Review and analysis of over 152 complaints against Capital One
Capital One consumers have reported over 152 official complaints related to Not given enough info to verify debt. Out of the 152 consumer complaints against Capital One, 14% were disputed by the consumer (i.e. the consumer was not happy with how Capital One responded to their complaint) and 99% were processed in a timely manner. 2% of consumer complaints against Capital One resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.
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Capital One Debt collection disclosure verification of debt not given enough info to verify debt November 2, 2015 - Capital One has been reporting a Charge Off current even though it was charge off since -/-/-. I been trying since -/-/- to have this debt validated in -/-/- they send me a verification letter saying they no longer owe this debt that it was transfer to - -. It stated the account was sold and that their records indicate any balance that may be due was transferred in the sale. I never recall any such credit collection company being on my credit report. I currently initiated a dispute again with all 3 credit bureau Capital One is still showing this charge off from -/-/-... |
Capital One Debt collection disclosure verification of debt not given enough info to verify debt October 1, 2015 - I hired an attorney to help me validate an allegedly unpaid debt with Capital One. My attorney has sent numerous requests in writing ; as well as confirming receipt of those requests via phone notifying Capital One that I have hired them, and Capital One refuses to release the validation of debt to my attorney. They state that the requests are not valid ; however, I have signed the requests to allow my attorney to speak with them. Please find a chronology attached:-/-/-/15 My attorney sent original written authorization and request for validation documents-/-/-15 My attorney spoke to... |
Capital One Debt collection disclosure verification of debt not given enough info to verify debt September 26, 2015 - I have asked - to furnish proof that indeed this account on my credit report is mineThey are not validating and said they do n't have anything listed on my credit report ... |
Capital One Debt collection disclosure verification of debt not given enough info to verify debt May 22, 2015 - I requested verification of debt, debt collector and/or attorney stated they did not have to provide me with proper validation of debt the further stated that copies of past statements were validation of debt. I am not disputing that I owe the company money I 'm disputing the amount I have questions about the debt I requested proper validation of the debt as well as the signed contract from the credit card company and signatures of purchases that I personally made with the credit card none of which I have been given except for copies of statements of two plus years ago. ... |
Capital One Debt collection disclosure verification of debt not given enough info to verify debt May 19, 2015 - They told me that it would not hurt my credit and I can dispute it and it will be removed. This was false and I was misled into thinking this account would not damage my credit score but it has tremendously. Want this account removed from credit. ... |
Capital One Debt collection disclosure verification of debt not given enough info to verify debt April 29, 2015 - In - Capital One filed a - with IRS for a charge off of a - card debt in -. I have no records of this at all. I found out about it from the IRS. On call Capitol One, they will not send any documentation, only the card number which is not mine. I have never had any calls, letters or other correspondence on this issue. The IRS is currently charging me interest and has threatened fines and will not even discuss relief on this issue without documentation, of which I have none. I did work for a company that filed bankruptcy around - and it is possible that my name was attached to a c... |
Capital One Debt collection disclosure verification of debt not given enough info to verify debt April 2, 2015 - - - - sent a letter stating that the account had been referred for collection. There was no information sent to validate the debt, rather letter states that I have to dispute debt before they would provide validation. It immediately threatens a judgment instead of listing the process to verify the debt and move forward. I sent letter requesting that the debt be verified, that they were indeed engaged to collect the debt, etc. The only information that was sent to me were statements of the account. This provided absolutely no documentation that the firm was indeed authorized and engage... |