Review and analysis of over 51 complaints against Monterey Financial Services, Inc.
Monterey Financial Services, Inc. consumers have reported over 51 official complaints related to Cont'd attempts collect debt not owed. Out of the 51 consumer complaints against Monterey Financial Services, Inc., 35% were disputed by the consumer (i.e. the consumer was not happy with how Monterey Financial Services, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Monterey Financial Services, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft March 2, 2017 - I was a victim of identity theft in - and recently in - through -. I was notified by IRS -/-/- that I had been a victim of Identity theft which I was advised to check my credit report as well. When I checked my credit report I found two accounts that I did not recognize. They were - and Monterey Collections. Once I found this I contacted the credit reporting bureau to place a fraud alert and to dispute those items. I submitted police report, IRS affidavit as well as ID social security card and an insurance document to verify my identity. I sent it to - and - Credit Repor... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine February 12, 2017 - I was contacted by - several dozen times and I repeatedly told them that that they had the wrong person and I did not provide any thing from them. They said a laptop was purchased by mme and that is not true. I have never bought a laptop nor was a laptop delivered to me. I believe that someone may have stolen my personal information to make this purchase. I explained this to the representatives on the phone and they threatened me and called from -- somedays. I begged them to stop calling me and they continued to call and said they were going to file a lien on my home and my vehicle. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 16, 2016 - In order to have the debt/collection removed from my credit report, the debt was paid -/-/16. I was informed verbally and in writing that the debt would be removed and as of today it is still present.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 15, 2016 - Monterey collections agency attempted to collect $2400.00 from me, stating I owed - this debt, dating back to 2011. I emailed them requesting proof and the contract came with the information of the person, with only our names being similar ; first name was n't spelled the same, DOB was 7 yrs apart. I called Monterey collections and the agent stated the problem will be corrected, but it might take 6 weeks. I had a similar incident with them about 3 years ago.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 16, 2016 - I was a victim of identity theft and noticed a collection from MONTEREY COLLECTION / MONTEREY FINANCIAL SERVICES I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against MONTEREY COLLECTION / MONTEREY FINANCIAL SERVICES in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 16, 2016 - - - - - - -, OH - - -, - Complaint Department Monterey Collections - -, CA - I am writing to dispute the following information that your company provided to -, -, and -. I have circled the items I dispute on the attached copy of the credit report I received. This item regarding the said debt owed for $370.00 is inaccurate because this debt was filed in my Chapter - Bankruptcy Case No. - - - - bk - - and discharged -/-/-. I am requesting that Monterey Collections have the item ( s ) removed to correct the information. En... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid August 11, 2016 - I purchased a timeshare and cancelled it according to the 5 day grace period. I sent a cancellation through email, fax and mail. However they said I did n't send it through register mail. I tried to work with company, but they would n't accept my cancellation. I did pay for almost 2 years but could n't pay anymore due to loss of wages. This debt was sent to a collection agency. They are not willing to close the case, even when I have sent them paperwork showing that the proper cancellation paperwork was filed.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid July 29, 2016 - I talked to someone on the phone named - and was promised that they would remove the debt if the amount of $340.00 was paid. I paid that amount and it 's still on my credit report.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2016 - - had corporate policy that the patient would never have out of pocket expense they would only bill the insurance company. - submitted a charge to my insurance company the insurance company then requested some records from - to verify coverage but never received them and never paid the claim. ( - is no longer in business ) I was contacted by Monterey Collections - - CA. - - - - claiming I owed them for the service. I replied within 30 days of receiving their notification requesting validation of the debt and other questions. After receiving the request they have n... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2016 - The original transaction was with - as evidenced in the enclosed documents. - funded the transaction and the debt was owed to - -. However, upon completion of the transaction and subsequent attempts to contact -, I discovered - had ceased operations and had been indicted for fraud by the Federal Trade Commission. The debt has now passed the statute of limitations for reporting and for legal pursuit of collection in my home state of Texas. I demand removal of the record of this debt from my consumer credit report and cessation of collection activities by Monterey Collection ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 27, 2016 - I had - -/-/- and the -, -, -, though agreeing to take Medicare insurance, has sent an invoice dated -/-/- for collection. I have repeatedly asked the collection agency for certain information and explained the insurance and included a letter from the Doctor detailing - contractural obligation and repeated abuse by -. I have not received answers to my specific questions to the collection agency.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 14, 2016 - The company Monterey Financial has continued with attempts to collect a debt that was included in bankruptcy as - -2016. They have gone as far as reporting this debt in different amounts twice on my - credit report on - -, 2016 after the filing date of - - which violates the FCRA along with repeated phone calls violating the automatic stay from the bankruptcy filing. They have also verified that this account still has a balance and is not included in bankruptcy on all - credit reporting agencies which is another violation. