Wells Fargo Cont'D Attempts Collect Debt Not Owed Complaints

Review and analysis of over 234 complaints against Wells Fargo

Wells Fargo consumers have reported over 234 official complaints related to Cont'd attempts collect debt not owed. Out of the 234 consumer complaints against Wells Fargo, 27% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo responded to their complaint) and 95% were processed in a timely manner. 3% of consumer complaints against Wells Fargo resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 9% resulted in non-monetary compensation.

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New Cont'D Attempts Collect Debt Not Owed Consumer Complaints


Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

January 24, 2016 - My mother added me to her Wells Fargo MasterCard account as an authorized user in -/-/-. I never received a card of my own or ever used this account. In -/-/- m mother filed a chapter - BK after being laid off from her employment. She however, failed to remove me as an authorized user from this account before filing. Wells Fargo has reported this debt on my credit report since -/-/- and continues to come after me for this $15000.00 balance. I have made several attempts to have WF remove this negative TL from my credit report but they tell me that their records show that I a...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

January 22, 2016 - Although Wells Fargo is not attempting to collect the debt at this time, they are punishing me through incorrect credit bureau reporting, in violation of the Fair Credit Reporting Act. Wells Fargo continues to report vastly different information to each of the credit reporting agencies about a line-of-credit loan which was paid in full through Chapter -, including the reporting of past-due amounts even during the final year of the Chapter - repayment period! Although their reporting to - is the most damaging of the -, there are errors on all of the credit bureaus ' files. After...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 8, 2016 - I orderd some clothes off the internet online - compiney was Chief- Inforcement apereal.com $ - # - and the other - was - - - - and am a Student I.D. # - IL. - where thay where deliverd at was - - - - - MN. - Ph # - The dead line is here and I wont my clothes Bank where the transactions would have been made was Wellsfargo - - - - MN . - Ph # - - - - ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

January 3, 2016 - I received a letter from an attorney claiming that he will help with a law suit filed by Wells Fargo bank for unpaid debt. I never had debt with Wells Fargo bank. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

December 27, 2015 - Wells Fargo Dealer Services is reporting wrong information on my credit report for a debt that was paid in - 2015 in flagrant violation of the Fair Credit Reporting Act. Wells Fargo Dealer Services is reporting a rating of - on a scale of - on my credit for a debt that was paid off in - 2015. It is a wrong credit rating because the debt was paid off. Wells Fargo is intentionally reporting wrong credit information on my credit report and it has negatively affected me. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

December 22, 2015 - Every month I start getting calls about one week prior to and one week following payment. They call multiple times per day. When I block the number to use a new number. If I were in very bad standing with my account I would understand but I am not nor have I ever been which makes the consistent, repetitive and harassing calls unjustifiable. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

November 23, 2015 - This company has called me regarding debt that belongs to someone else. I do not have, nor have I ever had, business or an account with Wells Fargo. I have asked them repeatedly to cease and desist calling me regarding someone else's debt. I even had someone fill out a cease and desist form. They have called me every two to three days since -/-/2015, sometimes leaving a message or, using a robo-dialer, leaving a message with no content. These attempts are in violation of the Fair Credit Reporting Act and in violation of the do not call list, as I have no debt owed to them and have not given ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

November 23, 2015 - On - - 2015, I sent a letter to Wells Fargo Dealer Services asking to validate a debt it claims I owe. This debt has been paid in full through my Co-applicants - - Chapter -. Although they are reporting that account # 's - and - to the credit reporting agencies as accurate collections account. I also filed a complaint with the - regarding this matter case # -. A research remediation representative name - - - verified the account ending in - was in deed accurate. -/-/2015 I spoke with a few customer reps at Wells Fargo Dealer services- ID # -, ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

November 10, 2015 - I had an SBA loan with Wells Fargo that has been discharged. They prompted the bankruptcy and have been notified by the court, my attorney and me. In -/-/- I sent a letter again asking for the statements to cease along with a copy of the discharge. I continue to receive statements. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

