Capital One Debt Collection Complaint

Capital One Debt collection department,

Credit card Disclosure verification of debt Not given enough info to verify debt Montana

- - - sent a letter stating that the account had been referred for collection. There was no information sent to validate the debt, rather letter states that I have to dispute debt before they would provide validation. It immediately threatens a judgment instead of listing the process to verify the debt and move forward. I sent letter requesting that the debt be verified, that they were indeed engaged to collect the debt, etc. The only information that was sent to me were statements of the account. This provided absolutely no documentation that the firm was indeed authorized and engaged by the creditor to collect the debt. Additionally, during this time, their representative - - was literally blowing up '' my phone every day - times per day.