CIT Bank National Association consumers have reported over 1,368 official complaints. Out of the 1,368 consumer complaints against CIT Bank National Association, 25% were disputed by the consumer (i.e. the consumer was not happy with how CIT Bank National Association responded to their complaint) and 93% were processed in a timely manner. 1% of consumer complaints against CIT Bank National Association resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 5% resulted in non-monetary compensation.
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Stop CallsCIT Bank National Association Mortgage settlement process and costs December 1, 2016 - On -/-/2016 I submitted a complete Short Sale packet to Financial Freedom for review. They requested a new Property Appraisal by a 3rd party Appraiser of their choosing. On -/-/2016 the value came back at $740000.00. Based on the terms of the contract provided by financial freedom the appraised value will determine the acceptable purchase offer price which is - % of that appraised value. An addendum with the new price of - % of the new Value was submitted for approval in the amount of $700000.00. The note holder CIT group inc. was to give the approval within 2 to 3 weeks of submi... |
CIT Bank National Association Money transfers money was not available when promised September 14, 2016 - Back in the spring we experienced major delays when trying to close matured CD accounts with CIT Bank. We heard excuses from there were so many accounts closing that they were backlogged as well as our accounts were so large that multiple reviews were needed before closing and those areas were backlogged as well. In addition, one time a representative had linked - CD 's that were maturing within a week so none of the CD 's were being processed until the final matured. Over the years, we have had over - CD 's with this bank and things only started being problematic in the spring. Unbeknow... |
CIT Bank National Association Bank account or service account opening, closing, or management July 28, 2016 - -/-/- I have a maturing ( -/-/- ) JUMBO CD @ CIT online bank. I sent them 2 letters - -, - - w/instructions to wire the $ in full to my credit union as I have done previously at least - w/other CD accounts there, I also faxed a letter w/their form and made several phone calls & e-mails to " make sure '' this would not roll over as I am dissatisified w/ this bank for many more reasons ... today I was " grilled '' by - from CIT bank, security questions about my existance from 40 years ago ( - )! plus, too many of them all different questions from when I ori... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure May 30, 2016 - I purchased my house using a conventional loan in - - and decided to refinance it with - - bank. The broker at the time offered me an adjustable loan with the options of paying the minimal, interest only, or the full amount ; however, during our discussion he was less than transparent when I accepted the adjustable loan and did not inform me of the consequences of just paying the minimal, interest-only or the full amount when making my mortgage payment : to my dismay, $1000.00 was attached to my principal balance each month when I paid anything accept the full amount with an inte... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure May 17, 2016 - Good Evening- in - I received an approved loan mod with my first lien holder and then in - I reached out to my 2nd lien for a modification ( HELOC ). I called 2nd lien and was advised to send in a written request and a copy of the 1st lien approval. I was never acknowledged after several phone attempts. Last month I reached out to the 2nd lien again proposing a settlement offer. I was informed for the first time that my loan had placed with a collection company. When I contacted them andprovided the requested documentation I was declined the settlement offer. When I asked about the other... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure May 13, 2016 - My mom took out a reverse mortgage with Financial Freedom. She will lose her house in court due to foreclosure. Financial Freedom gave her a $220000.00 mortgage in -/-/- for a house that was appraised at $130000.00 in -/-/-. Financial Freedom also used houses that are not comparables. They are in a more prestigious neighborhood. It also appears they charged her fees that are not consistent with those on your site including surveying her property which was not surveryed when she bought it 2 year earlier. It appears they also charged her fees in excess of the.- % loan orginiati... