Review and analysis of over 4 Installment Loan complaints against TD Bank US Holding Company
TD Bank US Holding Company consumers have reported over 4 official complaints related to Installment loan. Out of the 4 consumer complaints against TD Bank US Holding Company, 50% were disputed by the consumer (i.e. the consumer was not happy with how TD Bank US Holding Company responded to their complaint) and 100% were processed in a timely manner. 50% of consumer complaints against TD Bank US Holding Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 25% resulted in non-monetary compensation.
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TD Bank US Holding Company Consumer Loan managing the loan or lease May 27, 2016 - FCRA 623 ( a ) ( 5 ) States that the original creditor ( TDAF ) is required to accurately report the DOFD separately to the CRA ( - ) no later than 90 days after the charge-off date ( -, - ). The purpose of this section is to determine the exclusion date. TDAF acted as was both the original creditor and collector for this account. The vehicle was repossessed in -, -. FCRA 605 ( c ) was created for one purpose only, to affix a date based on the commencement of the delinquency which proceeded to collection and subsequent charge-off on my account. The specific key point in my a... |
TD Bank US Holding Company Consumer Loan managing the loan or lease April 20, 2016 - Diamonds International, TD Bank credit provided 6 months same a cash and they are not honoring the documents signed. The purchase was made on the - of the month and they are back dating the cycle to the -. The - is not the - and it is n't 6 months as agreed to on the signed acknowledgement. They will not adjust the cycle correctly. This is not a fair practice and not 6 months. ... |
TD Bank US Holding Company Consumer Loan taking out the loan or lease March 1, 2016 - My wife and I bought furniture at -/Ashley Furniture - on - -, 2014. We agreed to a 20 month promotion with which we misunderstood the " no interest '' aspect for an initial total of $10000.00. We made a payment every month of at least the minimum required, including a $5000.00 payment last week. It was the interest charged line item on our last bill of $3700.00 that is the reason for this complaint. Yes, shame on us for not scrutinizing the fine print on the initial paperwork and the monthly bills, but, in our defense, we have never had a transaction like this. I can not bel... |
TD Bank US Holding Company Consumer Loan managing the loan or lease January 27, 2016 - I took out a $ - personal loan with TD Bank which was funded on -/-/2014. Since that time I 've made extra payments in excess of my minimum amount due each month which I wanted to be applied to Principal only and was told there was no systemic way to do that and I had to call each time a payment was made for them to apply it to principal. I 've done that several time throughout the life of this loan but there is no way for me to verify that it has been done correctly or if at all since they do not provide a monthly statement with the activity nor does their website have this informati... |