Southwest Credit Systems, L.P. Disclosure Verification Of Debt Complaints

Review and analysis of over 58 complaints against Southwest Credit Systems, L.P.

Southwest Credit Systems, L.P. consumers have reported over 58 official complaints related to Disclosure verification of debt. Out of the 58 consumer complaints against Southwest Credit Systems, L.P., 17% were disputed by the consumer (i.e. the consumer was not happy with how Southwest Credit Systems, L.P. responded to their complaint) and 90% were processed in a timely manner. 0% of consumer complaints against Southwest Credit Systems, L.P. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Disclosure Verification Of Debt Consumer Complaints


Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

May 11, 2016 - I have asked South West Credit Systems to validate a collection they are reporting on my credit reports on -/-/-, -/-/- and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on - of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its dama...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

May 8, 2016 - I never opened a - wireless account or did I give my authorization for any account...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

December 27, 2015 - I have written to Southwest Credit Systems requesting - " proof of the validity of the debt claim made by -, including detailed proof of the amount owed and any interest charged on the alleged debt ; documentation of any and all communications with me regarding the alleged debt ; proof that Southwest Credit Systems is licensed to collect debt in Massachusetts and has a valid legal right to collect the debt ''. To date, Southwest Credit Systems has ignored my request and is falsely reporting this information. ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

November 25, 2015 - Southwest Collection Systems, - - -, - -, T- -, filed a collection notice with - credit reporting agency in - - without any communication nor validation of the debt. The debt was originally satisfied in - with - through the return of equipment - which was validated by - when they attempted to have me switch back to their service in - -. Southwest has not called nor provided any information regarding the alleged debt and can not be reached by the numbers provided to -. A review of consumer complaints shows a pattern of aggressive tactics by this comp...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

October 29, 2015 - I have requested for the company to validate the with a copy of the original agreement bearing my signature. All I receive is copy of bill with a name that is not mine correct name. ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

October 12, 2015 - I was not properly notified whether or not I owed a $280.00 - bill that is now in collection and is adversely affecting my credit score. I had - 2 years ago. I took a small break from their services and then I re-established service. I have maintained my account current at all times. When I took a break from having - services I was not notified that I had a remaining balance due. When I reconnected services, I was never notified that I had an outstanding balance. I was re-issued service and I have maintained my bill current the entire time. I have recently reviewed my credit report ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

October 2, 2015 - I became aware of this debt when I checked my credit report for the first time in many years recently. I saw that Southwest Credit System has an amount of $190.00 reported for -, however this was the first time I saw this. I had not received prior notice of this debt, along with account information and what the debt is for. Since I had my identity stolen in -/-/-, I wanted to make sure this is legitimate. I disputed it with - on -/-/- and also wrote a letter to Southwest Credit System requesting verification ( USPS notified me that my letter was received on -/-/-- proof ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

September 10, 2015 - Southwest collection services used an address I never lived at to communicate a collection I found out about through my credit monitoring service. They said they can not remove the account even though i verified payment because they said only comcast can do that. I faxed verification of payment to both of them but no one takes action. - opened a trouble ticket but does not have a phone number to discuss concerns if you are disputing a collection so I have no way to discuss resolution of this with even though I faxed in proof of payment it is still sitting on my reports with the bureaus. ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

June 25, 2015 - Today, -/-/15, I was reviewing my credit reports when I noticed a derogatory collections remark added to my - credit report from SW Credit collections Agency. I was caught by surprise because I never received any collections notification with the right to dispute this debt that I do NOT owe. I am dumbfound by such a collections approach. To me this seem to be fraud and defamation of Character ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

June 25, 2015 - Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt they say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. At this time The debt collection agency continues to report invalidated information to the - major credit bureaus ( -, -, - ), this action might constitute fraud under both federal and state laws. ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

June 18, 2015 - While I was undergoing a credit check in order to obtain my - license, it was discovered that I had a previously unknown collection account on my credit. I contacted the debt collector Southwest Credit - - -, - - -, T- - Phone - '' and was told it was a debt to - from several years earlier. I asked them for verification of the debt, however all they sent me was what looks like a blank - bill with the amount they say I owe as a previous balance. '' I called them back and they told me that that was all that they have and I would have to call - myself. When I...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

June 3, 2015 - On - - I received an alert that a new account had been added to my credit report. I immediately disputed with all three credit agencies and sent out a debt validation letter to - -. One week later I receive a print out on their letter head ( unacceptable since this is not my debt ) - deleted the account but - and - did n't budge. The last name on the account is - ( not my name ) I never received a dunning letter, a phone call, a bill Nothing. Just a surprise account that was previously deleted because the collection agency before could not validate this bill. This has c...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt

May 27, 2015 - Southwest Credit has been reporting a debt originally owed to - that I do n't owe. I have tried disputing this several times directly with them, and the credit bureaus aswell. my last attempt was on - -, 2015. I honestly do n't think they are even reading the supporting documents or my letter. I received a response from them on - -, 2015 that '' once again they have updated my account accordingly '' Southwest Credit or comcast have yet to prove that this debt is owed to -. I have clearly outlined in my supporting documents that I do n't owe this debt! Ive requested supporting...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

March 27, 2015 - I was not aware the debt had been sent to collections until it was reported on my credit report. When I contacted the collection agency they had a non-existent address. They had my correct phone number but never made any attempts to notify me of the debt prior to reporting from all credit reporting agencies. ...

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Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received

March 20, 2015 - Have - on my account from this company never have had any info on what is for on my trans union report the number is - and the second is - do n't know what they are for we have had - - for years and the other says insurance and we have had - for years so no clue and never been contacted about these or had any info ...

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