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure April 25, 2016 - I have been waiting for Financial Freedom to send out an Appraiser to perform a BPO so that I can refinance my deceased husband 's Reverse Mortgage. I have been approved by a lender to do so. I explained this to Financial Freedom. I was given a value before of $100000.00 and - % of this amount would allow me to pay the loan off altogether. I am a senior, but at this time I wish to payoff the loan in its entirety. I can not get cooperation with an appraiser/bpo or should I send my appraisal in? I need a response from Financial Freedom to pay loan off ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure April 24, 2016 - I was served a notice of default by a seller trustee. I had never heard from my reverse mortgage company. In fact, I was told by the seller trustee that my reverse mortgage had been sold to another lender. It has been 3 years, almost 4,, since I have had a statement, or any kind of contact whatsoever. I was told by my original lender that my taxes and insurance would be paid out of a fund they had, and there was enough to cover it. In -/-/- I received notice of default, they claimed they had tried unsuccessfully to reach me, however the seller trustee had no problem in locating me. I am i... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure April 13, 2016 - My mother passed away in 2014. We were told that she had a reverse mortgage through - -. I was in negotiations with - - in order to pay the loan off. I was told that I could pay $84000.00 through a refinance. At this time, I tried to reconcile this account, but could not due to the title being in my mother 's name. I had to take her estate through probate in order to clear title. I informed - - of this matter and was told that they would wait to re-order a BPO after everything cleared the probate court. As the Executor of my mother 's estate, I proceeded to start the refina... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure April 7, 2016 - I am a home owner in the state of Massachusetts. I have fallen under a financial hardship ; I been trying to work with my bank and provided them with everything they have asked for but One West Bank is refusing to assist me and this situation is putting my family and I under an amazing stress same as they did in the past. In - I applied and was found eligible for a HAMP modification trial plan. I was instructed to make - trial payment on time to then be place on a permanent modification ; I made over - payments towrd such offered mod but I was never permanently modified, as continued ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure March 30, 2016 - I purchased my home in - due to my mother getting older she moved in to our home. In - I wanted to refinance my home and it was then that - of - offer us a reverse mortgage for I was using my mothers income .. I had no idea of how the program really worked. I was concern that there was no payment and that we had not received any money in our hands. However, there is no mortgage payment and my mother passes on in -. I sign all the paper work at the table closing with my attorney and the bank attorney. It is my understanding that I am on the note and the deed. I had hire an atto... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account March 26, 2016 - After the market crash -, we were in put into financial stress to manage rental house properties and our own personal home loan mortgage. Our attorney advised us to file for bankruptcy on the - rental homes and the - on our house. During this process our attorney, recommended we delay the filing as to improve our outcomes on the bankruptcy. Because we followed this advice, we unfortunately lost our - rental properties ; - through a foreclosure and the other - through a short sell. We informed by the attorneys that we had reached the statue of limitations on our all of our loa... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account March 18, 2016 - I recently refinanced the loan on a property that I own as joint tenants with my wife. I did qualify for the loan and obtained it on my name. My name is the only name on the NOTE. My complaint is regarding the instructions that the Lender gave the the escrow company as to record a Deed of Trust that indicates that my wife is also the borrower on the loan. The text of the Deed of Trust now reads : " Borrower is AT ( my name ) and ST ( my wife ) husband and wife as joint tenants '' and it was recorded on - -, 2016. This is obviously a mistake and has to be corrected. I requested the len... |
CIT Bank National Association Mortgage settlement process and costs March 14, 2016 - I have a - in my office who appears to be a victim of Reverse Mortgage Scam. He is being billed for - and he states he has never received any money from anyone, that either he is a victim of identify theft or mortgage fraud. I called the company who confirmed he indeed had the debt. ... |
CIT Bank National Association Bank account or service account opening, closing, or management March 9, 2016 - Purchased a Jumbo C.D. from CIT Bank -/-/-. Acct number - under name of - -. As I was preparing my - Federal and State tax returns, I realized that bank never issued me a - or - form -. I called CIT bank and was told by representative that no hard copies of - 's were mailed out - the account holder was responsible for download form online. Bank representative told me that CIT Bank knowingly and willfully did not mail copies of - -INT to customers. I now have to file amended - State and Federal returns and incur additional fees from my accountant and pay i... |
