Southwest Credit Systems, L.P. consumers have reported over 367 official complaints. Out of the 367 consumer complaints against Southwest Credit Systems, L.P., 14% were disputed by the consumer (i.e. the consumer was not happy with how Southwest Credit Systems, L.P. responded to their complaint) and 92% were processed in a timely manner. 0% of consumer complaints against Southwest Credit Systems, L.P. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.
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Stop CallsSouthwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid December 6, 2016 - I paid my final bill to -, sometime in -/-/-. I no longer owe them money, or even have an account with them. At least once a week I receive a phone call from Southwest Credit about the " debt. '' I have informed them many times that it has been paid, and I even called - to straighten it out, and I am still receiving calls and letters to my home.... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy May 23, 2016 - This debt was included in a Chapter - BK - filing. This has been addressed by the CFPB previously and the collection agency stated they would stop all collections and remove debt from my credit report. This debt has now been added back to by credit report and the collection calls has returned. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid May 16, 2016 - They are trying to collect a debt that was paid in full to the original creditor ( - ) ... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt May 11, 2016 - I have asked South West Credit Systems to validate a collection they are reporting on my credit reports on -/-/-, -/-/- and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on - of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its dama... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine May 10, 2016 - Southwest Credit Systems is trying to collect a debt for - - which is not mine. The person whom they are looking for has a similar name but different social security number.I have received harassing and threatening calls and they reported the false information to - This derogatory information is preventing me from closing on my new home. It 's frustrating and unfair. As a consumer I feel powerless, how can I protect my credit from such situations. I have contacted Southwest Credit Systems several times and although they have admitted the social security numbers are different they refu... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt May 8, 2016 - I never opened a - wireless account or did I give my authorization for any account... |
Southwest Credit Systems, L.P. Consumer Loan managing the loan or lease March 13, 2016 - I recently discovered on my credit report, - collections accounts from Southwest Credit and - ( - ) regarding a - - debt. I do not owe - - anything and would like to dispute both accounts in the amounts of $400.00 and then $250.00 both of which again, are regarding - -. I spoke with a - Representative about the said amounts - of which they verified in the amount of $250.00. The amount of $400.00 they stated they were unaware of. I was told that I once I returned equipment boxes and - remotes, the charge would drop off. I returned the equipment and am... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid January 23, 2016 - I have communicated with SWC - several times via email and fax regarding - frivolous account that was placed on my credit report. I told them that I do not owe this balance and provided a receipt from -, which state that the balance is $0.00. I request the account be remove from my credit report effective immediately and they fail to remove it. ... |
Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls January 22, 2016 - The company ( Southwest Credit Systems ) calls constantly about a debt that they calim that I owe. I asked them to stop calling my cell phone and to conduct any further inquiries using the mail. They continue to call and I have spoken to them an addition two times and the last time I specifically told them never to call me again. They continue to call and it is interfering with my job. I 'm not sure if it is important, but i am also registered on the Do Not Call Registry and have been there for approximately 6 months. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine January 18, 2016 - SOUTHWEST CREDIT SYSTEMS Address : - - - # - -, T- - ( - ) - Account Number : - Original Creditor : - Address Identification Number : - Status : Collection account. $180.00 past due as of - -. Status Details : This account is scheduled to continue on record until - -. Date Opened : - Reported Since : - Date of Status : - Last Reported : - Type : Collection Terms : 1 Months Monthly Payment : $0.00 Responsibility : Individual Credit Limit/Original Amount : $180.00 High Balance : NA Recent Balance : $180.00 as of - Recent Pay... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid January 16, 2016 - I had a - - account in -, - that I closed because I was moving out of state ( to - ). I took all of the equipment less than a week prior to me moving, to the local branch that I normally dealt with and paid them in full so it would be - less thing for me to worry about, this was - 2012. I never once received any correspondence indicating there was an issue until -/-/- when it mysteriously showed up on my credit report as not being paid. I contacted them directly and they investigated and wanted me to fax them a receipt, however I told them I did n't have it anymore si... