PNC Bank Problems Caused By My Funds Being Low Complaints

Review and analysis of over 458 complaints against PNC Bank

PNC Bank consumers have reported over 458 official complaints related to Problems caused by my funds being low. Out of the 458 consumer complaints against PNC Bank, 12% were disputed by the consumer (i.e. the consumer was not happy with how PNC Bank responded to their complaint) and 99% were processed in a timely manner. 26% of consumer complaints against PNC Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.

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New Problems Caused By My Funds Being Low Consumer Complaints


PNC Bank Bank account or service problems caused by my funds being low

December 29, 2015 - PNC Bank has placed my daughter in the - due to an overdraft account. She is a minor and I believe should she be exempt from collection activity and removed from -. ...

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PNC Bank Bank account or service problems caused by my funds being low

December 22, 2015 - My bank continues to charge me overdraft fees even though I refused to opt in to such a " service ''. I was under the impression ( please correct me if I 'm wrong as I am no expert ) that unless I set an account to automatically withdraw from my account ( currently only my Landlord and - do so ) that they were not legally allowed to do so unless I opted into such a " service ''. I most certainly did not. Please help. ...

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PNC Bank Bank account or service problems caused by my funds being low

December 5, 2015 - Due to a depositing error, a check was returned due to non-sufficient funds from my account. However, PNC Bank is trying to double charge me a - fees. - for non-sufficient funds and - for overdraft. Only - of the fees is appropriate. The other is inappropriate. ...

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PNC Bank Bank account or service problems caused by my funds being low

December 2, 2015 - I incurred - overdraft fees between - & -. I feel these are not warranted because of how transactions posted. These fees continued simply because my account had already been overdrafted and more transactions were on their way to posting. When calling PNC, I was hung up on by - person and was given misleading information by several others. Even after depositing funds to satisfy the current overdrafts, I called PNC and was n't made aware that more fees were to come for transactions that I had assumed were posted. Because of the available balances provided on my - App by PNC and al...

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PNC Bank Bank account or service problems caused by my funds being low

November 12, 2015 - A while back we were forced to open another checking account in order to obtain a savings. I never wanted - checking accounts but was told that was how pnc bank had to do this to open the other savings. In total I had - accounts, our regular checking. The account I did n't want and - savings. We never tried to use the other checking but some how it got mixed in to our pay pal account which charged - transactions to it. PNC never notified us of the over draft instead they kept charging the account penalties until reaching $290.00 then they took that - out of our checking with o...

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PNC Bank Bank account or service problems caused by my funds being low

November 12, 2015 - PNC Bank Shows I have the money in my account but they play games with the posting date. Then they charge you a overdraft fee this has happened 2 times to me. For a $36.00 dollar charge 2 times. ...

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PNC Bank Bank account or service problems caused by my funds being low

October 28, 2015 - Still trouble with pnc they still owe me the - promotional deposit which they wo n't do now they 've charged me over - dollars in over draft fees did it again today four more times never rejecting the charges kept accepting and returning. I explained why I could n't get money in my account due to hospital and I 'm out nearly - - which is my mortgage payment I want that money returned it 's excessive ...

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PNC Bank Bank account or service problems caused by my funds being low

October 16, 2015 - I was assessed overdraft fees when items posted on a positive balance. I have escalated to PNC several times with no understanding of why the fees were assessed. Please refer to attachment detailing banking activity on -/-/- and -/-/-. Also, PNC 's mobile deposit service does not outline availability surrounding deposits made via the application on weekends. Lastly, the check that was deposited via the mobile application on -/-/- cleared the issuing financial institution on -/-/- ( uploaded evidence ). There was no overdraft here. ...

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PNC Bank Bank account or service problems caused by my funds being low

September 22, 2015 - On -/-/15 I received an email that my account was overdrawn. When I opened up my account, I had - $36.00 overdraft fees. I immediately started reviewing the account and could not find where it was overdrawn. I contacted PNC Bank to inquire about the fees. In the chat with the representative -, it was stated that the check I deposited was n't cleared until -/-/-. On the online tool that they provide it clearly states that my check was cleared on -/-/- and all of the transactions were posted after the check was cleared. The representative said that the check was not clear...