CIT Bank National Association Bank account or service account opening, closing, or management March 2, 2016 - In -, I had savings account and - CD 's with CIT Bank ( -. - -, -, MO - ). These accounts were closed in -. I waited and waited for - -. Finally, on - -, -, I called CIT Bank ( CIT ) and discussed this matter with - who told me that all - 's were mailed on - -, and that the - should be coming soon. I waited and waited again, but, no - until - - when I called CIT Bank again and discussed it with - who blamed it on the post office. I then asked - to overnight to which she agreed. I told her that CIT is closed for me and I am no... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure February 29, 2016 - I have a mortgage with Indymac bank which was bought by Onewest Bank Reo, LLC, my house entered in foreclosure in 2009, I received a offer from the bank to make 3 payments, after the last one we agreed to set a permanent modification, I made the on time payments by they returned my last one and I was told that they just change their maid despite that we had a signed agreement, after that unfair situation I keep trying to obtain a loan modification and they asked for documents that I sent accordingly, most of the times they responded that they did not received them, despite that we sent them by... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account February 26, 2016 - I have had an account with the company ( OneWest Bank ) who has held my - mortgage ( HELOC ) since 2006. I have excellent credit and have never had a late payment reported until last month by OneWest/CIT. I paid through their web portal as I have the prior 100+ times previously. The transaction went through without issue. I did not capture a copy of the confirmation. I received zero communication from them that a payment was in arrears. I was notified by my credit monitoring that my score had changed and immediately paid what they showed to be in arrears and called them. They told me that t... |
CIT Bank National Association Bank account or service account opening, closing, or management February 22, 2016 - This complaint concerns the ability of consumers to reach, communicate and deal with, the department in the Bank that handles IRA accounts. My daughter had an IRA account at OneWest Bank in - -, California. She passed away, and I am her heir, and the court-appointed " personal representative '' of her estate with Letters of Appointment from the Court. My regular banker who handles deposit accounts at OneWest tried to get the IRA section 's attention to deal with my daughter 's -. They essentially blew him off, never sent me any email or called me. I tried to call the - section of t... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure February 13, 2016 - I am the administrator for my daughter 's estate. I have recieved a short sale offer for the property. My realtor and probate attorney are working with the lender to close the short sale deal. The lender has approved the short sale and the buyer has opened an escrow by placing $71000.00 down. There are complications regarding liens on the property which will take additional time to remove. The property is schduled to foreclose on - -, 2016 which will not give us enough time. The decedant 's ex-husband was ordered by the Superior Court of - - - to remove liens from the propert... |
CIT Bank National Association Bank account or service account opening, closing, or management January 27, 2016 - On - -, 2016, I was checking my checking account and noticed that there was were - charges on my account debit card that were not made by me to - establishments in - -, Ca. I have NEVER in my life been to - -, Ca. so because it was -, and ALL banks were closed I could n't get in touch with my bank to dispute these obvious erroneous fraudulent charges. So on the morning of - -, 2016, I called my bank to notify them of the above mentioned, as they also concurred that this was noticed as suspicious activity on my debit card by them. So they would terminate my exis... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure December 7, 2015 - I got a reverse mortgage in 2005 to pay off a previous reverse mortgage and get funds to help my granddaughter who had -. I previously also had a property tax deferral through my state of Oregon. After the reverse mortgage was completed I reapplied to defer future property taxes. I pay my own property insurance. Something went wrong and the property deferral was delayed for two years and because of this the reverse mortgage company paid the delinquent taxes. After many calls from the reverse mortgage company ( Financial Freedom ) we agreed on a repayment plan of $10.00 per month. That w... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure November 26, 2015 - I 've filed several complaints about my process working with Indymac/OneWest bank in attempts to modify my loan beginning -/-/-. Indymac/OneWest finally offered a loan modification -. After 3-months trial payments, I reviewed their contract and realized it would leave me with a mortgage of over $900000.00 which my late husband left me with, so I chose to move on. The house was scheduled for auction on -/-/- and I had friends interested in buying. My attorney called the Trustee Corporation phone number but a minimum bid amount was never available. On the day of the auction the au... |