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 7, 2016 - I received a letter from Monterey Collections stating that I had an outstanding bill for Medical services in the amount of -. I have called them three different times left messages and no calls returned. I have now received From Protect My ID account that this company has now added a Negative Rating on my Credit for a bill which I knew nothing about. Doing some research I found out that they bought receivables from a company named - , - which is being investigated for fraud by the Federal Government. I have contacted both - and - and disputed this charge. I have never been late ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 6, 2016 - I was recently contacted by Monterey Collections via US mail requesting payment on a debt that I do not believe that I owe. I have responded to them with a letter of dispute and request for cease and desist in their pursuit of collection. Monterey Collections is seeking to collect on behalf of - - - ( - ), - for - that was performed on -/-/2014. As explained by my physician at the time, and clearly printed on the company brochure, " if it turns out your insurance company does not cover a specific test, -, - assumes all the risk ''. I have sent, via certified mai... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 6, 2016 - I was recently contacted by Monterey Collections via US Mail requesting payment on a debt that I do not believe that I owe. I have responded to them with a letter of dispute and request for cease and desist in their pursuit of collection. Monterey Collections is seeking to collect on behalf of - - - - - -, - for lab work that was performed on -/-/-. As explained by my physician at the time, and clearly printed on their brochure, " if it turns out your insurance company does not cover a specific test, -, - assumes all the risk '' and further states, " if your... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 20, 2016 - In 2014 my doctor requested that I receive a screening from a company called - - - ( - ) The marketing material provided there would be no cost to me as the patient if my insurance company did not pay the bill. Subsequently, - was found in violation of the Fair Claims Act by attempting to defraud insurance companies and Medicare, and by providing kick-backs to prescribing doctors.They were forced to pay millions in fines and were forced into bankruptcy. A week ago I was contacted by - -, a representative of Monterey Financial Services, - - -, -, CA - demand... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 18, 2016 - Over 2 years ago my wife had lab work completed in California and sent off to - - - - in - -. The doctor said that if the insurance company does not cover the fees the company ( - - ) would ( we now possess a copy of written documentation of this policy ). 2 years later ( now ) after not hearing from any issues on our insurance or the doctors office the company is bankrupt and a collection agency is trying to collect $3000.00 from us for - completed for the bankrupt company 's trustees. We sent them the written documentation agreement between the doctor, insurance ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 15, 2016 - I recently reviewed my credit report on -/-/- and saw a new entry for a collection account that was placed on my file in - -. It refers to - and is in the amount of approximately $3600.00. We went to a seminar in - held by - in - Tn. and were offered a package THAT COULD BE CANCELLED within 30 days. I contacted them within the 30 day window and cancelled my obligation. I spoke to them verbally and also sent a written request to cancel. The agent for them said she noted our file and acknowledged it was cancelled. Again, the service offered by them was never used in ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 8, 2015 - The agency continues to attempt to collect a debt that is not mines. I have not cosigned for any loan and had a fraud alert on my credit for the past two years. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 8, 2015 - The agency continue to report I owe - for cosigning on a loan. I never cosigned for anyone and the agency continues to file false information. I have not signed anything to cosign for anyone. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 24, 2015 - I have a charge-off on my credit from MONTEREY FINANCIAL SVC '' & MONTEREY COLLECTION SVC '' which I never even applied for. I was sent a letter from Monterey Financial Services Inc dated - -, 2014 saying that my credit application was denied. But again, I never applied for anything to this company or the application for - '' that they are referring to on their letter. I did attend a sales pitch meeting from - but I did not purchase any of their vacation packages. Now my credit report is showing - charge-offs from this company for $4600.00 and $3400.00 ; which like I ment... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 2, 2015 - ABOUT 10 YEARS AGO, I contacted a camp ground membership and asked how to end my membership ; I followed their instructions and was told that my membership was terminated. I did n't expect any problems and accepted their word for it. About 5 years later, this collection company started calling me numerous times a day, every day. I told them I do not owe this debt. They have persisted for a number of years. Recently, NEARLY 10 YEARS LATER ( AFTER STATUE OF LIMITATIONS HAVE E-PIRED ) they had it put on my credit report ( in 2015 ). It is not a legitimate debt! The statute of limitations expired ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 11, 2015 - A collection was added to my credit report that i do not owe, i have had no dealings with the company that the collection company says i owe money too ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 29, 2015 - When speaking to Monterey Financial Services, they would not send documentation of what this debt is for. I sent a letter to Monterey Financial Services on - -/-/- and it was returned with no forwarding address. When I spoke to Monterey again, they would not give me an address to correspond with them. They stated I have to pay this money in order to get any information. They did not care that the company I originally contracted with, - - -, went out of business -/-/- ; therefore, there was no service provided for the debt they were trying to collect. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 30, 2015 - Someone used my id in -/-/- and -/-/-. I pulled my credit report found a $15000.00 (!! ) ) bill from montery collections in -. I sent a debt validation letter they sent back a letter stating the defaulted account will continue to be reported accordingly '' it 's in dispute and on my credit!!! Copy letter attached. The computer printed generic contract does n't have my signature, just a printout. They did not validate the debt, nor answer all my questions asking for copy contract my signature, copy their bond and license number, copy papers showing I agree to pay, nothing. They ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 6, 2015 - I purchased a stereo from - - back in - 2014. I paid for the stereo in full. A month ago a collection company contacts me stating I owe $3000.00? I do not owe this company any more money. This is fraud. ... |