November 10, 2015 - I have been receiving repeated calls at my workplace from the phone number -. In the last week, they called on -/-/- at -, -, -, and -. On -/-/-, they called at -, -, -, and -. On -/-/-, they called at -, and -, when I was finally in my office and I answered the phone, there was no repsonse, and they hung up. I returned a call at - on -/-/15, and found that the number was for a Dillard 's credit card provided by Wells Fargo. I have never had a Dillard 's credit card. The system asked for an account number, and eventually ( when I did n't...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 4, 2015 - Before I file a lawsuit against - my lawyer advice me to try to resolve this amicable via the Bereau of consumer Financial protection. - - - - has been harassing me since late last year on my credit reports on - & -. ( 15 United States Code section 1692d ( 2 ) ). I have been in contact with them multiple times sent certified letters to them as well on -/-/-. Last letter I received said Based on the information you provided we have instructed the credit bureaus to delete the above reference - account from your credit file. '' But no action was taken my credit repor...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

October 20, 2015 - To be clear ... the is a NEW complaint against Wells Fargo. Wells Fargo has not applied my last - mortgage payments in the amount of $640.00 each ( -/-/- and -, 2015 ), made timely, to my account. I have been getting collection calls at home and at work in addition to letters demanding that I make the payments even though I have sent the payments in. This is making me so nervous and scared that after over - years of on-time payments, Wells Fargo may report me delinquent and ruin my credit due to their incompetence and errors. The reason they give for not applying the payments i...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

October 17, 2015 - - -, - has constituted sending me an invoice for payment on an account from Wachovia Bank. It appears that several of these debt collections agencies are attempting to collect on this invoice. This is n't the first time I 've seen this bank just different collector. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

October 14, 2015 - I had an auto which Wells Fargo repossed -/-/- for late payments. In the year -/-/-, I received a - which was to claim income on this debt. After two years since then, the amount is remaining on my credit report. Is this proper? Can I get it removed as I am trying ever so hard to clean up my credit score. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

October 13, 2015 - This attempt to collect a debt that was a result of identity theft and needs to be closed and settled. I do not owe this organization money or its subsidiary. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

October 10, 2015 - Defective Goods were returned to - Apparel, I have submitted documentation to - -, Wells Fargo - - - - - - proving that - received and signed for the returned defective merchandise- - continues to contact me regarding debt that I do not owe. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

October 5, 2015 - Debt was paid -/-/2014, Was promise to remove/delete file from - credit bureaus ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

September 9, 2015 - After defaulting on a home improvement loan from WellsFargo ( WF ), I entered into debt collection - - - - - - - - - -. It was arranged to deduct $ -/month from my checking to pay the - $5000.00 remainding balance. As of - 2015, I finished paying the debt with a remaining balance of $210.00. However, -, for some reason, deducted $400.00 from me in - and -. After discovering the deductions, I called - in late - to ask what was happening. On the initial call, they claimed not to know. On subsequent calls, they noted an error and stated ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

August 30, 2015 - The original call was from a rep trying to find a - - by dialing every - named - in the phone book, she called me KNOWING that the number did NOT belong to the debtor. She then demanded to speak to the debtor and threatened me if I did not put her on the phone, I told her that I did n't know the person she was looking for and that no one by that name lived at my address. She said that did n't matter and if the debtor was not at my address I should pay the debt anyway to get them off my back, and that she would list me as the debtor even though she knew I was not. I then received a ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

August 25, 2015 - I keep receiving calls from Wells Fargo Home Finance indicating that someone named - at my number needs to speak with them. There is no - at my number and I 've had this number for 5 years. I 've received 17 calls in 7 days including weekends and I 've told them numerous times to stop calling me as I am not the person they are trying to reach.. This is ridiculous and they wo n't stop despite telling me they will stop stating It takes time to remove me from their call list ''. - it does n't. They pull up the record to my number and told me how many times they called me as soon as I te...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

August 23, 2015 - I believe this is Wellafargo this account wasCharge off. I had payed $840.00 dollars to- to fix. The negativelyWhich they did an I have proof ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

August 22, 2015 - this account is fraudulent and continues to report on my file ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