CIT Bank National Association Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 25, 2015 - This is a follow up to Complaint # - ( now CIT ) responded within days of your having contacted them. They have sent several letters, we have spoken several times on the telephone, the bank has acknowledged that they have no legal standing to continue to hold their lien against our home. Despite their promises to resolve the matter, today, three months after our initial contact with you and 20 months after we first requested that the bank release the lien, as of - -, 2015 the lien release has not been recorded. This morning I spoke to - - - to express my dismay at the d... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure November 22, 2015 - Short and partial ( incomplete ) history of - - loans : -/-/- loans originated with - ( - and HELOC ) -/-/- HELOC to -. -/-/- loan to Indy Mac Bank/IndyMac Bank Mortgage Services ( - ). - -/-/- loan was reconveyed by - own so-called mistakes! ( No fault by - ) ( Also - made their own mistakes on HELOC and sued - ) FDIC took over IndyMac. And -/-/- OneWest Bank was founded to purchase the discounted loans. - lawsuit OneWest Bank - and - - ; regarding the mistaken reconveyance ( - ). ( OneWest Bank hires a new law firm ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure November 20, 2015 - Financial Freedom 'the reverse mortgage specialist ' has been giving my --year old mother the run-around for the last three months since she notified them she vacated her home with a 'no fault ' home equity conversion mortgage ( HECM ) , in trying to complete Financial Freedom 's 'streamlined ' deed in lieu of foreclosure process. My mother is on an extremely limited income and can not continue paying for this property while Financial Freedom gives her the run-around in trying to complete the process. Financial Freedom has placed a lock box on the house and told us we can not access, yet th... |
CIT Bank National Association Mortgage settlement process and costs November 19, 2015 - Mortgage Loan -To Whom It May Concern : I have submitted settlement offers regarding the above loan to Indymac Mortgage Services five times since -/-/-. On -/-/- I received a counter offer from Indymac in the amount of $19000.00. I agreed to this offer and was in the process of arranging a wire transfer when the account manager, - - stopped returning my calls. I was able to contact - again on -/-/- and was told to resubmit the $19000.00 offer in writing which I did. I never received a response. On -/-/- I received a call from - - informing me... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account October 29, 2015 - My daughter passed away on - -, 2015. She died from -. She died intestate, my grandson asked me to be the estate administrator, so I hired an attorney and began the probate process in - 2015. after her passing, I found out she had not paid her mortgage since -/-/2015.However, I could not take any legal actions ( list/sell the house, discuss issues with the lender ) until the court approved my letter of administration. It took over four months to get the court 's approval. I received my letter of administration in - 2015. I listed the property with a real estate agent. She wa... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure October 26, 2015 - Hello, Near the end of 2011, I fell behind on my mortgage payments because I separated from my husband and finances changed drastically. I immediately applied for a loan modification. I followed through, faxed the application and all necessary documents to One West. Kept in touch with them to make sure they had received them. But every time, there was something missing, or they did n't receive my documents, or the documents had expired because so much time had passed since the first time I had sent the first documents. I felt they were playing me because I knew they had received them. They wai... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account October 14, 2015 - -/-/- Real Property Taxes - are due -/-/-. Furthermore, - Citizens - are entitled to defer tax obligations to a later date. Financial Freedom paid my property taxes, without solicitation, -/-/- - at lest four moths before they were due. Please see attached tax receipts. They are now threatening me with with delinquency letters and foreclosure proceedings. Please see attached Property Charge Delinquency Letter. In addition, Financial Freedom is charging me for $1800.00 rather than the $1200.00 that I owed in property taxes for the year. This is unconscionable and a... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure October 1, 2015 - I have discovered and notified OneWest Bank pursuant to - - -, that the Assignment of Mortgage on my loan was was robo-signed by serial robo-signers - -, - - and - -. I also requested OneWest Bank to investigate pursuant to - - -. OneWest Bank has failed to respond and acknowledge the robo-signed Assignment of Mortgage that they are attempting to use in a foreclosure proceeding. ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure October 1, 2015 - My father ( deceased ) had a reverse mortgage on my childhood home. After he died the mortgage company ( Financial Freedom ) said that I, as legal heir, would be allowed to purchase my father 's home for 95 % of its fair market value. They sent an appraiser who took a photo of the front and rear of the house and added a $450.00 appraisal fee to my father 's account with Financial Freedom. The appraiser never even came inside ( my family and I were living in the home at the time of appraisal and were in fact living with my father before he died ). The appraisal came in at $ -. The $ - w... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure September 24, 2015 - we have lived in our home for 30 yrs. We are - & - yrs old. We have a son that is - old who is a - individual of -. We have been scammed by our mortgage co as they have altered the income information greatly. Took my wife off the mortgage when she was the main source on income. Have a - mortgage and we never took any money out of the house. My income was $800.00. per month from my part time job. The bank altered it to $8.00, ooo. per month. I did have an attorney look at the original loan documents and she has told us that it does most certainly appear to be fraudulent an... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure September 24, 2015 - My mom passed in -/-/- and we discovered that she 'd done a reverse mortgage on her home with Financial Freedom. After her passing we contacted them and started to try to get information on how to keep my moms home. From the first phone call we were told they needed to have someone that was authorized from the estate to talk to them. At that point we began sending documentations, - form which they provided that indicated authorized person to speak to about my mother 's property. Every phone call after submission to them, they consistently demanding getting proof of this authorization. ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure September 22, 2015 - I am an - year old lady who took our a Financial Freedom loan -/-/-. I have had a lot of trouble and feel like the loan was misrepresented. I receive $1100.00 in Social Security each month. Their rules have changed they say as of -. I have trouble paying the RE taxes, but keep up my insurance. On -/-/- they chanced my loan to matured status and say I have 90 days from there to be put in foreclosure. On -/-/- they received my request for extension. as of - they have not yet sent it to hud. Say they are too busy, but they have time to call and send all kinds of other ha... |
CIT Bank National Association Debt collection disclosure verification of debt not given enough info to verify debt September 17, 2015 - NOTICE OF FILING CERTIFIED FRAUD E-AMINER AFFIDAVIT NOTICES IS GIVEN That - - -, debtor hereby files a certified Fraud examiner Affidavit, with the propose to clarify Objection to Confirmation of Plan and Standing of creditors One West Bank Mortgage Servicing, a division of CIT Bank -. FOR HIS CONCLUSION : One West Bank FSB does not have standing to foreclose on the subject property as it is not the holder in due course of the subject loan. According to PSA which created the trust which currently owns the loan, the only possible holder in due course is - - - - - as t... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure September 17, 2015 - - - and - - - - - - -, MD - ( - ) - ( - ) - ( - ) Work ( - ) - ( - ) Cell ( - ) - ( - ) Work ( - ) - ( - ) Email : -- & -- -, -Consumer Financial Protection Bureau- - -, -, DC -Dear Madam/Sir, We need your help regarding our loan with OneWest Bank/IndyMac Mortgage Service. The bank contact us regarding getting a loan modification back in -/-/- and -. I spoke with a - - regarding our loan and the problems we had with making the last trial period with our loan modificati... |
