TMX Finance LLC Issue Resolution

Resources for resolving common issues with TMX Finance LLC products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to TMX Finance LLC and work to get a response. After your complaint is forwarded, TMX Finance LLC has 15 days to respond to you and the CFPB. TMX Finance LLC is expected to close all but the most complicated complaints within 60 days.

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TMX Finance LLC Consumer Loan problems when you are unable to pay

June 3, 2016 - I am a -. I experienced a tough financial hardship & decided to check into getting an auto loan so that I could pay off some debt & hold me over until I could find a job. The young lady was 'super-friendly ' & explained in detail, she claimed, all of the need-to-knows. & particulars concerning a loan. I asked very pointed and specific questions after she was done. One of the questions were concerning intereset & principle. She told me that each month interest was due. That after paying the interest, I could pay whatever amount towards the balance to lower the amount of interest each month. ...

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TMX Finance LLC Consumer Loan problems when you are unable to pay

May 25, 2016 - Endless threats to take my vehicle away...

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TMX Finance LLC Consumer Loan managing the loan or lease

April 23, 2016 - I took out a title loan with Title Max, but shortly thereafter lost my job on -/-/-. I paid the loan up to -/-/-, but my employer fought the unemployment claim. I told Title Max on several occasions that they could come and get the car because I am not working and the car is just sitting there and accruing interest. I spoke to the Office Manager - and several others and they keep stating they will allow more time, or see what they can do. I told them I do n't want anymore time and asked that they come and get the car. They have refused 4 times. Meanwhile the car has gotten a ticke...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect

April 7, 2016 - I applied online for a personal loan through Instaloan. Never during the application process did it mention anything about needing my car title as collateral for this type of loan. They do have - lienholder loans but that was not what I was applying for. The loan was approved for more than I originally applied for, The manager of the local store called to inform me that my application was approved and that I needed to bring my car title, proof of income, Id, etc. I asked why I needed my car title and was told that due to my credit score I would need to bring the title as collateral and once...

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TMX Finance LLC Consumer Loan managing the loan or lease

April 5, 2016 - A CSR from Titlemax in -, TN has broken the privacy policy. She took the title to my vehicle, the first page of my contract ( with my personal information on it ), and a letter from the state of TN denying their request to be made lien holder on my title to - - telling them to fill out a discharge of lien paper and give it to her because when - - released the lien on my title the store associate had not put the date next to her signature. The - - employee that the Titlemax CSR spoke to when she took the papers into the office saw all of the information on the contract page...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect

March 30, 2016 - The balance now is $290.00 and it was $240.00 and we were sent a letter of default when we have n't missed a payment. The manager of this place will call you 4 to 5 times a day. She has called people of contact more than one time a day even when you tell her when you will pay and what you will pay they continues to call. This is harrassment and should n't be happening. She is rude and if she is doing us like that she is doing others the same way. We have had a loan before from another branch for more money and we were never treated the way we are now. ...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect

March 15, 2016 - Title Max will not give me any statements or receipts for payments made on the loan or how they accrue interest for payments. It seems I am never paid down. They lost my title and then placed a lien on the car when I demanded a full account summary and transaction statement. They are leaving me threatening voicemails to repossess my car and the balance is double what I borrowed after making payments for a year. ...

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TMX Finance LLC Consumer Loan shopping for a loan or lease

March 11, 2016 - I applied for a personal loan at one loan place.com I was contacted by - lenders. The first two denied me credit. The third one contacted me by phone, had all my information from this website. They instantly issued me approval for double what I was looking for. Initially they wanted me to pay back the loan in 7 months resulting in higher payment. I wanted lower payment or 36 month term. Their response was is n't your left over income x. You can afford higher payment, right? This was email from them This is to inform you that the loan application has been approved for a loan amount of $4000...

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TMX Finance LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

March 10, 2016 - I have always paid on time and when I am going to pay late, I call the office and go in to fill out a form. My payment was due - - which was on a Saturday and they are no longer open on Saturdays. I went in to the office on Monday, - - to fill out a form and let them know that I was going to be late paying. On Wednesday, - -, someone came to my house and left a letter that they came by trying to get in contact with me. I spoke to someone from the office and no one can explain to me why this happened.They also took an unauthorized payment from me in -. ...