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PNC Bank Bank account or service problems caused by my funds being low

September 21, 2015 - I found this bank online looking for banks located near a town I was moving to. I signed up for a Virtual Wallet account ... Which has turn into a performance account that has cost me money since DAY one! Unfortunately, due to recent moves and a lock out of my email ... I have had no access to this account since day one. I have called numerous times trying to close this acount. I was told I had to dive to a branch to close in person. I looked up the nearest branch online .. And surprise! It 's a garage. It was a - hours drive for me. Sure that address is not online now? But I was upset beca...

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PNC Bank Bank account or service problems caused by my funds being low

September 11, 2015 - On -/-/2015 at - I withdrew $240.00 out of my checking account. the AtM receipt said that I had $1.00 available in my account the next morning at - I recieved a email stating that my account was overdrawn on -/-/2015. I called the telephone banking center at around - -/-/15 and spoke with a customer service rep. she could not give me a reason, as to why my bank account was overdrawn except that I had withdrew the money out. She told me to take my receipt when I had some time, into a branch so they could look over and explain what happen and reverse the fees. On -...

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PNC Bank Bank account or service problems caused by my funds being low

September 4, 2015 - PNC Bank paid - of my online checks a day earlier than I had scheduled it to be sent. When scheduling an online bill to be paid the actual field is labeled SEND ON and then you can click on a calendar and select a date. I selected my payment to SEND ON -/-/15. It cleared my account on -/-/15, creating a negative balance, so now I have incurred a fee of $36.00. When I called PNC Bank, I was told that their policies and practices are explained in the fine print, so they would not refund the fee. So evidently, somewhere the fine print reads, any check you request the bank to SEND...

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PNC Bank Bank account or service problems caused by my funds being low

September 3, 2015 - Re : PNC Bank, Checking Account # : - Whom it May Concern ; I have tried to work out this issue with the bank to no avail. On - -, 2015 I deposited funds into my account for my payment to - in, the amount of $150.00, on - -, 2015 and payment to cover check - on - -, 2015 to clear. At that time I did not realize that the payment of $35.00 to - -, online banking check -, had not cleared to date. I am a - - veteran suffering from a - in - and I have compromised short-term and long-term memory. I find it very difficult to keep track of online ban...

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PNC Bank Bank account or service problems caused by my funds being low

July 10, 2015 - yes at my pnc bank i got a over draft of -??? they would not waive the overdraft fee because - years ago i had another fee they waived???? im on - and going thru a hardship???? they told me they could not helpme??? thought was very unfair thats all .also im a care giver too my mom whos - - too.im just going thru alot of - and thought they have a heart??? guess they dont. ...

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PNC Bank Bank account or service problems caused by my funds being low

July 10, 2015 - I had a check bounce due to insufficient funds. I was charged an overdraft charge of $36.00. I was unable to pay the $36.00 so they started charging me $7.00 everyday after that. On - - I spoke with someone from the bank and they waived $98.00 in fees which put the negative balance down to $130.00. He told me to pay what I could and to get it paid up as soon as I could so that the account can be closed. On - - I pay $14.00 to bring the negative balance down to $120.00. Since that time I have received several calls from PNC bank and I have told them that I will pay $6...

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PNC Bank Bank account or service problems caused by my funds being low

June 25, 2015 - Their over draft fees when I deposit my checks money is In my account pnc charges - $ over draft fees and - $ a day thes over draft fees r killing people specialy the - or the -. This is a shame something needs to be done this can go on we r on a fixed in come thes fee need to be aballished. We have bills to pay food to by and R meds please we need help ...

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PNC Bank Bank account or service problems caused by my funds being low

June 22, 2015 - When I first opened my account, I signed up for and paid for overdraft protection. When I looked up my balance, I was $110.00 in the negative. I have not used that account for a few months so there is no way to get that negative balance. I went to close out the account and question why such a big negative balance and was told I could n't close it out until I paid the fees. Why should I have to pay for something I did n't do. ...

