NCC Business Services, Inc. Issue Resolution

Resources for resolving common issues with NCC Business Services, Inc. products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to NCC Business Services, Inc. and work to get a response. After your complaint is forwarded, NCC Business Services, Inc. has 15 days to respond to you and the CFPB. NCC Business Services, Inc. is expected to close all but the most complicated complaints within 60 days.

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New NCC Business Services, Inc. Consumer Complaints


NCC Business Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft

March 17, 2019 - My monitoring service is reporting a fraud account from NCC BUSINESS SERVICES in regards to a fraudulent debt that does not belong to me. I am a victim of identity theft in which this account is a fruadulant account that has been reported to the FTC reporting a debt of $2500.00 I have attached a copy of the FTC report to identify this fruadulant account to have this removed from my file as soon as possible....

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NCC Business Services, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt

May 25, 2016 - - - from Ncc called stated that they will take legal actions against me, on a 3 party voice mail, leaving phone # - account # - ...

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NCC Business Services, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt

May 25, 2016 - - - NCC ( litigation department ) left a voice mail on a third party phone number, stating that he knows that this is not my phone number but they have pending charges against me regarding case # - leaving phone number -, and they will move forward with the litigation charges....

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NCC Business Services, Inc. Debt collection improper contact or sharing of info contacted employer after asked not to

May 13, 2016 - continually contacts my employers phone after being told several time that it was a business phone. Additionally, calling third parties ( my parents ) and disclosing that I owe money...

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NCC Business Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 11, 2016 - - - is providing the wrong information for a debt in order to damage my credit. They are reporting that I owe $1800.00 to the credit bureau through NCC Business Services. They are reporting that I owe them for the month of -, - rent. Late fees, - damage fees and a cleaning fee of $75.00. cable and water. I paid the rent for - and water - money orders were cashed. The cable was disconnected in - - -. The manager refused to do a walk through and the office would n't answer my calls so I took pictures of the apartment upon moving out. I cleaned the apartment thoroug...

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NCC Business Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect

January 19, 2016 - I have never heard from this company of any kind. I have not been contacted at all via phone, mail or email. This company has failed to contact to me. I have never heard of this company at all and never authorized an account to be put in my name at all ...

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NCC Business Services, Inc. Credit card credit card protection / debt protection

January 13, 2016 - While trying to get the Balance, Address and Phone number so that I can supply information to the collection agency servicing my - smartconnect account, I was given a new number with every contact ( - different numbers ). Each contact either refused to give or stated they did not have the information to give. When I finally got the collection agency 's name and number ( NCC Business Services - - ) their automated system discloses before verification that this is a debt they are trying to collect. When an agent answered the call she stated that she would be unable to help me because...

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NCC Business Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

January 8, 2016 - I have contacted this debt collecter, as well as the credit bureau, multiple times to file complaints. No proper action has been taken and this has been going on for at least a year. NCC Business Services was given an account with my name on it that I do not owe them. The original creditor, - - " - at - - '', has put a public record on my - credit report that has a satisfied amount of -. However, NCC Business Services at the same time has put a collection account regarding the same specific matter with the amount of -, double the original amount, on my Equifax credit re...

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NCC Business Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 30, 2015 - NCC Business Services Inc has sent me a notice for a debt from a apartment complex -. I have not received any documentation for the debt from the apartment complex nor have I been taken to court by - in Maryland and got a judgement against me. I am a identity theft victim I do not want NCC Business Services to use my personal contact information or contact me. ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 14, 2015 - Moved from an apartment that I lived in -, Fl. Companies name was - - and I was laid off of my job and rent was more than unemployment gor the month. I wrote them a letter expressing my concerns and got no response I moved out -/-/2014. I put down a $1500.00 deposit when I moved in they took that and said i owed for $1700.00 misc. Things that were not true. I tried calling the company to show I left the apartment in mint condition. All they sent me was the lease. I have made numerous attempts to get this off of my credit because its the only collection I have. I am looking forwa...

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NCC Business Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

November 13, 2015 - I was evicted from an apartment. I was - at the time and received no documentation. Later, when I tried to rent another apartment, they agreed to rent on the condition that I pay my former eviction fees. The former apt referred me to their collection agency. I called that agency, was told the amount owed and began making payments immediately. This was all done over the phone and I was given no documentation from anyone at the time. Recently, I happened across the - - Court 's judgement on that evection and found it was for $1500.00 rather than the $2800.00 I had been charged by ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 11, 2015 - I DO N'T KNOW WHERE THIS DEBT IS COMING FROM. ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 5, 2015 - NCC Business Services - has re-initiated trying to collect a debt I do not owe. During - I provided response to their collection attempts, and ultimately provided evidence to the - credit reporting agencies - and all - credit reporting agencies found in my favor and determined that the debt collection was not valid. Now NCC is again trying to collect this same debt, about 1 year after I 've already had the credit reporting agencies dismiss this as an invalid debt and a debt that I do not owe. The company has harassed me and called me repeatedly, and yesterday -/-/- even cal...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 29, 2015 - I rented a - Bed Room Apt from - - Apartments in - FL. -/-/-. I informed Management that I would be moving in 30 days due to employment relocation to - - I moved out on -/-/-. The property manager retained my security deposit. I was not informed of any additional charges over and above my security deposit. - - Apartments reported me to the - Credit Bureaus as owing a misleading debt of $2500.00, of which $1800.00 was for - rooms of carpet installation, one months rent of $490.00, House keeping charge of $120.00, and a late fee of $65.00. Upon ...