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TMX Finance LLC Consumer Loan managing the loan or lease

March 7, 2016 - I paid off my car -/-/2015 and it shows up on my credit report as i have made no payments for the eight months i made payments or even paid it off. ...

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TMX Finance LLC Consumer Loan problems when you are unable to pay

February 10, 2016 - To Whom it may concern my name is - - I got a loan from a Payday/Installment Business Place in - GA. When I took the loan out 3 mos ago they told me that it was an Personal installment loan and i agreed i didnt have to put any of my stuff up the man behind the counter told me he already took care of that. I asked him and he showed me a paper of many items on a list I told him that I dont own any of that and he told me dont worry that he makes up paper work all the time so he told me my - - payment will be around $70.00 dollars because I am on SSI check I get once a month. I ge...

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TMX Finance LLC Consumer Loan taking out the loan or lease

February 6, 2016 - I took out a title loan with Titlemax. they told me there interest was 8 %. I all I wanted was $2500.00. By the time they got through with me I walkout with $5100.00. I gave them back $2400.00. My math and there math do n't add up. I will be paying back right at $10.00 only pennies goes to the principal. I all attach a summery of my payment. This is raping me. I am a - income family. I can not continue to just give money to this company. I have paid them a little over $7000.00. It does not have a end. They want me to drive 2 hour to make a payment at times and almost refuse to tak...

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TMX Finance LLC Consumer Loan problems when you are unable to pay

February 3, 2016 - I have a title loan on my - Chevrolet Equinox through Titlemax located at - - - -, VA -, phone -. The state of Virginia requires a 10 day written notice to be sent before repossession of the car. That was not done and the car was repossessed -/-/2016.The repossession agents told me they were going to charge me with a felony if I did n't give them the car. They did or acted like they were calling the police and told my wife I was going to jail. I called Titlemax and I told the person answering the phone I would come in and pay today. The repossession men called Titlemax a...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect

January 27, 2016 - I applied for a loan to improve my credit score. I opened a vehicle refinance loan with Instaloan. The loan interest rate is 57.4 %. I did not realize how high the rate was going to be. I also did not know my payments would not reduce the principal loan amount, it covers interest only. In addition I can not send payment by mail. I must physically appear in the their office to make a payment. The office is an hour away. I feel I was taken advantage of because the rate, payment and payment system. ...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect

January 26, 2016 - I WAS CONNED- I WAS TOLD THAT THE BALANCE WOULD DECREASE EACH MONTH. I WAS TOLD THAT THE ROLLOVER WOULD LESSEN AND AFTER SO MANY PAYMENTS, I 'D BE PAID OFF- LIKE AN INSTALLMENT LOAN. TITLE LOANS DO N'T DECREASE WITH PAYMENTS- IT IS BASICALLY REFINANCED EACH TIME YOU DO N'T REPAY THE ENTIRE AMOUNT. THE REPRESENTATIVE MISREPRESENTED THIS FACT. WHENEVER I ASKED QUESTIONS ABOUT THE PROCESS, I WAS TOLD TO BORROW MORE MONEY. NOW I ASKED FOR AN E-TENSION FOR A PAYMENT AND I WAS TOLD THAT IN ORDER TO DO THAT I WOULD HAVE TO SURRENDER MY CAR IN ORDER TO PROCESS THAT REQUEST. EACH TIME I CALLED, THE MAN...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect

January 22, 2016 - I have had a title loan with title ax for 3+years, during this time I have paid interest charges, paid down principle, increase my loan, and paid several late fees. The issue is when I requested an increase in loan amount they did not ask what my income was although they knew I was on -. They provided me an additional -. Dollars. After this when I returned in I believe they ask that I sign some old documents from months before stating I received disclosures. I have been asked each time since to sign the same statement but have never received any disclosures. I now am past due and when sp...

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TMX Finance LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

January 22, 2016 - I went to this loan company and i took out a $600.00 dollar loan the man took my app and i gave him my info i am on social security i told him to please keep the payments low he said he will so when i went into pay my 1st payment it was $110.00 dollars i asked the lady why was it that much she said that i was not suppost to be on a installment loan that it was moved to a payday loan i asked her when the man was that i needed to talk to him she told me that he was not working with them anymore so i asked her to keep the payments low she agreed but on my 2nd payment it was not bad at all it ...

