Review and analysis of over 9 complaints against Synchrony Financial
Synchrony Financial consumers have reported over 9 official complaints related to Taking out the loan or lease. Out of the 9 consumer complaints against Synchrony Financial, 11% were disputed by the consumer (i.e. the consumer was not happy with how Synchrony Financial responded to their complaint) and 100% were processed in a timely manner. 56% of consumer complaints against Synchrony Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 33% resulted in non-monetary compensation.
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Synchrony Financial Consumer Loan taking out the loan or lease December 26, 2016 - While reviewing my credit report, I see a credit inquiry from Synchrony Bank made on -/-/- for - - -. I sent a letter to the bank on -/-/- requesting that they remove the inquiry because it was NOT made by myself nor given the authorization to do so and also asking for documentation supporting this inquiry. I received a response on -/-/- stating that it was submitted electronically online and that they are NOT able to provide proof that this was made by me. I 'm - sure that I did not inquiry about a credit account with this bank, especially for - - ... |
Synchrony Financial Consumer Loan taking out the loan or lease December 14, 2016 - My wife and I went into Ashley Furniture in - Florida town center. They approved both of us for a loan for $1600.00 a piece. We picked out bedroom furniture and a mattress and put down $1500.00. We signed the papers and went home. A couple of weeks later we got a letter in the mail stating we only got approved for $1500.00 a piece. I called and they told me to wait till the furniture was delivered in a few months so the account would show the difference. I wanted to cancel and was told it would be a $1200.00 restocking fee.I told the manager why would I pay $1500.00 dollars and ge... |
Synchrony Financial Consumer Loan taking out the loan or lease August 2, 2016 - - - 2016 Consumer Financial Protection Bureau - CFPB Let 's start with : " Usury is the act of lending money at an interest rate that is considered unreasonably high or that is higher than the rate permitted by California law [ and U.S. Law ]. '' My complaint : This is in regard to my credit account CareCredit of which all payments were made to Synchrony Financial ; also, there was never a late payment. According to their most recent statement my 2016 totals of the years to date are as follows : Total Fees charges in 2016 $0.00 Total Interest Charges in 2016 $220.00 Total Interest P... |
Synchrony Financial Consumer Loan taking out the loan or lease July 22, 2016 - Last - - I applied for a credit line to cover some - at my - office ( in one of their computers! ) I got approved with 'CareCredit ' from Synchrony Bank . I used the line of credit on the same day that I was approved, they offer me a promotional with 'no interest for 12 months ' the transaction was made on -/-/-, but the due date on the card was/is for the - of each month. I did not made any connection to it, until the month when I sent my last payment - which it should have been -/-/- ( as it was stated on the 12 month promo ) but to my surprise and disbeli... |
Synchrony Financial Consumer Loan taking out the loan or lease May 21, 2016 - In 2014 I purchased a - - exercise machine for approximately $3000.00. I was offered a promotional no-interest finance arrangement. I asked for and was told that the monthly payments would cover the promotion period and that I would not be charged any interest as long as I made those payments and that this would cover the purchase in full. I unfortunately did not pay close enough attention because this was apparently not done. Now I discover I have paid over $1800.00 in interest and still owe $2100.00 on the note. I offered to pay the remaining principle balance of $ approximately ... |
Synchrony Financial Consumer Loan taking out the loan or lease March 7, 2016 - I placed a living room order with Rooms To Go far back in -/-/-, and after careful consideration of my living room layout and wall color, which resulted in some changes to the order as deemed acceptable by the sales man ( - - ) at the time, so far the price of the selected item is not more than what is on the package. We settled for the items below : - Pc Living Room Package $2400.00 List of Living Room Package Stationary Love Seat Recliner Sofa - ( Nos ) End Tables - ( Nos ) Tablr Lamb - '' TV Console Oval Cocktail Table - ' LG LED Card ; Sofa Protection Plan $1... |
Synchrony Financial Consumer Loan taking out the loan or lease January 27, 2016 - I made a $25.00 purchase on my Belk card in -. In - I sent a check with the bill for that amount. The next bill had a late fee of $35.00 added. I have called but they keep adding late fees and are now compounding interest. Is this even legal? I would never have used the card if I knew they could do this. ... |
Synchrony Financial Consumer Loan taking out the loan or lease January 3, 2016 - Purchased a - - bed on -/-/15. Purchase price was $6900.00. As part of the transaction, I agreed to 36 months of interest free financing with Synchrony Financial. Because of sales for the product -, - - agreed to reduce the balance to $5800.00. Got my first statement for the Synchrony account today and the balance due is $8800.00, way more than I agreed to pay when I purchased the bed 30 days ago. I 've reached out to Synchrony and - - with little success. ... |
Synchrony Financial Consumer Loan taking out the loan or lease December 28, 2015 - On - I discovered an unknown CareCredit/GECRB account on my credit report. I asked my free union legal services attorney, - - - to dispute the debt. The dispute letter was sent on that same day and on -/-/14, GE Capital Retail Bank responded. Then on -/-/14, - -, -. called me and let me know that she spoke to " - '' at GE collections department and informed her that the debt was a fraud and " - '' promised to send a fraud affidavit. I have never received the fraud affidavit and not - - - is reporting the debt on my credit report. I returned to my... |