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NCC Business Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

October 21, 2015 - AS PER CORRESPONDENCE I RECEIVED ON -/-/2015. DATED -/-/2015 FROM -. CONFIRMATION # - - : NCC BUSINES SERRVICES- ( - - ) I AM IN DISPUTE OF THIS PREVIOUSLY DELETED, RE-INSERTED INACCURATE INFORMATION ON MY CREDIT FILE. RESUBMITTED ON -/-/2015. I REQUEST VALIDATION FOR THIS CLAIM. ...

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NCC Business Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 21, 2015 - I called the NCC Business Services -, - - -, -, FL - ; to try to make a settlement agreement. They told me that I would need to pay 10 % ( $150.00 ) then make $ - monthly payments until paid off. I explained that I could do this on -/-/-. To pay the $150.00. I also then requested a written letter to be emailed, faxed, or mailed to me stating the agreement to settle with payments. - - then stated that they do not give written proof of agreements. That they will only give me something in writing after it is paid off -/-/-. That if they gave me something n...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

October 6, 2015 - I was notified that NCC Business Services was attempting to collect on a disputed rental debt on behalf of -. Because the debt prevented me from being considered for future apartment rentals, I made the decision to pay the disputed debt to resolve the matter and put it behind me. This debt was paid -/-/-. I received a letter via email from NCC Business Services that showed the debt as paid in full, and I provided the letter to the apartment office. More recently, I have applied to several apartment communities, and my applications were declined due to unpaid rental debt. This debt is s...

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NCC Business Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

September 30, 2015 - the company NCC Business Services, called me because my old apartment complex said that I owe them - dollars one month after moving out. This is a false debt because I paid everything I did owe them. they did n't give me the opportunity to confront them. They just wanted me to pay. I could n't pay unless the information was verified. they did n't want to verify and said that they will report in my credit if I could n't pay. All they did care about was money. this means that anybody can put anything on your report without proper verification, and I cant accept that. They accused me of damage...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 29, 2015 - NCC BUSINESS SERVICES- -, FL --Tel ( - ) --Fax --Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify NCC BUSINESS SER...

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NCC Business Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

September 25, 2015 - The debt I 've acquired is from an apartment complex in Texas I lived in about 5 years ago. Upon moving out I was charged my full deposit plus other ridiculous fees resulting in me owing over $500.00, which I had no intentions on paying. To this day I have never been contacted to repay this debt by the apartment company or the collections agency. The only reason I know it was turned over to collections is by checking my credit report.I still have had no contact with either party but am seeking information on how best to handle the situation. ...

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NCC Business Services, Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt

September 14, 2015 - There is a collection account on my credit showing it was opened in - and it was NOT. The account was opened in - or - so it has been well over 8 years. I have tried to contact the collection agency in which this debt is placed and the number provided on my credit report for the agency does nothing but automatically hang up on me. This derogatory mark is preventing me from obtaining a home for me and my - children. Please help me. ...

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NCC Business Services, Inc. Debt collection communication tactics called outside of 8am-9pm

July 18, 2015 - They called my house at - on a Saturday. That 's not ok. ...

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NCC Business Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

July 14, 2015 - An apartment management representative with a personal vendetta claimed that I caused damage to an adjacent apartment. She notified me in writing four days before I was scheduled to move-out. In the letter, she claims that because of a water leak and my negligence I am responsible for $7.00, - of damages to the apartment bellow. 30 days later, the firm submitted my erroneous and unsubstantiated debt to a collections agency. The collections agency then quickly furnished this damaging information to the major credit reporting agencies. I requested the collections agency to substantiate the ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 7, 2015 - the collection agency NCC Business-service put a alert on my - - credit without my permission, also they puts - account of the same item, that is not mine.fraudulent accounts, ghosts item ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 6, 2015 - The apartments - is not a debt I owe. I payed all my rent on time every month and gave a 30 day notice before I moved. The manager of this apartment complex false fully put me into collections and never sent a proper notice to me of any debt or took me to court or even attempted too. She fraudulently abused her power of management to ding my credit with a false debt because her daughter and I had a falling out. I was a personal friend of - the manager of the apartments and the daughter. So she had all ways of getting a hold of me with any debt she was putting onto my credit and did n't. ...