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TMX Finance LLC Consumer Loan taking out the loan or lease

January 21, 2016 - My wife is -, with a number of ailments, including a - -. She has never had any financial experience whatsoever and does not have a clue what any of the terms mean. Several months ago, our daughter " needed '' some money for something and she suggested my wife get a title loan on the Lexus I had just paid cash for. The TitleMax people were only too happy to take the title to the car and give her less than half of what it was worth. It appears she may have gotten something TitleMax would call " disclosures '', but she did not understand them and ended up signing under pressure for a lo...

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TMX Finance LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

January 20, 2016 - I got a loan from a Payday Place in - GA. When I took the loan out 3 mos ago they told me that it was an installment loan and i agreed i didnt have to put any of my stuff up the man behind the counter told me he already took care of that. I asked him and he showed me a paper of many items on a list I told him that I dont own any of that and he told me dont worry that he makes up paper work all the time so he told me my 1 st payment will be around $70.00 dollars because I am on SSI check I get once a month. I get $680.00 to live on a month for myself and my younger son. I went into pay m...

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TMX Finance LLC Consumer Loan problems when you are unable to pay

December 15, 2015 - In - 2014 I was in need to pay my rent, so I went to Titlemax and took out a title loan so I would n't be evicted from my apartment. I fell on hard times looking for employment and again it took me months to gain emplyment. I constantly made contact with Titlemax letting them know my situation and still my car was reposessd and sold at a auction. My feeling is this company prays and make no compromise to the individual who is making an effort to pay. I was n't given a chance. ...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect charged fees or interest i didn't expect

November 26, 2015 - i make a emergency loan with titlemax to try to save my house in the amount of - that is already pay, plus over - on interest and they keeping calling me to take my truck away, i only recive harrasing calls from them and a tow truck around my house everyday-i aply online for a title loan in nj and they aprove but send me to delaware. i find out that title loans are ilegal in nj ...

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TMX Finance LLC Consumer Loan problems when you are unable to pay

November 21, 2015 - Please help me!!! In - 2015 I got a title pawn from Titlemax in - Ga. after being put off work for 27 days without pay in order to not default on my financial obligations. Shortly after returning to work I was - on the job twice, once in -/-/- ( - ) and once in -/-/- ( - ) again not receiving any pay. I have been paying on the loan since that time. After the second on the job -, I fell behind. Eventually I made arrangements in -/-/- to make a payment on -/-/-. On that day I called to pay the total outstanding amount ( - ) using a credit card. I was to...

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TMX Finance LLC Consumer Loan managing the loan or lease managing the loan or lease

November 12, 2015 - We have a loan at Titlemax here in - Tennessee we never been late we did have our pay day moved because we only get pay on the -. This month I went to make a payment the loan is in my wife name we have - loans on her car I make - payment she makes the other. This month however as I went to make a payment they had moved and would n't take a debit card payment I do n't carry cash with me. So I made the statement I do n't carry cash and I will try to get back one day that week to make a payment. The - guy who claims to be a manger said I had until Wednesday to make the payment I sa...

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TMX Finance LLC Consumer Loan problems when you are unable to pay problems when you are unable to pay

November 10, 2015 - My brother was contacted and was told that if I didnot come pay my debt or bring the truck in that criminal charges would be taken. My brother was used as a reference but I NEVER gave permission to anyone to discuss my personal debt with family members. This is embarrassing and is a direct violation of Code 804 ( 2 ) and Code 805 ( 3 ) ( c ) in [ 15 USC 1692b ]. The last time I was contacted was -/-/-. I told them where the vehicle was located and that 's the last time I heard from anyone until my brother told me about this incident today. ...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect charged fees or interest i didn't expect

November 10, 2015 - For a $600.00 loan been paying for over a year. My supposed payments were not payments but the interests payments. This to me is deceiving. ...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect charged fees or interest i didn't expect

November 3, 2015 - I took this note out - 2013 in the amount of $1300.00 to help my son out. As of today I have paid in $6800.00 with a balance of $770.00 remaining. I was told this was a two year note and as you can see it has been 29 months. I was also told that my due date had been changed to the - of each month only to find out yesterday that it was not moved but I have been receiving late fees each day I am past the - of the month. I have requested a copy of my contract from TitleMax and hope to have by the end of this week. ...

