Bank of America Debt Collection Complaint

Bank of America Debt collection department,

Credit card Taking/threatening an illegal action Threatened to sue on too old debt Illinois

The company FIA card services which is a subsidiary of Bank of America filed a default judgment against me for credit card debt accrued by defunct company MBNA - on -/-/-. I applied for and maintained a business credit card with MBNA on - before the company went out of business. The debt was accrued during the year -. Bank of America acquired MBNA in - and this arm became FIA card services that same year. Since my debt was initiated and established during the existence of MBNA and NOT after the acquisition period, this default judgment is a direct violation of the FCRA, as FIA is attempting to collect a debt of the defunct company MBNA -.