Review and analysis of over 29 complaints against Bank of America
Bank of America consumers have reported over 29 official complaints related to Threatened to sue on too old debt. Out of the 29 consumer complaints against Bank of America, 21% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 3% resulted in non-monetary compensation.
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Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt November 29, 2016 - - - sued me over a disputed debt that they claim I owe to them via Bank of America , NA. They did let me know about the suit. I responded pro se with and answer and counter-claim. -/-/-, they won a summary judgment against me based on my not answering their Requests during discovery. I could n't afford an attorney, could keep up, got lost in the legalese. Based on the Judgement for over -, they are trying to garnishee my wages. While preparing to challenge that, I stumbled across your website and the -/-/- Court Stipulation directing - - - how to proceed. In my case... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt November 11, 2016 - I - - make a claim with the Consumer Financial Protection Bureau ( CFPB ) that the following attached attempt to collect a debt is highly fraudulent. My personal information is being floated in what is known in the debt collection business as a " debt Pool '', whereas collection information is outdated and not even enforceable. The attached collection from - -, - does not state that the debt is no longer enforceable, a stipulation by the Federal Trade Commission. The method of an illegal posting of a collection on my personal credit report, or an illegal collection against my ri... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt October 24, 2016 - - contacted me stating they were going to sue me and place a lien on my credit card for a fraudulent credit card debt that was opened when I was -. Informed that I 've already disputed it and had it removed from my credit report almost 10 years ago. Informed not to contact me anymore and asked the representatives name. She would n't give me her name and I told her to have her collection agency remove me from her list. She informed me she was n't a collection agency. Used harassing and offensive language and said she was going to call my work. Informed I could n't get calls at work and sh... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt September 11, 2016 - A Representative of - continues to call & harass me over a time-barred debt with Bank of America. I have been threatened with law suit filing and have continued to advise that this debt was disposed of 15+ years ago. I have asked the representative to cease and desist yet they continue to harass me with threatening phone calls.... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt October 13, 2015 - - - - filed a lawsuit against me in -, 2015 even though the Statute of Limitations had expired. - See attached copy of my letter to the arbitrator. ) It cost me $240.00 to file an Answer in which I pointed out the fact that the SOL has expired, but a Judge in the - Court of - -, AZ sent the case to an arbitrator anyway. The case is still pending and an arbitration hearing was scheduled for today, but PRS 's attorney decided to play by the rules and demanded 30-days notice, so the hearing has been continued but not yet rescheduled. I saw your lawsuit against PRS and th... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt September 30, 2015 - Have letter dated from -/-/2015 from debt that is over 10 years old and has had many CFPB complaints filed on it before, removed from credit reports several years ago, now getting threats to collect. ... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt August 7, 2015 - Signature load from back in - - Bank of America/ FIA Card Services - got behind in - / - attempted to work out arrangement w/ BofA - would not work with me in any form while continuing to add penalties/ Fees and Interest on top of the accountBof A stopped communicating w/ me for several months then I was contacted by Debt Collection Firm out of - ( - & - - for payment arrangements - which I did as required made payments to them for this account and did so for three years - requested a balance on the account was told that it was paid - but no written documentation was e... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt July 23, 2015 - - - - -. put a lien on a home my husband and I are selling next month. My name has not been on the title to this home for most of the 9 years we owned it because I was afraid cavalry would do this. But a few months ago we put my name on the title. ( thinking cavalry 's long arm had shriveled back due to credit card debt expiration laws in this state being 7 years ... ) I called them and settled to pay - so the home can sell ). But their practices have been illegal and abusive. 1. They bought an old debt of mine from around -/-/- from Bank of America. I moved to - in abou... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt July 13, 2015 - - - - contacted me about a 9 years old debt that was charged off my Credit History 2 years ago, It was affecting my Credit Bureaus for 7 years now this Agency sent my old debt to another new Debt Collection Agency named - - -, this last one is threatening me with another 7 years od bad luck.Please help me.The original collection started in 2006 with a Bank of America Credit Card. ... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt July 7, 2015 - The company FIA card services which is a subsidiary of Bank of America filed a default judgment against me for credit card debt accrued by defunct company MBNA - on -/-/-. I applied for and maintained a business credit card with MBNA on - before the company went out of business. The debt was accrued during the year -. Bank of America acquired MBNA in - and this arm became FIA card services that same year. Since my debt was initiated and established during the existence of MBNA and NOT after the acquisition period, this default judgment is a direct violation of the FCRA, as... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt June 5, 2015 - I was contacted by a Law firm by a man named - -, stating they were from - and - Law Firm and they stated I was being sued by Bank of America. I told them the debt was not mine and that it was opened in my name when I was - or - years old by my parent. He stated that we could settle the debt for $1500.00 if I paid now with - percent down to avoid going to court or we can make monthly payments of $150.00 and pay a balance of $3100.00. I told him I would call him back after speaking to my parent. I then contacted Bank of America and spoke with a representative. She sta... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt May 18, 2015 - At - hours on -/-/- CST I received a call from a - with Bank of America inquiring about my account. Bank of America had already been served a CEASE AND DESIST letter on -/-/- ordering them to not contact me further. Bank of America violated the FDCPA Section 1692c and FDCPA 15 USC 1692 c(c). - at BOA continues to harrass me, and when I advised the Cease And Desist letter she claims no knowledge. I have on record they signed for it and received it. I also sent a copy to the FTC, CFPB, - State Attorney General and the - Attorney General.I wish for Bank of America to ceas... |
Bank of America Debt collection taking/threatening an illegal action threatened to sue on too old debt April 2, 2015 - An automatic call placed many times from - states that there is fraudulent activity associated with my name and social security number. To avoid - charges being filed against me they then give me a case number of - and a contact number -. When calling the - number the operator tells me that I will be sued if I do n't come to an agreement even though it is a Time-Barred debt. They continue to call even after I tell them the debt is not valid. ... |