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TMX Finance LLC Consumer Loan problems when you are unable to pay problems when you are unable to pay

October 28, 2015 - I want to make a complaint against TitleMax - - -. I feel that title loans businesses should and they must be regulated. These types of businesses are taking advantage of consumers. With the shaky economy this type of loans have become popular ; however they need more regulation and control from the federal government as they do with for example, loans from banks. I, as a consumer feel that I was taken advantage and I have been another victim from title loans companies. Briefly I will explain. In - -, I found my self in a family emergency, therefore, I went to the TitleMax offic...

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TMX Finance LLC Consumer Loan lender repossessed or sold the vehicle lender repossessed or sold the vehicle

October 26, 2015 - I took out a title loan for $2600.00 from Titlemax on -/-/2015. The company advertised same day cash. When I finished the paperwork the company cut me a check which was a breach of the agreement. I took the check to the bank it was drawn off of, -, and they informed me they could not honor the check until they spoke directly with the guarantor of the check. I called the location and the check was no honored until the following day. I am currently 19 days past the due date of my loan and Titlemax has sent a truck to repossess my vehicle. I called Titlemax after they opened to take ca...

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TMX Finance LLC Consumer Loan charged fees or interest i didn't expect charged fees or interest i didn't expect

October 23, 2015 - I am a - single women living on a fixed income. I took out a title loan with Title MA- for $3200.00 in - of 2014. I understood that I would have a payment of $410.00 each month until I reached the total $3600.00 which was the loan plus interest. After - payments of $410.00 each month or $3300.00 I still owed $3200.00 of principle and another $410.00 of interest. When I realized that the payments were only fees I asked the women at Title Max " do you expect me to pay this every month and not pay off the loan ever? If I had been told that I would have never taken the lo...

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TMX Finance LLC Consumer loan can't contact lender

October 13, 2015 - Went TitleMax in -, VA to inquire about a loan, to simpky get an assessment of how much they might lianThe man I talked to was - -, and told him that I simply wanted an assessment. They said theyTook pictures of the vehicle, extensively, including the VIN number, inside of door, and the tags. I did n't know why that was necessary to just get an assessment. I told him I was n't getting a loan, I just wanted to know how much they would loan me and how much such a loan costs. Car is worth about $3500.00, but they said they would loan him up to $2000.00. I only wanted to borrow $1500...

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TMX Finance LLC Consumer loan problems when you are unable to pay

October 12, 2015 - I obtained a title loan from Title Max in - for $ - I paid on the loan for a few months when I was offered a increase in the loan due to the value of my vehicle in - - I accepted the offer and paid that for a few months each month I paid on time either on the due date or within the grace period before there is a late fee accessed. I continued to pay the loan each month adding additional money to apply towards the principal whenever I could. This was not my first time going to title max for assistance and previously I paid the loan off with no problem. During the summer of - I wa...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

October 9, 2015 - Hi, I am a - dependent that received a title loan from Title Max. I received about $3200.00 and I 've already paid them - payments of $400.00 and after I calculated the total number of payments I would have to pay them over $9000.00. If you are a day late they start charging $ - and your car is up for repossession plus you can no longer make payments over the phone. You have to go into the office which is - minutes away from me. I am really considering giving them the car because I refuse to pay - the amount for this car. Is there any loophole being that I am a military de...

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TMX Finance LLC Debt collection improper contact or sharing of info contacted me after i asked not to

September 26, 2015 - I was harassed by Title Max Corporation of Nevada, - representatives from the company ( - including branch manager ). These individuals came to my place of residence asking for payment, trespassed onto a gated company. Discussed my financial matter with a family member. The account had been delinquent for 15 days. Every employee continue to contact regarding a title loan that is currently in default. I started making my phone calls the appropriate departments and I am refusing to pay any more on a contract that 's violated FDCPA regulations -. I believe these individuals have been eng...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

September 24, 2015 - in -/-/- i received a auto title loan with Title Max its now -/-/- and i am still oweing - on a - loan. this is my complaint, i have comprehensive coverage on my truck and i stated that to them when i received the loan in -/-/- but what i have found out is the whole time i have been paying this loan every month never late, they have been add on charges for comprehensive coverage, that i already had and the only reason it come to light is a employee of title maxx brought this to my attention 2 months ago. Also because of all the refinances and the high insurance charges, [ ...