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine January 13, 2016 - Southwest Credit Systems on behalf of - reported derogatory collection information to the - major credit bureaus - of 2015. I have not had a - account in approximately 5 years and believe that my account was paid in full. On -/-/15, I sent Southwest Credit a certified letter requesting an explanation of the charges. To date I have not heard from them. In addition, I - to dispute this collection. - removed the information. After filing - - - - disputes with each of them, - keep insisting that the information was verified. By verified, they mean that they a... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine January 6, 2016 - Southwest credit collection agency continues to report wrong information about me to the credit agencies even after it is determined that I am not the person there looking for, Ive disputed the issue multiple times sent my SS # and documentation. Ive spoke with a supervisor - - who said that Equifax and her company got my name mixed up with someone eles. Southwest reports information to the credit agencies without first contacting the consumer about the debt. ... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt December 27, 2015 - I have written to Southwest Credit Systems requesting - " proof of the validity of the debt claim made by -, including detailed proof of the amount owed and any interest charged on the alleged debt ; documentation of any and all communications with me regarding the alleged debt ; proof that Southwest Credit Systems is licensed to collect debt in Massachusetts and has a valid legal right to collect the debt ''. To date, Southwest Credit Systems has ignored my request and is falsely reporting this information. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid December 26, 2015 - When we moved from - to -, and transferred our service, - charged a $68.00 equipment fee even though equipment was returned to -. We continued to have - service in -. On several occasions when I called - they said they would waive the $68.00 fee, but they had apparently turned it over to a collection agency. To date - has not corrected the problem. Poor customer service on - 's part by not following up on their commitment. ... |
Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls December 1, 2015 - SOUTHWEST CREDIT KEEPS CALLING MY CELL AND PARENTS PHONE IN VIOLATION TCPA, THESE ARE ROBO CALLS AND HAVE VOICE AND CALLING LOGS ETC.. 7 CALLS IN 3 DAYS ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid November 30, 2015 - In - -, I moved out of the apartment I was sharing with - others and, among other things, ended my - service at that address. - picked up the equipment and the final bill that I knew of was paid. I have had - services at multiple addresses in multiple cities since then. When I moved to - -, I was told I could not get an account because I had never returned my equipment from that first account. When I disputed that with the representative, he said he would look into it, and shortly thereafter I was offered a contract to get service, and I opened a new - account in -... |
Southwest Credit Systems, L.P. Debt collection improper contact or sharing of info talked to a third party about my debt November 27, 2015 - COLLECTOR FAILED TO VALIDATE, CALL MY DAD AND SENT COLLECTIONS TO HIS HOUSE AND HAVE BEEN GETTING PHONE CALLS IN VIOLATION OF FDCPA AND TCPA ... |
Southwest Credit Systems, L.P. Debt collection communication tactics used obscene/profane/abusive language November 27, 2015 - The debt collection agency recently called my employer to find me. When my supervisor stated that I was unable to receive personal phone calls at work the agent on the phone became incredibly rude, and while she did not use obscene or profane language she was incredibly unprofessional. It was incredibly embarrassing for me to have to speak with my supervisor about this issue. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine November 25, 2015 - We received a debt collection notice from Southwest Credit in the mail claiming they were collecting a debt for one of our creditors ( - ). We do not owe a debt to - and are always current with our bill. We also have a monthly automatic withdrawal set up with -, so we know we are always current. We contacted - and verified that we do not owe a debt and also that we have never been sent to collections. ... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received November 25, 2015 - Southwest Collection Systems, - - -, - -, T- -, filed a collection notice with - credit reporting agency in - - without any communication nor validation of the debt. The debt was originally satisfied in - with - through the return of equipment - which was validated by - when they attempted to have me switch back to their service in - -. Southwest has not called nor provided any information regarding the alleged debt and can not be reached by the numbers provided to -. A review of consumer complaints shows a pattern of aggressive tactics by this comp... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine November 18, 2015 - I got cable TV through -, and about a month later I decided to move and I called - to see about moving my service and they ask for the address I was moving to, they ran the new address and told me that they do not service that address. I told them that I had to move and I would just have to cancel my cable and internet. I paid for the time I had and used the service up until I moved. I sent the equipment back and I still received a bill for $350.00. I called - and explained to them I had called and canceled the service and they tried to tell me that I did not cancel that it went two... |