August 20, 2015 - A stupid woman with an - accent called and asked for me by name, she then asked to speak to someone named - and called her my wife. I have NEVER been married, I told her this ang said I did n't know the person she was looking for. She said the I did know her as my last name was the same as the debtor she was looking for and she demanded I pay her loan, she threatened to put my name on a list to be attributed to the debtor. She was very rude and vulgar as all dummies from - are, and she hung up when I tried to correct her. The caller I.D . traced back to the Wells Fargo Bank, on - -...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

August 8, 2015 - WELLS FARGO seeks to enforce a debt which is barred by the four ( 4 ) year - Statute of Limitations, is unenforceable and illegal for collection. I have hired a - Private Investigator to determine if any filing or judgment exists in the State of - or -. None has been found. The debt is not mine. THE CLAIM IS MADE AGAINST THE NAME OF -, but it has come to my mailing address in the past. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

August 4, 2015 - On -/-/- I received a phone call from my payroll department stating that - - - will be receiving a portion of my wages through a garnishment. I filed a complaint with the - against - for garnishing my wages for payment on a debt I have no knowledge of. In my complaint, I asked for the following to verify the debt : 1. Full original account number 2.Date original account opened 3. Any written agreement between myself & the original creditor stating that I agreed to pay the original debt. -. Consumer address at which original account was opened 5. Date of 1st delinquen...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

July 29, 2015 - I had an Personal line of credit account with my stepdad ( - - ) through Wells Fargo Financial. Unfortunately, we fell behind and the account went to collections. ( We acknowledge it fell behind ). The account was then sold to the - - - - - - and in - -, - through - -, - paid a total of $2200.00. I spoke to collector named - - who set up a settlement with that office for $.00. I also spoke to a supervisor named - after I discovered this same collector had authorized payments on my bank account ( with checks that I did NOT authorize ) and t...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

July 28, 2015 - In - of 2012, I had applied for an Dillard 's store credit card. I had never used it. In early - of 2013, I had lost my wallet at a movie theater. I reported the card as lost/stolen to Dillard 's and - - who the card was financed through. I did not want a new card as I was unemployed as of the end of - 2012. Apparently at some point, this - - card was converted to a Synchrony bank card and there was a balance after it was reported stolen. I started receiving collection letters from a company called - - -. They stopped collection after I sent a copy of the FTC Iden...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

July 21, 2015 - Filed Bankruptcy -/-/2015, Discharge was -/-/2015, I a a co-signer on my children 's student loan with Wells Fargo who was listed as a creditor. Now after the discharge Wells Fargo starts to send mail and starts contacting me by phone again. In speaking with my attorney it was said that all creditors listed in the Bankruptcy was discharged. Wells Fargo states in a letter dated -/-/2015, that when signing the Loan Request/Consumer Credit Agreement I certified that the loans would be used to pay for qualified higher education expenses and under the rules of the - Bankruptcy ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

July 14, 2015 - I am disputing the Wells Fargo Dealer Services account that is on my credit report with you. It is the only Wells Fargo Dealer Services account listed. I settled this debt with Wells Fargo Dealer Services in -/-/-. This completely resolved the debt that I owed. I also do n't know why this is showing up as being late in the months after -/-/-. If I do n't owe anything, how can you and Wells Fargo Dealer Services say that I am late? That 's impossible and does n't make any sense. But regardless of the reason, please delete the balance owed and make it show that I owe - and delete th...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

July 10, 2015 - Me and my husband had this Wells Fargo credit card in 2002. Myhusband made his payments on the card until he loss his job. Theyoffered us an settlement offer of 4 payments. I made all of mypayments on time. The very last payment I made was on time, butthey did n't process it until the next day. So the customer servicerep. to me I was late on my payment, so they was n't going to honorthe offer. I told them I made my payment on time. He said, '' Well we did n't get it on time, so your late and the payment offeris no longer good. '' I also tried to get the information from my bankto use but it ha...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy

June 23, 2015 - -/-/-- and - -, We filed for Bankruptcy in -/-/- and our case was discharged as planned. However Wells Fargo has been the only creditor to continue to report to my husband and my credit report. I 've gone back to the bankruptcy lawyer that assisted us in the bankruptcy but we have not gotten resolution. We would like Wells Fargo to stop reporting to our credit report per our bankruptcy. Last reporting date was - -. I know this report is from -/-/-, but I 'm trying to re-finance our home and Wells Fargo come up again. Thank you for any assistance you can give us. M...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