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PNC Bank Bank account or service problems caused by my funds being low

June 22, 2015 - On - - I had unsufficient funds to cover a check which resulted in an overdraft charge. I am on a fixed income and only get a pension check due to being retired. I was unable to pay the overdraft charge because of not having any funds to do so. After a certain number of days they started charging me a $7.00 Continuous OD charge. At the present time my account is -. On - - I went to PNC Bank and talked with a - - who told me that he would turn this over to their Acquisition Dept to see if he could get some of these fees waived. He gave me suggestions as to how I could fre...

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PNC Bank Bank account or service problems caused by my funds being low

May 18, 2015 - My bank statement reflects that on the -/-/- a charge was made to my account bringing the total from $14.00 down to $2.00 cents. On the -/-/- I checked my account to show that that very charge had - overdraft fees. I spoke with customer service in person and they told me they would call after trying to get the transactions refunded. When they called they told me there was nothing they could do, and that the remaining overdraft waiver I had for the year had been added to the charge. After that I spoke with customer service again on the phone and they told me the same thing. I h...

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PNC Bank Bank account or service problems caused by my funds being low

May 6, 2015 - Dear Sir/Madam, I recently incurred multiple overdraft fees from PNC bank and it was clearly manipulated such that all checks batched '' on the same day were ordered from highest amount '' to lowest amount '' in order to purposefully cause '' multiple overdrafts. We 're looking to switch to another bank ... have been a loyal customer for - years but this is extraordinarily unethical ... it borders on sinister and devious. Did I mess up? Absolutely. But had they ordered the checks lowest to highest, the overdraft WOULD NOT have been triggered until the very last check. Instead, I have -...

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PNC Bank Bank account or service problems caused by my funds being low

May 6, 2015 - I subscribe to overdraft protection from PNC Bank, but even with this they charge a $5.00 fee if it is used. On -/-/15, in the evening, I noticed that a few purchases I made ( but did n't post yet ) placed me at - $46.00. Knowing of the $5.00 fee that is assessed, I transferred all $300.00 from my savings to my checking Sunday night. Apparently, later that evening or Monday morning the overdraft protection transferred $46.00 to checking. But, since that money was already transferred - by me - my savings reflected a - $46.00 balance. I did n't realize this until today when I a...

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PNC Bank Bank account or service problems caused by my funds being low

April 15, 2015 - I wish to file a complaint against PNC bank in particular, but this probably applies to other banks and I am sure many others would have the same complaint. This concerns the way they process the debits and credits to the account and the leveling of very high overdraft fees of $35.00 per check or debit. On - - I had just come back from a trip and had forgotten to make a deposit to my account prior to leaving. I checked my bank balance online and saw that there was $910.00 in the account. Before the bank closed I made a deposit of $2300.00 to the account. Later in the evening I went...

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PNC Bank Bank account or service problems caused by my funds being low

April 6, 2015 - I have a bank account with pnc bank. I had a over draft of - dollars. they charged me - over draft fee. then a administration fee and - dollars every week over drawn reacurring fee. ...

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PNC Bank Bank account or service problems caused by my funds being low

April 1, 2015 - I bank with PNC Bank. I have for 10 years. Recently .... They continue to take money from my account. I have had $930.00 taken in past 2 weeks. I have had - $36.00 fees ( $140.00 ) totalling $540.00 just on the same - checks. These fees include a $36.00 overdraft fee and $36.00 return check fee on - separate occasions. They attempted to put the check back through when there was no money to cover them. I have an automatic deposit each week. I looked and the deposit went the through last night for this week and the next day my card was declined. They fabricated - overdraf...

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PNC Bank Bank account or service problems caused by my funds being low

March 31, 2015 - My banking institution, PNC Bank, initiated a debit memo from - account ( herein referred to as Acct - '' ) in order to fund my other account ( herein referred to as Acct - '' ) in order to bring Acct - closer to a positive balance. In that process, PNC Bank caused Acct - to go into overdraft for other transactions and charged - overdraft fees. Now - accounts have negative balances. I believe that this practice is unjust. I am attaching screenshots of Acct - and Acct - showing ( - ) the debit memo, posted transactions and overdraft fees in Acct - and ( - )...

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