Southwest Credit Systems, L.P. Debt collection improper contact or sharing of info talked to a third party about my debt November 17, 2015 - I received an unknown bill from Southwest Credit representing - on - -. The bill was for $62.00. I have never paid - less than $90.00 per month and I do have another - account currently. No invoice was received from -. I am of course happy to pay the bill with proper communication and explanation - I paid it to protect my credit. Southewst Credit called my parents before I was contacted. According to the - - - Collection Practices Act this is not allowed. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine November 13, 2015 - They keep calling for a debt that 's in my husbands name, that we wholeheartedly intend on paying but I asked them to stop calling and to put me on the DNC list. He said okay. Now they keep calling but not speaking. They call up to 3 times a day. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid November 9, 2015 - I was notified by my credit monitoring service that a collection account from Southwest Credit Systems in texas put a collection account on my credit. For the record I have never received any validation of this debt prior to this going on my credit report. I have resided at the same address for the past 2 years and still have a forwarding mail with the post office from my old address. I called the collection company to resolve this issue and the young lady told me that I had to pay this debt and she did not have to verify any information with me and wanted me to provide her with my information... |
Southwest Credit Systems, L.P. Debt collection communication tactics called after sent written cease of comm November 6, 2015 - In addition to contacting me after being notified to cease and desist communication, - - - through their alleged agent SouthWest Credit contacted my cell phone on several occasion. - - - has never had authorization to contact me on my cell phone. Additionally, this debt was disputed in - of 2015. IN response, the previous agent for - - - sent a few bills, but did not send the requested phone logs which will confirm cancellation of this account prior to the additional bills which were not authorized. Furthermore, in -, 2015 in response to a new validation of d... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine October 30, 2015 - I recently received this letter from this company informing me that I owe them money, to my knowledge this company has never provided me a service and neither have I entered into a contact with them to pay them for said services ... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt October 29, 2015 - I have requested for the company to validate the with a copy of the original agreement bearing my signature. All I receive is copy of bill with a name that is not mine correct name. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy October 29, 2015 - - and - was included in bk - - of virginia. They have transferred or sold debt to collection agency which in return is on my credit report in collections status. They stating the info is correct and will not remove out of collection or off my credit report. Now I getting collection mail for accounts that was discharged thru bankruptcy. ... |
Southwest Credit Systems, L.P. Debt collection false statements or representation attempted to collect wrong amount October 26, 2015 - I recieved constant calls from SW Credit Systems L.P. # - about a - - for $380.00 that was not mine. I call several times informing them it wasnt and I never lived in the - area. They said someone must have gotten my Soc Sec number and they wanted me to pay it anyway. I refused and now I see they have placed my credit in collection and My score has dropped from - to -. I am sure this is an unreputable company after the many phone calls I made to them. Please let me know how to proceed in getting them to remove this black mark and completing this complaint. Thanks - ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid October 21, 2015 - Southwest Credit Systems is reporting a collection account on my consumer reports related to a debt that they have no legal authority to collect on. The debt in question was paid in full to the original creditor, -, and Southwest Credit Systems has no legal standing to engage in collections activity on this account. Following my payment to the original creditor, Southwest updated my consumer reports to reflect a Paid '' status despite the fact that I have never paid Southwest Credit Systems for any debt, nor have I ever acknowledged any ownership of the debt they claim was owed by me to th... |