June 15, 2015 - I discovered on my credit report Wells Fargo is reported a card opened - -, -, this account closed/charged off on - -, -, noting I made a payment - -,, -, WHICH I DID NOT, and last reporting - -, -. I have been on - since -. I do not even know what this is!! I called Wells Fargo, was transferred to collections, then recovery. NO ONE COULD FIND ME BY MY SOCIAL! I want this removed from my credit report. I do not even know what it is, let alone have made a payment in - -! Can you help me? ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

June 5, 2015 - Wells Fargo Home Morgage is sending me Certified Letters referring to my loan '' that is in default for a home loan I never entered into. My spouse refinanced a home loan in -/-/- and I was never on the application, never signed and never entered into any financial obligation with Wells Fargo. Since my spouse had this debt discharged in bankruptcy in -/-/-, Wells Fargo Home Mortgage is attempting to collect from me. THIS IS NOT MY DEBT. I never signed any Promissory Note, loan application or other loan documents. I also completed a Quit Claim Deed in -/-/- in which I released/c...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

June 1, 2015 - Today I received a treating message from - - - -. The intimidating message informed me if I did not respond to their message that they would make a decisionthat will harm me. THE WAY IT SOUNDED MY LIFE WAS IN DANGER OR SOMETHING TO THAT AFFECT. THIS CALL WAS LEFT BY -. PHONE NUMBER - - - -. My case number -. In 2006 I paid off the overdraft. I panic like everyone because there was a bad storm approaching -. This bank was with - Bank. Check my credit. This is the only thing that keeps harassing me. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

May 29, 2015 - my wallet was stolen along time ago and now im receiving a letter stating I owe a banking institution this is not me ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

May 25, 2015 - I purchased a home in -/-/- as an investment property. The house was paid for in cash and there is no mortgage on the house. I have a clear title on the property and purchased title insurance when I bought the house. On - - the tenants in the house received a letter from a foreclosure attorney, -, -, -, - and -, stating Wells Fargo was beginning foreclosure procedures. I called the Wells Fargo Dept. number on the letter from the attorney and no one at Wells Fargo could find anything associated with the property address. I involved my Wells Fargo Private Banker and met...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

May 19, 2015 - I sent a letter regarding the matter however, no response from the company. Unfortunately, I was the victim of identity theft. I have done everything required of me by law to dispute the fraudulent items on my credit report. I sent a letter to WFDS d/b/a Wells Fargo Dealer Service '' on - via - certified mail. The company refuses to honor my rights under the FDCPA & the FCRA as a victim of identity theft to remove the fraudulent inquiry that was submitted without my knowledge, consent and/or authorization. Please find attached the notice that was sent out along with the attached certifi...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt was paid

April 28, 2015 - I has a credit card through wells Fargo and I maintained payments until wells Fargo raised the interest rates from 6 to 19 % to no fault of my own. The bank did not want to lower the interest rate. At that time my work slow down and I could no longer made payments. Then I started getting calls from a collection agency and subsequently an attorney began calling to collect on the wells fargo account. The attorney filed a judgment and then levied my bank account. When I pulled my credit I saw that wells Fargo had charged off my collection. But the attorney 's still wants to collect. I do n't unde...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

April 7, 2015 - repeated calls to my cell phone from - - - -. they said they were Wells Fargo Home Mortgageand asked to speak to someone I never heard of. Told them wrong number on -/-/15. Calls continue every few days. Same number called on -/-/15, -/-/15, -/-/15. ...

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Wells Fargo Debt collection cont'd attempts collect debt not owed debt is not mine

March 19, 2015 - I sent a letter regarding the matter however, no response from the company. Unfortunately, I was the victim of identity theft. I have done everything required of me by law to dispute the fraudulent items on my credit report. I sent a letter to WFDS d/b/a Wells Fargo Dealer Service '' on - via - certified mail. The company refuses to honor my rights under the FDCPA & the FCRA as a victim of identity theft to remove the fraudulent inquiry that was submitted without my knowledge, consent and/or authorization. Please find attached the notice that was sent out along with the attached certifi...

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