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TMX Finance LLC Consumer loan lender damaged or destroyed vehicle

September 22, 2015 - A few years ago I found myself between jobs. I reluctantly Took out an Auto Title Loan. I only needed - Yet the Agent convinced me that if I were to increase that amount to - that the interest would be better. I was late on a payment and they reposed my car. When the car was finally returned to me after two weeks, all of my I.D . including - - -, Drivers License, and Special I.D . to allow entrance to - - - Sites were stolen. The car stereo was broken and everything from the trunk to the glove box was gone. I did file a Police Report and have that number. Since then I h...

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TMX Finance LLC Consumer loan managing the loan or lease

September 17, 2015 - I received a title loan from Title Max over a year ago. I regret this choice, as I can not afford to pay more than the monthly finance charge, which is 10.99 %. I have made my payments as required every month, with a few late payments only, and no more than a week late at the most. I am stuck in this endless cycle of debt, with no way out it seems. My complaint is, my last payment due date was on -/-/2015, which was a Saturday. I had the amount I owed, but due to transportation issues, was unable to make it to the office that day to pay ( no one can go for me, unless granted power of att...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

September 7, 2015 - On -/-/2015 I visited the TitleMax office - - - - -. - -, CA - and I got an auto title loan for $2600.00. I signed the California Loan Agreement, Promissory Note and Security Agreement '' attached as titlemax loan - '', surrendered my auto title, and I got a check in the amount of $2600.00. I was told the loan is a fully amortizing loan, and that I had approximately $1100.00 in available credit. - and - were the employees that assisted me. I was told I had to hand deliver my - payments to their office at - - - -. On -/-/2015 I...

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TMX Finance LLC Payday loan charged fees or interest i didn't expect

July 10, 2015 - The lender is Instaloan in -, GA. I acquired a $600.00 loan but was not told that if I did n't pay off the loan the next month that it would cost me $120.00 and month per month unless the loan was paid off. So now my loan balance is $730.00. That is what I would have to pay to pay off the loan. So basically if I ca n't pay the loan my balance goes up each month even with paying the $120.00 fee each month. ...

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TMX Finance LLC Consumer loan problems when you are unable to pay

July 9, 2015 - I am currently 2 weeks behind on my loan with ( insta loan ) the day after i had missed my due date, they have continued to call me every single day, non stop sometimes 3 times a day. now it 's got to the point where they have came by my house and left a letter. this is getting out of hand. I told them i would pay them when i get some money up, and i had also spoke to the manager last time i went in about his employees being very rude on the phone. ...

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TMX Finance LLC Debt collection cont'd attempts collect debt not owed debt is not mine

July 8, 2015 - Title Max in - has made numerous attempts to collect a debt owed to them by a woman with the same name on a vehicle I do not and have never owned. The only commonality we have is our names. She has a different birthdate, address and last - numbers of her social. They have left notices on the rental house I own and a family members address which I do not live at. After speaking to them ~6 weeks ago I was assured that they would remove my addresses from their system and I would not be bothered again. Today a tow truck company they subcontract showed up to the house I rent and live in to co...

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TMX Finance LLC Consumer loan problems when you are unable to pay

July 6, 2015 - On Friday - - 2015 my car was unlawfully repossessed by a GPS tracker device placed on my vehicle by the repossessing agent that was authorized by the lien holder Title Max. I have done my research and in the state of Texas you have to be a license Private Investigator and have a signed contract by the ones who hired him to perform this. I would like to know who the Private Investigator was and I would like to have a copy of the contract. Then when I called them, they stated that my vehicle was reposed on a different date, the documents did not match up, and the manager there told me tha...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

June 28, 2015 - Our Son had medical problems and suffered a - - - and We discovered that he had this title loan and i went over to the title max office to pay off this loan and I about had a - - when I seen that they had a ludicrous Interest rate of 167.88 % SAD World when these type of people are allowed to charge a phenominal interest rate to people who are already in deep financial trouble. HOW CAN THIS EVEN BE LEGAL?? NEW LAWS NEED TO BE ENACTED, and all financial institutions should not make any types of loans that the people can never re pay! This file is written by father, - - -...