Southwest Credit Systems, L.P. Credit reporting incorrect information on credit report information is not mine October 19, 2015 - wrong information on credit my credit report and they know it and will not remove it southwest credit systems credit reference number is - and the creditor account number is - this belong to a - - at - - - - maryland - my name is - - - - - - - - - md - will you please help me get his bill off of my credit report - and south west has said this is not my bill ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid October 19, 2015 - I opened and account with - with a 30 day money back guarantee. I did n't end up using the account and closed with-in the 30day trial period. When I called to cancel, the agent i spoke with explicitly told me that, given i was cancelling with-in the trial period i will not be billed. I was billed and upon contacting - the agent politely informed me that i do n't have to pay anything as i canceled in the trial period. Now they have handed over my account to debt collection who keep calling me every day. I have reached out to - and they have no clue why there is any collection call. T... |
Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls October 14, 2015 - I have received almost daily calls from - since -/-/15. Each time I answer, there is silence on the other end of the line. I received calls from this phone number on -/-/- at - -, -/-/- at -, -/-/- at - -, -/-/- at - -, -/-/- at - -, -/-/- at - -, -/-/- at - -, -/-/- at - -, -/-/- at - -/-/-, -/-/- ( a federal holiday ) at - -, -/-/- at - -, and -/-/- at - -. I looked up the number online and it looks like it might be from Southwest Credit Systems ( a coll... |
Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls October 13, 2015 - I began receiving daily phone calls from - ( a New Jersey number ) on -. This is a number I do not recognize, and when I pick up the phone the response is silence even after waiting a few moments. I looked up the phone number online and apparently the phone number is coming from a company called Southwest Credit Systems but I have no confirmation of this directly as no one speaks on the phone when I answer the call. So far the phone calls have occurred on -, -, -, -, -, -, -, -, -, -, and -. It appears this company is a collections agency. I checked all -... |
Southwest Credit Systems, L.P. Debt collection false statements or representation attempted to collect wrong amount October 12, 2015 - Southwest Credit offered a settlement option which was fulfilled but never informed - - - that the account was settled in full. I spoke with SW - and they offered me a settlement of - which was spilt into - payments of -. First payment was taken out of my account on - and the other was taken - -. The supervisor I spoke with advised that I would get a paid in full letter after the second payment. An agent called me a couple days after the second and final payment and stated that I still owed a balance of -. I then explained to that agent that I had already settl... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received October 12, 2015 - I was not properly notified whether or not I owed a $280.00 - bill that is now in collection and is adversely affecting my credit score. I had - 2 years ago. I took a small break from their services and then I re-established service. I have maintained my account current at all times. When I took a break from having - services I was not notified that I had a remaining balance due. When I reconnected services, I was never notified that I had an outstanding balance. I was re-issued service and I have maintained my bill current the entire time. I have recently reviewed my credit report ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft October 10, 2015 - My ex husband lives at - - - - - - - has for atleast 8 years. he opened a - account under my name owing - $ now on my credit.. The address above is on my report and so NOW is his delinquent account. I want it removed as he had NO PERMISSION to use my name as I have a perfect record with - for 7 years at my address of - - - - NH ... I have spoken with - who knows that this was fraudulent..They stated my ssn is NOT on that account as it is NOT mine. ... |
Southwest Credit Systems, L.P. Debt collection false statements or representation attempted to collect wrong amount October 8, 2015 - I applied for pre approval to take out a loan with - -. My bank sent me a note after they had pushed the application through that said my credit score was too low for pre approval because - had passed on a delinquent account, under my name, to a third party debt collection agency. However, I have never nor will I ever have an account with -. In effect, - linked my name and address with a delinquent account held by another individual under the same name at a different address. - had no other information to associate with my name and admitted, on the phone, that the account had... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt not given enough info to verify debt October 2, 2015 - I became aware of this debt when I checked my credit report for the first time in many years recently. I saw that Southwest Credit System has an amount of $190.00 reported for -, however this was the first time I saw this. I had not received prior notice of this debt, along with account information and what the debt is for. Since I had my identity stolen in -/-/-, I wanted to make sure this is legitimate. I disputed it with - on -/-/- and also wrote a letter to Southwest Credit System requesting verification ( USPS notified me that my letter was received on -/-/-- proof ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid September 27, 2015 - Southwest Credit Systems called ( - - 2015 - ) and refusing to state the reason for the call, while phishing for information regarding my identity. I had to research the incoming phone number to identify the company, then called back and find out Southwest Credit Systems is attempting to collect an unvalidated account with -. I advised Southwest Credit Systems to make no further contact by phone, and mailed a Cease and Desist Notice pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 USC 1692c ( c ) on - - 2015 warning that further contact of any kind would be con... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine September 17, 2015 - sw credit systems inc. for -. my credit report states i owe them -. I have no idea what this debt is? ... |
