Synchrony Financial Consumer Loan Complaint

Synchrony Financial Consumer Loan department,

Installment loan Taking out the loan or lease Florida

My wife and I went into Ashley Furniture in - Florida town center. They approved both of us for a loan for $1600.00 a piece. We picked out bedroom furniture and a mattress and put down $1500.00. We signed the papers and went home. A couple of weeks later we got a letter in the mail stating we only got approved for $1500.00 a piece. I called and they told me to wait till the furniture was delivered in a few months so the account would show the difference. I wanted to cancel and was told it would be a $1200.00 restocking fee.I told the manager why would I pay $1500.00 dollars and get approved for $1600.00 only to get my furniture delivered and be in the hole. I would of never walked out of the store knowing that. I wouldnt of signed the papers and went else where. It also showed up as over the limit on our accounts. l told them it would and hurt mine and my wifes credit. I cant believe they do people like that. I have been working on my credit for a few years to get an over the limit action on our account that isnt our fault. I feel Ashley Furniture was very deceiving in how they done us and its unfair to be treated like that. I knew once the payments where due on t h e accounts I wouldnt have enough money to pay the over the limit fee and both our monthly payments. I did pay our agreed amount and was jacked with an over the limit. I would of never in my right mind sign up for something like that. Please help me stop the big corporate guys from misleading hard working people.