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TMX Finance LLC Debt collection cont'd attempts collect debt not owed debt is not mine

June 22, 2015 - titlemax called me many time telling me to contact them. I answered one of their calls. told them I had no business with themthey called me a liarthey wanted me to give them personal information which would have allowed them identity fraud on methey kept telling me to - payment and I never dealt with them ever in my life. I tried to be nice and explain they had the wrong person. when I asked how they got my phone number, they said it was in their system '' they said I live in -, I never lived in -. I told them numersous times I did not live in -, never did, they kept telling me I ...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

June 17, 2015 - I went to Titlemax on - - - in -, GA on - - to apply for a loan with the title to my car. I received a loan for $2500.00. In - when I paid my - payment I asked what was the minimum I could pay. I was informed it would be $300.00. I had just been hired at a new company and getting settled in to my pay dates. I called again to make a payment on - - and I again asked what would be my minimum payment and was informed it would be $300.00. I was also informed by -, who wrote the loan for me on - -, that if I did not pay the entire monthly note of $360.00...

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TMX Finance LLC Consumer loan lender repossessed or sold the vehicle

June 13, 2015 - The company, titlemax, disclosed that I had an account and debt with them to my mother and my cousin. They are not approved - parties to be disclosing that info to. ...

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TMX Finance LLC Consumer loan managing the loan or lease

June 11, 2015 - on or about -/-/2014 I borrowed $800.00 from a tilebucks own my car title.I made all payments on time..Upon adding all payments made to titlebucks, it came to a totlal of over $2000.00. ...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

June 10, 2015 - Today, I went to pay on a title loan that I got a year ago. The loan was for $3500.00 and I have paid back approximately $2600.00 with most going to high interest rates and fees. I still owe $2000.00. I was informed that the location that I initially received my loan from was no longer able to finance '' me because the amount I owe is over the $1300.00 they were able to loan. I was never given any notice regarding this change when I made my - payment. Also, now I 'm very surprised because according to Title Max 's website they have this disclaimer regarding max lending as $1300.00...

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TMX Finance LLC Consumer loan lender repossessed or sold the vehicle

June 10, 2015 - I applied for a title loan on -/-/-. My vehicle was repossed -/-/- illegally,due to not being properly notified.I have not received a Notice of Right to Cure Title Maxx was communitcating with a person not on the loan. They was leaving messages and notice -. Per there system my address was correct and I have yet receive any notice before my vehicel repossed and the hood damaged in the process. - initiated the repo. Per repo agent - didnt know the make of my vehicle.She advised him it was gray and was at my resdience on -SC. I find this very odd, if she knew where my resid...

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TMX Finance LLC Debt collection communication tactics frequent or repeated calls

June 2, 2015 - On Saturday -/-/2015 I immediately returned a call from a representative by the name of -. The call back was received by office manager - -. I gave him as requested an updated status of my past due account. I advised him I spoke to his representative - on Monday concerning this same issue. On Tuesday -/-/15 I received at voice message from - to contact him ... - minutes later an out of state family member receives a call from - trying to reach me. Upon my contacting the office the representative, - advises that outside references are contacted when they have...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

May 20, 2015 - This Complaint should be read along with my CFPB Complaint # - of -/-/-, against TitleMax of Tennessee. Though I stated in my CFPB complaint Any and all Accounts '', I did n't specifically mention a second loan amount of $500.00, TM Account # -. As my current, CPFB - Complaint states I initially obtained a loan of $1500.00 in -/-/-. This second Account/amount for $500.00, initiated in -, arose out of money that I had been eligible to accept in -, but did n't take ( only - application ). My Complaint with this loan revolves around the same issues as cited in t...

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TMX Finance LLC Debt collection communication tactics frequent or repeated calls

May 15, 2015 - title loan through titlemax - tx. i have - loans with them and have paid back more than i borrowed and still owe the amout i borrowed. i have been home with - - - on medication that will not allow me to drive. they keep calling and i keep explaining i have very - - - and cant drive. they told me after they added another - - dollars as a fee that i could have sent someone to pay it. they keep calling and harrasing me and im very sick. they dont care. ...