Southwest Credit Systems, L.P. Debt collection false statements or representation attempted to collect wrong amount September 17, 2015 - Today I discovered a negative credit item a had been re-inserted into my credit file. You are required to notify me within five ( 5 ) days of re-inserting a previously deleted item. I did not receive any such notification. Please delete this item immediately. ... |
Southwest Credit Systems, L.P. Debt collection disclosure verification of debt right to dispute notice not received September 10, 2015 - Southwest collection services used an address I never lived at to communicate a collection I found out about through my credit monitoring service. They said they can not remove the account even though i verified payment because they said only comcast can do that. I faxed verification of payment to both of them but no one takes action. - opened a trouble ticket but does not have a phone number to discuss concerns if you are disputing a collection so I have no way to discuss resolution of this with even though I faxed in proof of payment it is still sitting on my reports with the bureaus. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid September 9, 2015 - I owed - for a bill that I did n't know that I had. Southwest collection Agency contacted me I called -. I never received a bill from -, once - understood that there was an error and never got the bill they allowed me to pay them. Southwest could call my home phone being nasty, and then my cell ordering me to pay. After I had inform them that I had taken care of this bill with -. I informed Southwest Collection Agency and gave them proof of the conversation with - and that - stated that they would not be listed on my credit report. Southwest refuses to remove themselves fr... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine August 31, 2015 - Southwest Credit Systems never contacted me about item they posted to my credit report and has not validated the debt, I called them and they said that the item they put on my credit is from - years ago, I never knew anything about this debt until I checked my credit report. I did a quick check online and found many bad reviews about Southwest Credit Systems, this company is accused of harassment, scamming, fraud, verbal abuse, producing false documentations etc. I do n't believe that they are licensed to collect in my state and I have reason to believe that this might be a scam. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine August 25, 2015 - This is not my debt. I have reported it to - and - and they will not remove it. THIS WAS LISTED ON MY REPORT IN THE PAST FEW YEARS WITH A DIFFERENT COLLECTION COMPANY AND A DIFFERENT HOME ADDRESS. I HAVE NEVER HAD A DEBT WITH -. This is fraudulent. I have never been contacted by - OR THIS COMPANY. I did not request or use any services from this provider. I have no idea why this is on my report. EVERY FEW YEARS IT APPEARS AGAIN, I COMPLAIN FOR MONTHS TO EVERY AGENCY WRITE NUMEROUS LETTERS ; THEN IT GOES AWAY FOR A FEW MONTHS AND COMES BACK AGAIN WITH ANOTHER COLLECTION COMPANY. I wa... |
Southwest Credit Systems, L.P. Debt collection communication tactics called outside of 8am-9pm August 23, 2015 - I received a call on Sunday afternoon via a recorded message for my ex husband ( of 5 years ) providing the number - to call if I am not this person. He is happily remarried so I called to inform them that I 'm not him and was able to identify they are Southwest Credit Services yet was told that they are not open - their normal business hours are M-F, and Sat. and I would have to call back then. Wait a minute! ~ They just called, woke me up from the only time I get to nap - gave me a number to call that required me to quickly find paper and pen to write with only to not be able to reach any... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid August 7, 2015 - On - -, 2015, we terminated our service with -/- and returned our equipment as directed. We were told we would receive our final bill shortly. On - -, we received our final bill from - for $51.00, after the applied credit to our account of $130.00. The bill due date was - -, 2015. I immediately paid our bill on - - for the amount owed. On - -, 2015, I received a call from - demanding payment of the $51.00 plus fees totaling $67.00. I explained to - we were NOT delinquent and had paid the bill on the date received. - said we need to take i... |
Southwest Credit Systems, L.P. Debt collection improper contact or sharing of info talked to a third party about my debt August 5, 2015 - I received a call from Southwest Credit Systems at - -, -. The representative I spoke with did ID the company. The representative also provided the last 4 numbers of my Social Security Number and a mailing address of mine. No info was verified at that time. I advised the representative that this is a violation of FDCPA. I termed the call. Redialed the company at - - asked the 2nd rep that the call be recorded - attempted to advise rep of the incident of the initial call, rep cut me off to verify info that I refused to provide due to initial incident, advised rep that I would like t... |
Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls July 27, 2015 - although I have a pending dispute filed via the CFPB, I am still receiving repeated phone calls asking for this debt to be paid. I filed a ID Theft Affidavit ( # - ) in - 2014 ; I wrote repeatedly to the - credit bureaus and the collection company in -, this account is still reporting in my credit file. This account was opened after my information was stolen due to a - breach of security. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid July 23, 2015 - - has placed me into collection for a bill they have not even sent to me yet. I ended my service with them on - -, and have yet to receive my final bill from them. However, I received a call today ( - - ) from a company purporting to be a debt collection agency called Southwest Credit Services, with whom I have never had any interaction previously. This person told me that - has placed me into collection for a $52.00 dollar bill that I have not received. ... |
Southwest Credit Systems, L.P. Debt collection communication tactics frequent or repeated calls July 22, 2015 - I am getting robo calls at my business attempting to collect on - telephone services which were changed from business to personal in 2014. The robo calls have a recorded message. It is coming from Southwest Credit Systems and they specifically ask for me. This is a business and I previously have advised them they are not to call the business number and not to robo call either as I do not appreciate being asked to hold for a real person. And incidentally, I still have uverse personally and have complained to the credit bureau without results. I also continue to get calls from - - - ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 21, 2015 - this company has placed a collection account on my credit but the debt does not belong to me and it was not validated. I have sent this company certified letters since - 2015 and they continue to ignore me and report the unknown account on my credit. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 21, 2015 - Southwest Credit Systems is trying to pin a fraudulent zombie debt on my credit file ( - ) for the amount of $160.00. I called to verify and they told me it was for a person living in Virginia a place I have never lived for a debt from 2004. I also called - and they could n't understand how they came to the conclusions of amounts, debtor and Date Opened '' they have listed because the record they pulled does not show the same information. This is a scam of a company. Fraud! Cease and desist all communications. Remove this fraudulent debt from my credit report. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 20, 2015 - I have had this number for almost two years now and have been called by - to - collections agencies to include this Southwest which I called on - -, 2015 to tell them I am not the party they are attempting to collect from and have no idea whom they are. They ask for - or - - each time. I am not sure if I spelled - correctly. I again called this collection company on - -, 2015 for a call I received on Sunday - -, 2015 to let them know I was reporting them and a - claimed I have never been called by them. Seems they all say that, but I maintain a scrap pape... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 16, 2015 - sw credit for - for $510.00. I believe this is not mine. ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine July 13, 2015 - ( The choices above do not accurately describe this situation, I selected the one that I felt was best. ) Southwest Credit Systems ( SWCS ) has been reporting a collection account on the - main credit bureaus for a - account ( # - - since -/-/2015, in the amount of $330.00. SWCS was made aware of the fact that these charges are not accurate and in dispute based on the cramming activity - was engaging in ( Federal Trade Commission v. - - , - ). I was not contacted by -, as I have moved from my previous address and never received information from them regarding... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 9, 2015 - I have some accounts that are not mine that are reporting these are fraudulent accounts the accounts - - -Southwest Credit Systems - i have filed a police report - pd report number - Officer 's name - badge # - i have also filed a notarized ftc id theft affidavit these accounts have yet to be rmoved as they are a result of id theft ... |
Southwest Credit Systems, L.P. Debt collection cont'd attempts collect debt not owed debt was paid July 9, 2015 - Southwest Credit Systems has refused to remove this entry from my credit report after verbally promising to do so during a correspondence call after the debt was paid. Southwest Credit Systems has not provided proof - written documentation ) of assigned ownership of account - validation ) and continues to report a paid debtAgency has not provided appropriate documentation to show how and where the fees came from as it relates to the original debt indicated on my credit report in an itemized statement. No itemized information about proof of last activity date was provide to me. ... |