Review and analysis of over 9 complaints against JPMorgan Chase & Co.
JPMorgan Chase & Co. consumers have reported over 9 official complaints related to Credit line increase/decrease. Out of the 9 consumer complaints against JPMorgan Chase & Co., 11% were disputed by the consumer (i.e. the consumer was not happy with how JPMorgan Chase & Co. responded to their complaint) and 100% were processed in a timely manner. 22% of consumer complaints against JPMorgan Chase & Co. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 11% resulted in non-monetary compensation.
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JPMorgan Chase & Co. Credit card credit line increase/decrease December 23, 2016 - This complain is based on the fact that I shell not pay for transaction which are not mine. I have had over 20 years long relationship with CHASE Credit Card and Private Banking and have had no similar disputes in the past. I pay my statement amounts on time and in full with understanding that when there is a disputed charge or an unauthorized charge banks are obliged to follow certain legal standards and pursuant to Fair Credit Billing Act ( FCBA ) : ( sic ) ... '' Credit Card companies must resolve dispute within billing cycles ( but not more than 90 days ). '' - If not they can not collect ... |
JPMorgan Chase & Co. Credit card credit line increase/decrease November 6, 2016 - I COMPLETELY paid off - charge cards which, along with some others, have have had $ - to $ - in balances. Not to mention my income is approximately $ -, - % higher than last year - or ever. My reward for paying off - $4900.00. - card? 2 days later they crushed my credit limit from $ - to $ -. THAT MAKES NO SENSE! I pay off almost $ - and THEN get my limited clobbered to - of what I JUST PAID! This makes no sense ( and I expect they have a credit score, with NO late pmts, from before everything just paid off ). Can not think of anything else. Jeez, why pay it ... |
JPMorgan Chase & Co. Credit card credit line increase/decrease September 13, 2016 - I have - Chase credit cards. Most I have held and used for over 12 years. I have always made my payments and have never been late on any card. Just recently, I paid - of my accounts to zero. I occasionally use my cards for tuition or vacation ( large purchases ) and pay them down. Unknown to me, they did an account review and dropped my credit card limits from $ - to $1000.00 and $2000.00. My goal when I paid the cards off this time was to improve my credit score. I understand that when you have a card, the credit agencies calculate your balance to the credit limit. By reducing my... |
JPMorgan Chase & Co. Credit card credit line increase/decrease June 28, 2016 - My mother has -, and I am her power of attorney. She has been charging hundreds of dollars worth of merchandise that she does not recall ordering. I lowered her credit card limit to $200.00 to prevent this problem and was assured by Chase card representatives on at least two occasions that any attempted charges over this amount would not be approved. At $630.00 I cancelled the card, after several representatives in - departments ( 7 calls total? ) could not explain why charges kept accruing. Finally, someone told me that the credit limit would not stop charges from being approved, an... |
JPMorgan Chase & Co. Credit card credit line increase/decrease May 10, 2016 - This bank voluntarily undertook to lend me money but the lending was not accomplished with due care and increased the risk of harm to me through ( 1 ) an inability to access the proper amount of funds to properly grow my business of providing legal services particularly on or about - -, - which is when I filed for Chapter - bankruptcy ( which was dismissed ) and after the - -, - - Supreme Court order of suspension from the practice of law ( which I am challenging ) but at which time a proper amount of loan funds would have allowed me to redirect my law practice to poten... |
JPMorgan Chase & Co. Credit card credit line increase/decrease April 20, 2016 - I had opened a Chase credit cards in - I called and requested a credit line increase which was granted and it was increased to $4500.00. In - I noticed on my credit report that it stated my credit line had decreased to $3000.00 and is now going over the credit limit. I was in no way by phone or mail notified that this is a temporary credit line increase. I have disputed this with the car company and have gotten no answers they state that they have no phone records that they can provide for me because if they did it would prove that I was not notified of this. I feel I have been illeg... |
JPMorgan Chase & Co. Credit card credit line increase/decrease April 20, 2016 - I had opened a Chase credit cards in - I called and requested a credit line increase which was granted and it was increased to $4500.00. In - I noticed on my credit report that it stated my credit line had decreased to $3000.00 and is now going over the credit limit. I was in no way by phone or mail notified that this is a temporary credit line increase. I have disputed this with the car company and have gotten no answers they state that they have no phone records that they can provide for me because if they did it would prove that I was not notified of this. I feel I have been illeg... |
JPMorgan Chase & Co. Credit card credit line increase/decrease April 4, 2016 - The reason for the complaint is to try and cle The reason for the complaint is to try and gain clarity as to why Chase credit card services has continuous denied my request for a credit increase and interest rate reduction even though my credit score is currently above the - 's. I have contacted Chase card services on more than one occasion and all I am told is due to my credit report however there is nothing negative on my credit report and I have recently purchased a home and have had my auto financed over five years and never a single late payment. I was informed by the representative th... |
JPMorgan Chase & Co. Credit card credit line increase/decrease April 3, 2016 - Chase freedom credit card approved a credit line increase -/-/- of -. I had the balance at - in -/-/- the following month they decreased my credit line to -. Mind you the purchases were made while the line was at -. Now I 'm over the limit by - and have neg on my credit scores! I did not receive a written letter. Their process to me as a consumer was not done legally. I would like to dispute this company and charges! ... |