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TMX Finance LLC Consumer loan problems when you are unable to pay

May 13, 2015 - I took out a loan with instaloan around the end of 2014. I made a few payments but could n't keep up. They loan company rolled over my loan to a new - with old payment/interest attached to close previous loan and renew it. Now on my credit report it shows I have - loans open with them when in fact i have only -. I called Instalon and stated loans were being rejected to help pay off their loan because of being overextended for -. I requested they report the - loan as being closed ( is showing up as - seperate loans ) and a new loan was created. They stated they could not do th...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

May 6, 2015 - I borrowed $1500.00, on a Title Loan from Title Max, -, TN, on -/-/-. As of -/-/-, I have paid $2000.00 ( $570.00 over the $1500.00 borrowed, - in 9 months ). Yet, the Merchant claims TODAY I still OWE- Balance - $1000.00, requesting a total - SUM of $3400.00, -effectively Interest & Fees of - - - $1900.00, on a $1500.00 - 9 month loan ( exceeding appx. 700 % APR ), abusing State & Federal Laws.. ...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

May 5, 2015 - I have been paying only the interest on a $5000.00 title loan that I was forced to get under duress of just losing my job. I have a car in which I spent nearly $2500.00 in repairs and the truck still does not work and I have missed work on several occasions due to this. I 'm in financial distress due to this and I even paid $670.00 which only went towards the interest. Had I know this would happen like this I would have never agreed to this amount of money. And to make matters worse I lost my home in a fire - - 2014. I need help, please help me.. ...

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TMX Finance LLC Consumer loan payment to acct not credited

April 24, 2015 - I got a loan from Instaloan ( Equity Auto Loan on report ) in -, GA. The Manager there gave me information that shows paid in full. This account is only on my - report. On my report, there is a closed account with a - balance. - they have put - different accounts on my credit report with - different balances showing that I have to pay those in full for $520.00 and $660.00. I disputed it twice showing that there were - duplicate accounts ( - open/- closed ). The account for $520.00 now shows $0.00 balance and closed. They said they contacted Instaloan and was ...

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TMX Finance LLC Consumer loan problems when you are unable to pay

April 22, 2015 - I contacted Titlemax of Texas d/b/a Titlemax to obtain an auto title loan on my -/-/- chevrolet silverado - L/S pickup for the sole purpose of paying off a title loan from another auto title loan business and used to proceeds of that loan to pay off existing financial obligations. The representative at Titlemax approved me for more than I needed telling me that the interest rate and monthly finance payment to refinance the loan were cheaper. So I proceeded to take out the loan, unknown to me at the time I had to pay the entire loan back within the next 30 days or pay the refinance fee ...

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TMX Finance LLC Payday loan payment to acct not credited

April 16, 2015 - I took a $500.00 personal loan with a company called Insta Loan. I 've made payments of $120.00 per month for over 4 months to Insta loan which mean i covered more than the loan amount. Each time i meet with them at the office to make a payment they told me they were updating my information, which false. It was false because i recently found out that they were reapplying for a loan each time i made a payment. When i looked at my balance it never decreased it only increased each time i made a payment. Then i checked my credit report and they applied - loans of $600.00 on my credit. I s...

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TMX Finance LLC Debt collection communication tactics frequent or repeated calls

April 14, 2015 - Debt collector coming to my house over stepping thier boundaries, excessive calls and voicemails from - to around - or -. all the options to satfiy the loan was told to creditor and still calling and showing up at my place of resident to collect debt. Unfair business practices involving the Truth and Lending Act. Also steady changing the terms condition of the loan itself. ...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

April 9, 2015 - be for l got the loan the was 9.9 % l - what is the interest, there said 9.9 %, l later found out that the interest 119.9099 % if l had know l would not get it l try to pay this off l have paid all but $1400.00, now this titleMA- OF - - say my account balance $ --and look at my loan agreement l was not told that the finance charge is $3.00 the loan was for $300000.00 NO told me, TITLE MA- sent a tow truck to try to reposs my truck and have people sat at my house in the day time and night to try to reposs my pickup truck, and refuse to give my title back l have paid over $...

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TMX Finance LLC Consumer loan charged fees or interest i didn't expect

March 30, 2015 - - in - -, FL - - - - - -, FL - ph. - gave me a auto-title loan on or around - -, - and at the time I was - ( as of - -, - ), not receiving any - then or since, or had no means at all to repay the auto-title loan. I did not have to provide any proof that I had a job or any means to repay the loan, only previous pay stubs from a job/employment that I was no longer affiliated with. We went through the paperwork so fast, all they said was sign here, here, here, here. The were out to process as many loans as they could. In - -, another ...

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