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NCC Business Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

July 3, 2015 - I received an alert on my credit profile showing a hard inquiry has hit my credit report from a business in - FL NCC. I have never received anything in the mail giving me a Chance as a consumer to dispute a debt or to prove me the debt is mine. This is unfair and unethical. This is a repeated pattern with all of the reviews I have read about this company. I contacted NCC immediately and they could n't not tell me anything. This has ruined my credit. ...

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NCC Business Services, Inc. Debt collection communication tactics frequent or repeated calls

June 8, 2015 - I called NCC and made arrangements to pay a debt that I owed and - - continues to call me. - - calls me and he seems not to remember that he has called me. - - calls me all the time early in the am and - and - times a day. I have made a payment on the debt and stated when I was going to make other payments but - - continues to call me. ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

June 8, 2015 - NCC Business Services from Florida called me on -/-/15 - times and asked for my mother ( I am her guardian and have POA ) but they would not tell me anything about why a debt collection company was calling her. They asked me to fax over my POA papers but I refused since I did not know who they were or what they were referring to. I thought it was over and then on -/-/15 the same fellow called me back. I had my mother call them and give them permission to talk to me. I called the company back later in the day and he mentioned the amount was $2000.00 for repair of an apartment m...

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NCC Business Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received

June 2, 2015 - According to my - and - credit file, NCC started reporting this non-validated debt in -. I have sent multiple letters requesting that they either validate the debt or remove these entries from my credit file. They have done either. This debt remains on - the aforementioned agencies. Some of these letters were notarized. The dates these were recently mailed were on - -, - ; - -, - ; - -, - ; and as recently as - -, -. The item was removed from my - report dated - -, -. I have never been notified of this debt. ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 21, 2015 - A debt collector claims i owe money for back rent at some housing complex in -, NY that i know nothing about. ...

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NCC Business Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

May 19, 2015 - NCC Business Service is reporting an item that does not belong to me. I mailed a letter or dispute on - -, 2015 to NCC Business Service regarding the gross lack of proof in their response to request for validation as I did not/ do not recognize this alleged account as belonging to me. NCC Business Service did not respond to my letter of dispute within - days, in fact they never responded. In addition NCC Business Service did not report this item as in dispute status with the credit reporting agency. ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 15, 2015 - I was never informed of any debit prior to calling me, the debit is not mine and I informed - - at NCC Business Services - extension - of this fact when the first call was made on -/-/15 at -. Subsequently I was called - more times in violation of federal law. This is not my debit. They have the wrong person. ...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 15, 2015 - Basically in -/-/- I moved into an apartment with my sister. By -/-/- I moved out of the city, signing myself out of the lease. Unfortunately, my sister broke lease a few months later and was offered to move out and owe money instead of having an eviction on her credit. She agreed. The problem I have is that I was gone before -/-/-, and yet on my - report it says that as of -/-/- I share responsibility in owing $3000.00. That 's ludicrous. My biggest problem, unfortunately, is that I did n't retain proof of signing off because, stupid me, I did n't believe I 'd need it...

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NCC Business Services, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone

May 15, 2015 - I am filing a complaint against NCC Business Services located in -, FL ( Phone Number - ). When seeking a pre-approval for a mortgage, I discovered that NCC Business Services had reported - eviction entries on my account. - was a collection account entry and the other was a court judgment entry for the same matter. After contacting the court, I discovered that the court case was in the name of - individuals whose names are not mine. After contacting NCC, I was also informed that my social security number was not in their system at all, and that there was not a social security nu...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

May 14, 2015 - I need to dispute a charge on my credit. There is a matter that the company should have taken me to court over because the lease at the apartment complex that I was renting at was voided, as proven by lawsuits by other renters that were released from the contract because amenities at the complex were closed without notice. Please understand I left the apartment - month prior to what the lease would have been holding me to, had it not been voided by property management when they removed the amenities without notice. I rented at - - in -/-/-. The contract for some reason was set up...

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NCC Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 30, 2015 - REPEATED BY PHONECALLS FROM - NCC BASED IN FLORIDA. THIS COMPANY IS INF VIOLATION OF THE FAIR CREDIT REPORTING ACT AND I HAVE DISCUSSED THEIR TACTICS WITH LAWYERS. THEY MUST BE INVESTIGATED AND PROSECUTED! ...

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NCC Business Services, Inc. Consumer loan taking out the loan or lease

March 23, 2015 - it was a rent to own managed by - al.we were told by realtor that payment would be - a month with - down and coul.d buy the property in 2 years.The payment ended up being - a month.We had already moved in so we decided to tough it out for 2 years until we could refinance.the start date was -/-/-.Two years later we tried to go forward with purchase at fair market value but investor didnt want to he didnt want to sell at market value he expected the price to go up and real estate prices hit the bottom.so he said to pay him the - a month not to -.I told him that in -/-/-...

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