CIT Bank National Association Consumer loan problems when you are unable to pay September 4, 2015 - Signed a Lease for - - printers for our little home business. ( details can be provided ) At the same time we signed a legal binding Contract for and investor in to our business that ended up being a scam but we were still under contract. Having been scammed we had to default on the lease which had been sold to CIT -. We returned the machine within 18 months as that is when we found out we were scammed. Machines returned in 100 % perfect working order. Today they want $120000.00. They have had the machines for over a year we offered to pay the delinquency of $14000.00 plus attorne... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure July 14, 2015 - My property is in foreclose and the banks have not been cooperating with loan numbers or payoff information. I have lost at least - sales and been threatened lawsuits against me for money damages because I could not get loan numbers in order to get payoff information so I could close. The bank wants my property and refuses to cooperate in the sale because I have equity in the property. It took me two years before I could find out the loan number on the -. I now have another offer and the bank is now telling me that they can not find the file. They want it to go to sale so they can steal ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure July 7, 2015 - This is a Reverse Mortgage situation. My mother passed away on - -, 2014 and named me Executor. We notified Financial Freedom that our intent was to clear the home of personal property, to make repairs/renovations, and to market the property for sale by -/-/2015. We were granted a 90 day extension on - -. Due to miscommunication between Realtor and Trustee, the request for extension with Financial Freedom was sent on - -, 2015 ( due at Financial Freedom by - -, 2015 ) but the request was directed to OneWest Bank, parent company of Financial Freedom. Both OneWest Bank ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure June 29, 2015 - My - home was damaged on - -, - by an out of control vehicle. Due to circumstances beyond my control, I was forced to be evacuated from my home for more than a year. I suffered inconvenience ; disadvantages ; discomforts ; and unnecessary difficulties, while a contractor who was hired and paid by your company was supposed to rebuild the - floor of the house, which was almost totally destroyed ; was supposed to repair any and all damages to the - floor ; and was supposed to repair any and all exterior damage, including damages to the very foundation of the structure .Your comp... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account June 17, 2015 - I was sick with - and at the same time the real estate market crashed in 2008. I fell behind with my payments. I have tried - times to make different plans but the lender always comes back with higher and more costly plans. ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure June 10, 2015 - This complaint is being submitted due to derogatory information on our credit report for property located at - - -, - CA -. - - -, NA collateral was surrendered in a Chapter - -/-/- in Federal Bankruptcy Court and the presiding judge was - -. This secured claim was surrendered and satisfied in full through surrender of the collateral. - - - then sold the loan to another mortgage company and they sold the loan which resulted with One West Bank having the loan now. They have the property in foreclosure on my credit report as if I still own the prope... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure June 2, 2015 - My bank has placed a foreclosure date on my home. I have placed my home on the market and we finally received an offer which was presented to the bank and denied due to the foreclosure date I also submitted my documentation requesting for a mediation which were submitted late due to lack of knowledge by the person helping us save our home, a date of - -, 2015 has been giving but my bank continues to proceed with the foreclosure process. ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure May 30, 2015 - My - - spouse and I were married - -, - and purchased our home jointly in -. In - we were interviewed telephonically prior to obtaining a reverse mortgage in -. We were told that if I quit claimed my half of our property over to my husband we would be able to withdraw an adequate lump sum to pay a low cost loan from the County of - used to upgrade and resolve much needed repairs to our aged home. In - my husband renewed the reverse mortgage for additional upgrading and to purchase a used vehicle for me. I was married to my husband throughout the term of the HECM, ... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account May 29, 2015 - For - months I have been trying to access my OneWest on-line account to make a payment. I was locked out of the account and OneWest will not assist with helping to re-set the passwords! I 've called, and made requests in writing, to no avail. I 'm now sending payments based on my recollection of what past payments have been, and am unable to view the account to see if those payments are over or under the amount due. My last payment of $800.00 was sent on - -, which should have been more than enough to cover what was due. On - - I see a - days past due ' come up on my credit... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure May 29, 2015 - My husband ( BORROWER ) of a - loan now deceased. I, the Non-Borrowing Spouse while in the mist of complying with ML - learned TODAY -/-/2015 that the program as been rescinded. Ironically, today -/-/2015 was my deadline given to submit monies to comply with HUD 's Principal Limit Test. I called in this morning to get how to submit instructions and/or extension request. I was told that the program had be scraped by HUD and the server was not going to honor or offer the program to me. Devastating news to me for I stood ready to fulfill the outstanding requirements. So - now... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure May 27, 2015 - I 'm stating this because I find it absurd that the limitation for debt forgiveness is under $750000.00. I 'm a widow whose late husband refinanced against my wishes and now I 'm responsible for debt over $900000.00. In negotiations with OneWest/IndyMac for a mortage restructuring, they received a desktop evaluation that my house is worth less than $500000.00. For that reason, I refused the terms of their modification contract. In said contract, they asked me to sign the statement If, at any time, I can not afford to repay the entire amount of the loan, I agree OneWest/IndyMac can put a... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure May 1, 2015 - My parents who are indigent and in a nursing home are in a deed in lieu of foreclosure for the last 6 months. The deed is clean and we were told in a letter that the property would be recorded within a few days of - -. Every time I call I get a different story. I called the attorney who is handling the foreclosure and no one calls back. They need this property transferred to stop getting threatening property tax letters and home owner association letters as they are indigent and can not pay. Can you please help us find out why this can not be recorded and closed. Thank you. ... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account April 22, 2015 - For more than - days, the family of - -, through the Administrator of the estate, has been trying to get the HUD Redemption payoff for her home. Freedom Financial is the lender is intentionally stalling in order to avoid or stop the estate from purchasing the home. ... |
CIT Bank National Association Mortgage settlement process and costs April 16, 2015 - During my Mortgage signing process in 2007 at my home, the only people in attendance was the Title Company Representative and myself. I am the only person who signed the original documents. The Title Company Representative said that she would sign her section when she returned to the office. I questioned that process, she stated that it was normal to do it this way. A Notary was not present to witness/verify signatures. She also stated that was normal also. She said that a Notary could verify documents after the Mortgage signing process. I have requested original signed documents from Indy Mac... |
CIT Bank National Association Mortgage loan servicing, payments, escrow account April 14, 2015 - Actually this is more info on Case number : -. I do not see a way to give more information. I received a document in the mail. When I spoke with - several weeks ago, he mentioned the net Principle Limit could be accessed and used. After doing my own research previously and making previous calls to Financial Freedom/One West, I doubted this was true, so I decided to test it. I tried to withdraw $1000.00. If he was correct, I would just withdraw the money I did n't know was mine for the asking, and pay the commission and closing fees. But, I was correct and - was not. In the mail I re... |
CIT Bank National Association Mortgage settlement process and costs April 13, 2015 - From the Desk of - -Private Attorney General42 U.S.C - - - - # -, - -Consumer : - -Property Address : - - - -, CA -PENDING CRIMINAL INVESTIGATIONLAST UPDATE - -, -FEDERAL CONSUMER LAWS CIVIL CODE SECTION 1567. An apparent consent is not real or free when obtained through 1. Duress 2. Menace 3. Fraud 4. Undue Influence or 5. MistakeFEDERAL CONSUMER LAWS CIVIL CODE 1571. 1572. 1573. 1574. 1575. 1576. 1577. AND 157812 USC Sec. 503. Liability of directors and officers of member banks ; 12 USC Sec. 504. Civil money penalty ; 12 USC Sec. 541. ... |
CIT Bank National Association Mortgage loan modification,collection,foreclosure April 5, 2015 - My Mother passed away on - -, 2015. She had a reverse Mortgage with Financial Freedom ( FF ). We were busy dealing with funerals services, bills etc, but contacted FF within 30 days to notify them of her death. They sent forms that asking our intent for the property. We checked the appropriate boxes that indicated our intent to purchase the property for the family. We also called them and had extensive conversation with a rep. She stated we could have - extensions, 90 days each, totally - year. This we felt would give us time to resolve all financial, billing and any probate issues... |
CIT Bank National Association Mortgage application, originator, mortgage broker March 19, 2015 - I am very disappointed that the CFPB did not help to resolve this fraudulant loan. # - between - - and -, FF ( AKA ) One West. Case # - with CFPB. ... |