, 2016 - I have not been a member of - since -/-/2008. This company continues to try and collect on this debt at this time EVERY year. They threaten to ruin my credit report if I do n't pay. This is the literally the - time I have received a letter demanding payment. I have contacted - and they have confirmed that I DO NOT owe them any money.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt was paid November 23, 2016 - Had damage to my auto, and filed a claim with - in which - charged me - deductibles $500.00 each. Cancelled my auto policy with -, and there was a $19.00 cancellation fee assessed. Insured made payment arrangements with - due to the fact that I needed my auto fixed where I had to pay $1000.00. Insured paid this account in full, and I do not know why Credit Collection Services ( CCS ) has sent me a notice for this payment. - assumes CCS has placed this bogus collection notice on my credit reports and is demanding immediate deletion.... |
CCS Financial Services, Inc. cont'd attempts collect debt not owed debt resulted from identity theft November 14, 2016 - CREDIT COLL ACCOUNT NUMBERs : - -/-/- - - -, -- MA - Phone : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act a... |