Review and analysis of over 72 complaints against Portfolio Recovery Associates, Inc.
Portfolio Recovery Associates, Inc. consumers have reported over 72 official complaints related to Debt resulted from identity theft. Out of the 72 consumer complaints against Portfolio Recovery Associates, Inc., 13% were disputed by the consumer (i.e. the consumer was not happy with how Portfolio Recovery Associates, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Portfolio Recovery Associates, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 64% resulted in non-monetary compensation.
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Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 9, 2015 - I have contacted Portfolio Recovery Associates over ten times. I have informed them that this is a direct result of Identity Theft, and I have faxed them Police Reports and emailed them, and have since faxed them everything twice. I have sent them letters, disputed with the reporting agencies, and since they have re-aged the debt to make it appear new, and have changed the account numbers. I AM OUTRAGED AT THIS! ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 2, 2015 - The Merchant - - and - -, according to the debt collecter, Portfolio Recover Associates, LLC, sold them the debt. I never received a bill from The - - or -. When I asked the debt collector what it was I bought, they could not provide that information. When I asked them to provide my signatures on the CC slip, they could not provide that either. The representative told me that I set up the account without knowing it. What really hurt me is that the debt shows bad on my credit report. Therefore, they probably have my social security #. I know they at least have the last -... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 28, 2015 - Hello, my name is -, An account was opened back in 2011 with - - - Bank back, it was a result of ID theft, and the account was later charged off to Portfolio Recovery Associates , LLC, anyways - - ( Now - - ) has done an investigation and decided it was a result of fraud, and they have removed their tradeline from my credit reports, but Portfolio Recovery Associates , LLC refuses to remove their collection tradeline. I will attach a scanned copy of the letter they have sent me confirming the investigation. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 24, 2015 - - - was paid off & closed, subsequent fraudulent charge for an online subscription - I did n't detect it for a few months or so. Contacted -, but they did n't act. Eventually was charged off -/-/-, and I sent a letter stating that I was not responsible for the debt to one collection agency -/-/-, and a copy of that letter to the current collection agency about a year ago. Still, they call me several times a week, usually weekend days @ -., so I have to unplug my phone to sleep. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft October 24, 2015 - While reviewing my a -, - and - that a collection notice was placed on my report. I attempted to contact- and PORTFOLIO RECOVERY SERVICES, LLC, arguing that I dispute the validity of the debt without success. I personally contacted PORTFOLIO RECOVERY SERVICES, disputing the validity of the debt. I requested that they provide me with an original signed contract of obligation with the - as a matter of law and PORTFOLIO RECOVERY ASSOCIATES has failed to do so but insist on continuing collection action that a s a direct result of ID THEFT and knowingly with intent to cause me econom... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft October 21, 2015 - They purchased a time barred account that was based on identity theft and have violated FDCA by renewing the statute of limitations illegally. I 've sent a cease and desist letter informing them that the account is time barred and I 've also learned that the company is n't bonded to collect debt in the state of Texas, thus violating Texas State Law. There are numerous FDCPA violations and I 've hired an attorney to proceed with filing a lawsuit against them for it. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft September 23, 2015 - Portfolio Recovery has made many attempts to collect a debt originally granted from - - Bank. They are reporting this collection to my - credit bureau reports. After many attempts on heir part I finally agreed to pay $25.00 a month and they are direct drafting payments from my bank account. However, CFPB ADMINISTRATIVE PROCEEDINGFile No. - has now come to my attention and I believe that I qualify for protection/relief under this action. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft September 10, 2015 - Toward the end of -, mail was stolen from my mailbox. My mail, including several credit card applications, were found in the home of a man they arrested for drugs. Before the arrest the individual had already initiated an unsolicited application from - - for a $300.00 card. In - -, I started receiving statements for the $300.00 plus late fees. I explained the Post Office notified me of the theft and the card was not requested by me, and I asked for - - to provide the application with my signature. They refused to provide any documentation. Around -, the debt was tra... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 15, 2015 - This debt was created as a result of identity theft ... ... and this account has been reported on my credit with attempts to collect as this debt is fraudulent i have filed police and ftc reports regarding this matter ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 5, 2015 - Portfilio Recovery Associates - - - - VA -, is trying to collect a debt I have disputed as not mine. They sent me after I disputed the charge for $220.00 and it appeared a charge on my account that was a result of some sort of Identify theft or a charge that is fraud. PRA sent me a copy of my - - statement and it did not document the actual charge or merchandise that they supposed I did charge. I believe if it is my mine, which I do not believe since they have unable to send me any - - charge slips that show my signature for this disputed charge, even though I have... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 29, 2015 - I - - DISPUTE THE CHARGES HAD BEEN MADE BECAUSE I WAS - AND I DISPUTE THE CHARGES HAD BEEN MADE BECAUSE I WAS - I HAVE THE RIGHT TO REFUSE E-TRA LATE FEES OR CHARGES I CAN SEND A LETTER OF THE - I AM NOT DELINQUENT FOR MY BILLS AND I AM A VICTIM OF IDENTITY THEFT AND I WANT TO SETTLE MY ACCOUNT. BEING - I HAVE THE RIGHT TO REFUSE E-TRA LATE FEES OR CHARGES I CAN SEND A LETTER OF THE - I AM NOT DELINQUENT FOR MY BILLS AND I AM A VICTIM OF IDENTITY THEFT AND I WANT TO SETTLE MY ACCOUNT. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 8, 2015 - - - has continued to sell an account to collection agencies after it was determined that the account was open due to identity theft. - - and the collection agency are appearing on my credit report for the same account. The account was deleted from my credit report and has now resurfaced. ... |
Portfolio Recovery Associates, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft March 25, 2015 - This collection agency is trying to collect a debit from -/-/-. I was a - in college and did not get my - credit card until -/-/-. It would have been very easy for a roommate or anyone else to get this info. I did n't keep it hidden I did n't think I needed to. Now they are trying to bill me for over - that I never had the chance to use ... |